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Author Topic: Credit card gambling fuels gambling addiction  (Read 1461 times)
Outhue (OP)
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September 26, 2023, 09:08:39 AM
Merited by Yogee (1)
 #1

I don't know how deep the debt on credit card gambling is today until I do my own research and mehn, and it's very sad, many people are in debt because they keep using their credit cards to fund their gambling hunger.

Imagine someone you know telling you that it will take him 12 years to pay off his debt, I now know why few countries don't want their citizens to gamble using their credit cards,  betting on credit cards has left too many people in thousands of debt.

Which makes me think that Credit card is far more helping to fuel gambling addiction more than anything else, you don't actually have the money, but you can still gamble, this alone will make people to lose their minds and gamble anyhow.

I'm glad I don't even like using Credit cards for gambling and my reason isn't even because of possible reckless gambling but because I don't like centralized payment solutions, you should stay away from using Credit card to gamble online, it sure would easily throw you out in the street, homeless.


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MainIbem
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September 26, 2023, 09:22:50 AM
 #2

I really appreciate my country for not implementing that to her citizens because if that was allowed i can't even imagine how the people in the country could had cope to finished up their debts, credit card isn't only applicable to people gambling but also shopping. People who goes for shopping might shop above their expected wages or salaries per say but would depends upon their next month payment or salaries to be deducted through there which is a very bad habits compared to gamblers, and one thing about gambling is that it has a very bad spirits or habits whereby whenever you funds your accounts and its happens that the funds were sweeps off you don't have any other options to funds back using credit card on other to recover the previous lost funds by so doing they are involving themselves in serious debt whereby it could be very difficult to payback.


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September 26, 2023, 09:36:02 AM
 #3

Other countries have probably already banned it, with the latest being Australia.

Australia publishes legislation to enact credit card gambling ban

For me, it's not the credit card system that should be blamed; it's always on the gambler. Actually, not all gamblers who use credit cards are addicted to gambling. I think only a few are addicted, so with the ban, it will sacrifice those who are responsible. It's not fair in my opinion.
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September 26, 2023, 09:46:03 AM
 #4

People who have been blessed with some kind of opportunity always misuse it. This is just common in some parts of the world, where the government tries as much as they can to make things easier for their citizens in order for them to live a stress-free life and make things easier for them to survive in the economic situation of their country.
 
But it's really saddening and heartbreaking to see how most people use their credit card eligibility loan to gamble their lives out. Ordinarily, I don't support taking money from someone just to gamble a single game, which the person might not require you to pay back with interest. Talk more about using one's credit card to acquire a loan and using that same loan to bet on a gambling platform.

This is really annoying because this kind of debt repayment is always painful since the person does not use the money for anything useful, but they use it all for gambling rather than investing those funds in things useful, and they can use their earnings to gamble and try out their luck if they can win some free money.
 
@MainIbem Even though our country doesn't give us such opportunities to take loans directly from our cards (we don't have much of a credit card active here in our country), there are still some loan apps that most gamblers still take loans from and use those funds to gamble, something of which they are not entirely sure of the outcome yet will borrow to do it.
 
 
 

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September 26, 2023, 09:57:05 AM
 #5

Well, as long the credit-card can be use for gambling activity / withdraw to raw cash. This case still happening, but company is always chasing profit they don't care about what purpose you are gonna to use the fund & user should responbility of them self. It's hard, but the reality is just like that even we all know a perfect system to prevent this (user are still gonna to find the way to use the fund for gambling).

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September 26, 2023, 10:08:04 AM
 #6

I don't know how deep the debt on credit card gambling is today until I do my own research and mehn, and it's very sad, many people are in debt because they keep using their credit cards to fund their gambling hunger.

Imagine someone you know telling you that it will take him 12 years to pay off his debt, I now know why few countries don't want their citizens to gamble using their credit cards,  betting on credit cards has left too many people in thousands of debt.

Which makes me think that Credit card is far more helping to fuel gambling addiction more than anything else, you don't actually have the money, but you can still gamble, this alone will make people to lose their minds and gamble anyhow.

I'm glad I don't even like using Credit cards for gambling and my reason isn't even because of possible reckless gambling but because I don't like centralized payment solutions, you should stay away from using Credit card to gamble online, it sure would easily throw you out in the street, homeless.



The credit cards have limits and despite they may be the first option for many to fuel their gambling desire they are not infinite and the money there ends,sure people keep being in debt because as soon as they receive the new payroll the next month they pay a certain amount of it to only have it available to spend on whatever they like.This depends solely on the person but we know most people who gamble in FIAT casinos use this form as their primary mean of payment and this unfortunately cannot be stopped.

