Who is to be blamed, the gambler or the betting agent

[Westinhome]

If you don't reduce the risk, you will only see the risk of losing money getting bigger, and if that happens, you should immediately stop gambling and rest. It's not good to continue gambling because we can lose even more, especially if we deposit more money into the gambling account. It will only make us want to recover our losses even though we know that it will not guarantee that we can recover losses but provide other losses. Here it is better for us to prevent that loss than get other losses so we will not lose much money.

Risk is the common one in the gambling,people are not ready to handle the risk of losing money.But it's essential one to hold the money and use in the gambling after learning of gambling,if you just do gambling without the knowledge it leads to complete loss.So find the legit gambling site before using the gambling was the important one.

If it is wrong for the owner to give the loan then the borrower is more guilty. Since the owner operates a casino or gambling business, he can certainly provide loans to grow his business. On the other hand, the person taking the loan should also be aware of whether he can repay the loan amount or not. When providing loans, sometimes such situations have to be accepted. It would have been better if the financial condition of the borrower could have been well known before giving the loan, then it would have been possible to prevent such a situation.

Giving loan is not a wrong one by the gambling owner,because they had a money to rotation from his business.Most of the business need of huge money for the rotation,So the gambling owner lend the money for the business is not the problem.Only thing is he should not scam their participants winnings.He should not get scammed by lending and scam the people winning money.This is most important one to keep in mind before doing the lending.

[klidex]

~snip~

Yes because for gamblers, it is take the risk and have the chance to some profit and if you are not taking the risk then you are not preventing anything. You are only preventing something by avoiding it and that is the reason I have said it is not for a gambler to prevent it, be it the risk or something else. If you are a gambler and you have come to gamble, all you have to do is to gamble as you can bear and in order words you are gambling anyway and you are not preventing it only to reduce your risk.

If you don't reduce the risk, you will only see the risk of losing money getting bigger, and if that happens, you should immediately stop gambling and rest. It's not good to continue gambling because we can lose even more, especially if we deposit more money into the gambling account. It will only make us want to recover our losses even though we know that it will not guarantee that we can recover losses but provide other losses. Here it is better for us to prevent that loss than get other losses so we will not lose much money.

Getting used to trying to plan funds for gambling once a week or twice a week will be much better because if they are used to it they will master self-control and have better financial management not to think too much about gambling and gamble only to seek luck when they have more money.
In this case, someone is often forced to continue gambling to catch their losses until they have to borrow money with the thought that they will make money after that to cover previous losses.
Such thinking clearly very bad and it is clear that they themselves are at fault because gambling only provides a place to gamble and have fun but someone thinks is a place to multiply money is clear that it their own fault.

[Aikidoka]

Agreed, quitting is not an easy thing. Whether it is gambling or something else. The owner shouldn't have given money, just because he gave money the victim continued spending. If not, he could've left with what he had lost from his pocket. The trouble maker is the casino owner who knows well about the reality of gambling that it is not easy to recover the losses.

I agree but the gambler is also not thinking wisely by doing that, hence they are mistaken as well. Why would someone take loans and use them for gambling in the first place? That shouldn't be how it works. Nevertheless, the betting agent should not provide money to the gambler as it can lead to a really bad consequences as it has happened before. The gambler might find themselves in an extremely difficult situation where they can't even recover the money.

[KTChampions]

If it is wrong for the owner to give the loan then the borrower is more guilty. Since the owner operates a casino or gambling business, he can certainly provide loans to grow his business. On the other hand, the person taking the loan should also be aware of whether he can repay the loan amount or not. When providing loans, sometimes such situations have to be accepted. It would have been better if the financial condition of the borrower could have been well known before giving the loan, then it would have been possible to prevent such a situation.

This is far from a fact. In most countries, gambling and lending are completely different areas of activity that are regulated in different ways and you must obtain different licenses to carry out these activities. That is why the chances of the casino through the court to demand money from this gambler are very low - they did not have the right to issue him a loan (this is my proposal, but I think it will be true for 95% of countries).

[stomachgrowls]

~snip~

Yes because for gamblers, it is take the risk and have the chance to some profit and if you are not taking the risk then you are not preventing anything. You are only preventing something by avoiding it and that is the reason I have said it is not for a gambler to prevent it, be it the risk or something else. If you are a gambler and you have come to gamble, all you have to do is to gamble as you can bear and in order words you are gambling anyway and you are not preventing it only to reduce your risk.

