choose an option

[lienfaye]

a. $480,000 lottery win as payments spread over 96months(8 years) of $5k a month

This is what I prefer. Receiving $5k a month (for 8 years) is more than enough for our expenses and needs monthly. Therefore I can use the excess money to save and invest in Bitcoin through DCA strategy. Moreover, I'd like the idea that I don't have to worry monthly on where to get the money needed if my salary (in my day job) is not sufficient to cover the expenses of our family since there are times there's an emergency.

Thus, when 8 years are over, i'm confident that before it happened I already made a decent amount of savings and various investments to secure our future. For me, that's the option that suited for the personality that I have.

[savetheFORUM]

b. $480,000 lottery win as payment lumpsum $480k

This would be the choice for me. I believe it is better to have the money at hand and then brainstorm and decide how you want to spend it all. The first step for me with the money would be to start a business, a medium-scale business that will keep generating enough revenue for me to keep upgrading the business and turning it into a large-scale business and hopefully keep building other assets with the revenue that the business generates over the years it runs for.

I will invest some of it in Bitcoin and other cryptocurrencies if the market is down and I know there are high chances for it to enter the bull run in a couple of years or so. If I still have money left, I will probably buy a house to live in instead of renting a place which becomes hectic at times and you can't make any changes or make it look how you like it.

[Silberman]

which would you prefer to receive?
a. $480,000 lottery win as payments spread over 96months(8 years) of $5k a month
b. $480,000 lottery win as payment lumpsum $480k
c. $480,000 of bitcoin at(~$24k/btc buy price recent months allocated to the donator) 20btc
d. $480,000 value house
e. $480,000 value business
f. $480,000 of gold at(~$1.8k/ounce buy price recent months allocated to the donator) 266ounce

pick one and explain your rationale..
if you pick bitcoin as first choice. also pick another and explain rationale of second choice
(im mainly looking to see people opinions/rationale on choices that are made about not option C and compared to C)

I would pick option C and my second choice is option B, option E is a no for me as I would not know anything about that business, option D would be a house that is too expensive for me, option F is great but then I will need to find a way to store that gold securely and I already have enough with my bitcoin, this leaves option A and B, but due to the inflation it is a better option to take the lump sum of money, also this choice gives the greater flexibility out of all the options you gave us and I consider this to be very valuable these days.

[|MINER|]

Since you already mentioned that if anyone choose Bitcoin as the first option, he can choose another option, so I will choose those twenty Bitcoins first. After all I think currently is the best time for buying Bitcoin. The Bitcoin halving is currently in the corner, Hopefully investing in it will double the fund very soon if bitcoin atleast touch its all-time high price. After then I will select the business as the second option. Because it will continuously generate a revenue and profit. Moreover, if you get a business opportunity of such a big fund it will be stupidity if I didn't take the chance. Moreover house and others things can be made after that.

[legendbtc]

Since you already mentioned that if anyone choose Bitcoin as the first option, he can choose another option, so I will choose those twenty Bitcoins first. After all I think currently is the best time for buying Bitcoin. The Bitcoin halving is currently in the corner, Hopefully investing in it will double the fund very soon if bitcoin atleast touch its all-time high price. After then I will select the business as the second option. Because it will continuously generate a revenue and profit. Moreover, if you get a business opportunity of such a big fund it will be stupidity if I didn't take the chance. Moreover house and others things can be made after that.

What if bitcoin price fails to rise and falls below 24k$? There is no certainty that bitcoin will increase in price and double its profits. Next, the business also has no guarantee that it will continuously bring you revenue and profits. If doing business was that easy, I think everyone would do business instead of working for someone else.

Choosing 20 btc is a smart choice but don't think there will be no risk, and only think about profit and profit. When doing anything, whether investing or doing business, we should consider risks.

[Gozie51]

~Snip

What if bitcoin price fails to rise and falls below 24k$? There is no certainty that bitcoin will increase in price and double its profits.

It only takes patients for btc price to appreciate again after it drop and you either have the chance to exit at your buy price or you DCA for potential profit. Bitcoin is highly volatile and that is why most choice have gone for bitcoin. It is also a hedge on inflation so whichever way you look at it bitcoin will still stand the taste of time. If you also go by the history of bitcoin, it has always gone pass the previous ATH , that shows it is an asset for the future and will keep appreciating in value after every halving.

