Why is it difficult for people to get capital easily?

[mvdheuvel1983]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

I started the business that I'm doing today and the way I was able to get capital for it was through a loan. Not from your bank but from companies that give out loans with very high interest rates. Before I took out the loan though I already had a repayment plan set in place so as soon as I collected the loan I started to repair it immediately until I was done. This was how I raised capital to start my business. Prior to this time, I had asked family and friends for a loan but then everyone had their thing that they needed money to fix for them. When they refused, I didn't push further. I turned to the loan company. The interest rate was very high but I survived and my business is thriving.

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[Russlenat]

The term difficult is only applied to those who are breadwinners in the family as they find it rare saving for themselves for their future plan or investment. While for those who only work just for theirselves even if they say they are only getting minimal amount of income, I think they can still reserve money for saving, most especially if you are well compensated without other family members to support, surely getting a capital for an investment is never hard and difficult.

The only reason it gets hard and difficult is making your investment or business profitable as bigger amount of capital still cannot guarantee higher rate of success.

[poodle63]

How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

I started the business that I'm doing today and the way I was able to get capital for it was through a loan. Not from your bank but from companies that give out loans with very high interest rates. Before I took out the loan though I already had a repayment plan set in place so as soon as I collected the loan I started to repair it immediately until I was done. This was how I raised capital to start my business. Prior to this time, I had asked family and friends for a loan but then everyone had their thing that they needed money to fix for them. When they refused, I didn't push further. I turned to the loan company. The interest rate was very high but I survived and my business is thriving.

that was great risk taking story i must admit, not everyone has the guts to take the loan from loaning company even with practice of giving out high interests but you still make it.
I personally would refrain from taking loan from such company even in dire situation because that means i'm gonna get myself in a difficult situation in the future when I need to pay for the humongous amount of loans.
moreover its building business we are talking about that requires long amount of time to build and could be failing quite literally anytime there's saying that in building business, if you're not failing then that means you're lucky, I think that saying holds so many truth becaue 90% of business are going out and went bankrupt within the first two years.

[$anounimus$]

The issue with getting capital is that most people are bad with it, and if your credit score is bad, who will lend you this money. I know of some guys here, that keep borrowing to use the new debt to pay up former ones, instead of using the money for business. Not everyone is meant to be an entrepreneur and for every one successful business, ten such businesses must have failed so the odd of small businesses defaulting on their loans is very high

Starting a business relying entirely on loans is certainly not an easy matter. Of course, we don't just have courage, we have to be supported by really reliable management. Financial companies also do not necessarily provide free loans, they also apply collateral patterns for collateral. However, if we have at least 50% of our own capital and another 50% from loans, it might really help us in running the business. It must be admitted that the risks of starting a business are very large, the conditions in the field are not as easy as in theory. So having basic finances is certainly very necessary so that starting a business is not too difficult.

[NewRanger]

The only reason it gets hard and difficult is making your investment or business profitable as bigger amount of capital still cannot guarantee higher rate of success.

Now. If you look at the current reality, many people are reluctant to reduce their capital if it doesn't come from their own family first.

If it comes from someone else, of course the requirements will be quite a lot and the most important thing to ask is when will you return it and what benefits will you provide to the person who provided the capital?

[Arenga pinnata]

The term difficult is only applied to those who are breadwinners in the family as they find it rare saving for themselves for their future plan or investment. While for those who only work just for theirselves even if they say they are only getting minimal amount of income, I think they can still reserve money for saving, most especially if you are well compensated without other family members to support, surely getting a capital for an investment is never hard and difficult.

The only reason it gets hard and difficult is making your investment or business profitable as bigger amount of capital still cannot guarantee higher rate of success.

Maybe what you say is true. What is more difficult is how to make a profit from the investment and business that we have done. But for a young man who doesn't have a job, getting capital may not be very easy. Especially if the young person does not have a high educational background and also does not have special skills that can be offered to find work. One path that can be taken may be to only work at fairly rough jobs that use muscles. But lately there aren't many vacancies like this. So I can understand that finding capital is sometimes not easy for some people in certain situations. But for those who are already working, they definitely have the opportunity to collect capital, especially if they don't have a family yet. But now what must be done is that everyone must develop many skills so that they are always ready for every opportunity that comes from any field. both from online and offline work.

[Winterfrost]

The issue with getting capital is that most people are bad with it, and if your credit score is bad, who will lend you this money. I know of some guys here, that keep borrowing to use the new debt to pay up former ones, instead of using the money for business. Not everyone is meant to be an entrepreneur and for every one successful business, ten such businesses must have failed so the odd of small businesses defaulting on their loans is very high

Starting a business relying entirely on loans is certainly not an easy matter. Of course, we don't just have courage, we have to be supported by really reliable management. Financial companies also do not necessarily provide free loans, they also apply collateral patterns for collateral. However, if we have at least 50% of our own capital and another 50% from loans, it might really help us in running the business. It must be admitted that the risks of starting a business are very large, the conditions in the field are not as easy as in theory. So having basic finances is certainly very necessary so that starting a business is not too difficult.

Yeah it's not easy but at most times it depends on the business owner. If this is a business he has done before or have a good knowledge on how to be successful in it then it will be good for him. There are people that started a business and was doing great but because of family challenges or life surprised event. The business crashed. It is not because they were not managing It well but like I said sudden things may happen in life where you have to save your life first or someone close to you. This. Will make you go all in with all your business profits and capital.