If you don't reduce the risk, you will only see the risk of losing money getting bigger, and if that happens, you should immediately stop gambling and rest. It's not good to continue gambling because we can lose even more, especially if we deposit more money into the gambling account. It will only make us want to recover our losses even though we know that it will not guarantee that we can recover losses but provide other losses. Here it is better for us to prevent that loss than get other losses so we will not lose much money.

Getting used to trying to plan funds for gambling once a week or twice a week will be much better because if they are used to it they will master self-control and have better financial management not to think too much about gambling and gamble only to seek luck when they have more money.
In this case, someone is often forced to continue gambling to catch their losses until they have to borrow money with the thought that they will make money after that to cover previous losses.
Such thinking clearly very bad and it is clear that they themselves are at fault because gambling only provides a place to gamble and have fun but someone thinks is a place to multiply money is clear that it their own fault.

On the time that you do able to reach out this point on which you are already that considering on taking up some loan just for the sake on playing even more or tending to chase up those losses on which its never been ideal on doing so.This is why it would really be just that right that you should really be that mindful about those probabilities that you might mess up your financial status or situation if you cant be able to control or moderate yourself on playing further. Gambling isnt really bad but everything should really be in moderation because on the time that you wont really be making yourself able to control about your gambling urges
then it would really be resulting into those negative things that could happen.

On the situation stated up in between an agent and a gambler, then they are both that made out agreements on which its neither they would really be making out such big loan amount or would really be
just sufficient on the amount that he do able to make on everyday on which it is really just that right that the agent gave out that kind of offering or let him borrow on an amount
on which he's capable on paying it off basing on his daily salary or pay then it would really be just not a problem.

[LUCKMCFLY]

When we enter a casino, whether it is a traditional casino, we are going to listen to many voices, advice and some express their thoughts letting us know what they say, but we as players are the owners of our own money, we are the ones who take risks, we are the that we put our face on certain occasions, and we have at our disposal everything that we must do, we have to listen to whoever, we have to pay attention to the things that others say and it is our responsibility. things that we should always do, when it comes to money and risk it, I think we should always be the protagonists.

In these casinos there will always be agents, those who are in charge of distributing chips or anything else, this type of person can give us advice or something, it is up to us if we follow them or not, when they talk about casino agents we can imagine many things, there are many, what sion in charge of everything in the casino, we as players must have decision-making power, we cannot do other things but stick to our own decisions, it is not the fault of others if we want to follow their advice or something, because the money is ours, it doesn't belong to anyone else, if we win it, it's us who win, not the others, if we lose, it's us, not the others.

however, the problem stated on the OP's case is that the gambler played using credits because the betting agent allowed him to. maybe, he was thinking that the player will win at one point so he can recover what is owed. but unfortunately, he lost it all and ended up owing about ??8,000 as mentioned.
on this case, the agent has also the responsibility on this situation as he allowed him to play even if he has no more money of his own. but the gambler of course has the responsibility to pay for his debts. lesson learned for both sides, agent should not let the gamblers play on credits if he doesn't want to be accountable about the outcome. whereas, the gambler should just stick

Well yes, both are guilty, but they offer me a loan and it is in my knowledge whether or not I can accept it due to my ability to pay, if I see that I can't afford to pay, I'm not going to accept a loan like that, because how would pay? It would be something very painful, although there are people who do not care and accept things like this, but that is irresponsibility, if a casino is going to make a loan it must have many conditions to prevent the casino from losing money or credit there, for that reason when we We start to see what is better if going to a casino with your own or borrowed money, it is better with your own money, I would never use borrowed money to gamble in a casino.

When they give credit to people in a casino, it is because that casino knows who that person is, and knows very well that that person can respond to the credit or loan that was given to him, when he was in Lau a few years ago and entered to play in a casino, I remember that there were many older adults playing slot machines, they couldn't get away from there and a lady ran out of money, so she called an agent and that agent contacted the casino owner directly and they gave her a large amount of money in credit for the lady to continue playing, for me to see that amount of money was something impressive, I had not seen so much money there, I remember that I would go to the casino to my house, then I would return to the casino the next day and return to see that lady there in the same slot machine, I don't know, I always wondered if that lady had spent the whole night there or had left or just opened the casino and she's the first one that passed by, I saw those things, That is why I say that sometimes the agents are not to blame, it is the fault of the casino owner who issues the order that they can give credit to the person.

