Joshapat
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July 21, 2023, 03:04:11 PM |
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If you have enough money then buying a property is the best thing, of course anyone doesn't want to rent because rent is a waste of money, but not everyone can buy a house or apartment so they have to rent, and in my opinion the first thing is to be optimistic and always try to save money.
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Dr.Bitcoin_Strange
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July 21, 2023, 07:05:06 PM |
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For me, there is never anything as better than as owning your own property, though some times , the location of the property should be very much considered before acquiring it, but then, if we find a property in a location that is experiencing rapid growth in development, it is best to acquire a property there than stay on rent, even if acquiring the property means borrowing from the bank.
You are right; owning a property is usually much better than renting. I know that sometimes the location is also considered, like you have said. But, for me, as long as the location is not made uncomfortable by criminals or thieves, one can still live comfortably there, maybe until other development begins to go on in that area. Just like one location where my in-law built his house, I can remember very well that when he stated building that house back in 2016, there was no one else building houses in that area. Around 2018, when he packed in with his family, it was only him and one other family that were living in that location. They were surrounded by bush, but today if you go to that place, every place is filled with houses; even one plot of land is more than 100% of what it was In 2016. So, location can be considered, but if it's still a cool area, there is nothing wrong with just building your house and living there.
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Lanatsa
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July 21, 2023, 07:57:21 PM |
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For me, there is never anything as better than as owning your own property, though some times , the location of the property should be very much considered before acquiring it, but then, if we find a property in a location that is experiencing rapid growth in development, it is best to acquire a property there than stay on rent, even if acquiring the property means borrowing from the bank.
You are right; owning a property is usually much better than renting. I know that sometimes the location is also considered, like you have said. But, for me, as long as the location is not made uncomfortable by criminals or thieves, one can still live comfortably there, maybe until other development begins to go on in that area. Just like one location where my in-law built his house, I can remember very well that when he stated building that house back in 2016, there was no one else building houses in that area. Around 2018, when he packed in with his family, it was only him and one other family that were living in that location. They were surrounded by bush, but today if you go to that place, every place is filled with houses; even one plot of land is more than 100% of what it was In 2016. So, location can be considered, but if it's still a cool area, there is nothing wrong with just building your house and living there. Nothing beats out on having your own property or real estate rather than on having that renting which it is really that just a common sense but we know that in todays world on which not all would really be able to afford on buying or getting one because we know that these properties arent really that cheap.If you are really just that an average wage earner then you would really be needing to work lots of years for you to be able to acquire one. This is why this is something that gives out advantage into those people who are financially capabled whether they do get it from inheritance or totally came from their success in business or whatever they've been dealing into. On the time that we do own a property then we could decide to rent it out and if there's someone who do able to do such thing then for sure they would really be having that kind of cash flow on which it would really be giving additional income for them, the more we do have the more money we could and make out decisions on making expansion even more on buying more and the cycle continues. Rich getting more richer and poor people would really be just ending up on renting even into the rest of their lives but this would really be depending on how they would really be handling out their lives.
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bestcoins1
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July 21, 2023, 09:38:37 PM |
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If you have enough money then buying a property is the best thing, of course anyone doesn't want to rent because rent is a waste of money, but not everyone can buy a house or apartment so they have to rent, and in my opinion the first thing is to be optimistic and always try to save money.
It's a very natural thing when someone is willing to rent something just because he still can't afford it now, but basically everyone always places the renting option in the second option because his first wish is to buy in cash so he's not always bothered by rent problems in his life. Renting may sound like a waste of money, but those who can't afford it will have no other option but to be forced to rent for themselves.
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Casdinyard
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July 21, 2023, 10:02:06 PM |
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Objectively, buying is better than renting.
think of it this way, when you buy something like bitcoin or in this case, real estate, you're not availing service or something that is consumable, you're buying a commodity that will consistently give you profits. It's more of a barter trade than a purchase really, cause when you buy a $400k worth house, you're not $400k short of money after the purchase, it's a $400k traded investment that will consistently give you money provided that you take care of it. Of course renting has its upsides and all that but at the end of the day, buying real estate will always be better than just renting it, even the point of reasoning being the fact that houses are now expensive still goes back to buying real estate as a better choice.
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Wimex
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July 21, 2023, 10:46:00 PM |
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Both are good options, but as far as i am concerned it is much better to buy a property than to stay rented, and i say this for two reasons, firstly that rents are never stable since, if the owner is caused to increase the latter, it would affect the tenant, destabilizing them economically as long as they do not earn enough, and the second reason would be that the stay in said place would not remain totally permanent since since it does not belong to us, we would be exposed to eviction and without the right to claim. These are the reasons why I am in favor of having something of your own, in addition to the fact that by keeping properties in your name, you can take advantage of it..for example, if you already have a place to live and you get a new acquisition, it can be rented so that you can repaing the money invested
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Mr.right85
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July 21, 2023, 11:09:51 PM |
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It simply logic for me, I rather buy than rent bit, that's in the case of if I can afford and at a good location as well. It's hard living under the conditions of someone else in the name of having to rent a place. Let's face it, It's an open contract that could come with some unforseen circumstances that could require you having to leave the someday unprepared and you've got little to dispute about especially when it was done through legal systems.
