To afford personal education or a property? Where to allocate funds?

[blockman]

It actually depends on what you really want to do. There are knowledge and skills that aren't being taught in school. So if you really have a skills when it comes to investment or business stuff, you can choose to use that fund for investment. Since before getting a degree, it'll take so many years and money just to get a degree.

That's a good point, entrepreneurial skills can't be learned in skill but you get only a theoretical approach there. But having an actual experience will make you better while running a business like renting business.

Yes, that's right, because basically there is some knowledge that cannot be obtained at school, but in my opinion most successful people now come not from school knowledge but from theories that they managed to create themselves. We can see that many have done it, and even that is proven, I often hear that there are some of them who are even only elementary school graduates but can create extraordinary inventions or even have big businesses.

Honestly, those successful people are just really talented. It's not that they're great in something and learned it from somewhere else but it's also about them being them that they're simply talented.

So yes, in my opinion, even though you have spent a lot of time studying at school, it cannot guarantee how your future will be, will it be successful? Of course it can, but for a mediocre future it is also very possible.

Not everyone that finishes school are becoming successful. Our fate still depends on how we're going to drive ourselves, the wheel of our lives. Whether you'll be a successful entrepreneur or someone that goes with the profession that you've chosen and goes through that path, any result of it varies from how you do it.

[Lorence.xD]

You will allocate more to other investment schemes that you think will grow your capital. But if you are not a rich person but instead come from a poor family and your only hope is education to get out of the poverty you are facing, you will surely prioritize spending money on your education. This is, practically speaking, based on my opinion.

However education is not the only gate way to richness because some rich people who were not educated are now fixing themselves into schools or some just by their certificate from the school and that is it. Like if a CEO of an organisation only pays for school fees and other school requirements as a student but he doesn't attend classes for study of the course he registered for and at the end of the program he is called out for certificate award, it means he bought the certificate. So my point is education is not the only way to richness but except you are sure paying the fees is guarantee for job at the end because there are job loss across.

It really depends on the person's skills and talent, if he find that for him to reach his goal by having a degree then he would choose to education, but if it's unnecessary then that's fine. I find that people here in my country differentiate successful person if they graduated with a degree which is not. We all have different achievements that can be consider as successful. There's a lot of millionaires that attain their success without certification cause they think that it's a waste of time and they are already knowledgeable enough plus they can learn on their own. But if you're aiming for a secure corporate job as an employee, you could go for education since a lot of companies are looking for graduates.

[spectre71]

Too many variables for a blanket answer.

I see opportunity cost and leverage. But the property and borrow against it for the education.

Boom, done.

[libert19]

It's subjective. I'm of the opinion which comes from what I see around myself and that is — people get educated to have job and purchase property. If you are given choice to have latter directly, it should be no brainer. Wealth appreciation, usability, ability to make passive income are all huge plus points.

[xSkylarx]

You will allocate more to other investment schemes that you think will grow your capital. But if you are not a rich person but instead come from a poor family and your only hope is education to get out of the poverty you are facing, you will surely prioritize spending money on your education. This is, practically speaking, based on my opinion.

However education is not the only gate way to richness because some rich people who were not educated are now fixing themselves into schools or some just by their certificate from the school and that is it. Like if a CEO of an organisation only pays for school fees and other school requirements as a student but he doesn't attend classes for study of the course he registered for and at the end of the program he is called out for certificate award, it means he bought the certificate. So my point is education is not the only way to richness but except you are sure paying the fees is guarantee for job at the end because there are job loss across.

It really depends on the person's skills and talent, if he find that for him to reach his goal by having a degree then he would choose to education, but if it's unnecessary then that's fine. I find that people here in my country differentiate successful person if they graduated with a degree which is not. We all have different achievements that can be consider as successful. There's a lot of millionaires that attain their success without certification cause they think that it's a waste of time and they are already knowledgeable enough plus they can learn on their own. But if you're aiming for a secure corporate job as an employee, you could go for education since a lot of companies are looking for graduates.