[Westinhome]

Well yes, both are guilty, but they offer me a loan and it is in my knowledge whether or not I can accept it due to my ability to pay, if I see that I can't afford to pay, I'm not going to accept a loan like that, because how would pay? It would be something very painful, although there are people who do not care and accept things like this, but that is irresponsibility, if a casino is going to make a loan it must have many conditions to prevent the casino from losing money or credit there, for that reason when we We start to see what is better if going to a casino with your own or borrowed money, it is better with your own money, I would never use borrowed money to gamble in a casino.

Both had their own fault in the game,because the loan guy should get to know the purpose of loan.So that the loan getting person will pay their loan without any delay.The most avoided thing of the gambler is he/she should not loan from the agent to get the game.Most of the people use the loan option for the gambling after the complete loss to the game.So mostly I advice my friends,gambling is good but the loan with the gambling is the unnecessary one for the good gamblers.Because such game will not allow them to owe some one for the money.

[uneng]

Both had their own fault in the game,because the loan guy should get to know the purpose of loan.So that the loan getting person will pay their loan without any delay.The most avoided thing of the gambler is he/she should not loan from the agent to get the game.Most of the people use the loan option for the gambling after the complete loss to the game.So mostly I advice my friends,gambling is good but the loan with the gambling is the unnecessary one for the good gamblers.Because such game will not allow them to owe some one for the money.

In this world we can't count others are going to be kind to us, so we have to be very careful with our personal decisions. Something that may look a gift at the first impression might be more of a curse than a blessing, after all... That was the case with the agent offering the loan to the gambler. The same happens quite often even outside the gambling environment, when people in general go to their local banks and the manager offer them abundant loans offers for different reasons, without caring if those people will have money to repay the loan back futurely.

Despite what you are going to do, it can be to gamble, to travel, to refurbish, to invest... Always be very careful if you are going to borrow money for those reasons. Make sure you don't have any other alternatives before doing so. Because once you take a loan, you will have to pay a very expensive interest rate later.

[LUCKMCFLY]

Well yes, both are guilty, but they offer me a loan and it is in my knowledge whether or not I can accept it due to my ability to pay, if I see that I can't afford to pay, I'm not going to accept a loan like that, because how would pay? It would be something very painful, although there are people who do not care and accept things like this, but that is irresponsibility, if a casino is going to make a loan it must have many conditions to prevent the casino from losing money or credit there, for that reason when we We start to see what is better if going to a casino with your own or borrowed money, it is better with your own money, I would never use borrowed money to gamble in a casino.

Both had their own fault in the game,because the loan guy should get to know the purpose of loan.So that the loan getting person will pay their loan without any delay.The most avoided thing of the gambler is he/she should not loan from the agent to get the game.Most of the people use the loan option for the gambling after the complete loss to the game.So mostly I advice my friends,gambling is good but the loan with the gambling is the unnecessary one for the good gamblers.Because such game will not allow them to owe some one for the money.

What we see when requesting a loan is to turn it into something productive , that is, a loan is Generally requested to set up businesses, to invest in a type of capitalization for a machinery company or something like that , to pay salaries , but in the case of a casino for a specific player we must do something, first, in a casino the money comes and goes, and it leaves more than what is going to come in, then for this reason we as Players must manage our abilities very well, if a loan is requested to play, at least I wouldn't or would, not to play, maybe for an investment , even if it's to buy Bitcoin, well I'm taking a Risk, because it is known that bitcoin apart from It can fall, it can rise, and it would become the investment of life , it is safer, but in casino games it would not.

Even so, when people do it , they must be aware that they must respond right there, whether it is to leave something as collateral, a car or something like that, so that they can provide trust to the casino and this is very delicate , because when we get Let's see , things can change a lot, a casino agent cannot make these decisions, if all the protocol must go through an Owner or Manager of the casino , because just buying in a bank when you are going to apply for a loan or credit, things are Usually very strict so that they can give it to them, in fact on occasions they ask for verifications of all kinds, and they ask for the financial status of the person , even though they know that person because of their seniority, those things are what I say are very be careful , because what will be given is money , and for them they need many Guarantees , things cannot be done like that or like that.

