How to stay poor!

[umbara ardian]

Bad habits? They're silent assassins, slowly chipping away at our financial fortress. Overspending, impulsive purchases, a penchant for quick fixes – these seem harmless indulgences can morph into monsters when the income tap runs dry. It's like building a sandcastle on the beach, oblivious to the approaching tide. Sure, while the paycheck keeps rolling in, you might patch up the cracks, but when the tide rolls in.

The relying on a single income stream is a risky dance on a financial tightrope. Don't get me wrong, a high-paying job offers a certain safety net, but even then, diversification is key. Think of it like spreading your bets; eggs in multiple baskets, not all in one fragile porcelain bowl.

"Buy a well-paying job"? Easier said than done, right? While a six-figure salary might cushion the blow of some bad habits, it's not a magic bullet. Resourcefulness, smart budgeting, and responsible financial planning are the real cornerstones of a secure future.

[Vinaa77]

This one is good, and it made me laugh cause we know that some or most of the woman would totally answer it that way.
I also get that they want to look good and all spend on beauty products skin care, but if it is too expensive for their income then might as well think about other options.

The nature of most women is like that so there is no need to be surprised when we see women who spend more money just to look beautiful through taking care of themselves. Because women really have to look beautiful and attractive in order to be liked by more men, even though women don't like more men if they already have the man of their dreams in their own lives. But on the one hand, I also agree with your statement that when beauty products have to be paid for at a higher cost, of course anyone has to think about it repeatedly if they still want to save their finances in life.

But if a woman's wasteful attitude is still quite high, I think they will not think about it or will not consider it as long as the money they get comes from their own husband or from someone else's gift which they only received for free. So it also depends on the attitude of the woman who is still very fond of beautifying herself by shopping excessively for beauty products, because I'm sure not all women have an attitude of being excessively wasteful on beauty things.

Maybe only some women think about how to look as they are and they don't think about appearing beautiful in front of other people and they will save the savings they have, because they don't spend money to buy expensive cosmetics and they think more about being able to have enough savings. they can use it for the needs they really need, not for beauty that can be enjoyed by anyone.

It is true that there are some women who think too much about their beauty so that their men will be willing to pay a lot of money for their beauty care with a lot of money and also they have money that they can easily earn through work, of course it will be very easy for them to spend. how much does their beauty treatment cost.

[Renampun]

Say that to women to get a better replies.

They will says:
1. Well, that's my life why you need to judge me, mind your own business.
2. Men always like pretty girl, I want to become a pretty girl, that's why my maintenance costs e.g. skincare, nice outfit, nice car are high.
3. You only live once, no one know how long you will life, just enjoy your life.
etc.

This one is good, and it made me laugh cause we know that some or most of the woman would totally answer it that way.
I also get that they want to look good and all spend on beauty products skin care, but if it is too expensive for their income then might as well think about other options.

Actually, you don't need to ridicule women like this, they have the right to be beautiful by buying skin care and branded clothes with their own money, and when they have husbands, their husbands are the ones who have the obligation to beautify their wives (if women are not beautiful then men will cheat)
beauty costs money, in fact every man is obliged to spend money to make their partner happy, because it is a man's responsibility, don't think that when you pay for your partner that you will fall into poverty, don't be too stingy, you as a man will not fall into extreme poverty, increase your income then your partner will be happy with you

[panganib999]

As a businessman or salary earners here are tips on how to stay poor in life.

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.

I feel like every single one of us has at least a basic grasp of what they can do to actually lose all their money in a single go, but I reckon none of them know the middle ground. A way for you to still have fun with your money and enjoy living by your own means without having to splurge all your cash or live your life as a fucking hobo.

Here are some tips to achieve that:

1. Invest on a single hobby that you find fulfilling. If you like playing the guitar, by all means, buy one and play it. If you like collecting action figures go for it and buy whatever makes you happy. However, limit your purchases to at least once a month, or however long it takes for you to recuperate the cost of the purchase twofold. That way, you still enjoy your money, but you don't get dirt poor for having to.

2. Learn a new skill, capitalize on it, and reach the top echelons of the salary grade for it. The idea that "you have to have two jobs in this economy" is a massive misconception. What you need is to learn a skill that pays well and capitalize on it. If you're able to do that and you found an employer that values your skills and presence, trust me when I say you won't have to find another job again to support your existence.

3. Be a giver, but don't be stupid. Give to those who bring value to the table. Be close to your family members cause at the end of the fucking day when you get jailed, or when you die, no one's gonna pay your bail or no one's gonna have your ass laid in a good coffin besides your family. Be there for them, and for those who don't bring value to the table, give them an ultimatum.

