Would you rather make your investments in FIAT or CRYPTO?

[knowngunman]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

Generally, volatility is often seen as a negative but it can also be in a positive way. The high level of volatility means that there are more opportunities for investors to make money if you can time the market correctly, you can make a lot of money in a short period of time and on the other hand, you can also lose a lot of money if you get it wrong. It's just like a double edge sword. But the truth is that, the level of volatility in the crypto market is unlike anything we've seen before. This can lead to massive gains or losses, depending on which way the market goes.

Now to answer your question, I would say it's difficult to say definitively which is the best between crypto and fiat when it comes to investment. Not that it's actually that difficult but it depends on your personal risk tolerance and investment goals. If you are looking for a safe investment, then fiat is probably the way to go but if you are willing to take on more risk in exchange for potentially higher returns, then crypto might be right for you. One thing to keep in your mind is to know that volatility can be a blessing and a curse. It can lead to huge gains and also huge losses. Some people are okay with that level of risk, while others are not comfortable with it. Decision is absolutely yours to make in that regard.

[Bitcoinpoly]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

You have to provide more details about what you mean by cryptocurrency. Like are you comparing between Usd and BTC or USD and Doge? Because this section is only concerns about BTC not about doge or any other token.

Besides this, I will prefer to invest in BTC instead of investing in fiat. Because my friend earned $1500 and I earned $1500 few months back, he kept them in fiat I kept them in the form of BTC and now I made around $250 plus on my $1500 amount and he is not. I hope you got the answer.

Basically I’m talking about all forms of crypto investment in compare to fiat investments. Crypto investments are very risky but yet they pose high profit than fiat investments that you make in banks.  

[DabsPoorVersion]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

Investment in crypto indeed needs to have a good understanding of the market's volatility. Aside from that, there are things to consider and understand, like investing in crypto can give you high returns while supporting the future of technology (its function), the mechanism of the exchange system in crypto, or those basic needs, especially including the way on how to secure your investment. Most people here know that. And I can say that I prefer investing in crypto, though you didn't specify what kind of investment you compare crypto in terms of Fiat. However, if it's in real estate, I would rather invest in both.

[moneystery]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

of course yes. i prefer crypto compared to fiat for my investments. with crypto i can get an roi that is tens of times higher than what fiat offers. after all, what can you gain by holding fiat and making it your investment? its value may decrease along with the economy, while crypto you can see how it has grown significantly in recent years and investing in crypto is much more promising.

[Bitcoinpoly]

Well, seems like a rhetorical question, there are many things there that in themselves should not necessarily go at the same pace, first of all I think you are mentioning that you prefer to save in Fiat, that is not viable currently, inflation is a recurring in many countries and returns do not go beyond 3% at best, and inflation on average is close to 2 percentage points.  It's useful?

 On the other hand, volatility is the formula that investors look for, so welcome to bitcoin, but, you must understand and gain experience, so, being an investor is a very different thing from buying bitcoin to hold.(e.g.)

You got the point actually, the whole comparison is like investing in crypto to get like 7% APR in a month just like the shark fin product of Bitget and the usual bank investments through fiat. As for me i still prefer crypto investments than that of fiat.

[God bless u]

Investment in cryptocurrency will be profitable and there is no need to make investment in fiat because its a type of saving not investment. But we can also not agreed with the thoughts that all cryptocurrency is good for investment because there are lots of coins arised which did not give any reward to its holders but diminish after collecting money from large number of individuals.

Bitcoin is the first priority in crypto market which is suitable option for investment and there are also lots of other coins like Ethereum and BNB which can provide you an increased outcome. If one person hold successful crypto coin and other person hold fiat then crypto holders will be benefited in future but fiat holder will not gain much benefit as it does not increase in worth.

[Bitcoinpoly]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

If by crypto you mean Bitcoin then YES but if you mean altcoins then NO. I'll rather stick with fiats as they have more security then altcoins. Atleast I know my investment (with fiats) won't just vanish one day. You can be rich in altcoins this very moment and the next thing you know, you're broke again due to the project founder performing an exit scam on we (the investors) or the market crashing and the project loses all the hype and momentum that the price can't recover again. Altcoin Investment aren't recommended as they're pure gamble and not investments.

