Loan request from shahzadafzal

[ZAINmalik75]

I am going to have one loan deal with shahzadafzal amount of 200$ personal loan without any intrest for a duration of 1 month all details are already discussed in DM while posting here is just for the purpose of making it official and to be in the record.
Loan amount:            200$
Repayment amount: 200$
Duration: 1month
Address haa been sent via DM

[1714619937]

1714619937

[1714619937]

1714619937

[1714619937]

1714619937

[1714619937]

1714619937

[1714619937]

1714619937

[1714619937]

1714619937

[shahzadafzal]

I am going to have one loan deal with shahzadafzal amount of 200$ personal loan without any intrest for a duration of 1 month all details are already discussed in DM while posting here is just for the purpose of making it official and to be in the record.
Loan amount:            200$
Repayment amount: 200$
Duration: 1month
Address haa been sent via DM

Agreed.

Will be lending you interest free $200 for period of one month.

Edit:
Sent via Binance

[ZAINmalik75]

Agreed.

Will be lending you interest free $200 for period of one month.

Thank you so much I am confirming that I had received 200usdt loan from shahzadafzal without any interest and soon after 1month loan will be repaid just like I mentioned .

[shasan]

I just want to inform both of you that I have a pending loan and I mentioned that on the trust https://bitcointalk.org/index.php?action=trust;u=2872248
My terms:

3. As I will not take account as collateral, you have to agree that once you take a loan from me, you will not take/apply for any other loan from anyone until you repay the loan. Also before the repayment, you would not be able to trade any reversible payment. I mean you can't sell skrill, Neteller, Payoneer, PayPal, etc. If you break any rule then it will be marked as a loan defaulter and I will ask DT to tag you.

As Op took another loan, I have already provided negative trust preparing to create scam accusations as well as flags.

Edit:
I will wait for one day as discussed via pm before creating the scam accusation as well as the flag.

[BitcoinGirl.Club]

I just want to inform both of you that I have a pending loan and I mentioned that on the trust https://bitcointalk.org/index.php?action=trust;u=2872248
My terms:

3. As I will not take account as collateral, you have to agree that once you take a loan from me, you will not take/apply for any other loan from anyone until you repay the loan. Also before the repayment, you would not be able to trade any reversible payment. I mean you can't sell skrill, Neteller, Payoneer, PayPal, etc. If you break any rule then it will be marked as a loan defaulter and I will ask DT to tag you.

As Op took another loan, I have already provided negative trust preparing to create scam accusations as well as flags.

Edit:
I will wait for one day as discussed via pm before creating the scam accusation as well as the flag.

I read your terms and I think this is a border line and many will not be even go to support the flag. From the trust page I see the repayment date is before 5th November which means you have over two weeks to accuse for anything. If this was after 5th November then you had a good case. Tagging now and creating flag means you are risking your money additionally the loan given by shahzadafzal. I see no point for all these right now.

On the other thread you said something to help forum members where I said you should have a charity. If tagging and flagging comes too quick then I think you are contradicting with your own philosophy. The way you are losing money I see no purpose for you to even have a lending business but you still continue for some weird reasons.

shahzadafzal and OP seems from a common local board, shahzadafzal must saw your neutral tag but he allowed the new loan which means they have a very good understanding with each others. I don't see a wrong here and you are reacting too quickly to call it a scam is unreasonable to me.

[shasan]

I read your terms and I think this is a border line and many will not be even go to support the flag. From the trust page I see the repayment date is before 5th November which means you have over two weeks to accuse for anything. If this was after 5th November then you had a good case. Tagging now and creating flag means you are risking your money plus the loan given by shahzadafzal. I see no point for all these right now.

When a person takes multiple non-collateral loans there is a high risk of being defaulted. That's why the terms have been stated. Reference: https://bitcointalk.org/index.php?action=trust;u=381490
As the user break my terms I must have to take action before taking more loans and/or trading reversible payment. But Op has said that OP will repay partially (250$) which is more than the new loan. So, I will stop taking the action.

[BitcoinGirl.Club]

I read your terms and I think this is a border line and many will not be even go to support the flag. From the trust page I see the repayment date is before 5th November which means you have over two weeks to accuse for anything. If this was after 5th November then you had a good case. Tagging now and creating flag means you are risking your money plus the loan given by shahzadafzal. I see no point for all these right now.

