Is there a trusted service to send remittances by crypto or debit card?

[The Cryptovator]

Recently, our government has been quite strict about taxes. It wasn't a problem if the cryptocurrency was legal here. But unfortunately, our government stands strongly against cryptocurrency, and we can't use anything related to it here. In this situation, we may not show our income through cryptocurrency, either from marketing services or trading. We can spend whatever we can by selling crypto p2p. But when we need to do something where government institutions should be involved, we must have tax return certificates and wealth clearance. So the only way to show legal income is through remittance. So the government doesn't ask for taxes, and there is not much question about earnings since they are coming from abroad.

Currently, I am using Pyppl, but it doesn't have the option to send from a debit card. We have to make a deposit in crypto or buy fiat through p2p. Also, exchange rates aren't very good. Their support is terrible at all. So do you know of any other services that are trusted and could send crypto as a remittance through bank? I know it depends on jurisdiction, but I am not comfortable sharing the jurisdiction due to government harassment.

[alani123]

wise.com is one of the most reputable remittance services and they do take debit card.
Also I'm pretty sure western union also accepts debit cards to send remittances.
These two are generally the most popular ones.

Not sure if these are worth it though. It highly depends on your country. You should ask some locals for their experiences too.

[BitMaxz]

Here in my country, we have a local exchange that can able to send and receive through remittance it takes a minute and you can instantly able to redeem it through Wester Union.

I don't know if you can withdraw your money through remittance with your Crypto but better to ask your local community or local section here on the forum and maybe someone will point you to some local exchange or app that can able to withdraw or exchange crypto through remittance.

Also, check Bisq there are some listed remittances out there that you can exchange your crypto and receive through remittance. You can check their list of payment method here

[The Cryptovator]

wise.com is one of the most reputable remittance services and they do take debit card.
Also I'm pretty sure western union also accepts debit cards to send remittances.
These two are generally the most popular ones.

Not sure if these are worth it though. It highly depends on your country. You should ask some locals for their experiences too.

Sadly, Wise isn't accepting new users from my jurisdiction, and I hadn't signed up previously. So wise won't help right now. I am not sure about Western Union yet. I haven't used them and don't know if there are any legal restrictions. I am not worried about cashouts, and I do it through P2P deals. But I can't show it as an income. So as a freelancer, I can bring money from abroad as a remittance. That's the reason why I am looking for an alternative to Pyypl.

[alani123]

This sounds more like a tax issue rather than a remittance issue to me.
(If you can't find a solution with remittance companies maybe you can also try talking to a tax accountant?)

I'm actually getting paid in crypto very often and for me it doesn't matter where the payment arrives. I just issue an invoice and in case the tax authorities ask for receipts this is legally accepted proof.
In your case the government seems to be taking a much stricter stance.

Well, see though, in order to benefit from wise.com's cheap remittances it just needs to be available in the sender's country. They can use it to deposit via debit card or bank deposit, and you get the money directly to a bank account in your country.
You can test to see how much the charge would be by going to their website and pretending you will transfer money from one country to yours (no need to register).
Hope that helps.
I can't understand where you're from but wherever it is I hope they make the laws more permissive. 👍

[The Cryptovator]

This sounds more like a tax issue rather than a remittance issue to me.
(If you can't find a solution with remittance companies maybe you can also try talking to a tax accountant?)

I stated about tax also. Crypto isn't legal in my jurisdiction, so creating an invoice for a crypto payment doesn't make sense. If I sell it p2p, then I can't show my income source. So the only way to show remittance is by fiat, and we can show income sources as freelancers. I filled out my tax return for this year, and that I have received remittances through Fiat in the bank. And the tax authority does not ask questions. I have used Pyppl this year to cash in my crypto through remittance. But I can't trust them due to their worst support system. So I am looking for some other services to bring fiat by converting my crypto through the banking system.

[zakservers]

Try binance their P2P system is very good, and there you can sell your crypto and get payments via bank transfer, many good options there.

[Bitcoin_Arena]

Try binance their P2P system is very good, and there you can sell your crypto and get payments via bank transfer, many good options there.

OP is aware of the P2P exchange options available, however from what I understand the main issue is the exchange rates that are not that good and perhaps the unfriendly Government taxes. So he's trying to look for an alternative way of sending remittances from crypto.

[The Cryptovator]

Try binance their P2P system is very good, and there you can sell your crypto and get payments via bank transfer, many good options there.

I am aware of Binance P2P services, and they do work fine for me. When I need cash to spend on something, I use the Binance P2P service. But it does just make a local transaction. I am looking for an international transaction in USD. So my government will not ask for tax or a source of income. I am a freelancer, and I have government authorization as well. So I can bring USD to my bank account without any issue. I just need to store an invoice to show banks in case they ask for it. But usually they don't ask often. 

[alani123]

OP have you tried your luck western union yet?

When I needed an indian friend to give me a remittance it was one of the few allowed options by the local government that's pretty strict with money flows also.
They accept bank and debit card deposits from local banks also so it's a pretty convenient tool especially when local banks aren't up to date with modern standards (as it happens to most of the world really).
I'd be interested to know which alternative covers your case, some of my friends that have to do remittances might appreciate the insight too.

[The Cryptovator]

OP have you tried your luck western union yet?

When I needed an indian friend to give me a remittance it was one of the few allowed options by the local government that's pretty strict with money flows also.
They accept bank and debit card deposits from local banks also so it's a pretty convenient tool especially when local banks aren't up to date with modern standards (as it happens to most of the world really).
I'd be interested to know which alternative covers your case, some of my friends that have to do remittances might appreciate the insight too.

No, I haven't tried them yet. Because of what I have checked, they don't give me the option to send money to the same country where I am using their site. Also, I think they need KYC verification to make sure the sender and receiver are However, I found solutions on Remitly, and currently I have been using that. On the other hand, Pyypl seems to have resumed their service again, which will be pretty easy for me. But after my resume, I haven't used them yet. I will try it again soon.