On the other hand my investment will be preferred in Bitcoin than fiats because fiats investment get devalued over time that even when you make profits, you are still at lost due to the inflation of your local fiats. My country currency (Naira) is one of the worst out there that it's nightmare investing with it. As you're investing in Bitcoin, you don't need to bother about the volatile nature of the market as it doesn't concern you, you aren't trading so you have nothing to do with the market until you have gotten to your investment target and you need to exit the market then you sell.

Irrespective of the direction that the market takes, when you don't sell, you don't lose so just keep holding through all the volatility and you'll be fine at the end.

Your assertion is right, the only issue here is that a lot of people are yet to build up confidence to withstand the volatility. In a situation where the market is going down and their investment is depreciating definitely they might be forced to sell at loss.

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market.

Volatility needs to be taken into account only when trading, which allows to make money in this way or when investing for a short period of time. With long-term investments, volatility at the “intermediate” stages doesn't matter at all, but only the “entry point” and “exit point” are important.

Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

Investing in fiat? What are you talking about? What idiot would invest in fiat? Investments will destroy these investments to zero or even worse, to a loss. Fiat has never been and never will be an investment tool. Remember this.

Now the answer to your question is easy to find. Of course, investments are only possible in cryptocurrencies, but not all of them. Because most of cryptocurrencies are even worse than fiat. These cryptocurrencies are getting cheaper and depreciate faster than inflation hits fiat. Worst of all, in the end begin to cost nothing at all. And here the opposite effect appears, that fiat turns out to be better than many cryptocurrencies. Although many such cryptocurrencies are simply called shitcoins.

You just have to DYOR before you start any investment, basically you should not just follow the crowd to make decisions.

why should we choose between these two only? and why fiat? you don't invest in fiat, investing in it makes no sense. you can invest in a lot of things like gold or real estate as the alternative to bitcoin.

as for crypto. it is silly to invest in altcoins, the only viable investment is bitcoin. altcoins are too risky and manipulated to be invested in.

This is a very good insight, I love the way this is pointing out other investments that we can venture into. Though I would still prefer crypto investment over any other investments.

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

Without understanding that the volatility of the BTC market can cause us huge losses, it will be equal to gambling. We have to do proper analysis, both technical and fundamental. We have to keep an eye on the the economy because the the BTC market is mainly driven by demand and supply and positive news like some improvements or adoption by some companies or governments. An example can be taken from ETFs.

I will suggest keeping funds in cryptocurrency, but the choice of cryptocurrency also matters. That's another question: which cryptocurrency should be selected for investments? But at first, we don't have to make investments in fiat because fiat in itself is working money—physical money that we use to buy and sell things—and cannot be used to store our asset's value.

While there are many cryptocurrencies that we can use to store our assets' value, like BTC, Because if we store our money in some fiat, it will be reduced due to inflation, while if we keep our funds in the form of BTC, they will not be reduced due to inflation because BTC is a hedge against inflation.

I think it’s good to have investment in crypto currency especially BTC but you have to DYOR, there are investments in fiat just like super savings that allows you to earn up to like 3% of your investment as reward, those are equally regarded as Fiat investment. Regardless I would still choose to do such in crypto, I can hodl my asset and still make profit from it monthly base on the savings plan. It’s possible to earn up to 7% APR on your saving on Bitget shark fin product.

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

I think that's pretty much it, people like many of us will choose to invest in crypto because of its volatility. Because we know that we could maximize our gains with swings of the market and from the season of the market unlike stocks or any tangible investments that needs a lot of time to appreciate its value. Bitcoin could actually soar up to $100,000 if someone, a billionaire, named Elon Musk calls long to bitcoin. Just a simple news could actually make some crypto investors a millionaire, and they, I mean we love that volatility.

But don’t forget that the volatility can also make you loose money, it is in two ways actually.

[Fara Chan]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

The answer is YES, I would still choose crypto over fiat if it was for a long-term investment because the goal of the investment is to seek profits in addition to seeking a store of value through a particular asset. Now you can also set your own goals when you want to invest, because if you only want to choose fiat, that means you only want to save money and not make a profit. But when you want to make a profit, you have to be brave enough to take risks by choosing crypto because basically there is no profit if someone is still afraid of any risks from anything.

