Economic challenge shouldn't be limitation to your project

[Jamestown70]

Op you have a great point here, take for instance I use to work with a telecommunications company whereby I am a sim registration officer during this period I never bothered about any thing the money was coming swifty so there was no bigger plan to save or thought I will ever stop working with the company fast forward to this point I have learnt to cut my coat to my size me that use to spend about 1500 and above now manages 3000 naira a whole week.

[adultcrypto]

The summary of this whole thing na your last sentence wey say we gat be disciplined with our spending this time around. Na now person really need to cut coat according to size. The way things dey go now, if nothing is don, problem go dey o. Even people wey been dey do well before, most of them are crying unto say nothing dey. Even some people wey dey work still dey struggle to feed their families.

Even when we dey encourage people to spend wisely, make we try also support people to get alternative sources of income wey go fit dey support.

[Mr.right85]

Believe me my friend, those people way been Dey buy food for eateries and spending in clubs everyday in the good times still Dey do am till today o. Before you got get mind to Dey live that kind lifestyle, you get better backings. Drinking and making merry for club everyday before hand na small thing… no be small thing then nor now so, if them been dey archive am then, them fit still dey archive am now.

Price of things go up, that na if you no dey sell something o. People way dey sell still stabilize things by increasing the price of the commodities way them dey sell.

The general truth to the lifestyle be say, e no good and person suppose cut expenses. Also, person suppose dey archive en long and short term goals. If your lifestyle no dey allow you archive am, then that na lifestyle way no dey worth living. Watch yourself closely, see where e go end you in years and cut what needs to be cut short or off.

[Bitco55]

True, true...but funny how people still dey go clubs, still dey use their money buy alcohol and hard drugs. Person weh never chop finish  , sha country hard.

Anyways, one thing I've learnt about setting a goal or making a plan no matter how small it is that, the forces of evil would always be against you, but you must make sure you overcome  . I think that's the concept of "testing". Testing your faith, testing your intelligence, your discipline and many others. People will test you, the universe would test you, the economy will test you, whether you don wise or you neva wise up. So sometimes when I see challenges, instead of feeling downcast, I see opportunities. Na from problem, bright, brave and intelligent people dey rise.

[Youngkhngdiddy]

Believe me my friend, those people way been Dey buy food for eateries and spending in clubs everyday in the good times still Dey do am till today o. Before you got get mind to Dey live that kind lifestyle, you get better backings. Drinking and making merry for club everyday before hand na small thing… no be small thing then nor now so, if them been dey archive am then, them fit still dey archive am now.

Price of things go up, that na if you no dey sell something o. People way dey sell still stabilize things by increasing the price of the commodities way them dey sell.

The general truth to the lifestyle be say, e no good and person suppose cut expenses. Also, person suppose dey archive en long and short term goals. If your lifestyle no dey allow you archive am, then that na lifestyle way no dey worth living. Watch yourself closely, see where e go end you in years and cut what needs to be cut short or off.

   As the economy keeps getting worse, there's nothing else to be done to remedy it than just living with it even if it means giving up our comfort and satisfaction just to survive. There's a great work to be done and it's not something that'll be rounded up faster than expected, therefore we have to level up to face it. Yes some of us have this financial and plans which have been altered cos of the situation, the thing we have to do is to replan and reset these goals according to how the economy hits us.
  Our present condition doesn't necessarily mean that we halt all the plans, we can still accomplish them but the only difference will be in the time frame, depending on the new plans we set. We may set a plan that comes with bigger sacrifices in order to finish faster and some plans with less sacrifices to still keep us on track. We just don't have to end it all, we just have to dance to the rhythm of the economy.

[Miles2006]

The economy challenge for Nigeria na the major problem and I like the way you emphasize more on food, we all need food to survive and the price of food stuff gets high almost everyday and we don't except roadside food seller to sell their food cheap cause they also need profit, in my own opinion if anyone wants to save money that person should avoid road side food.
But everyday people still complain the Nigeria economy bitterly even family man wey no dey buy roadside food still dey complain the Nigeria economy, so even if we buy roadside food or cook at home the economy still hard.
Lastly how Nigerians dey grow when it comes to income and profit, people dey work hard everyday but the income matters alot, nowadays people work hard just to settle for less and why person like this no go complain about the economy. But I will say people facing this current hardship should involve in multi task, different kinds of job.

[sotelorene]

I know the time which we are right now is a difficult time because of how price of every commodities and services have skyrocketed.  But I know even with this increase of price in everything we can still meet up with our projects and plans, this can easily achieved if we plan well by avoiding some life styles. When the economy was better drinking everyday in clubs was a lifestyle some people lived and still meet up with their personal projects but right now it is not very possible for a salary earner to go out and drink every day to still meet up with important projects.

