Would you rather make your investments in FIAT or CRYPTO?

[oktana]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

I don’t expect anyone to say fiat cause I don’t see how you really earn from fiat when the bank robs us everyday. They use our money to give loans and get interests and then give back a fraction of it to the money owner. With Bitcoin, you are the the money owner yet the bank. If there’s an interest it’s 100% yours and not splited. The volatile market you speak of is even what brings the returns in the crypto investment because if it were stable, it’ll just be a bank and won’t serve as an investment.

[Zaguru12]

Fiat will not grow any profits because its value is stable, while crypto will provide profits because its value is constantly changing.
I won't give you a choice because I use them all.

This your explanation is simply one of the reason why I think fiat currency shouldn’t be regarded as investment tool or asset because the only thing worthy of that is something has a return on investment which fiat doesn’t have, it is just an exchange tool. Bitcoin doubles as both exchange tool and an asset for investment, should the question ever rises about investment then bitcoin should be considered along side assets like stocks/bonds or precious metals, real estates.
 
The Comparison between fiat and bitcoin should clearly be on which one is better to save on. Which bitcoin still edges pass it, because of it ability to hedge against inflation and also a great store of value. But that doesn’t mean you don’t need to have fiat because it eases the pressure on going to your bitcoin holdings every time when running transactions, some periods might be bad (bearish period).

[taufik123]

-snip-
Honestly, both of them can provide profit if you invested in it. Just because fiat is a stable coin doesn't mean it won't fluctuate.

Fiat is more often used to hedge investments, it won't provide as much profit as Crypto.
Of course, Fiat also fluctuates, but Stablecoins are created to maintain a constant exchange rate with existing currencies.
For example, through a US dollar peg with a 1:1 ratio.

If stablecoins fluctuate too much and even too extreme like UST which is ultimately a scam, it will be a disaster.

[karabiber]

As long as inflation continues, my preference is crypto. Investing in inflationary fiat currencies is like throwing your money away. The erosion of purchasing power over time causes us to become poorer. That's why crypto is always my priority when investing. Storing assets in a highly volatile market is dangerous for most people, but anyone who understands the dynamics of crypto markets will definitely store their assets in crypto.

If you are scalp trading or short term trading in the crypto markets, you should be careful. Because there is a possibility that your savings can disappear in an instant. However, if you are making long term plans in this market, you should definitely stay in crypto and your preference should be Bitcoin. If you follow the development of Bitcoin since its inception, the question marks in your mind will disappear and you will evaluate your investment in the most accurate way.

[Salahmu]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

Actually it depends on the particular coin you are talking about because if is altcoins I cannot invest, however i can only invest on crypto if is Bitcoin because unlike other altcoins that has the possibility of crashing anytime but Bitcoin is like the father of every other coins, so irrespective of the volatility of Bitcoin price it can never influence my judgment or mindset of not investing on Bitcoin but however the only way in other not to be influence by the volatility of Bitcoin is just by investing and holding it for a long time.

However in times of fiat I don't think I can invest on it because the prices of fiat are mostly stable and free from volatility, so perhaps what are the possibility of making a profit after investing on fiat since is a stable coin? O
or Perhaps I could only consider saving some of my funds on Fiat with the intention of not targeting for profit.

[Hyphen(-)]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

The crypto market is indeed volatile; understanding market volatility is an advantage to taking advantage of it and making profit.

Crypto investment? Did you mean Bitcoin investment?
If yes, it is better than keeping fiat money; I am not seeing keeping fiat money as an investment because of its stability in value, while Bitcoin investment is a store of value if you have the patience to wait for long.

Investing in Bitcoin involves risk as well, so you should be prepared for that. Moreover, avoid altcoin investments if you don't have adequate information about the project you are investing in because they are not as transparent as Bitcoin.

[KingsDen]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

There are so many factors to consider such as;
Is the fiat of your country strong like the US dollar, pounds and Euros or is it like the Nigerian naira which is more volitile than bitcoin. If your country's fiat is strong, there is nothing wrong to make your investments using fiat.
Note: That if you keep your money in fiat, you are just saving money. I do not understand what you meant by fiat investment. I take it to be like doing business with fiat

In the other hand, if your country's currency is weak, you may consider to base all your investment in cryptocurrency. But you need to know your technicals so that the market will not dump on you frequently.

since this is a bitcoin discussion board then from crypto change it to Bitcoin or move it to another thread.