In a casino, unless the agent owns or has a stake in the casino, he is the one who can make the decisions, it cannot be done like this, it is obvious that the responsibility falls first on the person who spent and lost , but also on the person or the approving Agent.

[Cling18]

Both had their own fault in the game,because the loan guy should get to know the purpose of loan.So that the loan getting person will pay their loan without any delay.The most avoided thing of the gambler is he/she should not loan from the agent to get the game.Most of the people use the loan option for the gambling after the complete loss to the game.So mostly I advice my friends,gambling is good but the loan with the gambling is the unnecessary one for the good gamblers.Because such game will not allow them to owe some one for the money.

In this world we can't count others are going to be kind to us, so we have to be very careful with our personal decisions. Something that may look a gift at the first impression might be more of a curse than a blessing, after all... That was the case with the agent offering the loan to the gambler. The same happens quite often even outside the gambling environment, when people in general go to their local banks and the manager offer them abundant loans offers for different reasons, without caring if those people will have money to repay the loan back futurely.

Despite what you are going to do, it can be to gamble, to travel, to refurbish, to invest... Always be very careful if you are going to borrow money for those reasons. Make sure you don't have any other alternatives before doing so. Because once you take a loan, you will have to pay a very expensive interest rate later.

In the economic crisis that we're experiencing right now, most people are willing to sacrifice relationships and their own reputation in the name of money. They are willing to fool and deceive others regardless of it's negative effect on a person's life and we have to be careful for that as we might fall into their trap. We all want to make money but if they are offering too good to be true bonuses and promotions, we need to think twice or better yet look for ways to research and seek legitimacy.
If we will grab every little thing that would seem legit, we could easily be deceived so we should never trust easily especially if it involves money. There will be no one to blame if we fall for their trap but it is us who are making personal decisions. It's better to be sure than to be fooled.

[GigaBit]

Well yes, both are guilty, but they offer me a loan and it is in my knowledge whether or not I can accept it due to my ability to pay, if I see that I can't afford to pay, I'm not going to accept a loan like that, because how would pay? It would be something very painful, although there are people who do not care and accept things like this, but that is irresponsibility, if a casino is going to make a loan it must have many conditions to prevent the casino from losing money or credit there, for that reason when we We start to see what is better if going to a casino with your own or borrowed money, it is better with your own money, I would never use borrowed money to gamble in a casino.

Both had their own fault in the game,because the loan guy should get to know the purpose of loan.So that the loan getting person will pay their loan without any delay.The most avoided thing of the gambler is he/she should not loan from the agent to get the game.Most of the people use the loan option for the gambling after the complete loss to the game.So mostly I advice my friends,gambling is good but the loan with the gambling is the unnecessary one for the good gamblers.Because such game will not allow them to owe some one for the money.

If one can manage responsible gambling there will be no complaint. As long as a gambler can manage gambling with his own money, he will not be hated by anyone. Whenever he goes into debt it will start affecting his personal life. There is no fault can be found on the part of the lender in what happened mentioned by the OP. Because if lender has paid the loan according to the rules, then the person who has taken the loan will be legally guilty if he does not repay the loan.

[Slow death]

I was at the house of one of my relatives, what I could see there is that my relative played the lottery every day, but when he had no money and he already knew the lottery person very well, what he did was simply to take the tickets from lottery, and paid days later when he had money, the problem with all this is that he always lost and when it came to paying the money he took in the lottery he was very sad, after watching all that for a long time I started to think that my relative was addicted to gambling and with that I started to tell him every day to give up buying those tickets forever because they were useless

and it was just hurting him a lot, but I wouldn't listen until I had to travel back to my house and months later I found out that my relative got very sick and this illness he had was related to the fact that he kept playing and losing, he got with heart problems and when I went to see him he couldn't play anymore, he had to get sick to stop playing altogether, but there were times when he wanted to continue playing but he had no money and the person who gave him tickets no longer worked at that company, I don't know if he was fired from the company because he kept letting people take lottery tickets and only pay days later

but one thing was clear to me, that was that without that employee working at that company, my relative could no longer take the lottery tickets to pay later and with the disease that my relative developed, so my relative had no choice, he stopped playing. I'm not trying to blame the seller, but this is one scenario that shows that lottery ticket sellers could also play an indirect role of blame when it comes to getting someone addicted to gambling.