Right now food commodities are very expensive in the market,  but it is better for one to buy this food stuff in the market and make your food yourself than to go to eateries everyday to buy food. If you calculate the money you spend in eateries to get food for the month it can x3 or x4 of the money you can use in getting food to stuck in your home. Meeting up with project in this hard season one  just needs to be very discipline on how money is been spent and you will still live happy life.

You dey very correct sir,  but I no gree with this one wey you come talk say e no dey possible for pesin wey dey receive money every month end to go drink,  club etc come still meet up with him project.
I want make you understand say pesin wey dey receive money month dey level by level or stage by stage,  e get some pesin wey dey collect 2million per month and e get some wey dey collect more 2million tell me waiting go make such pesin no meet up him project provided him get serious target.
Moreover,  project dey grade by grade make we take for example you wan start to dey sell phone  parts and you dey collect 2million a month tell me why you no fit meet up,  abi na the 2million pesin wan use drink? except say the pesin no get target.

[Mate2237]

Economic challenges na the major issue in carrying out any project. Like now I have a very big project to be completed at the end of December but because for the economic challenges that affecting the building materials I can not do anything So I am planning to complete the project when things have gone down again and when things will go down is unknown. How can you meet up your projects when the money you have can't buy half and half your project materials.
I have been going to local eateries to buy cooked food but as the day dey break my guy the prices of food stuff in the restaurants are increasing everyday so I have decided not to visit them again.

[Agbamoni]

I know the time which we are right now is a difficult time because of how price of every commodities and services have skyrocketed.  But I know even with this increase of price in everything we can still meet up with our projects and plans, this can easily achieved if we plan well by avoiding some life styles. When the economy was better drinking everyday in clubs was a lifestyle some people lived and still meet up with their personal projects but right now it is not very possible for a salary earner to go out and drink every day to still meet up with important projects.

Right now food commodities are very expensive in the market,  but it is better for one to buy this food stuff in the market and make your food yourself than to go to eateries everyday to buy food. If you calculate the money you spend in eateries to get food for the month it can x3 or x4 of the money you can use in getting food to stuck in your home. Meeting up with project in this hard season one  just needs to be very discipline on how money is been spent and you will still live happy life.

Good advice OP. I'll try as much as possible to avoid some certain thing that may seem to be aa distraction. I have some good plans on January and it's a big project but i do spend money in getting good dry gins every week and it now seem like a bad habit because it's always often. I just calculated and see that if i stop buying them and save those money it will go a long way in the project i am working on. Thank you, this topic was really helpful.

[Benedictare]

For any one to survive and finave his/her project properly in this present economy one need to reduce and stop unnecessary expenses and cost like no excess buying of clothes and shoes ,excess feeding,not buying of unwanted items not immediately to be used, no careless giving out of cash except for something important so that you will have enough for your monthly expenses, you only pay attention to your immediate needs, because not schooling or the medication aspects of our lives are being spared in this tough time and so for you to be able to meet up family needs you have to be strict in spending
   

[adultcrypto]

For any one to survive and finave his/her project properly in this present economy one need to reduce and stop unnecessary expenses and cost like no excess buying of clothes and shoes ,excess feeding,not buying of unwanted items not immediately to be used, no careless giving out of cash except for something important so that you will have enough for your monthly expenses, you only pay attention to your immediate needs, because not schooling or the medication aspects of our lives are being spared in this tough time and so for you to be able to meet up family needs you have to be strict in spending

Omo you no need advice anybody for this one, shege promax dey do the job free of charge. Never in our history has people adjusted so much than now. You know it is in the midst of challenges that our creativity and resilience is unlocked, this is what is going on in Naija.

What I find surprising is that the number of people still doing very well on the midst of the economic challenges is so high. You need to visit the clubs, big shops and even hotels to see how people are lavishing money and you will begin to ask your maker some serious questions.

What I can only say is that while a lot of people have their mind fixed on the problems of Nigeria, some people are rendering solutions that is actually paying them heavily.

[Uhwuchukwu53]

For any one to survive and finave his/her project properly in this present economy one need to reduce and stop unnecessary expenses and cost like no excess buying of clothes and shoes ,excess feeding,not buying of unwanted items not immediately to be used, no careless giving out of cash except for something important so that you will have enough for your monthly expenses, you only pay attention to your immediate needs, because not schooling or the medication aspects of our lives are being spared in this tough time and so for you to be able to meet up family needs you have to be strict in spending

Omo you no need advice anybody for this one, shege promax dey do the job free of charge. Never in our history has people adjusted so much than now. You know it is in the midst of challenges that our creativity and resilience is unlocked, this is what is going on in Naija.

What I find surprising is that the number of people still doing very well on the midst of the economic challenges is so high. You need to visit the clubs, big shops and even hotels to see how people are lavishing money and you will begin to ask your maker some serious questions.