There's this thing that Kevin O'Leary does where he doesn't give out loans to family members, he gives them money, under the premise that they never ask him for money again. 9 times out of 10 they won't ask you for shit on that particular instance, why? cause they know they'll be needing your help for a bigger problem, and they're afraid you wouldn't be there for them anymore when that happens.

4. Be vigilant about your surroundings, but keep to yourself. Having no care in the world's just as dangerous as being the nosy guy. Learn how to be perceptive of things without looking like Columbo.

This comment of mine is devoid of sarcasm, and is certainly helpful for those like me who wanted to be rich, but at the same time are also eager to get a taste of their hardships every now and again.

[poodle63]

Actually, you don't need to ridicule women like this, they have the right to be beautiful by buying skin care and branded clothes with their own money, and when they have husbands, their husbands are the ones who have the obligation to beautify their wives (if women are not beautiful then men will cheat)
beauty costs money, in fact every man is obliged to spend money to make their partner happy, because it is a man's responsibility, don't think that when you pay for your partner that you will fall into poverty, don't be too stingy, you as a man will not fall into extreme poverty, increase your income then your partner will be happy with you

right? make up and so on is investment for women that I don't think its waste of money , what I call waste of money is buying luxurious brand and hoarding it, then it will be wasting money, like buying some supreme stuff and hoarding it, if its just make up, the price aren't that significant anyway, even if there's luxurious make up brands, well definitely usually the woman that buys are well off enough that they started to think about buying higher quality make ups. i agree that there's no need to ridicule women like that.
we also shouldn't forget the fact that there are women that puts their family first, not caring about these things about make up at all, i've seen plenty hard working women.
this factor resides in every individual minds how they take advantage of financial management.

[mamesso]

~Snip~

Actually, you don't need to ridicule women like this, they have the right to be beautiful by buying skin care and branded clothes with their own money, and when they have husbands, their husbands are the ones who have the obligation to beautify their wives (if women are not beautiful then men will cheat)
beauty costs money, in fact every man is obliged to spend money to make their partner happy, because it is a man's responsibility, don't think that when you pay for your partner that you will fall into poverty, don't be too stingy, you as a man will not fall into extreme poverty, increase your income then your partner will be happy with you

It is nature for women to always want to look beautiful and sexy by buying beauty products (skin care), branded clothes and other expensive facilities. A woman's self-confidence increases when she feels that she looks beautiful and sexy and that looking beautiful in the eyes of other people is something that is enjoyable for women. Beauty has an attraction like a magnet that can hypnotize men to stay with her.

Men must have the courage to invest in women to buy beauty products and all the accessories needed to make their women look beautiful. As a responsible man, he must be able to increase his income to maintain financial stability so that he does not fall into poverty. Every household need is a man's burden, including other needs such as providing capital for his partner to keep looking beautiful.

[Rayan Oscar]

As a businessman or salary earners here are tips on how to stay poor in life.

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.

Again you could also archive poverty by failing to invest in your self in attaining good grades and skills to foster your employers 

Jack of all trades they say is master of none but you could be jack of many trades it actually pays.

[stomachgrowls]

As a businessman or salary earners here are tips on how to stay poor in life.

1. Spending your money on unnecessary items immediately the money arrives. Trying to prove a point to people by living a standard that is above your pay grade.

2. Live on one source of income. Everyday of our life our responsibilities and challenges keeps piling up accumulating without consideration to our financial capability. The economy and cost of living continue getting worsen. So in order not to be able to beat this piling settle comfortably on a single source of income flow.

3. Become an extremely cheerful giver/lender to friends and family. A wisdom quote I read somewhere said, "if you want to lose your friends and family lend them money".  Keeping doing this and you going to be successfully poor.

4.Learn how not to mind your own business, making every events around you your concern even when it doesn't affect you. It's a nice way to make cool enemies. Etc.


I trust you all get the sarcasm as conveyed.

Again you could also archive poverty by failing to invest in your self in attaining good grades and skills to foster your employers 

Jack of all trades they say is master of none but you could be jack of many trades it actually pays.

But people are really just that too lazy or someone who is really just that contented on what they do have now without even trying ot find ways and methods on which they could really be able to make themselves better and would really be just that sticking on what they do have currently now and doesnt have any plans for any upgrades or whatsoever on which it is really just that sad. You would really be that putting up yourself
on being poor on the time that you are really that spending or putting up that much money without having any plans or other income source. Spending on something which it isnt really that sustainable
or something that could bring out some income will really be putting up you on so much trouble. You would really be putting up yourself on such situation or condition if you arent
that making any steps for the better.