Now this type of person after sorting this challenges he can borrow a certain amount to start up again. Thus time he knows the nature of the business very well and could make profit within sometine, pay back the debt and still continue the business. This is how borrowing can be of help to business owners.

[kingvirtus09]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.
How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

It's not really easy to get capital for the business we want to build in these times, to be honest. Especially since the pandemic has just ended, in these times we people are still in recovery.

That's why, at this time, we have to be really strategic, because all the goods or prime commodities that we need are almost the same price in reality. But I was able to build a small business with the only capital I had, which was around 10 dollars, and I was able to turn it right, and for 3 years now, the business still exists, which means I was able to turn the capital business right. I'm doing it now.

[passwordnow]

Now. If you look at the current reality, many people are reluctant to reduce their capital if it doesn't come from their own family first.

If it comes from someone else, of course the requirements will be quite a lot and the most important thing to ask is when will you return it and what benefits will you provide to the person who provided the capital?

Of course, if the money comes from your relatives or family you won't be given a lot of requirements because they know you and you are their family. Unlike the others, they'd definitely you a lot of requirements because that's how it goes and they're not just going to give away their money for other's capital with easy requirements.

It's all in the contract and agreement and there's the date when you should pay and when it should be paid in full. Those who are always borrowing money know how to do it because they're aware that these people are also working hard for their living and lending money is a business to them.

They need to make sure that the money will comeback guaranteed so that they can roll it again to the other customers that are going to take a loan from them. Even if we like it or not, that's the reality about lending business and the interest rates are high. But for a business person, when you take your capital from a loan, you'll have to deal with the consequences of it.

[Lorence.xD]

I came to discovered that, there are many opportunities all over the world for people to embrace by investing some huge amount of money on a particular business and start living a big man life in the country. I have been working hard to get capital to start my own business, so that I will have financial freedom to invest in BTC and any kind of business that will make me not to reduce to zero level in the country but I have worked with many companies but to save the money is the issue because of the disturb of my siblings which I love so much. I was in their shoes before when I was in school some years ago before I became a graduate, and anytime I made demand of anything from my elder brother and sister they must respond to me well by sending the money and food stuff when I was in school, and the day they refuse to respond to me, I will be seriously angry with them not to pick their calls or reply their chat at the moment until they look for way to solve my problem.
How did you get your capital to start that business you are doing today? Or do you experience some things like this from your relatives, because to get capital these days is not easy for me, and there are some people all over the world looking for way to get this capital to start a good business but is not easy for them. Can you share your experience on how you get your capital.

It's not really easy to get capital for the business we want to build in these times, to be honest. Especially since the pandemic has just ended, in these times we people are still in recovery.

That's why, at this time, we have to be really strategic, because all the goods or prime commodities that we need are almost the same price in reality. But I was able to build a small business with the only capital I had, which was around 10 dollars, and I was able to turn it right, and for 3 years now, the business still exists, which means I was able to turn the capital business right. I'm doing it now.

Totally agree, but in those times of the pandemic is it either people took advantage of the situation as people were not allowed to go outside, or some people built businesses online so as the virus started to decrease and the economy started to recover, they already have enough capital to build such as physical stores. We all know the risk of starting to build a business from scratch especially if we are finding funds, but for sure if we explore more and get out of our comfort zone, for sure will find the best way to build a business, like for example gathering data from your location what is the best product to sell, the supply and demand, and etc.

[Fara Chan]

Starting a business relying entirely on loans is certainly not an easy matter. Of course, we don't just have courage, we have to be supported by really reliable management. Financial companies also do not necessarily provide free loans, they also apply collateral patterns for collateral. However, if we have at least 50% of our own capital and another 50% from loans, it might really help us in running the business. It must be admitted that the risks of starting a business are very large, the conditions in the field are not as easy as in theory. So having basic finances is certainly very necessary so that starting a business is not too difficult.

Now there are many companies that are willing to provide loans to business people or to people who have started their business in certain fields. Because the capital provider or lender also has to see what line of business we have developed and how long we have been running it so that those who want to provide capital loans can have enough confidence in us.

However, other conditions such as collateral that can be used as collateral are also very necessary and this will also be taken into account because now capital providers will not just give loans if the business owner is not clear and the business is not running smoothly or developing better. So that's what is needed and I think what you say is also quite related to what I have seen in the field so far where there are many business owners who have had to close down due to no development in their business sector. Meanwhile, they have to pay the capital loan they took previously to run the business, so the situation will be very sad if there is no good management for this.

[Mame89]

Starting a business relying entirely on loans is certainly not an easy matter. Of course, we don't just have courage, we have to be supported by really reliable management. Financial companies also do not necessarily provide free loans, they also apply collateral patterns for collateral. However, if we have at least 50% of our own capital and another 50% from loans, it might really help us in running the business. It must be admitted that the risks of starting a business are very large, the conditions in the field are not as easy as in theory. So having basic finances is certainly very necessary so that starting a business is not too difficult.

Of course, it would be very risky to build a business 100% of debt, especially since our business skills are not yet very experienced. Apart from that, every business has unique characteristics, if we don't master them it will be very dangerous for our business. Even though we build a business with our own capital and borrowed capital, we must always carry out in-depth personal business research and development, so that we can get to know our own business culture and business work style.

In essence, building a business really needs, as you said, smart financial management. Because without this, building a business 100% with your own capital will be destroyed, even the people or companies that provide loans will not give us loans, even if they are loans with collateral, because they are worried that we will not be able to pay them.