macson
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January 07, 2024, 06:54:35 PM |
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I will add "self-indulgence", because we tend to waste money on things that are not neccesary. Just calculate how much money are spend on takeaway food every month and see how much money would have been saved, if you made all of those meals yourself. How many people waste lots of money on smoking and drinking and not looking after their health. Let's spend our money wisely and not wastefully. ![Wink](https://bitcointalk.org/Smileys/default/wink.gif) i really hate people who say that pampering yourself is important, they really get caught up in that sentence, many even go so far as to go into debt just to have the latest iPhone. based on research, there are many Gen Z who are now in large debt because their expenses are greater than their income and i really agree with this research, buying luxury goods, eating expensive food or going on holiday in expensive places is fun but it will all be too far away. it's more fun if you use the money you have, not savings, your own money or loans money from other people. if you want to be financially free in 2024 then spend as well as possible.
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Viscore
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January 07, 2024, 06:59:30 PM |
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Health is wealth they say, and I totally agree with this. You can not enjoy all that you have if you don't have good health. You can earn all that you want but if you are not there to enjoy it, then it is all just meaningless. Take care of yourself, that's the best thing that you could ever have. Eat healthy and do some workouts. This could also be specified as getting out of the comfort zone which is mentioned in the OP but I want to put it in a separate category just because it is so much important.
The second thing is, focusing more towards passive income. Passive income is a lie. That's not the truth. It is possible but you may have to put a little bit of effort in order to make that happen. If you aren't able to generate money while you sleep, you should never stop. The moment you stop, others will surpass you and you will be left behind.
Make yourself better than you were yesterday.
Health is wealth so we should invest on ourselves first most especially to our health so that we can have a sound body and mind that are crucial to reach our goals. Get rid of emotions that will only leave damage to your health, otherwise when your body quits, your whole life will collapsed. Focus on the positivity in life, even if trials and life’s struggles are testing our faith. Passive income is still possible but you still have to put efforts on it first before it becomes passive. Which means being active while working on your goals because once you succeed, you will have a passive source of income that doesn’t require too much efforts anymore.
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0t3p0t
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January 07, 2024, 07:01:00 PM |
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I agree that those on your list OP if we keep on doing it we will end up a failure. Failed to invest on something that might give us a better future and spending hard earned money on nonsense things could possibly lead us to failure.
From the points mentioned by the OP, I see that they are points that occur quite often in life and are also very often found by many people in some individuals around them. And I think all of these points are complete enough to make someone fail because some of these things do not have an element of struggle in them so they are always far from being successful if there are still these things within each person. Apart from that, I can only add one more point that can make someone unable to be successful is not wanting to try something after he knows how to do it. Yeah exactly, consistency is important too. Some people are afraid of taking risks that is why they were sometimes stuck in this what we called comfort zones. Though it is not bad as it is their personal choice and we respect that but yeah might also missing some opportunities from that risk as we all know risks sometimes comes with high rewards.
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Dewi Aries
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January 07, 2024, 07:17:13 PM |
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All the points you mentioned that lead to financial failure really have great potential and influence, the difficulty of leaving habits that are actually meaningless is one of the things that is very difficult to do by someone who is already in the comfort zone so that financial improvement is always delayed, there is no hard work that causes no guarantee for certainty. Not a few or even very many people - people who are afraid of failure even though they have never tried it at all so that it also makes them even longer stuck in the comfort zone and procrastination.
On the other hand, to be honest, I am an ordinary person living in the middle class, and maybe it is not uncommon for us to see some people who have succeeded in their lives, successful people can come out and put aside some of the above lists that can hinder their success process, realizing that life is hard and everything is a race about who can get ahead or excel so they always try, not giving up easily, have a forward-thinking mindset so that bitter experiences and sweaty struggles bring them to the top point in their lives, but success is not the end of the journey because maybe you have often heard that "the higher the tree, the stronger the wind that hits" it happens but they have extraordinary experiences that can make them still be able to survive at the peak of success..
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Twentyonepaylots
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January 07, 2024, 07:21:50 PM |
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The habit listed below may hider your financial growth this year ,👉Fear of leaving your comfort zone 👉Fear of failure 👉Self indiscipline
I'd like to highlight these things, I think these ones are the main keys for a better growth this year. 1. Fear of leaving your comfort zone - One must know or distinguish what his comfort zone is, not knowing it or realizing it will suffer for the rest of their life. So knowing your comfort zone is the first step, so you got a boundary of what to do and what not. Fear is a natural emotion on every first time, but our eagerness must be bigger than our fear. 2. Fear of failure - Again, fear is a natural feeling and failure means you are trying. We should learn what lesson can be pick up with all the failures. If you got down 8 times, got up 9 times. 3. Self-discipline - Most important of all, self-discipline is the very key to this, self-development requires a lot of awareness to yourself including setting your goals, setting up your process, and learning time.
