This thought has made me start wanting to see our local banks as a cooperate and legal street business compared to the aza men dem. The banks are legal entities authorized by the government with issued license to operate and carry out financial transactions but it seems that they utilized the opportunities they got to start a broad day robbery on account holders with their illegal debiting of funds from accounts of Nigerians or if you may like their customers. They place unnecessary charges and in most cases, they debit twice without any reasons and fail to make refund. If one is not observant enough, they would keep doing that till the account holder notices that and lay a complaint then they would stop because they see that the customer is now aware of that act.
What you just said above, are the outcome of what happens when a system is corrupt, and we all know say this our motherland don lose-guard tey tey, wey nobody dey talk about am simply because all these our top politicians get their own share/percentage of wetin these banks dey treat the poor masses daily basis, and as such, making huge sum of money from the small #50 to #100 "transfer levy", just like wetin "Access" bank dey do me recently, as shown below.
But yet, person go still survive in the hands of Nigerian banks, which is why if you get huge fund, Bitcoin is the best way to invest your fund, or likewise create a "Current" account in your bank to keep funds