What I can only say is that while a lot of people have their mind fixed on the problems of Nigeria, some people are rendering solutions that is actually paying them heavily.

Well I can't say I will completely agree to this but partially in the sense that one can gather advise with research of people way of cutting down expenses on this present economic challenges but sometimes you can have existing project you have planned with your current income and nature of past economy market schedule or rate and the time triple some time increase hundred percent like many things have in Nigeria if it's some building project no matter how you step down you can't meet the time interval you have set. For the food aspects actually some have there reason why they eat on eatries their job mostly don't give them time because they believe that time spent in preparation of food if they are not married can fetch then doubles of what they are spending out there but in another way round it's more economical to step down from those eatries if your time and income can't withstand it pressure and with your planned project

[Youngkhngdiddy]

Omo you no need advice anybody for this one, shege promax dey do the job free of charge. Never in our history has people adjusted so much than now. You know it is in the midst of challenges that our creativity and resilience is unlocked, this is what is going on in Naija.

What I find surprising is that the number of people still doing very well on the midst of the economic challenges is so high. You need to visit the clubs, big shops and even hotels to see how people are lavishing money and you will begin to ask your maker some serious questions.

What I can only say is that while a lot of people have their mind fixed on the problems of Nigeria, some people are rendering solutions that is actually paying them heavily.

    As the economy keeps getting worse, there's nothing else to be done to remedy it than just living with it even if it means giving up our comfort and satisfaction just to survive. There's a great work to be done and it's not something that'll be rounded up faster than expected, therefore we have to level up to face it. Yes some of us have this financial and plans which have been altered cos of the situation, the thing we have to do is to replan and reset these goals according to how the economy hits us.
    Our present condition doesn't necessarily mean that we halt all the plans, we can still accomplish them but the only difference will be in the time frame, depending on the new plans we set. We may set a plan that comes with bigger sacrifices in order to finish faster and some plans with less sacrifices to still keep us on track. We just don't have to end it all, we just have to dance to the rhythm of the economy.

[Makus]

For this sapa period wey we dey so, person wey dey complain say hunger dey wet nor fit manage emself well, naim just dey do em self. When I been dey for school I dey experience some kind funny acts dem wey my room mates been dey play, some times no food no money, we go dey for hunger until maybe God open road say person come send us small thing, some of my room mate go like to spend more than 3 for only rice and turkey forgetting say hunger go still strike after dem finish that one. I dey always bring the suggestion of preparing soup and garri, because na that one dey last pass. Even now sef aboki indomie wey we been dey fry for N80, N120. Now na N800. So person wey no sabi control em belle go chop the small money wey e get Finnish come dey count ceiling for night. The beat idea as the op talk na to make your own food because e go cost you less and last you more.

[adultcrypto]

As the economy keeps getting worse, there's nothing else to be done to remedy it than just living with it even if it means giving up our comfort and satisfaction just to survive. There's a great work to be done and it's not something that'll be rounded up faster than expected, therefore we have to level up to face it. Yes some of us have this financial and plans which have been altered cos of the situation, the thing we have to do is to replan and reset these goals according to how the economy hits us.

A friend once told me that their pastors asked them to stop prayer for things to get cheaper because they won't. He advised them to pray to God to support their hustle so that they will have the means to afford them. At first, this did not make sense to me but by the time I reason how things was when I been small and how it continued to increase till now without matching break, omo the man is right. Our focus should be how to survive and not to continue thinking about the problem. Base on this, as we see things, we gat chest am believing say Oluwa gat our back. The simple code will always be to hustle and pray.

[Dzwaafu11]

But I know even with this increase of price in everything we can still meet up with our projects and plans, this can easily achieved if we plan well by avoiding some life styles. When the economy was better drinking everyday in clubs was a lifestyle some people lived and still meet up with their personal projects but right now it is not very possible for a salary earner to go out and drink every day to still meet up with important projects.

With a plan, everything is possible. If we have money and plan how to spend it, we will be able to meet our needs because, with the way the economy is going currently, if there is no plan, then how are we sure that the money can be enough to cover some things that we need? However, you are right when you say we can avoid some lifestyle if we really want to meet up, because if someone says they must do what others are doing, then how do you think you will do the necessary things around you when you have already spent the money?
 

For any one to survive and finave his/her project properly in this present economy one need to reduce and stop unnecessary expenses and cost like no excess buying of clothes and shoes ,excess feeding,not buying of unwanted items not immediately to be used, no careless giving out of cash except for something important so that you will have enough for your monthly expenses, you only pay attention to your immediate needs, because not schooling or the medication aspects of our lives are being spared in this tough time and so for you to be able to meet up family needs you have to be strict in spending   

Clothes are also important things to buy, although you are also on point, but everything is planned. Someone who earns monthly can plan to buy clothes this month and then another month do other things important. I think that is how plans work: if you do this one this month and another month, you won’t buy another one unless you still need it, which is very important and cannot be fixed in your next budget.