Where is it written that when crypto is used, it is not talking about bitcoin? The world cryptocurrency is a general word for both bitcoin and altcoins. So there is no problems anywhere.

[aoluain]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

If by crypto you mean Bitcoin then YES but if you mean altcoins then NO. I'll rather stick with fiats as they have more security then altcoins. Atleast I know my investment (with fiats) won't just vanish one day. You can be rich in altcoins this very moment and the next thing you know, you're broke again due to the project founder performing an exit scam on we (the investors) or the market crashing and the project loses all the hype and momentum that the price can't recover again. Altcoin Investment aren't recommended as they're pure gamble and not investments.

On the other hand my investment will be preferred in Bitcoin than fiats because fiats investment get devalued over time that even when you make profits, you are still at lost due to the inflation of your local fiats. My country currency (Naira) is one of the worst out there that it's nightmare investing with it. As you're investing in Bitcoin, you don't need to bother about the volatile nature of the market as it doesn't concern you, you aren't trading so you have nothing to do with the market until you have gotten to your investment target and you need to exit the market then you sell.

Irrespective of the direction that the market takes, when you don't sell, you don't lose so just keep holding through all the volatility and you'll be fine at the end.

I agree with all the points made by Brainboss, we have to separate Bitcoin from Crypto,
technically Bitcoin is the original "Cryptocurrency" but crypto has become a general
term for $hitcoins. Investments can be crypto, FIAT or Bitcoin.

Bitcoin trumps both of the other options. $hitcoins are wildly unpredictable and FIAT
is in a constant state of devaluation.

If anyone is concerned about the "volatility" of Bitcoin they are too short sighted, you need
to have a long term outlook and volatility will disappear.

[panganib999]

I'll pick both. Fiat investments like Real-estate and stocks/bonds are a long-term profit engine that you could use to build generational wealth, basically make your kids and their kids' kids' lives comfortable and lavish.

On the other hand bitcoin investments are great regardless of what you say about its volatility. Matter of fact that's the very thing that makes it such a good investment to make these days.

So instead of sticking to one and singling out my earning potential, I might as well just go for the safest track and diversify my portfolio, you can't play with money especially if it's money for the future that we're talking about!

[Mr.right85]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

What are the options to fiat investments if I may ask you?

It isn’t as though fiat in itself is an asset like we do have with Bitcoin. Where we can have it’s volatile nature push the price as per valuation to a large extent where a few thousands could be tens of thousands. Fiat remains just fiat but,

If we look at it, there are other fields to investing of which, you can kick start with fiat money since, Bitcoin isn’t readily acceptable yet like, running a business, buying real estate, running a marketing firm, just name them. On these, yeah but, I wouldn’t want to be exclusive on either knowing what I do know and the potentials in Bitcoin.

I’ll rather have these physical investments and then, some of my portfolio in Bitcoin as well. Where the major of it would be concentrated would be based on the returns on investment.

[TelolettOm]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

I am one of them..
Yes, I choose to invest in Bitcoin rather than fiat, even though we know about some of the risks, including volatility, I still choose to invest in Bitcoin.

Why? for several reasons other than that Bitcoin is a worthy investment. but also when we intend to invest in Bitcoin, at least we are prepared for various market conditions and we also understand when is the right time to take profits. As long as we remain calm and don't panic, we will continue to hold onto our investments even if market conditions go up and down. After that, we can take profits at a certain rate, according to what we target. Simple, just like that.

[rat03gopoh]

@OP, do you have a personal definition of fiat that you would mention as a viable investment option? I don't think any investor considers fiat an investment instrument. Without applying margin/leverage, traders won't achieve significant results in forex.

[BitcoinPanther]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

For me it does not matter if the investment is in form of cryptocurrency specifically Bitcoin or Fiat as long as I can see the potential of an investment.  Focusing only in one industry and mode of currency will make us miss an opportunity to profit.  As matter of fact if my analysis makes crypto investment to have more risk than the fiat investment, I would rather choose the one with a lesser risk and have potential.