Buying a house gives you that rest of mind. Better still, you can get a mortgage plan that suits you and find means to making it work.
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chrisculanag
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July 21, 2023, 11:21:48 PM |
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That depends on the state of life, but if you're like us who don't have own house and land, it's better to just rent. Then work hard to find extra income until you accumulate funds that you can buy your own house and land or start a business that is appropriate for the area.
Just start small until you reach your big dream. Even if we stumble, we should not give up, the best thing we can do is to think that this is just a test so that we can better achieve what we want.
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JoyMarsha
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July 21, 2023, 11:23:30 PM |
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Owing a housing property is what I will go for than staying in a rented apartment. Am choosing housing property over a rented apartment because when old age comes and am no longer working, I will have a place to call home in all that.
It is better to take up loans from banks to have a housing property of my own. Let it be that my salary is been deducted in percentage for bank loans for years than staying in a rented apartment that will not end up being mine in old age. That doesn't make sense to me.
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Dr.Bitcoin_Strange
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July 22, 2023, 12:31:54 AM |
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Snip
It's not as if it's an immediate mandate for someone to have a house of their own or land that they want to build, but just that it's a necessity that one must have a plan to have their own apartment built or bought instead of living in rented space for their entire life. I know that some people are not earning very well, but if they keep on saving for 10 or 20 years, they might be able to finally buy their own house. It's not just something to rush; I know that some people have the funds at hand to do whatever they please, but some people don't, and they just need to make a budget for it and create a savings plan. I told you guys here that one of my friends invested in Bitcoin some years ago. Last time I went to my place, I saw that he had built a house right in his Dad's compound. When I asked why, he said the money was not enough to buy land in another location, so he just had to use the space in his Dad's compound. So, sometimes we just need to really create a savings plan or an investment with a goal for what we will do with it.
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Vishnu.Reang
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July 22, 2023, 03:17:09 AM |
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This decision is made more complex when you consider that renting and buying both have robust advantages. Nothing can be compared if you are the one who owns the place instead of renting it out. Renting or buying house they both have advantage as well as disadvantage. It totally depend upon your monthly salary but in my point of view building your own house is one time investment with huge capital. But once you done you and your family never have to worry for shelter in future weather you are there or not, they never suffer.
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Fakhrulenclix
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July 22, 2023, 07:20:46 AM |
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This decision is made more complex when you consider that renting and buying both have robust advantages. Nothing can be compared if you are the one who owns the place instead of renting it out. Renting or buying house they both have advantage as well as disadvantage. It totally depend upon your monthly salary but in my point of view building your own house is one time investment with huge capital. But once you done you and your family never have to worry for shelter in future weather you are there or not, they never suffer.
It all depends on the place and also finances, if we are going to stay in the city for a long time then whatever happens even though there is no money I think we have to find a way to be able to buy even if we have to take a loan or credit, because a house is a shelter for a family which is very important for the future and renting it is a huge waste and even sustainable for the next generation. I will not compromise with a future residence, I will do everything possible to be able to have it even on credit or a small place.
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Rockstarguy
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July 22, 2023, 09:16:47 AM |
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I have been debating about it with couple of my colleagues whether stay on rent or buy a property.
Let's assume, you are well capable enough to buy a new property through bank loan. Your income supports the mortgage payment so banks are willing to lend you money.
What will be the best route to take? Buy the property or stay in a rented place?
The usual appreciation rate of your property value is around 10% owing to the development work that are ongoing. For rented property, your rent increases by 15% every year.
What's the better option for you and why?
The method of paying back the loan will determine if I will choose to take a loan to buy the property, if it is a kind of loan that I'll be giving enough time to pay back the money in instalments u may consider to take it because paying instalments won't really be a financial burden to me. If I see the loan will be a stress for me to afford to pay back I won't go for it, instead I'll prefer renting a house which I know I can afford to pay annually or monthly. The financial state of one will determine which one is good for one to choose .
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dothebeats
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July 23, 2023, 05:49:42 AM |
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Owing a housing property is what I will go for than staying in a rented apartment. Am choosing housing property over a rented apartment because when old age comes and am no longer working, I will have a place to call home in all that.
It is better to take up loans from banks to have a housing property of my own. Let it be that my salary is been deducted in percentage for bank loans for years than staying in a rented apartment that will not end up being mine in old age. That doesn't make sense to me.