I am lucky to have set a small limit on my credit card so even if I want to gamble with it I can't gamble a lot of money,I like being free though and I only play in crypto casinos because of their flexibility in everything.

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September 26, 2023, 10:10:05 AM
 #7

I feel like using credit cards in general fuels spending sprees. For many years I opted not to apply and to accept bank credit cards until a friend offered me to use a card which is both my passbook card and at the same time can be used as a credit card. I am a thrifty person so I seldom use its credit card feature. Personally, it is just so easy to buy anything online or at the malls once you are using a credit card instead of budgeting the available cash in your pocket. So how much more when someone uses it to gamble. The urge to continue playing and the mindset that its interest is just a little like around 3% monthly but in reality, it is higher than a regular bank loan.

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September 26, 2023, 10:13:26 AM
 #8

I don't know how deep the debt on credit card gambling is today until I do my own research and mehn, and it's very sad, many people are in debt because they keep using their credit cards to fund their gambling hunger.
That's a trap for most people that don't know how to use credit cards. It is not only the gamblers that uses their credit card to fund their casino accounts but also those that keeps on swiping without paying their debt at the right time.

They think that they'll be able to pay it on time so, they're confident to just keep on using their credit cards on any purpose that they like and one of it is in gambling.

Imagine someone you know telling you that it will take him 12 years to pay off his debt, I now know why few countries don't want their citizens to gamble using their credit cards,  betting on credit cards has left too many people in thousands of debt.
It is sort of exaggerated about paying a debt for 12 years but trust me, I've known people that can't even pay their debts for more than that year and even asking for condonation and restructured payment, they still can't. That's why irresponsible usage of it will really put you on greater debt.

Which makes me think that Credit card is far more helping to fuel gambling addiction more than anything else, you don't actually have the money, but you can still gamble, this alone will make people to lose their minds and gamble anyhow.
Well, this is on the gambler themselves. Whether they have credit card or cash, as long as they have the urge to gamble, they will gamble no matter what. Let's take a look at those gamblers that don't have anything but still want to gamble, they do something to sustain that crave they have for gambling.

I'm glad I don't even like using Credit cards for gambling and my reason isn't even because of possible reckless gambling but because I don't like centralized payment solutions, you should stay away from using Credit card to gamble online, it sure would easily throw you out in the street, homeless.
Although there are too many perks that one can enjoy by owning a credit card, I choose not to own one since we're free to apply for it and the bank will just have to release it then.

I've just seen it from others that when they have it, they're like unstoppable spenders whether it's for gambling or other things they want.

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September 26, 2023, 10:19:57 AM
 #9

I find it strange how some members called the policy of the Australian Government to ban credit card usage in online gambling. They called the move as stupid and even made fun of it. They justify that it decreases the potential taxes to be collected but they didn't realize the effect of gambling on credit to the gambler. Now we see this thread that addresses it.

R


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September 26, 2023, 10:34:39 AM
 #10

I thought casinos didn't accept credit card if there is no money in the card. And from what you said, this will be a very bad practice by the gamble. And if casinos accept credit card to play games then addicted gamblers would misused and over used the privilege. As the Op said, they would be on debt throughout their life and paying debt. Things like would make the gambler to have hope that he would win big to pay back his debt and unknown to him that he will be indebted deeply with credit card gambling. This is not really good for the gambling space because they are creating more poverty in the society and making people more reckless. I have not used it before so I don't how it works. And I don't it is because this countries ban gambling. From what I heard Countries ban gambling because of the rate "suicide and high rate of crime". When they have finished everything they would have used to start life, they would prefer to die than living.

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September 26, 2023, 10:44:08 AM
 #11

That's what makes me not like using a credit card because there is a responsibility after using the credit card where we have to pay the money we used at the beginning of the month. I have seen someone who was required to pay a very large credit card bill with interest and it was almost past the maximum limit even though his salary was not as big as the money he used. This incident often happens to employees.

Most of them started using credit cards because many of their friends already used them and they joined in making credit cards. They don't read the terms and conditions of the credit card company and just agree to it and start using it. A friend of mine also uses a credit card to deposit money into his gambling account but is lucky to be able to manage his finances well so he doesn't mess it up. But I always remind him to stop using credit cards immediately before he exceeds the limit, especially since he is getting married at the end of this year.

And it's not surprising that many people are in debt because they can't pay their credit cards at the end of the month. After all, their usage is so high. And for those of you who want to register with a credit card company, you should refrain from doing so, especially if you don't have good self-control in using the card.