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ancafe
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January 08, 2024, 04:03:33 AM |
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Health is wealth so we should invest on ourselves first most especially to our health so that we can have a sound body and mind that are crucial to reach our goals. Get rid of emotions that will only leave damage to your health, otherwise when your body quits, your whole life will collapsed. Focus on the positivity in life, even if trials and life’s struggles are testing our faith.
Passive income is still possible but you still have to put efforts on it first before it becomes passive. Which means being active while working on your goals because once you succeed, you will have a passive source of income that doesn’t require too much efforts anymore.
Health is not always seen as wealth because people focus too much on financial matters, even though without good health people will never be productive enough to achieve real wealth. Even health will feel quite important even though people have acquired wealth because there is no point in being rich when health is quite problematic. It will definitely be much easier for someone who is physically and mentally healthy to seek wealth because when health is compromised it is difficult for people to work more productively. Passive income must be seen to the extent to which a person can work more effectively smartly rather than working hard, because working hard and working smart have different sides. The view of people who have acquired wealth is different from that of people who are accumulating wealth because they both look for the closest and fastest source for their output rather than looking at how the input process works.
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Sebas.tian
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January 08, 2024, 04:31:57 AM |
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You have conquer 2023 with it's many challenges to to your financial status.
Here comes 2024, a year with a lot of excellent promises. Your financial success this year is of outmost important particularly since we a re approaching the bull period in the crypto space.
The habit listed below may hider your financial growth this year ,👉Fear of leaving your comfort zone 👉Fear of failure 👉Looking for easy means to gather wealth 👉Wasting your precious time on things that are not necessary 👉Self indiscipline 👉Procrastination
You can add your point so that others can learn
I know many have learned their lesson in 2023 which they will not allow what happened last year to happen in their financial progress this year 2024 than to apply some skills that will make them to avoid such things in the society. Fear is a strong root that can cause someone financial failure, if you don't eliminate it on time from your life because it has cage so many people not to take a good step in their comfort zone. Laziness is another habit that can also hider your financial growth in the environment because once you develop the spirit of laziness in you not to look for a job that will be giving you weekly or monthly payment in the environment, it can make you not to grow like the way other people that engaged themselves in some jobs to grow financially in the society.
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Adbitco
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January 08, 2024, 02:15:00 PM |
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This things you mentioned is the major problem of our people today, people refused to take drastic majors but wanting a cheap and easy way to make wealth this leading to doing illegal jobs while some people involved themselves to online fraudster. Anyone who is ready to invest and make a change to their life must be patient and develop themselves to source information that would help them to financial freedom by starting investing in bitcoin and as well as limiting the ways they spend money on irrelevant things.
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alankasman
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January 08, 2024, 02:24:52 PM |
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You can add your point so that others can learn
Expenditures that do not meet needs. Excessive shopping when income starts to differ from before often becomes a new habit for some people under the pretext of enjoying because life is not forever and as long as it is there you have to enjoy buying something you have never experienced before. That's an additional point of habits that can derail finances.
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arimamib
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January 08, 2024, 03:48:36 PM |
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Passive income must be seen to the extent to which a person can work more effectively smartly rather than working hard, because working hard and working smart have different sides. The view of people who have acquired wealth is different from that of people who are accumulating wealth because they both look for the closest and fastest source for their output rather than looking at how the input process works.
The concept of passive income is about the efficiency and effectiveness of efforts that emphasize the importance of strategic approaches rather than solely relying on hard work. Working hard typically involves putting in a significant amount of time and effort to achieve a goal, whereas working smart involves optimizing your efforts to achieve the same or even better results. Passive income often comes from investments, businesses, or assets that generate revenue with minimal ongoing effort. There is difference between those who have already acquired wealth and those in the process of accumulating it. Wealth accumulators might focus on immediate returns, while those who have already achieved financial success understand the value of building sustainable and passive income streams over the long term. People can create a more sustainable and resilient financial future by understanding how to generate passive income through smart and efficient methods. It's not just about the output but also about optimizing the input process for long-term success.
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Mauser
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January 08, 2024, 05:38:19 PM |
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The habit listed below may hider your financial growth this year ,👉Fear of leaving your comfort zone 👉Fear of failure 👉Looking for easy means to gather wealth 👉Wasting your precious time on things that are not necessary 👉Self indiscipline 👉Procrastination
To a certain extent I think that it's fine to focus on a specific area where we know a lot about and want to generate the highest possible return out of it. The problem is that we are at risk to forget looking at the bigger picture. Especially when it comes to trading and investing, so much depends on the general market sentiment that even the best trader in one project will struggle to offset the losses in a bear market. That's why I would add the point of failing to focus on the bigger picture to your list, as an important point that we should invest time and research on.