[xSkylarx]

Well yes, both are guilty, but they offer me a loan and it is in my knowledge whether or not I can accept it due to my ability to pay, if I see that I can't afford to pay, I'm not going to accept a loan like that, because how would pay? It would be something very painful, although there are people who do not care and accept things like this, but that is irresponsibility, if a casino is going to make a loan it must have many conditions to prevent the casino from losing money or credit there, for that reason when we We start to see what is better if going to a casino with your own or borrowed money, it is better with your own money, I would never use borrowed money to gamble in a casino.

Both had their own fault in the game,because the loan guy should get to know the purpose of loan.So that the loan getting person will pay their loan without any delay.The most avoided thing of the gambler is he/she should not loan from the agent to get the game.Most of the people use the loan option for the gambling after the complete loss to the game.So mostly I advice my friends,gambling is good but the loan with the gambling is the unnecessary one for the good gamblers.Because such game will not allow them to owe some one for the money.

If one can manage responsible gambling there will be no complaint. As long as a gambler can manage gambling with his own money, he will not be hated by anyone. Whenever he goes into debt it will start affecting his personal life. There is no fault can be found on the part of the lender in what happened mentioned by the OP. Because if lender has paid the loan according to the rules, then the person who has taken the loan will be legally guilty if he does not repay the loan.

No matter how we scrutinize whom to blame, it is always the gambler, because you are right, it is his responsibility to make sure he will not get addicted to gambling, and if he lends money, he will have a hard time paying for it, mostly if he doesn't have a stable job. The people who lend to that gambler are just doing their job and asking him to repay his loan in a hard way, and the lender should also make sure that he can pay what he has got.

[wxa7115]

No matter how we scrutinize whom to blame, it is always the gambler, because you are right, it is his responsibility to make sure he will not get addicted to gambling, and if he lends money, he will have a hard time paying for it, mostly if he doesn't have a stable job. The people who lend to that gambler are just doing their job and asking him to repay his loan in a hard way, and the lender should also make sure that he can pay what he has got.

Without a doubt the original blame resides with the gambler as they are asking for a loan for something that is completely unnecessary, however it is also undeniable the agent is also to blame, they know very well for what reason those people want to use that money and they still decide to offer them the loan.

So it is obvious they were trying to force this person into a difficult position from the beginning and almost extort the amount they are owed out of him with all they got.

[Wexnident]

~

No matter how we scrutinize whom to blame, it is always the gambler, because you are right, it is his responsibility to make sure he will not get addicted to gambling, and if he lends money, he will have a hard time paying for it, mostly if he doesn't have a stable job. The people who lend to that gambler are just doing their job and asking him to repay his loan in a hard way, and the lender should also make sure that he can pay what he has got.

But don't lenders have a specific rule at the very least about who they want to lend to? I mean, it isn't exactly easy to loan to a person with literally nothing. Maybe if they had land in their name, even if they had nothing, they'd still be worth giving a loan to since they can sell that land or even just turn it over to pay the debts. It's a simple process really, and the question here is who is to blame for the loan.

Now I reckon the gambler who asked for the loan is just a mad man, asking for a loan even without substantial financial sources, but I'd reckon the case started in the first place because the loan was allowed, which was the fault of the lender instead. But well, since the case already happened, the only one we can blame here is the gambler themselves though.

[Chikito]

Without a doubt the original blame resides with the gambler as they are asking for a loan for something that is completely unnecessary, however it is also undeniable the agent is also to blame, they know very well for what reason those people want to use that money and they still decide to offer them the loan.

In the midst of a recession right now, hard for people to find how to get money. Everything they can do to meet their needs. one of the ways is to force someone to ask loan. I've experience with it and often to see around me. Sometimes I got a short message offering loans from strangers where I don't know him. he's a little pushy, and lure with low interest, where in fact, the interest they are often is very big and impossible to pay off with a limit.

[maydna]

~snip~

Risk is the common one in the gambling,people are not ready to handle the risk of losing money.But it's essential one to hold the money and use in the gambling after learning of gambling,if you just do gambling without the knowledge it leads to complete loss.So find the legit gambling site before using the gambling was the important one.

People must learn to accept gambling risks if they want to gamble. The risk of losing money is something they will encounter in gambling, so they need to prepare an amount of money that can run out at the gambling table, and they will not be too disappointed because they already know the risks. But if it is borrowing money from the casino, it is highly not recommended because there is no guarantee that we will win even if the money comes from the casino. We may experience a loss with the loan money, so it makes us unable to pay the loan money.

