Negotiation
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August 16, 2023, 04:50:36 PM |
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Due to lack of proper knowledge of many people they cannot raise capital in business properly everything will become easy if you know the right rules. Raising capital is usually one of the first problems a young person must solve, and your ability to attract investors will likely play a key role in your ultimate success and exit strategy. To make a profit in business you have to take risks we know that making a profit in business is very difficult because you have to take a lot of risk. Risk means that you may have to deal with any kind of problem at any time sometimes you may have to invest a little more in the business so that the profit is more. Same is the case with investments if you take risks without fear then you will not get much profit.
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@sriyan
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August 16, 2023, 05:16:59 PM |
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I took time to research and observed that 75% of youths their problem is inability to develop their capital in capital market, most at times we are bless with so much that one find it difficult to control your finances or resources. I notice it usually affects people do not work hard to earn but probably the gimics or scams that makes them to make this money easily but after a while you discovered the person down why?
Now we should try this simple steps in developing capital either in savings, capital market or investment it's all same principle.... 1. Don't spend more than you earn it kills capital through lack of wisdom 2. Development an attitude of reserving "spend and save in quote" 3. Read books on financial market and its products 4. Learn to engaged in investment 5. Be curious about things and ask a lot of questions 6. Don't underrated any money with you, no matter how small it is...its always have value towards something 7. Admire other people success and think where you're going too. 8. Save, invest and take good care of your health. I hope this is helpful?
If you want to invest in something, first you have to learn about it. Then you have the background knowledge to apply the capital. If you do not have any knowledge related to that area, please don't invest in that. That is my view regarding your question. Another thing is most people after getting some profits, will 100% spend it. The best thing is to add some profits to your capital and try to earn some profits again. This will maximize your capital.
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Unbunplease
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August 16, 2023, 05:33:01 PM |
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Due to lack of proper knowledge of many people they cannot raise capital in business properly everything will become easy if you know the right rules. Raising capital is usually one of the first problems a young person must solve, and your ability to attract investors will likely play a key role in your ultimate success and exit strategy. To make a profit in business you have to take risks we know that making a profit in business is very difficult because you have to take a lot of risk. Risk means that you may have to deal with any kind of problem at any time sometimes you may have to invest a little more in the business so that the profit is more. Same is the case with investments if you take risks without fear then you will not get much profit.
The problem is not how to raise money for the business (with a well-crafted business plan, any normal bank can grant a loan). The problem is how to properly dispose of the money received, because force majeure may leave no chance for the successful implementation of the business.
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Juse14
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August 16, 2023, 08:25:53 PM |
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In my opinion, the important thing in developing capital is to continue to expand business and maintain a simple lifestyle. Why is that..? There have been many incidents among some young entrepreneurs who have just started their business and have only gotten a meager profit from the results of the business they do, but they have changed their lifestyle to become hedonic and consumptive behavior which ultimately leads to the destruction of the business they are running. Hedonic behavior is often influenced by the friendship environment and sometimes when we have the upper hand it makes us arrogant and only friends with people who are at least at the same level or higher than us which further encourages us to behave hedonistically.
Actually, it is not a problem for someone to behave hedonistically. However, it needs to be underlined that it is not a problem when we are able to do that where the business we have already has branches everywhere and has big profits. Don't let the business we have not run smoothly and the profits are not enough and also the business and personal needs are not fulfilled but instead you force yourself to behave hedonistically and consumptively
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Wimex
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August 17, 2023, 01:35:03 AM |
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It is undeniable that a significant part of young people face difficulties in managing their resources and developing capital in the market.. The proliferation of opportunities and the availability of money can be a challenge, especially when you do not have the proper orientation… I seen situations in which the desire to obtain quick and easy money leads them to deceit and scams, I also personally went through that, I was scammed on 2 occasions, but it is precisely from that that we learn how to handle ourselves in similar future situations, This often applies to those who are not willing to invest the time and effort to learn how the financial markets work and how to make investment decisions, which is why I like to advise others of the mistakes I have made in the past.. I was reading a similar article that can serve as an enrichment on this subject, it speaks not only to young people but also to people in general about why they make bad financial decisions. And one of the reasons that can also be used in young people is a lack of financial education, I have always said it and I stress that it is very helpful to have a basic knowledge about this.. since the path to the development of capital and financial health implies discipline, education and a constant growth mindset, by embracing these principles, young people can transform their relationship with money and build a stronger and more prosperous future in the capital market here is the link to the article I mentioned above: https://www.moneyweb.co.za/financial-advisor-views/what-causes-people-to-make-bad-financial-decisions/
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dothebeats
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August 17, 2023, 02:47:54 AM |
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In my opinion, the important thing in developing capital is to continue to expand business and maintain a simple lifestyle. Why is that..? There have been many incidents among some young entrepreneurs who have just started their business and have only gotten a meager profit from the results of the business they do, but they have changed their lifestyle to become hedonic and consumptive behavior which ultimately leads to the destruction of the business they are running. Hedonic behavior is often influenced by the friendship environment and sometimes when we have the upper hand it makes us arrogant and only friends with people who are at least at the same level or higher than us which further encourages us to behave hedonistically.