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Yatsan
Legendary
Offline
Activity: 2520
Merit: 1239
Leading Crypto Sports Betting & Casino Platform
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January 08, 2024, 08:50:47 PM |
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We may list as many as we can but the year has nothing to do with it; the extent of how good this year would be, depends on us. Not because you risked and invested, then a positive outcome will be guaranteed. There will also be time that taking the risk won't be the best thing to do. On my end, you'd only suffer from financial failure if you will fail managing the risk and managing your cashflow. Failing is a normal thing and there's nothing wrong with it. What's wrong is to go all out without knowing the margin between risk and your overall capital; obviously if loss would eat 30% of your total capital as early as first quarter then it will already be hard to engage with another for this year, and if you will push through, out of frustration, that is where bigger failure could take place. The habit listed below may hider your financial growth this year ,👉Fear of leaving your comfort zone 👉Fear of failure 👉Looking for easy means to gather wealth 👉Wasting your precious time on things that are not necessary 👉Self indiscipline 👉Procrastination
To a certain extent I think that it's fine to focus on a specific area where we know a lot about and want to generate the highest possible return out of it. The problem is that we are at risk to forget looking at the bigger picture. Especially when it comes to trading and investing, so much depends on the general market sentiment that even the best trader in one project will struggle to offset the losses in a bear market. That's why I would add the point of failing to focus on the bigger picture to your list, as an important point that we should invest time and research on. Indeed, investing to knowledge is a good thing but doing what you're good about will be a huge advantage. Not only because you already have knowledge but also you are more likely enjoying it which would be your fuel at times of struggle.In addition, being knowledgeable won't be enough to conquer anything, keep in mind that you should be good at it. Perhaps you will be facing a big project or investment, if you know to yourself that you are good at that field then it won't be that hard to adjust and create a positive outcome.
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oktana
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January 08, 2024, 09:37:23 PM |
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The procrastination is the silent killer, that is probably the most important one. The "i'll do it tomorrow" attitude has to be left in 2023 if you want to achieve your success! I also agree that doing anything that wastes time is definitely going to put you in jeapordy and I think this also falls in the procrastination category as well because most people put off important things to waste time on something completely useless to themselves.
To add to what you’ve said, I once listened to a podcast that spoke about knowing if you’re just busy or investing in your future. Your comment reminded me of the strategies mentioned to determine the different. One of them was that you should ask yourself if what you’re spending time on is helpful to the person you’re chasing to be or path you’re chasing to be in 5 years from now. If what you’re doing isn’t in line then it’s waste of time and a distraction. Simple method to know what you’re focusing your energy on.
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sulendra12
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January 08, 2024, 10:57:39 PM |
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,👉Fear of leaving your comfort zone
Can't really say this one a bad thing to do. If you feel safer with the way you do and it does generate quite decent of money in a long run then it's fine to just keep it that way. Sure, leaving your comfort zone could make your income and revenue become higher but it takes time to actually learn what are you trying to do so you just not throwing away your money just because you are trying new things. 👉Looking for easy means to gather wealth
This just depends on what kind of easy you meant. Some of the stuff that is considered easy is fine to do as long as you know what is the risk and what action to do
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stadus
Legendary
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Hhampuz for Campaign management
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January 08, 2024, 11:15:49 PM |
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I would add overspending since any one who is not following a certain budget but dares to overspend will sure to end up with financial failure. While spending could be the easiest, saving on the other hand could be the hardest. And it takes self-control and discipline throughout the process so that one will only spend on the necessary things and avoid all those unnecessary stuffs as it could only lead into budget shortage that may cause eventually to take a loan just to overcome the financial failure.
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shinratensei_
Legendary
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Activity: 3220
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Leading Crypto Sports Betting & Casino Platform
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January 09, 2024, 12:54:26 AM |
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I would add overspending since any one who is not following a certain budget but dares to overspend will sure to end up with financial failure. While spending could be the easiest, saving on the other hand could be the hardest. And it takes self-control and discipline throughout the process so that one will only spend on the necessary things and avoid all those unnecessary stuffs as it could only lead into budget shortage that may cause eventually to take a loan just to overcome the financial failure.
one way to overcome overspending if we are not that good with saving is just increasing the income, but even then its easier than said, but will definitely expose greater risk of overspending at even higher level, but overall if our income are high enough our overspending can be allocated to spending for increasing an asset like real estate and so on, overspending not necessarily bad thing if we spend on something that can be sold at a higher value in the future. its only problematic if we buy something like electronics that depreciate overtime as the value can hardly be retained but even then these electronic can be sold later on which mean still good enough at least to buy. so basically overspending in my opinion is okay as long as we have idea that the thing we are buying are like some sort of investment for the future.