When a person takes multiple non-collateral loans there is a high risk of being defaulted. That's why the terms have been stated. Reference: https://bitcointalk.org/index.php?action=trust;u=381490
As the user break my terms I must have to take action before taking more loans and/or trading reversible payment. But Op has said that OP will repay partially (250$) which is more than the new loan. So, I will stop taking the action.

The entire lending business is totally confusing to me.
See it this way, when you tag the person what motivation you left for him to repay the money?
After their deadline when you are confident that you will not receive the repayment only then it seems logical to tag.

But again if you do not tag then the same user can try to take more loan from another user like OP and some other threads where I saw they did.

A lender is always at the risk to lose his money. I have no idea how it is worthy.

[shasan]

The entire lending business is totally confusing to me.
See it this way, when you tag the person what motivation you left for him to repay the money?
After their deadline when you are confident that you will not receive the repayment only then it seems logical to tag.

But again if you do not tag then the same user can try to take more loan from another user like OP and some other threads where I saw they did.

A lender is always at the risk to lose his money. I have no idea how it is worthy.

Minimizing loss is also one kind of profit. If anyone receives a negative tag obviously will not get any more loans and will not trade any reversible payment so the user can't scam more money even after a heart and soul try. For example, for this loan only 2 people will lose about 700$ but if I can't take any action then the user may scam others too.
Anyway, I got partial repayment so I have withdrawn my action. But if again see the same I will tag again and create a scam accusation.

[shahzadafzal]

I just want to inform both of you that I have a pending loan and I mentioned that on the trust https://bitcointalk.org/index.php?action=trust;u=2872248
My terms:

3. As I will not take account as collateral, you have to agree that once you take a loan from me, you will not take/apply for any other loan from anyone until you repay the loan. Also before the repayment, you would not be able to trade any reversible payment. I mean you can't sell skrill, Neteller, Payoneer, PayPal, etc. If you break any rule then it will be marked as a loan defaulter and I will ask DT to tag you.

As Op took another loan, I have already provided negative trust preparing to create scam accusations as well as flags.

Edit:
I will wait for one day as discussed via pm before creating the scam accusation as well as the flag.

I agree your terms of loan are very much clear and straight forward and he shouldn't have taken any loan until he has paid your loan first.

Now for me I don't mind if he had any other loan since I know him from my local board and from our telegram group of bitcointalk Pakistan board members.

So for me I can trust him for this $200, and I believe he would return the amount on the said date.

I read your terms and I think this is a border line and many will not be even go to support the flag. From the trust page I see the repayment date is before 5th November which means you have over two weeks to accuse for anything. If this was after 5th November then you had a good case. Tagging now and creating flag means you are risking your money additionally the loan given by shahzadafzal. I see no point for all these right now.

On the other thread you said something to help forum members where I said you should have a charity. If tagging and flagging comes too quick then I think you are contradicting with your own philosophy. The way you are losing money I see no purpose for you to even have a lending business but you still continue for some weird reasons.

shahzadafzal and OP seems from a common local board, shahzadafzal must saw your neutral tag but he allowed the new loan which means they have a very good understanding with each others. I don't see a wrong here and you are reacting too quickly to call it a scam is unreasonable to me.

Second I'm with BitcoinGirl.Club on this, although he has broken your loan terms but your loan payment date is 05-Nov and tagging him now for this will be same as accusing him as a loan defaulter. Which I still doubt if he has defaulted on any loan yet.

I got partial repayment so I have withdrawn my action. But if again see the same I will tag again and create a scam accusation.

That is good news  Your red tag trick worked.

 I hope ZAINmalik75 will come forward and explain to us how he have missed your loan terms, when this specific term was highlighted prominently and in red

[SATWAT]

Even it's none of my business and I don't want to involve but still I want here lenders need to do one thing before giving loan to any person ask him to read all terms and conditions carefully because this is important and best thing for the all parties even @ZAINmalik75 is Hero Member but still he has done this mistake and create problems for himself and @Shasan which is not ideal thing.