Actually, it is not a problem for someone to behave hedonistically. However, it needs to be underlined that it is not a problem when we are able to do that where the business we have already has branches everywhere and has big profits. Don't let the business we have not run smoothly and the profits are not enough and also the business and personal needs are not fulfilled but instead you force yourself to behave hedonistically and consumptively
Live within your means and spend what you are willing to lose. I live by that, and I will pass it down to my kids for sure. I agree with you on that, sometimes when we get a taste of success (specifically in the financial aspect) we push ourselves to reward ourselves too much that we don't even notice that we are spending more than what we initially earned. Instead of this, we should learn to be smart about it and make it a goal to double the profit we got. Remember that earning will always be harder than spending.
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reagansimms
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August 17, 2023, 04:58:16 AM |
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I think this point is more worthy of being ranked first, health is the basis of everything that makes all the activities you plan to run perfectly. Maintaining health is very important for everyone, it means nothing if you have a lot of money but you can't enjoy it because you are not healthy. Saving and Investing will benefit you when you retire, the wealth you have saved so far can be enjoyed when you are old. Life is not always about money, there are times when you also need to take care of your health, with money you can buy everything, but money can't buy health.
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mindrust
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August 17, 2023, 05:22:24 AM |
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Don’t work on a payroll. Own your own business and file your own tax returns unless you need an accountant. Borrow money because it is the best way to write off profits. (Or avoiding taxes) Then make more investments that generate revenue with the borrowed money. This is what the big corps do and this is what I did in the last 2-3 years and I tripled my wealth since then. If you are living from paycheck to paycheck you will never get rich. Life is about tricking the system and you can only do that if you mimic the others that do the same thing.
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Smack That Ace
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August 17, 2023, 11:27:28 AM |
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I think this point is more worthy of being ranked first, health is the basis of everything that makes all the activities you plan to run perfectly. Maintaining health is very important for everyone, it means nothing if you have a lot of money but you can't enjoy it because you are not healthy. Saving and Investing will benefit you when you retire, the wealth you have saved so far can be enjoyed when you are old. Life is not always about money, there are times when you also need to take care of your health, with money you can buy everything, but money can't buy health.
Health is important but if you don't have money, how do you maintain your health? You want clean food, nutritious food, a healthy living environment, or using organic products…how can you get those things if you don't have money? So all need to be balanced, you can't torture your health to overwork, but you also can't be lazy for fear of affecting your health. Not only for retirement, but if anyone wants to get rich, saving and investing are always the most important and necessary things. I have never seen anyone get rich without any savings or investments, a hired job will never make anyone rich.
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Wakate
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August 17, 2023, 11:44:20 AM |
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But it's too much, we also have to be realistic in managing and enjoying life. Everything that the OP said is very true, but there are some things that must be developed within oneself and that is quite important, namely working hard to be able to apply these things and working hard to try to achieve whatever. Capital is often a problem, but not for people who have high confidence and innovation in doing positive things.
When I was a kid, they used to tell us to go to school, come out and get a good job that is paying and we are going to have a good lifestyle but now things are changing. There are many persons that have a job but the job is not giving them comfort. The phases of life and how we are going to make it in life is gradually changing. Hard work pays before but not now. There are people that are doing hard work but they are not making it at all which is why we need to do smart work. Life I'd getting worse as a result of the inflation we are facing from the government making life hard for people to bear.