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Strongkored
Legendary
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Vave.com - Crypto Casino
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January 09, 2024, 05:00:22 AM |
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You can add your point so that others can learn
Expenditures that do not meet needs. Excessive shopping when income starts to differ from before often becomes a new habit for some people under the pretext of enjoying because life is not forever and as long as it is there you have to enjoy buying something you have never experienced before. That's an additional point of habits that can derail finances. Social media is one of the reasons why many people end up having the cost of living continue to rise when their income also rises. Seeing various displays on social media makes people always interested in doing what other people are doing or also buying what is trendy even though it is not that important and just to fulfill your desires or even just to show off, so it is very necessary to carry out financial planning and be disciplined with what has been planned and only spend more from the excess budget which would be wiser if saved or used as an investment.
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ancafe
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January 09, 2024, 08:28:33 AM |
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The concept of passive income is about the efficiency and effectiveness of efforts that emphasize the importance of strategic approaches rather than solely relying on hard work. Working hard typically involves putting in a significant amount of time and effort to achieve a goal, whereas working smart involves optimizing your efforts to achieve the same or even better results. Passive income often comes from investments, businesses, or assets that generate revenue with minimal ongoing effort.
There is difference between those who have already acquired wealth and those in the process of accumulating it. Wealth accumulators might focus on immediate returns, while those who have already achieved financial success understand the value of building sustainable and passive income streams over the long term. People can create a more sustainable and resilient financial future by understanding how to generate passive income through smart and efficient methods. It's not just about the output but also about optimizing the input process for long-term success.
That's why working smart is much more appropriate than working hard because nowadays people don't need to spend energy and sweat to work, instead they just need to move other things to reach the stage of success. Investing and doing business are two ways that make it easier for someone to gain wealth, but they must be accompanied by the ability to run it because it is impossible for people to succeed if they don't know how to run it. Talking about efficiency may require looking at opportunities and someone who is accumulating wealth may have to work ten times harder than someone who has already acquired wealth. Preparation factors, capital and availability of opportunities are other important parts and where someone can progress quickly or slowly to reach this stage of success. Something that is done with preparation will be easy to evaluate and business requires a process to achieve success and vice versa with investment.
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Mpamaegbu
Legendary
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Activity: 2814
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Crypto Casino and Sportsbook
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January 09, 2024, 02:28:05 PM |
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,👉Fear of leaving your comfort zone
Even those who don't have any comfort zone still find it difficult leaving their poverty and lack stricken environment for the fear of leaving their perceived friends and relatives. I've come to realize that anything we do in life with fear in mind doesn't flourish. Fear is a weapon, a negative weapon at that. 👉Fear of failure
Anyone who's ever afraid of failure will always depend on what opinion people have of them to form their decision. If we've to count anyone who ever invented anything we will find out that they didn't win at their first attempt. There must have been series of failures before they succeeded. 👉Looking for easy means to gather wealth
Those into Ponzi schemes will understand this better.
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junder
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January 09, 2024, 04:30:12 PM |
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You can add your point so that others can learn
Expenditures that do not meet needs. Excessive shopping when income starts to differ from before often becomes a new habit for some people under the pretext of enjoying because life is not forever and as long as it is there you have to enjoy buying something you have never experienced before. That's an additional point of habits that can derail finances. Social media is one of the reasons why many people end up having the cost of living continue to rise when their income also rises. Seeing various displays on social media makes people always interested in doing what other people are doing or also buying what is trendy even though it is not that important and just to fulfill your desires or even just to show off, so it is very necessary to carry out financial planning and be disciplined with what has been planned and only spend more from the excess budget which would be wiser if saved or used as an investment. Yes, I agree with this because in my environment this is a reality, many young people in my environment are forcing themselves to be stylish, by buying high-value branded goods, which perhaps is a requirement of today where we have branded goods and high value is a sign that we are rich, but we don't know exactly how many young people are like that and what you say is true, even though it's not that important to them, but maybe it's because of prestige that drives them to buy branded and high-value goods. . What I regret is that many of those who force themselves to be stylish by buying branded and high-value items are still at school, obviously they don't have jobs and don't have an income. so some of them style themselves by forcing their parents to buy them what they want, even though what they want has high value so it's rare for people to have it, this is because they look too much at the styles of other people who clearly have enough money , they should be able to look at their family's financial situation to be stylish, because if they really want to be stylish they should just adjust it to their financial situation, don't force them to look luxurious in front of many people because that will torture them.
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