Diversification is another thing in investment.  It does not harm us if we have both investment in Fiat based investment like stocks, bonds, and in Crypto based projects.  What matters is that we are able to calculate risk and make a profit in our investment.

[HelliumZ]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

Fiat or Crypto? If I give the correct answer to this question in terms of the economic condition of my country, then I will say that there is no other option but crypto currency. Due to the poor condition of the banking system in our country, the general public has no confidence in keeping money in the bank. So a certain part of them are withdrawing money from banks and investing in different places. A certain portion of these investments are also going to be in cryptocurrencies. Moreover, one of the major problems with fiat currencies is inflation, which does not occur in bitcoins or cryptocurrencies.

[Blitzboy]

There is no doubt that the crypto market is very volatile, which is a quality that could either make or break an investment. In this landscape, fortunes are made and lost in a single day, proving the saying that high risk often leads to high gain. When investors are asked to choose between crypto and fiat, the world of decentralized assets, which is always changing, is put next to the standard fiat economy, which often stays the same.

It is very clear that no one is so stupid as to say that buying fiat is an investment. Policies and stable governments determine the worth of fiat currency, while crypto is a symbol of the libertarian dream of a financial system with fewer rules. When making a decision, one has to weigh the excitement of possible gain against the comfort of what they already know.

[GreatArkansas]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

Cryptocurrency for me because we all know the how inflation rate these days keeps increasing compared to before.
Even though the risk is far higher when you are investing in cryptocurrency compared to fiat, it's still risk. Risk: reward ratio is just high.
Since you are Bitcoin forum, for sure majority will go for cryptocurrency.

[yhiaali3]

Yes, of course, I will choose cryptocurrencies instead of fiat in investing, even under conditions of extreme volatility. Fiat is very bad, unsafe, and its value is constantly declining. This is of course in addition to centralization and government control, so it is not possible to compare fiat and crypto.

But on the other hand, you must be aware that not all cryptocurrencies are good and safe for investment. Investing in crypto must be based on sufficient study and choosing the appropriate coin carefully, because investing in some cryptocurrencies is unsafe and extremely risky.

Of course, it goes without saying that Bitcoin is number one for investment, as you can invest with your eyes closed. As for the rest of the cryptocurrencies, adequate research must be done before investing in any coin.

[Shamm]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

For me if I have enough money then I'll go for crypto which is Bitcoin not on altcoins cause I know that Bitcoin can make a good thing in our life even though in long term. But still a good one the more Bitcoin you have the more profits you get. But as Of now my money is enough to sustain our Daily needs then I'll choose fiat  cause we all know that fiat is it depends on us how much we put in it even small amount or big amount. But anyways it's up to us how we manage our money cause we have different perspective in real life.

[michellee]

Yes, I prefer crypto, especially investing in Bitcoin over fiat. The profits I can get from investing in Bitcoin are much greater than in fiat. Even though there are fiat-based investment offers, the profits will not be as big as investing in Bitcoin. I have seen and compared investment offers, even investments in banks.

If you invest in Bitcoin, your investment can increase greatly. Even though there are times when the price of Bitcoin decreases, that is a process that every Bitcoin investor must go through. Later, they will see the value of their Bitcoin investment increase again.

Volatility is a part of crypto, and we have seen it often over the years. So if we are used to volatility and can even get moments in our favor, we can get additional profits. But I also keep fiat in the bank for daily needs and not as an investment.

[Zanab247]

I will prefer to invest my money in BTC investment I understand very well than fiat that is control by the government which the government officials can decide what will happen next in the market, but BTC is not control by the government, and it can bull today to help investors to earn good profits and bear tomorrow to make investors to buy and wait until the price go up before they can sell again. BTC is more reliable than fiat investment in my personal research because, fiat investment use to take a long years before you can earn little money from your investment compare to BTC investment that can cause investors to earn massive profits when the price hit higher at the moment.

 Now that the price of BTC has drop down little to $34k, you can test the BTC investment, and you will thank me later when the bull run take over from the bear run in the market which is the season many crypto investors are waiting for.