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Marvell1
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August 17, 2023, 12:51:48 PM |
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But it's too much, we also have to be realistic in managing and enjoying life. Everything that the OP said is very true, but there are some things that must be developed within oneself and that is quite important, namely working hard to be able to apply these things and working hard to try to achieve whatever. Capital is often a problem, but not for people who have high confidence and innovation in doing positive things.
When I was a kid, they used to tell us to go to school, come out and get a good job that is paying and we are going to have a good lifestyle but now things are changing. There are many persons that have a job but the job is not giving them comfort. The phases of life and how we are going to make it in life is gradually changing. Hard work pays before but not now. There are people that are doing hard work but they are not making it at all which is why we need to do smart work. Life I'd getting worse as a result of the inflation we are facing from the government making life hard for people to bear. They? do you mean our parents? I don't see anything wrong with getting that advice from a parent, or I'm giving it to my child myself. There is no way to be successful other than you need to go to school and need a good education. When you graduate, you need to go to work to accumulate money and experience, and when you have those things, you need to work smarter and find ways to develop yourself by starting your own business or participating in other fields investment sector. Those things you have to think for yourself, no parent can show you every little detail in life, it's no different than you are a useless person, always relying on others. We are children born into poor families and the only way to become rich is to go to school, to have knowledge, our parents were not wrong about that.
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Jatiluhung
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August 17, 2023, 12:56:00 PM |
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The fact that I found about finance lessons that have been taught in schools since ancient times in my country is the term if we are diligent in saving then we will be rich. And when I grew up I realized that by diligently saving we would not be able to get rich. But what makes someone rich is how they can manage finances and turn money to make money. Make money as business capital or save it in potential investments. Meanwhile, if we only save fiat, we will only find a decrease in the value of fiat if it is stored for a long time. So it is the business and investment sector that actually makes a person rich.
The point is that many lessons at school are actually slightly different from the facts on the ground. indoctrinated children to save but not taught about investing is a mistake. So it's no wonder that many young people are unable to properly develop their capital if they only rely on the method of collecting money in savings. Because to develop capital and achieve success we must be good at turning money around in business and investment.
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348Judah
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August 17, 2023, 01:31:02 PM |
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Personally, I don't waste my advice on scammers as I always wish they become broke, repent and learn from their mistakes. As for those who earn easily but still legitimately, they should learn a business or buy shares or properties instead of wasting it on frivolities.
There's no how a business that was sourced with fraudulent capital will sustain being operational because the means is not what was gotten on a good ground, no wonder we see some blooming startups going down because we don't know how they started from the beginning to source for their capital, a capital is what should be developed from the little it may appear till it turn to something amazing if we follow up with the required and expected business practices on anything we venture into, if anyone scam to start a business, it will not last before everything goes into extinction just like the grass withers away in the evening after it was cut down.
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Mame89
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August 17, 2023, 02:00:24 PM |
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I think this point is more worthy of being ranked first, health is the basis of everything that makes all the activities you plan to run perfectly. Maintaining health is very important for everyone, it means nothing if you have a lot of money but you can't enjoy it because you are not healthy. Saving and Investing will benefit you when you retire, the wealth you have saved so far can be enjoyed when you are old. Life is not always about money, there are times when you also need to take care of your health, with money you can buy everything, but money can't buy health.
Indeed, if you have a lot of money, even though you can buy this and that, it is not certain that the money can turn back the time that has passed, let alone health problems. Yes, basically we are just a deposit that will return to the ground, so I agree with you that health is more important than lots of money. But Money, time and health are three very important things. Can't choose one, but today there are many ways to balance money, time, and health. Therefore the best use of some money is to invest in multiple assets, I realized that investing in bitcoins, and some other investment opportunities is better than keeping all my money in savings or unnecessary expenses. Anyone can achieve financial freedom, we just need a positive mindset and want to find the right information and a good investment management plan, because the reason most people experience unnecessary losses is because they don't start with good investment management. Likewise in developing our capital.
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AicecreaME
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August 17, 2023, 02:15:48 PM |
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I'd say to develop your capital, find something that can give you a lot of profits to sustain your wants and needs without worrying on getting broke or bankrupt.