[iBaba]

The summary of this whole thing na your last sentence wey say we gat be disciplined with our spending this time around. Na now person really need to cut coat according to size. The way things dey go now, if nothing is don, problem go dey o. Even people wey been dey do well before, most of them are crying unto say nothing dey. Even some people wey dey work still dey struggle to feed their families.

Even when we dey encourage people to spend wisely, make we try also support people to get alternative sources of income wey go fit dey support.

This your matter make sense. We need to really help people with the alternative source of incomes if possible. If you have ideas on how people can make extra incomes don't alway hesitate to share it with the young folks. I don't why I always call on the young folks without mentioning the older people too.

This hard economic crisis have not only bited the young people but have also affected our old ones. Our parents and other senior citizens. Why I don't always call them first whenever I address poverty is not because poverty doesn't have anything to do with them but because they have more discipline and tolerance level than we do. In the society of today, before you mention an old man or woman who perpetrated in any form of violence as a result of lack of money, you must have counted 100 of related cases to young people. Because the younger ones are more desperate and have this youthful exuberant that always consume them to such crimes.

This is why I would usually mention that we look back at our younger ones and see how we can assist with any support we can render them in terms of incentives or income generating ideas or jobs that can fetch them something, else, our old ones are also in dire need of money and have been greatly affected by the economy downturn too.

I also don't like to specify this but sometimes e be like say we dey forget say our elder/younger sisters need help too in terms of finances and are very much affected by the current economic recession we are facing today. To the level that some of them battle with their underwears and other upkeep as basic as you can ever imagine. Guys, please involve your sisters in trades and any idea or strategy that can fetch them income. They need it at this moment, probably, more than you do right now.

[Churchillvv]

The point is simple and clear: the season we are now in in this country, I must say, is very hard, but with your point, which is money management, everyone who has an activity planned out could carry it out if well planned. In every organization, time and money management is what they always preach, because if one does not make use of these essentials (time and money), it will probably lead to frustration.

Just as you have said, we should learn how to limit our luxuries now that the economy of the country is heading towards the opposite line. Make your food, reduce your spending habits, and focus on bettering yourself to achieve your goals. Always make sure you complete all your projects with discipline.

[Justbillywitt]

I know the time which we are right now is a difficult time because of how price of every commodities and services have skyrocketed.  But I know even with this increase of price in everything we can still meet up with our projects and plans, this can easily achieved if we plan well by avoiding some life styles. When the economy was better drinking everyday in clubs was a lifestyle some people lived and still meet up with their personal projects but right now it is not very possible for a salary earner to go out and drink every day to still meet up with important projects.

Right now food commodities are very expensive in the market,  but it is better for one to buy this food stuff in the market and make your food yourself than to go to eateries everyday to buy food. If you calculate the money you spend in eateries to get food for the month it can x3 or x4 of the money you can use in getting food to stuck in your home. Meeting up with project in this hard season one  just needs to be very discipline on how money is been spent and you will still live happy life.

You dey very correct sir,  but I no gree with this one wey you come talk say e no dey possible for pesin wey dey receive money every month end to go drink,  club etc come still meet up with him project.
I want make you understand say pesin wey dey receive money month dey level by level or stage by stage,  e get some pesin wey dey collect 2million per month and e get some wey dey collect more 2million tell me waiting go make such pesin no meet up him project provided him get serious target.
Moreover,  project dey grade by grade make we take for example you wan start to dey sell phone  parts and you dey collect 2million a month tell me why you no fit meet up,  abi na the 2million pesin wan use drink? except say the pesin no get target.

It's possible for someone earning #2m every month and still not meet up to projects obligations. See if you earn #2m your flexing and that of person earning 100k won't be the same. #2m na how many bottles Azul? As your money big na so your taste for pleasure go high. Even if you are earning #5m it's very possible you can't meet up with projects if you don't cut down some unnecessary spending. Guy there heavy drunker and drugs consumers who are spending all their money on these things.

[Asiska02]

We are indeed in a difficult time and this has caused us a lot of setbacks in our plans and projects, but nevertheless, as long as we don’t give up and till continue to find way of getting end means, we’ll achieve our target gradually. Economic challenge is part of the obstacle to success in life, we just have to overcome it and face what is ahead which is the bigger picture we are anticipating for.

Right now food commodities are very expensive in the market,  but it is better for one to buy this food stuff in the market and make your food yourself than to go to eateries everyday to buy food. If you calculate the money you spend in eateries to get food for the month it can x3 or x4 of the money you can use in getting food to stuck in your home.

It is laziness that is causing some people not to cook from home and prefer to buy food outside while few of them don’t just know how to cook and they end up finding themselves in restaurants to buy foods. I also agree that we should try and limit our spending so that we can be sustainable in this economic downturn.