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September 26, 2023, 10:52:30 AM
 #12

If a credit card has certain limits, maybe you won't have a lot of debt, but unlike my country, most of the time in my country there are more online money loans, so more people take that method than credit cards, namely online loans, where they usually just use their identity and then get it. loans for gambling, this case often occurs and even recently a young man committed suicide because of the terror of the collector.

I think credit cards or whatever are just tools, for example, the same as money too, we can't blame credit cards for triggering gambling addiction, whereas gambling addiction is based on behavior because if behavior is not corrected it will be easy to become an addict, for example playing gambling using cash too. it can still trigger you as an addict, what triggers a gambling addiction is the gambler's curiosity.  Wink

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September 26, 2023, 10:53:37 AM
 #13

I don't know how deep the debt on credit card gambling is today until I do my own research and mehn, and it's very sad, many people are in debt because they keep using their credit cards to fund their gambling hunger.
You shouldn't be able to deposit a lot of money from your credit card because your credit card limit is calculated according to how much you earn and how well you pay. For example, with salary of 70K USD, you can achieve 15K credit limit.

Imagine someone you know telling you that it will take him 12 years to pay off his debt, I now know why few countries don't want their citizens to gamble using their credit cards,  betting on credit cards has left too many people in thousands of debt.
It won't take someone 12 years to pay off credit card debt, no credit card provider will give you that much credit.

Which makes me think that Credit card is far more helping to fuel gambling addiction more than anything else, you don't actually have the money, but you can still gamble, this alone will make people to lose their minds and gamble anyhow.
Credit Card is not helping to fuel gambling addiction, people usually use it to buy clothes and shoes and pay later. It's individual problem if someone uses that for that purpose.

I'm glad I don't even like using Credit cards for gambling and my reason isn't even because of possible reckless gambling but because I don't like centralized payment solutions, you should stay away from using Credit card to gamble online, it sure would easily throw you out in the street, homeless.
It's simple, if you borrow money to lose it, then you definitely need some help and guidance. This is really a case where you are addicted.

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September 26, 2023, 11:16:34 AM
 #14

Other countries have probably already banned it, with the latest being Australia.

Australia publishes legislation to enact credit card gambling ban

For me, it's not the credit card system that should be blamed; it's always on the gambler. Actually, not all gamblers who use credit cards are addicted to gambling. I think only a few are addicted, so with the ban, it will sacrifice those who are responsible. It's not fair in my opinion.
Australia is saving her citizens from falling into a pool of debts, through gambling addiction. The best thing for them is this decision, because two problems are at stake here; gambling and debt addiction.  How do you expect one to escape such addictions. Debt addiction is very bad to anybody, especially those who use the loan to fund gambling activities. The blame, yes, goes to the gambler, but if you have taken loan frequently, you'd notice how your life would almost depend borrowing money. Even though you payback those funds. The only means of saving yourself from such problem is by terminating the source of the loans. Which method the Australian government used in saving her citizens from two addictions. It's a good thing for both those who gamble responsibly with borrowed funds, because they're at risk of accumulating debts. Playing games with credit cards are quite bad, for any player, the fun disappears immediately. If you win, the money goes back to replenish the debts and if you lose the problem continues to pile up. Think deep into it, and you'll understand that banning credit card gambling is a very nice and smart move from the Australian government.

I feel like using credit cards in general fuels spending sprees. For many years I opted not to apply and to accept bank credit cards until a friend offered me to use a card which is both my passbook card and at the same time can be used as a credit card. I am a thrifty person so I seldom use its credit card feature. Personally, it is just so easy to buy anything online or at the malls once you are using a credit card instead of budgeting the available cash in your pocket. So how much more when someone uses it to gamble. The urge to continue playing and the mindset that its interest is just a little like around 3% monthly but in reality, it is higher than a regular bank loan.
It also affects the way we save money, if a person spends using credit card, in a mall, it disorganizes savings plan. Going out with a few amount in our pocket, limits our spending, but on a credit card, it pushes the shopper to buy what they don't need and more. Same is applicable to gambling, continuously playing with credit card doesn't help the gambler by any means.  S/he would spend more time chasing losses, expecting to hit big and balance their debts.  

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September 26, 2023, 11:27:22 AM
 #15

Using a credit card for gambling can potentially lead to problems, especially if it involves borrowing money. The only individuals who tend to have issues in such situations are those addicted to gambling and incapable of self-control. I have tried using a card for gambling once, but it was a one-time occurrence, and I didn't encounter any problems because I know my limits and can confidently say that I am responsible. So, it really depends on the individual how they use it, and it's not solely because of the card.