[blckhawk]

That high volatility you're talking about is what attracted me to invest in bitcoin and some other shitcoins that has potential, most of the time people only talk about extreme volatility when they're only talking about the prices suddenly going down which is understandable but unfair because there's two sides to a highly volatile asset, the one which is the price suddenly going down which is always the one in the spotlight but the other one is the price suddenly going up and investing in crypto offers you that chance to be able to reap a really great profit in a matter of days or months which can never be done when you're invested in fiat inclined investments, those stuff takes a long time because the banks said so.

At the end though, they both have their own advantages, with fiat having more stability since it's backed by the government meanwhile with crypto, it can illegal in your country so there's that. I guess the choices fall upon your risk assessment, if you want to be at ease with your investment, maybe consider fiat and crypto if you're the risky kind.

[KiaKia]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

Yes I choose to keep my money in crypto even with the high volatility, because of two good reasons.

1. I believe keeping my money off the centralized country and their banks is more safer for me, no one knows my worth actually not even the government, and since Bitcoin is a decentralized digital asset it really fits in my need.

2. Volatility is not my problem because to me it's more like inflation in the real world where you store you Fiat, monthly the amount is the same but it loses its value from time to time, and with Bitcoin the profit is a bigger part to look at as it's more valuable than any Fiat, your money you use to buy Bitcoin can go as high as 5x in the coming years but if keep in bank account it will remain the same.

The funny thing is banks will start using your money for businesses and investments behind your back and they are risking your money on assets that are also volatile, why not do it yourself and rip the benefits that comes with it?

[Assface16678]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

Yes, of course, that is the beauty of cryptocurrency: its volatility. I know it is risky or dangerous, but that is what crypto is. Because of its volatile price, even for many, it is dangerous, but for crypto investors of any kind, like tafing and holder, we take advantage of the volatility of cryptocurrency.

Of course I can, because I've honed my knowledge and skills in terms of cryptocurrency. That's why I'm not afraid of the volatility. Of course, there's still risk, but of course, without risk, you will not gain. A mature and honed crypto investor will not blame the volatility of the price if they fail or lose money; the ones to blame are the investor itself, because it means that you do not have enough skill and knowledge and yet you still invest. There is a lot to invest in fiat, but I'm more into crypto currency.

[lovesmayfamilis]

Your assertion is right, the only issue that a lot of people still have is that, they’re yet to build up confidence to withstand the volatility. In a situation where the market is going down and their investment is depreciating definitely they might be forced to sell at loss.

This is where the expression of strong hands comes into play. Anyone who invests must understand that it is impossible to always be in the black and expect Bitcoin to grow; corrections are bound to happen, which leaves those who understand that volatility is an integral part of Bitcoin and remain firm with their investments.

[Promocodeudo]

Op, I know that your problem is the volatility of bitcoin and the uncertainty of the market, if am to choose, I will choose crypto over and over again, if I ma to ask, how much is the value of your country's currency and how much is  1BTC compare to any currency in the world, no matter the instability of the market you can never compare bitcoin with any currency, the so-called inflation that is dealing with so many part of the world today bitcoin is not part of it, instead is even this period that it is gathering a little, that should tell you that bitcoin is a different currency on it's own that has the ability of to move higher than it's folks, this volatility you are afraid of, can make you very rich over night if you utilize the opportunity.

[inthelongrun]

After years of experience in the crypto space where I had a share of bad and good memories my confidence only grew. Just imagine putting your savings on fiat 5 years ago and then comparing it to the current bitcoin value. Which fiat grows in value big time? I guess most fiats lost their value since they can be printed by governments.

I have kept some Singaporean dollars here since 2019 and the current value is 4% more than my local fiat which is not bad knowing the high inflation in my country. But if I put this money in bitcoin? At that time bitcoin was around $8,800 and currently, it's $35k which is nearly 400% growth. Not considering that bitcoin already reached $69k last 2021.

But to be fair, diversification of investments is always the best advice. Invest in crypto, especially bitcoin. Keep some fiat for urgent needs and the rest put them into something stocks, etc.

[Alpha Marine]

When you mean invest in fiat how do you mean? There are different kinds of investment with fiat. Do you mean investing in a bank and having a profit after a certain time or do you mean any kind of investment that is not crypto?

Personally, I don't think I can invest my money in a bank and hope to get an interest after a while. My reason for this is because the interest is usually too small and then there is the matter of inflation. So even if I get an interest, inflation would have eaten deep into the money.