It is also the same with my country, they will look down on you when you haven't graduated with a degree, and they are basing their respect on your education, which is pretty normal in the country that I lived in, but in today's generation, only a few of them are like this because right now there are tons of people who, even though they don't have a degree, have gotten rich, and they know that even if you have a degree, after you graduate you still haven't found a decent job.

[bayu7adi]

Learn, not for the sake of degrees or certificates, but to acquire knowledge at its finest. I greatly appreciate courses because they offer more specific and focused learning. Naturally, these courses will adapt to what you'll need in the future.

If you choose to venture into the field of tourism, one valuable skill to acquire is language proficiency. Particularly, a course in public speaking is essential. Neither of these skills requires formal certification to be recognized; you'll discover your own opportunities when you can speak and communicate effectively with many people. Communication is the key to reaching agreements.

If I were given a single opportunity without any financial burden, then pursuing education would be my choice.

[coolcoinz]

I have a degree myself, but I wouldn't recommend it to others and I wouldn't do it again.
If I had the money to choose education or start a business I'd choose business, because I chose education once and it landed me in a worse situation than some of my friends.

It depends on the amount of money that you have. If it's 100k, you won't get a good property for that, but you can get decent education, so the answer isn't clear at every single situation. You have to approach it on a case to case basis

[Mate2237]

All the things you mentioned are very much important but where some people will like to invest in education first then housing estate for the second project. And  why they might chose education because it is to equip themselves with knowledge so that they will be more conversant with the happening in the environment. In life whatever thing we do, we need to work with the budget at hand, and if you invest on something that is bigger than your budget then your project will end in half way.

The most valuable thing in life for man to have is house. With a quality and standard house, you will be respected in the community. Whatever you possessed must be kept in the house or the compound, therefore I chose house

[teosanru]

Let's suppose you have a limited budget which can be used only for one of the alternatives below:

What is the best investment, in your opinion? To use this money to pay for your education, so you can conclude a superior course and achieve a higher degree, having access to a wide jobs' market, or to use that money to acquire an apartment, house or piece of land, so you can make a passive income from this?

It brings the following question up: what is more valued in life: to be or to have? Does it make someone fulfilled to have while not being or being without having anything?

It obviously can depend on circumstances in which a person is stuck with but apparantly if you see this and also with normal circumstances around its obviously always better to go with education, because it's always like a seed you are planting which is destined to give many greater rewards in the times to come. Even though the property will also give good returns but it'll still be nothing in front of an educated mind, both in terms of the job you'll.get after the education and overall sense of money earning techniques an educated mind can create.

[Iroh]

It all depends on you, but if the first choice is the best, you will not think about the second choice it's mean buying a property is better than personal education for you.

You may have a point there. If we’re so sure of the first choice, then we probably wouldn’t be considering this much a second or third option.
The importance and the relevance in having an education to be enable to land a sweet paying gig that pays really well is dwindling.

Assets that could steadily bring in income is every business owners dream. Having a formal education is important but it can always be acquired whenever the person is ready while the asset to be acquired would not remain on the market till when you’re ready.

[milewilda]

You will allocate more to other investment schemes that you think will grow your capital. But if you are not a rich person but instead come from a poor family and your only hope is education to get out of the poverty you are facing, you will surely prioritize spending money on your education. This is, practically speaking, based on my opinion.

However education is not the only gate way to richness because some rich people who were not educated are now fixing themselves into schools or some just by their certificate from the school and that is it. Like if a CEO of an organisation only pays for school fees and other school requirements as a student but he doesn't attend classes for study of the course he registered for and at the end of the program he is called out for certificate award, it means he bought the certificate. So my point is education is not the only way to richness but except you are sure paying the fees is guarantee for job at the end because there are job loss across.

It really depends on the person's skills and talent, if he find that for him to reach his goal by having a degree then he would choose to education, but if it's unnecessary then that's fine. I find that people here in my country differentiate successful person if they graduated with a degree which is not. We all have different achievements that can be consider as successful. There's a lot of millionaires that attain their success without certification cause they think that it's a waste of time and they are already knowledgeable enough plus they can learn on their own. But if you're aiming for a secure corporate job as an employee, you could go for education since a lot of companies are looking for graduates.