~snip~

Getting used to trying to plan funds for gambling once a week or twice a week will be much better because if they are used to it they will master self-control and have better financial management not to think too much about gambling and gamble only to seek luck when they have more money.
In this case, someone is often forced to continue gambling to catch their losses until they have to borrow money with the thought that they will make money after that to cover previous losses.
Such thinking clearly very bad and it is clear that they themselves are at fault because gambling only provides a place to gamble and have fun but someone thinks is a place to multiply money is clear that it their own fault.

If we want to gamble, we have to set up a special budget for gambling that won't be mixed up with things like expenses, savings, or others. That will allow us to manage how much we can use for gambling and not interfere with needing money elsewhere. This requires financial control and management because in gambling, we will not always be able to get the win. And if we can't always get a win, that means the money we use can run out or we can stop gambling before the money runs out. And they also didn't need to think about recovering their losses because that was difficult.

[Wiwo]

Without a doubt the original blame resides with the gambler as they are asking for a loan for something that is completely unnecessary, however it is also undeniable the agent is also to blame, they know very well for what reason those people want to use that money and they still decide to offer them the loan.

In the midst of a recession right now, hard for people to find how to get money. Everything they can do to meet their needs. one of the ways is to force someone to ask loan. I've experience with it and often to see around me. Sometimes I got a short message offering loans from strangers where I don't know him. he's a little pushy, and lure with low interest, where in fact, the interest they are often is very big and impossible to pay off with a limit.

Due to global economic meltdown, alot of personal economic problems have increased and this is as countries around the world struggle with high inflations and other economic problems, this has led to so many alternative means to meet ends need, this has led a lot of people into taking loans that have overbearing increase rates and other hidden charges that end up hanging around their neck for so long becoming a long overdue debt.

These kinds of loan companies are called loan sharks in my country, our sec has banned a good number of them and so have been fined because of their illegal operations and attempts to deceive unsuspecting citizens into taking loans without properly spelling out the conditions of the loan.

[Docnaster]

As they say, prevention is better than cure.

This is not for gambling. For gambling, usually what you are seeing is the winning. Taking of risk is what gambling is, if you are not a risk taker then maybe gambling is not for you and maybe that is the sense that prevention can be apt but as a gambling then you are only heading for the winning. Most gamblers don't see limitation to what they want to bet until they are finished with it and the result is out to their favour or not. There are no prevention if you are a gambler, it is only those who don't gamble will run away after losing.

What @Gozie51 said is true because when someone gambles, he can afford to risk losing, and actually, he already knows that his chances of winning might not be too great. But because he took that risk, he still gambled, and gamblers just want to bet so they don't see the rest. So they think what will happen next is something they can think about later after gambling. And if they don't dare to take the risk of losing, they should stop gambling and relax at home, enjoying the atmosphere. Thus, they don't have to think about the risks of gambling or other things.

Yes because for gamblers, it is take the risk and have the chance to some profit and if you are not taking the risk then you are not preventing anything. You are only preventing something by avoiding it and that is the reason I have said it is not for a gambler to prevent it, be it the risk or something else. If you are a gambler and you have come to gamble, all you have to do is to gamble as you can bear and in order words you are gambling anyway and you are not preventing it only to reduce your risk.

When it comes to gambling, there are rules guiding gambling companies and agents across the globe and these rules though differs in different nations but one of the commonest of the rules which I think is applicable to almost all the nations where gambling exist is the rule that gamblers must reach a certain number of age before they can use the betting platforms and that means for you to gamble, you must be a grown adult.
So that's why I think that nobody's to be blamed by the misfortunes of any gambler apart from the gambler. Betting agents do not force anyone to bet with them and shouldn't blamed for what happens after betting

[mirakal]

Well, if you can lend a cash advance to your worker so he can pay his debt on the betting agent, then problem solved. However, you cannot guarantee that the same scenario will not happen again especially that you are making things easier for your worker to gamble and lose his money in the end.

For me, I’d say the one at fault here is the gambler itself since he’s not supposed to gamble more than his income. And if by chance he’s just taking advantage from the agent’s offer without the intention to pay, then I must say the gambler is not a responsible and a reliable one especially when it comes to paying off his debt.