Unsure of holding it because it's likely that they can point out to any address and freeze it as their own desire. I think with this feature, it's also available with other stable coins that we have in the market.
It's not for
DAI, because it one of the most popular decentralized stablecoin.
No one imagined Enron can collapse even with an audits from a big audit company. No one imagined FTX can collapse within a week. There are some people who are very experienced actually smelt about risk from those companies before they collapsed and filed for Chapter 11 bankruptcy. Unfortunately, most of the crowd who invested money to those companies did not know anything about risk.
I think it's kind of different discussion, I must say.
Enron is energy company in US and FTX is a centralized exchange, while Tether is a stablecoin. They're work different, both Enron and FTX were legit businesses as they have product to offer, while Tether could be a scam from the first time it was exist, they're strong because the market still trust in Tether.