It is also the same with my country, they will look down on you when you haven't graduated with a degree, and they are basing their respect on your education, which is pretty normal in the country that I lived in, but in today's generation, only a few of them are like this because right now there are tons of people who, even though they don't have a degree, have gotten rich, and they know that even if you have a degree, after you graduate you still haven't found a decent job.

I could definitely say this thing to be true on which having that a degree would somewhat would really be reflecting out on your reputation on the society or even just your standing in your family and with your relatives.
If they do see that you have graduated on a course which is something that it is really known like being Engineer or a Lawyer or even Medicine then they would really be having that appreciation basing up on what you had attained and this is where respect and appreciation would really be evident, compared if you havent been able to achieve something or not able to get some degree then you would really be seeing the difference when it comes to treatment or on how they would really be interacting you out but its true that its not education would be the main factor that could give out assurance on someones success but also in other means as well.
Although it doesnt really mean that you shouldn't pursue some education and would be focusing out on other sidethings that could make you rich. Always consider on getting a degree but if you do see some opportunity
or chances on which you could really be able to see that it has potential to make you rich then always consider on diving into those opportunities that might only comes one in a lifetime. It would really be entirely
depending on how you would really be managing yourself on such condition.

[Stepstowealth]

It all depends on you, but if the first choice is the best, you will not think about the second choice it's mean buying a property is better than personal education for you.

It depends on the kind of property I am getting and the kind of education that is to be gotten. If it is a huge property that I can get and I have some level of guarantee of how profitable that property will be to me later on, I can selectively get educated later and learn what I need to know. I will be too rich, some people will not care so far I am able to read, write and speak well. If it is also basic education that I need in speaking, writing and reading well, then it also becomes important to go for education first.

[ChiBitCTy]

The whole "anit-college" movement drives me INSANE.  Here's the facts, the majority of the human race are complete idiots.  It's obnoxious how uneducated the average human being is, and this is leading to very noticeable "complications" with ourselves and our planet. 

Now which one is a better invest just depends.  Most people will not become educated unless they go to school.  Those whom would really spend the time to give themselves a college level education, okay college may not be necessary for them (just depending on what they want to do for a living).

[Hamphser]

The whole "anit-college" movement drives me INSANE.  Here's the facts, the majority of the human race are complete idiots.  It's obnoxious how uneducated the average human being is, and this is leading to very noticeable "complications" with ourselves and our planet. 

Now which one is a better invest just depends.  Most people will not become educated unless they go to school.  Those whom would really spend the time to give themselves a college level education, okay college may not be necessary for them (just depending on what they want to do for a living).

We are on these years where those known millionaires or billionaires are college drop out and that what makes them getting influenced on taking on the same path which is really that bullshit kind of mentality.

We do know that it would really be that possible but somewhat been mixed up with some luck because not all dropouts did really be able to succeed on their lives. There are ones who do able to make themselves going into the peak but doesnt mean that it would also happen into you if you do have plans on taking this path. I agree on what you have said about being that INSANE kind of mentality. Just because you have seen that they are really that successful which you would already be reflecting out yourself on having on the same situation which i could say not really that ideal.

Its always been recommended on having that educational attainment or being able to finish up courses because not all the time that we would be sharing up with the same success to those
people who hadnt be able to step up into college but ending up on being rich. Not all person would be taking on the same faith.

[serveria.com]

Let's suppose you have a limited budget which can be used only for one of the alternatives below:

What is the best investment, in your opinion? To use this money to pay for your education, so you can conclude a superior course and achieve a higher degree, having access to a wide jobs' market, or to use that money to acquire an apartment, house or piece of land, so you can make a passive income from this?

It brings the following question up: what is more valued in life: to be or to have? Does it make someone fulfilled to have while not being or being without having anything?

I would definitely choose property. Education nowadays doesn't guarantee you will get a job and/or get rich. You can easily end up working in McDonalds or sweeping streets with a university degree. Real estate is a good asset, normally it's appreciating (with some rare downturns) asset and a good investment. 