Avoid on unwise spending specially on things which arent useful or something beneficial because if you are really that someone whose really that coming after for
those non generating income things but rather going after with those wants then you would really be ending up on disaster on which you should really be that careful
because sooner or later you would really be able to feel the effects.

[Lida93]

This one is good, and it made me laugh cause we know that some or most of the woman would totally answer it that way.
I also get that they want to look good and all spend on beauty products skin care, but if it is too expensive for their income then might as well think about other options.

The nature of most women is like that so there is no need to be surprised when we see women who spend more money just to look beautiful through taking care of themselves. Because women really have to look beautiful and attractive in order to be liked by more men, even though women don't like more men if they already have the man of their dreams in their own lives. But on the one hand, I also agree with your statement that when beauty products have to be paid for at a higher cost, of course anyone has to think about it repeatedly if they still want to save their finances in life.

But if a woman's wasteful attitude is still quite high, I think they will not think about it or will not consider it as long as the money they get comes from their own husband or from someone else's gift which they only received for free. So it also depends on the attitude of the woman who is still very fond of beautifying herself by shopping excessively for beauty products, because I'm sure not all women have an attitude of being excessively wasteful on beauty things.

Take the entertainment industry out of what about to say. If you check all over the world you find out that the most intelligent women don't direct so much expenses on skin care, to them it's a wasteful spending and that such money should rather be directed in the development and expansion of their knowledge.

It's not wrong to want to want to stay or look beautiful but it should be done with moderation and not with wasteful spending all under the scope of idea that it is in the nature of women to take care of their skin. In a context let your expense on any item or luxury be within your paycheck be you a man or woman for poverty is not gender centric.

[Miles2006]

Take the entertainment industry out of what about to say. If you check all over the world you find out that the most intelligent women don't direct so much expenses on skin care, to them it's a wasteful spending and that such money should rather be directed in the development and expansion of their knowledge.

It's not wrong to want to want to stay or look beautiful but it should be done with moderation and not with wasteful spending all under the scope of idea that it is in the nature of women to take care of their skin. In a context let your expense on any item or luxury be within your paycheck be you a man or woman for poverty is not gender centric.

You're right, I know of ladies who prefer attaining higher degree and forgetting about fancy stuffs, this is very impressive and ladies like this also look good and nice. Women who live their life's depending on all this will soon change sooner or later cause the society has also change and people no longer run after luxury stuffs. I'm not criticizing women who go for luxury things besides men nowadays also prefer luxury stuffs but this act should be limited cause no one should actually use their money carelessly, keeping money for future purpose is more better than spending carelessly.

[Moeda]

As a businessman or salary earners here are tips on how to stay poor in life.
....

This is something that attracts attention when you convey tips for staying poor. I understand the meaning of your statement, and I agree with what you said. When someone knows the tips for staying poor, those who don't want to be trapped will of course choose tips that are the opposite of what you have described.

Poor and rich are just a matter of status, but happiness is what everyone seeks. Rich people are not necessarily happy, and vice versa, poor people are not necessarily suffering.

Many rich people continue to accumulate wealth, as if what they have is not enough, they don't even have time for their family. There are poor people who live well enough, but they are always with their family to look at the future together.

So life is just a race, where the same nature is available, and how we use that nature.

[snowpega]

It is very easy to stay poor  I would say if you want to stay poor do not start any business, do not invest in any good asset, Do not work on your good ideas, do not make good strategies, do not take the advice of Good people, do not work on your own dreams just keep thinking I will do it tomorrow and that tomorrow will never come for you.

If you really want to achieve any goal, make good strategies and implement them on your ideas,s and be your own boss. 

If you don't invest in any business or you don't have any work that you are doing in the society, you will stay poor and there is no way you can become a responsible person in your home because they will be looking at you like someone that lost his or her precious destiny. Procrastination can also make you to stay poor if you refuse to do it at the right time show that you will be looking at those who embraced the opportunity to buy BTC in the bear season without waiting for tomorrow to come before they will buy, but if you continue waiting for tomorrow before you will buy even when there is a normal bear in the market, you will remain poor.

Hmm Always staying in comfort zone will lead anyone to the destruction of his life and if we wanna grow up we have to leave our comfort zone and in my honest opinion business is most recommended if a person wants to grow because the person who always does job whole of his life he always remain on the same point from where he/she started but in case of business, a business can make more money for him/her as if the income of one month is less and income of another month can be grown. Hmm, the question how should we start our business?

If we have a good income from our salaries we should save some money from our salary every month and some we should invest to make more money from our new business and when we realize that we are now making good money from our business then we should grow our business and leave the job we were doing and should focus on our own business like how we can grow it more. (it is my suggestion not saying everyone should follow this because everyone has many problems to manage in their life so that they can not manage funds). DYOR