If you're talking about other investments then I don't think there's a reason to choose between crypto and other investments. Nothing is stopping you from investing in both. It's not wise to put all your investments in one place. And Bitcoin is the only coin I can have a long-term investment in.

[Natsuu]

I prefer both but I would start with fiat like savings or mutual funds. Having a mix of both crypto and fiat investments is like having the best of both worlds. You can enjoy the excitement of potential high returns with crypto, while also keeping things stable and secure with traditional fiat investments. It's like finding that perfect balance between risk and stability in your investment journey.

[Oneandpure]

When you mean invest in fiat how do you mean? There are different kinds of investment with fiat. Do you mean investing in a bank and having a profit after a certain time or do you mean any kind of investment that is not crypto?

Personally, I don't think I can invest my money in a bank and hope to get an interest after a while. My reason for this is because the interest is usually too small and then there is the matter of inflation. So even if I get an interest, inflation would have eaten deep into the money.

If you're talking about other investments then I don't think there's a reason to choose between crypto and other investments. Nothing is stopping you from investing in both. It's not wise to put all your investments in one place. And Bitcoin is the only coin I can have a long-term investment in.

Usually bank interested too small and based in my country not support with fiat such as USDT because only available with our local currency, for fiat get interest seems all exchange have support it but depend some exchange rule reward interested small and ration under 8% in a year. Talking about which one profitable between investment fiat or crypto I prefer make investing in crypto, fiat of usdt only change few percent every year and with crypto can get return more than 40% every year depend on kinds of coins as our investment.

But good ideas investing in both kinds between fiat or crypto due many trader with short term move their investment kinds from crypto to fiat when price dropping and buy back later or make investing in crypto when price going up, its profitable when investing both fiat and cryptocurrency.

[Yatsan]

Crypto itself is an investment already. Form of investment on the other hand is a different thing to talk about. But if it is general preference, then I’d say I prefer using fiat on my investments outside this industry, and let my crypto investments still. There’s no need to choose if you can engage to both. Crypto in the first place still has its limitation with regards to its accessibility, acceptance, and usage. With FIAT as a medium to investments, it also has its pros as well such as having a fixed value of exchange, which I prefer more especially with stocks and some real estate properties.

[Fivestar4everMVP]

The crypto market has an high level of volatility, anyone who is about to make an investment need to have a good understanding of the volatile market. Now the question is even with the volatility will you still choose crypto over fiat when it comes to making investments?

As far as I know, there is no investment in fiat, only stupid people keep fiat and call it an investment.
For example, using the Nigerian naira for example, if you see the naira losing against the dollar, and you decide to buy dollars, understand that dollars is also losing against some other fiat currencies somewhere around the world, and dollar is also losing purchasing powers in US and environs as well.
So when dollar goes up against the naira, and you are holding dollars you sure make some profit when you decide to sell the dollar for naira, but understand that by then, some items in Nigeria must have gone up in their prices due to the devaluation of the naira, most especially, imported goods and items, you will still end up spending your capital, plus the profit made, buying exactly the same item you previous bought with only capital alone.
In the end, you discover that you are either standing on the same place, or even going backward.

The story is completely different when we invest in crypto, specifically bitcoin, volatility in crypto is a blessing in disguise, it is how money is made in a short period if time.

[tbct_mt2]

Crypto itself is an investment already. Form of investment on the other hand is a different thing to talk about. But if it is general preference, then I’d say I prefer using fiat on my investments outside this industry, and let my crypto investments still. There’s no need to choose if you can engage to both. Crypto in the first place still has its limitation with regards to its accessibility, acceptance, and usage. With FIAT as a medium to investments, it also has its pros as well such as having a fixed value of exchange, which I prefer more especially with stocks and some real estate properties.

Fiat currencies are stable if there is no inflation or black swan events like wars, political issues to cause decrease or increase of purchasing power. Most of time, fiat currencies are not investment but only storage of asset. They are even less likely investment and people have better choice like gold.

Bitcoin and cryptocurrency with high volatility can be promising investment assets but there are risks with them. Risks with altcoins are bigger than risk of Bitcoin. Many people don't invest but they only speculate or gamble without much deep knowledge, diligent research and without risk management for their capital.