The problem is that, most of the people are contented on what they are earning but never contented on what they have. They love to spend their money on things that they wanted, like brand-new iphone, ipad, macbook, or any luxury items just for flexing and social climbing stuff to gain attention which they will never get anything valuable in return.
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Litzki1990
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August 17, 2023, 02:28:38 PM |
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I'd say to develop your capital, find something that can give you a lot of profits to sustain your wants and needs without worrying on getting broke or bankrupt.
The problem is that, most of the people are contented on what they are earning but never contented on what they have. They love to spend their money on things that they wanted, like brand-new iphone, ipad, macbook, or any luxury items just for flexing and social climbing stuff to gain attention which they will never get anything valuable in return.
People's needs are never limited, people always expect a little better position from their position but some people are satisfied with only one of their jobs they don't try any alternative only then thinking that there will be a possibility of losing money. After working for 10 years if we save $20K then we plan for future with that $20K but never worry if that $20K can be invested in a good side by planning then it is possible to earn lakhs of dollars from that $20K. We must earn money, it is never possible to earn as much money as you can by doing business, but when you become an entrepreneur, you can create employment for more people. So the way to increase your capital is to invest money in any business site or other investment side and increase your amount of money.
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kryptqnick
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August 17, 2023, 02:32:53 PM |
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I assume the op's 75% is just a rough estimate based on personal experience, not any actual research on what people struggle with. If not, it would be great to see a link to that estimate. It's also nice to see various people pointing out that things depend highly on a society at person's in, and often being unable to accumulate wealth is not an individual's problem, but is due to structural issues, a very poor country, etc. Not spending more than you earn is a norm is many societies, but I also feel like it doesn't apply in others, such as the US, where you are expected to have student debt and other types of debt to get the stuff you want and often the stuff you really need. Some people do struggle with saving money, and that, of course, is not helpful to develop one's capital. But as for investments, people often lose money this way, so it's a hard thing to assess.
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TheUltraElite
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So anyway, I applied as a merit source :)
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August 17, 2023, 02:43:56 PM |
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We are children born into poor families and the only way to become rich is to go to school, to have knowledge, our parents were not wrong about that.
Even in this century, this statement holds true like the sun rising in the East. There is not substitute for education, gaining knowledge and a degree that is recognized professionally into something that a person has passion in. Then they should be able to work their skills and earn at the same time doing what they wanted to do. Even youtubers have some or the other degree before they go into that "I left my job" - defenitely dont take that for granted, they set up their businesses by working not being a lazy ass, like what some people might think. Earning money and getting rich is not easy but neither impossible if you are determined and willing.
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Razmirraz
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August 17, 2023, 03:16:06 PM |
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Snip
Health is important but if you don't have money, how do you maintain your health? You want clean food, nutritious food, a healthy living environment, or using organic products…how can you get those things if you don't have money? So all need to be balanced, you can't torture your health to overwork, but you also can't be lazy for fear of affecting your health. Not only for retirement, but if anyone wants to get rich, saving and investing are always the most important and necessary things. I have never seen anyone get rich without any savings or investments, a hired job will never make anyone rich. Health and money are equally important in life. When a person is healthy but has no money, his life is very difficult to organize. Vice versa, someone who has a lot of money but is not healthy, cannot enjoy the money that has been collected so far. A person must be in good health when he wants to raise money, but without money it will be difficult to live a healthy lifestyle by consuming nutritious food. Both must complement each other, money is easier to find when you are in good health. Agree, a rental job never made anyone rich without some savings or investments. Old age will be guaranteed if you have savings or investments to finance all your needs when you are unable to work normally.
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Lida93
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August 17, 2023, 03:23:26 PM |
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Op you're right about the listed but there are people that have the interest to save or invest but barely have what it takes to feed fine and sort out their financial issues how can such persons have savings or even invest. So it could be that out of that guess work of 75% youths most of them are struggling with how to keep up with daily bread and their situation is what denies them from possessing those characteristics and it's also has much to do with the society people find themselves.
Some people amfind themselves in a harsh economic society that condition's deprive them better opportunities with crowd of persons chasing small limited availability opportunities, while some others find themself in a small populace society's where there's much available opportunities to develop oneself financial beyond the total population. So we can't completely concur that some people that are not doing fine financially are because they don't know how to develop or invest capital.
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