Many Nigerians are used to online banks and funny to say online banks gets more customers than banks like Firstbank, Access bank e.t.c. So my question is that is online bank good? Is it safe? These are the questions I ask and some people normally ask. Many people don’t like online because it doesn’t have any office you can run to in case of any issues.
Can it get hacked?
I would actually say yes it can get hacked. It’s very easy to hack online banks.
Anything that is online can be hacked, which is why they say you should secure your account with the security that they provide in the mobile banking. Online banking is good because it reduces the pressure in the bank and makes everything easier for the customers. However, online banking cannot be hacked without your consent, which means that before they can access your mobile banking, they must send you an OTP in your registered SIM card that you used to register the mobile banking, and if they can get the access to the number they will hack it and park your money, Even if you do not have mobile banking, they will still hijack your account because if they have access to your ATM card and the number you use to register, they will park money in your bank account.
You just need to keep your things private, because when I was 16 years old, they opened a student account for me in the bank and I completed everything they asked me to fill out and they gave me the account number and ATM card, and within a week, I received a call saying that my account had problems and they needed to help me out before they blocked it, and I was shocked, and they began asking me to call my last 16 digit in my ATM card, and I told them I wasn't at home, and they said I should hurry before they blocked the account, so I rushed home and told my senior bro, they want to restrict my bank account, and I explained to him, and he said it's a scam since the bank can't phone you and the whose thing is weekend. How can a bank manager call you on a weekend, What I'm trying to say is that without your account data no one can access it. The essential issue is to safeguard everything so that no one can access it and swindle you. is similar to a crypto wallet if no one has access to your private key, no one can steal your coin.