[Biznesmen]

which would you prefer to receive?
a. $480,000 lottery win as payments spread over 96months(8 years) of $5k a month
b. $480,000 lottery win as payment lumpsum $480k
c. $480,000 of bitcoin at(~$24k/btc buy price recent months allocated to the donator) 20btc
d. $480,000 value house
e. $480,000 value business
f. $480,000 of gold at(~$1.8k/ounce buy price recent months allocated to the donator) 266ounce

pick one and explain your rationale..
if you pick bitcoin as first choice. also pick another and explain rationale of second choice
(im mainly looking to see people opinions/rationale on choices that are made about not option C and compared to C)

I will take Bitcoin first and then the $480k lump sum of the lottery. We all know Bitcoin is the best investment option, and it's definitely a better asset than anything else, so I chose Bitcoin as my first choice. Then the lottery is better than the monthly income because monthly you will only get $5k for eight years. No, man, it's ridiculous because of inflation; even your salary will cover the inflation. The business is a good option too, but I don't have any plans to do it, and without a proper plan for what to do and when to do it, it's really not a good choice for me, so I skipped it. And the gold and house are like liabilities for me, so no.

[inthelongrun]

At the moment all of my little savings monthly go to bitcoin and sometimes a part of them on altcoins. So definitely I am choosing C or $480k worth of bitcoins even at the current price which is still around 50% below its previous all-time high. But I might sell a little portion of it and convert it into Ethereum and some other altcoins. I will also end my monthly DCA on bitcoin since I have enough.

The second option would be $480k lumpsum. With this amount, I will increase my monthly DCA on bitcoin and some altcoins. Say $50k monthly on bitcoin and $30k on altcoins. I'll stop when bitcoin reaches $50k or once I no longer have enough funds.

Business and other types of investment only follow by the year 2026. So I'm still sticking to my earlier plans even with the lottery winnings.

[so98nn]

I would choose $480k worth Business.

Here are my thoughts about it:

1. If business is getting valued at 480k from its initial foundation then it has definitely shown some serious roadmap and that’s why its evaluation is worth it.
2. I will have perfect skeleton of business with all operations as it is so I can continue to grow it even further.
3. I will invest the upcoming profits immediately into diversified portfolio such as Bitcoin and share market so that I can make it even more valuable asset in the future. 
4. Based on the valuation in next 10 years I can either keep running it or just hand it over to my children to take over and get handsome retirement.

[icalical]

I would choose option B

b. $480,000 lottery win as payment lumpsum $480k

The first option is the worst because it will be eroded by inflation, the value $5k per month we will received receive 8 year later is less than the $5k that we received right now. The other option doesn't give me choice or required me to sell the assets to allow me to diversify portfolio. A lumpsum payment will make it easier for me to then diversify it into several assets. Bitcoin, gold, .etc.

[kryptqnick]

I'd want option B. I consider myself to be pretty good that managing funds, so I'm not concerned that I'd overspend it or something. I'd get the fiat because this way I wouldn't have to prove where the funds are coming from in the future, and it's money that can be used directly, unlike Bitcoin which would usually require additional effort to sell it. But I'd put, say, 20% of it back into Bitcoin for long-term holding.
It's interesting to go through responses and see how people think about it. It's also not a bad idea (as the op suggested) to put up the money for interest rate in a bank, since it's a very big sum.

[0t3p0t]

c. $480,000 of bitcoin at(~$24k/btc buy price recent months allocated to the donator) 20btc

I prefer this one and I will invest 5BTC into silver and gold coins or simply precious metals and another 5BTC for real estate property. The remaining 10BTC will be my long term investment for future purposes.

[KiaKia]

I am free of taxing on my bitcoin purchases so I will go with using all that money to Buy Bitcoin, its lottery, something I won base on me getting lucky, this is the perfect money that are good for taking risks isn't it?

Since I have other means of surviving financially I don't have a problem using all that money to buy Bitcoin and moreover now is still a good time to invest in BITCOIN and its slowly getting too late but still good timing, by next year third quarter I could be up double in ROI already.

I don't do much of lotteries myself because I just don't like the idea, and I do gambling only when I feel like, I can wait months to gamble again, it's not a must for me.

[Zanab247]

I will prefer $480k of BTC because, I have the knowledge and I know how to use it to bring more money that will increase my capital in the future. Since the price of BTC is heading to were investors will get double profits from their investment, any moment from next year and it will help those that will make $480k their choice to invest everything in BTC investment and hodl like 1 or 2 years before they will release them for sale and by then the price of BTC will nearly hit $100k .

Not that gold, house, and business are not good to invest $480k but it will take a long years before you will begin to see little profits from the investment but if you invest it in BTC in this bear run, I think it will not take you more than 3 years before you will make huge amount of money from the investment.

[el kaka22]

I think I would get lump sum of 480k, which opens up anything I want to do. I mean it covers literally every other option, if I want to then I can do it. The logic here is that 24k per bitcoin so 20 bitcoin part is weird, if we get 20 bitcoins then it worths 800k right now, so I am going to ignore everything else and just consider it 480k worth of everything. In that regard, if we say that it's all worth 480k, then I would just take the cash all in one and decide what to do later. I want 5k per month? Put your money in interest and take out 5k each month, I want bitcoin? I can just buy it, I want a house? I can buy it, I want a business? I can buy or build it, I want gold? Just go get some.