[Finestream]

For practical reasons, investing in an apartment or any productive property is more valuable for me. At least even if you sit all alone, you’re still capable to receive profits at the end of the month. However, with education come a stepping stone to reach our life’s goals. But know that there’s still a lot of risks that need to overcome along the process, and you might be successful or not in the future.

[spectre71]

The whole "anit-college" movement drives me INSANE.  Here's the facts, the majority of the human race are complete idiots.  It's obnoxious how uneducated the average human being is, and this is leading to very noticeable "complications" with ourselves and our planet. 

Now which one is a better invest just depends.  Most people will not become educated unless they go to school.  Those whom would really spend the time to give themselves a college level education, okay college may not be necessary for them (just depending on what they want to do for a living).

I have allot of college educated idiots working for me. Looks like they wasted their money.

I make more than my doctor does.

It drives me ISANE how these smug college buffoons insiste on how much better they are and somehow deserve more.

Me to most college educated folks "I like a large iced coffee"

[topbitcoin]

Honestly, those successful people are just really talented. It's not that they're great in something and learned it from somewhere else but it's also about them being them that they're simply talented.

So yes, in my opinion, even though you have spent a lot of time studying at school, it cannot guarantee how your future will be, will it be successful? Of course it can, but for a mediocre future it is also very possible.

Not everyone that finishes school are becoming successful. Our fate still depends on how we're going to drive ourselves, the wheel of our lives. Whether you'll be a successful entrepreneur or someone that goes with the profession that you've chosen and goes through that path, any result of it varies from how you do it.

A strong desire can make someone great and talented. And not a few people who only have reckless capital but they are able to achieve the goals they dream of. An attitude of optimism and high self-confidence is the main capital when we want to start a step in a more advanced direction.

School is not a guarantee that you will be successful. It all comes down to the effort you put in. Moreover, currently in the school world, both students and parents are too focused on the grades they get in school compared to exploring the potential that exists within each student. So that those who have graduated from school are only busy looking for work without making a new innovation that can generate profits or benefits for many people.

[n0ne]

For practical reasons, investing in an apartment or any productive property is more valuable for me. At least even if you sit all alone, you’re still capable to receive profits at the end of the month. However, with education come a stepping stone to reach our life’s goals. But know that there’s still a lot of risks that need to overcome along the process, and you might be successful or not in the future.

These days education is just a qualification, and the experience were well valued. However to get yourself at a better position education have its role. No one can deny it. Achieving through hardwork is good, but the same achieved through education happens in different style. Both have got difference and whats been spent on education too an investment. Just think of the investment on a property, everything won't give you the best return. So, some gives good return and some doesn't.

[Uruhara]

For practical reasons, investing in an apartment or any productive property is more valuable for me. At least even if you sit all alone, you’re still capable to receive profits at the end of the month. However, with education come a stepping stone to reach our life’s goals. But know that there’s still a lot of risks that need to overcome along the process, and you might be successful or not in the future.

Well, each choice definitely has its own risks. Likewise in making decisions in this one choice. Taking the choice to invest in property and things that can generate passive income is also very good. Because we will get cash income that continues to flow. But the risk is when we are like building an apartment but no customer wants it. It's not a loss, it's just that the opportunity to earn passive income will be hampered. But in terms of investment, the price of places and apartments will continue to increase depending on location. And yeah it's still a great choice.
And if we succeed in getting passive income, isn't that when we can also use this income to get higher education. Wouldn't going to college after having an income be better? yeah that's better according to my version.

but if we choose education first then it also has many advantages. like adding insight. and one more thing, we will have acquaintances who understand and agree with us. That's where we can build relationships for our future goals after completing our education degree. It's just that the risk is that we run out of capital before the education is over. or we don't have capital after we graduate. or we have trouble getting a job after graduation. But if we manage to get a job in a good company after graduating from a high enough education then of course we can get a high salary. and it doesn't take long for the money we spend on education to be replaced.

well these two options have a balanced ratio in my view.