Now as @Shasan already mentioned they sort-out this conditions with mutual understanding which is good, hopefully things could be good for the all parties in future as well.

[ZAINmalik75]

Its my mistake I have not read these all terms and conditions for the loan and I am having emergency just because of this I ask for this loan. While about Shasan loan is surely coming as its on his due date because I have all set for this amount as well on due date.
But again I apologise 🙏

[Bitcoin_Arena]

>>snip<<

Negatively tagging him right now before the deadline will only make things worse now that he already received both loans. He will probably get kicked out of the signature campaign and will have no motivation to pay the loans later.

The "collateral" you have right now is his reputations and participation in one of the signature campaigns. Once that is gone, he will have no point of coming back to this forum

Perhaps @shahzadafzal can also add another neutral tag, showing that he has another loan from him.

[ThemePen]

I just want to inform both of you that I have a pending loan and I mentioned that on the trust https://bitcointalk.org/index.php?action=trust;u=2872248
My terms:

3. As I will not take account as collateral, you have to agree that once you take a loan from me, you will not take/apply for any other loan from anyone until you repay the loan. Also before the repayment, you would not be able to trade any reversible payment. I mean you can't sell skrill, Neteller, Payoneer, PayPal, etc. If you break any rule then it will be marked as a loan defaulter and I will ask DT to tag you.

I want to suggest something.
I think it is better if you add

3. As I will not take account as collateral, you have to agree that once you take a loan from me, you will not take/apply for any other loan from anyone until you repay the loan. Also before the repayment, you would not be able to trade any reversible payment. I mean you can't sell skrill, Neteller, Payoneer, PayPal, etc. If you break any rule then it will be marked as a loan defaulter and I will ask DT to tag you, After one warning

it's a suggestion don't take it personally
If you add this condition and you give a warning or give a deadline to repay.  And than he/she will not repay so you have a solid reason to flag or to give negative trust to him or her.
You should not be so quick to give negative trust۔
@Bitcoin_Arena  already pointed it out.

[AHOYBRAUSE]

I also made this mistake once having a loan from shasan and then got a short term mini loan of 50$ from someone else.

Also got the negative tag and a message on telegram, as it is Shasan's right and by applying for a loan from him you pretty much accept his terms and conditions. I also didn't read the terms in full, which was my mistake.

That being said after Shasan informed me I paid back the other 50$ loan instantly and the case was solved.
Though I would think it's better to inform the person first instead of tagging right away, people make mistakes.

Long story short, if you don't read the terms, it's on you (me). 

[ZAINmalik75]

Agreed.
Will be lending you interest free $200
for period of one month.

Thank you so much shahzadafzal for you intrest free loan, it's really help me in difficult financial situation, now I had repaid the 200$ before repayment date via Binance pay, so kindly shahzadafzal check out your wallet and confirm my loan repayment amount. And again thanks for your loan. Evidence of loan repayment via Binance pay has been submitted below so please have a look.

[shahzadafzal]

Thank you so much shahzadafzal for you intrest free loan, it's really help me in difficult financial situation, now I had repaid the 200$ before repayment date via Binance pay, so kindly shahzadafzal check out your wallet and confirm my loan repayment amount. And again thanks for your loan. Evidence of loan repayment via Binance pay has been submitted below so please have a look.
https://www.talkimg.com/images/2023/11/15/FXT1b.jpeg

Received.   

[Bitcoin_Arena]

Thank you so much shahzadafzal for you intrest free loan, it's really help me in difficult financial situation, now I had repaid the 200$ before repayment date via Binance pay, so kindly shahzadafzal check out your wallet and confirm my loan repayment amount. And again thanks for your loan. Evidence of loan repayment via Binance pay has been submitted below so please have a look.

It is good to know that you have already sorted out one of the loans (shahzadafzal's). So how about Shasan's loan repayment? How far? Is everything going according to plan?
I was worried for your reputation at one point.

[shasan]

It is good to know that you have already sorted out one of the loans (shahzadafzal's). So how about Shasan's loan repayment? How far? Is everything going according to plan?
I was worried for your reputation at one point.

You have not seen the recent post or at least the trust. If you check the trust and reference then you would be able to know the user took a new loan recently. The loan amount is the recent loan amount. That means the previous loan has been repaid.