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September 26, 2023, 11:28:13 AM
 #16


I don't like the idea of using a credit card for gambling purpose. A lot of people actually misuse it for selfish reason which at the end leaves a huge amount of dept in their name.

Which makes me think that Credit card is far more helping to fuel gambling addiction more than anything else, you don't actually have the money, but you can still gamble, this alone will make people to lose their minds and gamble anyhow.

The credit card wasn't designed for gambling but that's not what we see today, it was designed to help increase your spending limit, of which you have to pay later. Some persons use it to fund their gambling activities and ends up owing debts, creating a bad view of the credit card. That's why some countries has placed possible restrictions on the use of credit card for gambling.

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tread93
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September 26, 2023, 11:33:09 AM
 #17

Man, taking that into account its like holding onto fire for a gambling addict, you are sure to get burned. Using your credit card is already a gamble and an instant loss of 20-30% interest or more if not paid off right away and that compounds. What a risky business. Only gamble with money that you can afford to lose.

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September 26, 2023, 11:38:56 AM
 #18

I don't know how deep the debt on credit card gambling is today until I do my own research and mehn, and it's very sad, many people are in debt because they keep using their credit cards to fund their gambling hunger.

This is because it's easy to use money that you still don't have you'll think that you are going to pay the money in installments so it's okay to spend money or try to double it when you use it for gambling you double jeopardize yourself because you are paying money that you did not use and go to waste.

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Imagine someone you know telling you that it will take him 12 years to pay off his debt, I now know why few countries don't want their citizens to gamble using their credit cards,  betting on credit cards has left too many people in thousands of debt.
Australia is one of the countries that have seen how people use their credit cards to gamble and eventually lose everything they are now banning the use of Credit card and imposing a heavy penalty.


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Which makes me think that Credit card is far more helping to fuel gambling addiction more than anything else, you don't actually have the money, but you can still gamble, this alone will make people to lose their minds and gamble anyhow.
Data confirm these people are tempted to use money that they don't own it's a big temptation unfortunately so many people cannot control the temptation to gamble.
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I'm glad I don't even like using Credit cards for gambling and my reason isn't even because of possible reckless gambling but because I don't like centralized payment solutions, you should stay away from using Credit card to gamble online, it sure would easily throw you out in the street, homeless.

I don't use a credit card and I am in control of my expenses, it's hard to control expenses when you use a credit card you suddenly think of things that you yearn or want to buy, a credit card is more of a liability to people who cannot control themselves.



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September 26, 2023, 11:51:34 AM
 #19

@MainIbem Even though our country doesn't give us such opportunities to take loans directly from our cards (we don't have much of a credit card active here in our country), there are still some loan apps that most gamblers still take loans from and use those funds to gamble, something of which they are not entirely sure of the outcome yet will borrow to do it.

Yes this is true but as a gambler I don't actually encourage people to get themselves involves with those loaning app, sometimes its leads to frauds while exposing our card details to them one could hack of their information and wipe their accounts.
The thing is we should always try to be economical with our funds and the amount we often used or allocate for gambling whenever those funds are being exhausted we should go extra mile taking much loan or borrowing money to gamble knowing too well that gambling is not a thing that is certain to give us back our money or any amount being deposited to gambling site. Even if i am given a choice and chance to use credit card i won't active it as it often leads to unnecessary expenses.


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September 26, 2023, 11:53:43 AM
 #20

I don't know how deep the debt on credit card gambling is today until I do my own research and mehn, and it's very sad, many people are in debt because they keep using their credit cards to fund their gambling hunger.

Imagine someone you know telling you that it will take him 12 years to pay off his debt, I now know why few countries don't want their citizens to gamble using their credit cards,  betting on credit cards has left too many people in thousands of debt.

Which makes me think that Credit card is far more helping to fuel gambling addiction more than anything else, you don't actually have the money, but you can still gamble, this alone will make people to lose their minds and gamble anyhow.

I'm glad I don't even like using Credit cards for gambling and my reason isn't even because of possible reckless gambling but because I don't like centralized payment solutions, you should stay away from using Credit card to gamble online, it sure would easily throw you out in the street, homeless.



The credit card is actually a temptation for people, especially for gamblers who are addicted to the casino. They will really sink into debt because of their addiction to the casino. That's why if you gamble in a real or online casino, you should not use a credit card. Instead, use another deposit method, as long as you don't use a credit card, to control or prevent the extension of debt.

Many people have ruined their lives because of debt; others seem to not have enough time left in this world to pay off the debt. You know what I want to point out. I guess, as long as possible, avoid that so that, in the end, you won't face a big problem.




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