At the end of the day it's what really matters -- to have a house that we can call our own and to ensure that we have a place to stay when we get too old to work. Moreover, renting a place will be a problem once you stop working and the income of money is not as steady as it used to be as it will be more of problem as to where you will be getting the money to pay for rent. Hence, for the long term benefit I'll surely go for owning my own property despite how long it will take me to pay for it, at least in the end it will be mine.
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inthelongrun
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July 23, 2023, 11:35:38 AM |
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Objectively, buying is better than renting.
think of it this way, when you buy something like bitcoin or in this case, real estate, you're not availing service or something that is consumable, you're buying a commodity that will consistently give you profits. It's more of a barter trade than a purchase really, cause when you buy a $400k worth house, you're not $400k short of money after the purchase, it's a $400k traded investment that will consistently give you money provided that you take care of it. Of course renting has its upsides and all that but at the end of the day, buying real estate will always be better than just renting it, even the point of reasoning being the fact that houses are now expensive still goes back to buying real estate as a better choice.
Yeah, I think it is a no-contest that buying real estate is a win-win situation if someone has the amount of money to buy one. With regards to taking a housing loan, I am not sure how much the yearly interest rate but if it is just near the rate of our usual yearly inflation then it is most likely worth it. It would be like renting but we own it after years of paying. This is actually a good deal. Besides, when we are starting a family in the near future, we still have to buy a house which by the time becomes more expensive. Real estate does appreciate over time and it is one of the most solid investments, especially in crowded and developing areas where the demand continues while the supply just like bitcoin is fixed.
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DeathAngel
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July 23, 2023, 12:51:33 PM |
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It totally depends on your financial situation, long-term plans, and even local housing market conditions. Buying provides potential equity growth and stability, while renting offers flexibility and avoids property risks. Consider your circumstances and consult with experts to make an informed decision that aligns with your goals.
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awik p
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Pepemo.vip
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July 23, 2023, 03:30:50 PM |
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It totally depends on your financial situation, long-term plans, and even local housing market conditions. Buying provides potential equity growth and stability, while renting offers flexibility and avoids property risks. Consider your circumstances and consult with experts to make an informed decision that aligns with your goals.
as someone who lives in my current environment, maybe owning a private house is more profitable. However, for those whose jobs change due to assignments from the office, I think renting a house in their work placement will be more effective, especially since those who usually have received an allowance from the office for their housing, so if they have a house they are worried that it will not be taken care of, and if they are rented out, they are afraid it will damage our house
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jossiel
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July 23, 2023, 03:55:37 PM |
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If you have enough money then buying a property is the best thing, of course anyone doesn't want to rent because rent is a waste of money,
Many believe that renting is a waste of money but there is a justification with that. If you're the type of person that sees jumping from place to another is your lifestyle and ease to your job, it wouldn't be a waste of money. Because for jobs that do require relocation and moving out from area to area, that's a requirement for them to rent. But, we all want to have our own real estate and from there. Everyone is going to realize that we all need a place called our own home.
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Asuspawer09
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July 23, 2023, 09:51:21 PM |
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I have been debating about it with couple of my colleagues whether stay on rent or buy a property.
Let's assume, you are well capable enough to buy a new property through bank loan. Your income supports the mortgage payment so banks are willing to lend you money.
What will be the best route to take? Buy the property or stay in a rented place?
The usual appreciation rate of your property value is around 10% owing to the development work that are ongoing. For rented property, your rent increases by 15% every year.
What's the better option for you and why?
For me it's better to stay on your rental property because if you buy a house and you live there then you buy a liability, I mean you could probably loan a house then still don't leave there then let it be rented as well with that the house if paying for itself. That is just because you don't really have a plan to sell the house since your just planning to live there right? so it wasn't going to be an asset but a liability on your side. Your gonna need to have a lot of sources of income, multiple income streams is the easiest way to get rich and earn a lot more money, if you're going to buy real estate and your going to live there then you just keep up your lifestyle instead of making more passive income, It's just my personal thing but for me, if it is just so expensive to get a real estate yet then maybe you should focus on making more income yet and be wise with it. But maybe it will still depend on what is your situation at some point.
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Uruhara
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July 24, 2023, 07:24:27 AM |
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If you have enough money then buying a property is the best thing, of course anyone doesn't want to rent because rent is a waste of money, but not everyone can buy a house or apartment so they have to rent, and in my opinion the first thing is to be optimistic and always try to save money.
Well, if you already have enough money, of course, buying is the best way. But if you choose between buying but from the money borrowed or choosing to rent while accumulating enough money, of course this choice is a little confusing. But if we want to feel more at ease then it's better to collect money first until it is accumulated until the value is enough to buy a property. This method might make our minds less anxious compared to taking out a loan that must be paid every month, of course. But honestly I'm a little confused at this point. a few months ago I thought differently. and at this time I also have a different thought back. because indeed we have to consider various conditions before making a choice.
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