When you have 480k in your bank account in lump sum, then you can do all the other stuff you want and that's why I like that option a lot more than others. Plus, with 480k, in my nation, you can live until you die without ever working, that's way more than retirement requirement, you can retire easily with that, I can live with 2k a month, 24k a year, that means 20+ years with interest it could be like 25 years.

[salad daging]

I will choose B with a lump sum payment of $480K.

Of course by choosing B we will be charged a higher tax maybe above 20% for me it will not matter I will still get a large enough amount in my pocket.

The reason is because with $480K and then cut taxes, let's say I receive a net of $400K I can still buy some bitcoin, buy the house I want and continue to build a business with the money I have, of course there is still a remainder so it will be saved as a reserve fund, emergency fund and other needs.

[STT]

c. $480,000 of bitcoin at(~$24k/btc buy price recent months allocated to the donator) 20btc

I prefer this one and I will invest 5BTC into silver and gold coins or simply precious metals and another 5BTC for real estate property. The remaining 10BTC will be my long term investment for future purposes.

Neither gives a yield or cashflow which is a problem for most.   Silver and gold are decade long plays, not practical to hold especially by themselves and I often think of BTC in a similar way to begin at least.  Its surprisingly hard to build a valid safe way to gain a yield off an investment without relying on simple interest placed a deposit somewhere etc.   You can lend the BTC out personally and gain a return on each contract to lend but thats definitely work and risk to transact not easy to do.
  Alot will disagree and its not without risk, probably far more risky but as gold is a valid longer term play I think also the mining firms or just a fund of those firms is a valid play but thats not always with a yield some stocks will.

[panganib999]

Anyone who knew what bitcoin could do will choose the bitcoin option all the way, in a few short decades your money could easily multiply manifold without you even having a single thing to do about it besides watch the market closely and time your buys. Although the other options that do not involve winning the lottery aren't so bad either. The housing market could collapse at any moment but either way you have a roof above your head which you can rent out if you already have one anyway, and still earn dividends from. Gold isn't a bad option as well since over time gold has history of increasing in value so it's not like you're at a loss with that particular asset. So yeah, everything that doesn't involve you getting taxed so much like winning the lottery is good enough.

[ancafe]

pick one and explain your rationale..
if you pick bitcoin as first choice. also pick another and explain rationale of second choice
(im mainly looking to see people opinions/rationale on choices that are made about not option C and compared to C)

Honestly, I prefer to choose more than one and if that is the choice then take a chance on Bitcoin and business, the reason is clear that both options have a good process in the long term as long as we are able to run them correctly. Because if you just choose but don't know how to develop then in my opinion it won't give you any results. Bitcoin can increase over time but people need to incur additional costs to continue increasing the number of holdings and the business can also generate huge profits if run properly and appropriately.

Simply put these two choices are far better to choose because there are opportunities to generate profits in the long run. But unfortunately we live not a matter of choosing, but how to create these opportunities become more tangible in our life and how possible this can be reached by many people when talking about options.

[hafiztalha]

which would you prefer to receive?
a. $480,000 lottery win as payments spread over 96months(8 years) of $5k a month
b. $480,000 lottery win as payment lumpsum $480k
c. $480,000 of bitcoin at(~$24k/btc buy price recent months allocated to the donator) 20btc
d. $480,000 value house
e. $480,000 value business
f. $480,000 of gold at(~$1.8k/ounce buy price recent months allocated to the donator) 266ounce

pick one and explain your rationale..
if you pick bitcoin as first choice. also pick another and explain rationale of second choice
(im mainly looking to see people opinions/rationale on choices that are made about not option C and compared to C)

I would pick option C and my second choice is option B, option E is a no for me as I would not know anything about that business, option D would be a house that is too expensive for me, option F is great but then I will need to find a way to store that gold securely and I already have enough with my bitcoin, this leaves option A and B, but due to the inflation it is a better option to take the lump sum of money, also this choice gives the greater flexibility out of all the options you gave us and I consider this to be very valuable these days.

I would choose  $480000 worth houses that will give rental income to me . In my point of view, if I have a house to rent then I will get  a fare that is stable income firstly. Then I will invest in   Bitcoin  , the future of Bitcoin is very bright and in future Bitcoin will be part of our life and people could pay any bill by Bitcoin .I will invest in Bitcoin for long duration and in my opinion it is safe and I will get a huge amount of money by this . My third. Choice is $480000 of businesses.I know about business good,So I want to invest in businesses.I am a big fan of Robert Kiyosaki and I read his many books in which he taught how to invest in businesses.