girl math vs boy math

[franky1]

so lets show you how people think about money
(example people are 20yo in 2020)

20yo female: "i want to have a $10k pair of high heels before im 24yo"
20yo male: "i want to have a $10k rolex before im 24yo"

20yo female: "i found a chinese knock-off heals for $2k, thats like 20% price, so i have $8k FREE money"
20yo male: "i invested $10k in crypto 2020"

21yo female: "i have $8k FREE i can get matching dress and purse and get my hair done and have a spa week(spends $5k) for FREE"
21yo male: "still hoarding crypto"

23yo female: "i have $3k FREE, oops shoes broke. oh inflation puts replacements at $3k, oh well still FREE"
23yo male: "still hoarding crypto"

24yo female: "i have $0k but i have my cheap out of fashion shoes and a smelly used dress i shouldnt wear again"
24yo male: "still hoarding crypto, i could buy 4 rolexes and still have money left"

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[Chilwell]

so lets show you how people think about money
(example people are 20yo in 2020)

20yo female: "i want to have a $10k pair of high heels before im 24yo"
20yo male: "i want to have a $10k rolex before im 24yo"

20yo female: "i found a chinese knock-off heals for $2k, thats like 20% price, so i have $8k FREE money"
20yo male: "i invested $10k in crypto 2020"

21yo female: "i have $8k FREE i can get matching dress and purse and get my hair done and have a spa week(spends $5k) for FREE"
21yo male: "still hoarding crypto"

23yo female: "i have $3k FREE, oops shoes broke. oh inflation puts replacements at $3k, oh well still FREE"
23yo male: "still hoarding crypto"

24yo female: "i have $0k but i have my cheap out of fashion shoes and a smelly used dress i shouldnt wear again"
24yo male: "still hoarding crypto, i could buy 4 rolexes and still have money left"

This calculation is actually correct, boy calculation is different from girl calculation, in times of making money buys think deeper than the girl likewise when it come to spend too, boys always thinking of becoming a man than get marry and how to take good care his family while girls also think of becoming a woman and get are a very hardworking person that can take good care of her. This big different here is boy looks for money to take care of girl while girl looks for money to take of herself.

[alastantiger]

so lets show you how people think about money
(example people are 20yo in 2020)

20yo female: "i want to have a $10k pair of high heels before im 24yo"
20yo male: "i want to have a $10k rolex before im 24yo"

20yo female: "i found a chinese knock-off heals for $2k, thats like 20% price, so i have $8k FREE money"
20yo male: "i invested $10k in crypto 2020"

21yo female: "i have $8k FREE i can get matching dress and purse and get my hair done and have a spa week(spends $5k) for FREE"
21yo male: "still hoarding crypto"

23yo female: "i have $3k FREE, oops shoes broke. oh inflation puts replacements at $3k, oh well still FREE"
23yo male: "still hoarding crypto"

24yo female: "i have $0k but i have my cheap out of fashion shoes and a smelly used dress i shouldnt wear again"
24yo male: "still hoarding crypto, i could buy 4 rolexes and still have money left"

Reading this, I know that there are exceptions but I am wandering if this falls into the psychological nature -nurture debate. Is it in the girl's nature to think math this way or is it her upbringing, society and environment that made it so? By the way girls who are outliers are referred to as "tom-boys".
Another similar question is that is this boy math encoded in his DNA to think this way or is it nurture that made it to be so. The outliers here are referred to as sissies?

[avikz]

It is not really a debate on how girls and boys think. But I get the idea. That's why financial knowledge should be included in school curriculum. People need to learn about money at a very young stage. People need to learn about investment and the benefits of saving money at early age.

And it is not just about millennials. Even people who are in their mind forties, they make the same kind of mistakes by purchasing expensive cars and what not. Education is the key here.

[alani123]

OP, have you ever considered that s good percentage of this forum is women, silently posting among us too?
It would be a statistical impossibility for things to be otherwise.

The thing is, it's mostly due to our behavior that women stay away from showcasing or even participating with activities such as investing, development etc. Let's worry about raising a good generation or two of boys who will give equal treatment to women as they would to their male coworkers, peers, employees etc. and then maybe worry about giving women life lessons much later down the line. 🤔

[franky1]

It is not really a debate on how girls and boys think. But I get the idea. That's why financial knowledge should be included in school curriculum. People need to learn about money at a very young stage. People need to learn about investment and the benefits of saving money at early age.

And it is not just about millennials. Even people who are in their mind forties, they make the same kind of mistakes by purchasing expensive cars and what not. Education is the key here.

its not a judgement of genders.. and yes it was more about how investing is more important.
and yes different era's called it different things.
like "couponing" instead of finding discounts codes/knock-offs
like "investing" instead of crypto hoarding

as for a gender poke comment
cavemen worked to hunt for a deer that would create many meals (one day work = month of meat)
cavewomen gather berries 'two for me, one for my man. he wont know so its free"

[Casdinyard]

so lets show you how people think about money
(example people are 20yo in 2020)

20yo female: "i want to have a $10k pair of high heels before im 24yo"
20yo male: "i want to have a $10k rolex before im 24yo"

20yo female: "i found a chinese knock-off heals for $2k, thats like 20% price, so i have $8k FREE money"
20yo male: "i invested $10k in crypto 2020"

21yo female: "i have $8k FREE i can get matching dress and purse and get my hair done and have a spa week(spends $5k) for FREE"
21yo male: "still hoarding crypto"

23yo female: "i have $3k FREE, oops shoes broke. oh inflation puts replacements at $3k, oh well still FREE"
23yo male: "still hoarding crypto"

24yo female: "i have $0k but i have my cheap out of fashion shoes and a smelly used dress i shouldnt wear again"
24yo male: "still hoarding crypto, i could buy 4 rolexes and still have money left"

Tiktok fucking ruined my perception of girl vs. boy math lol. In there Girl Math's more on the way that they justify their purchases, while boy math's not necessarily all about crypto but more about how males justify their purchases (example: A man bought a lamma from a farm cause it's the last lamma left and he received a good deal on it, he doesn't own a farm nor enough pasture to feed the animal). Frankly this one's good but the way you portray women here and how all their deal is spending money on the latest fashion trend I think borders around being a little misogynistic as well franky.

I've been with girls who are smarter than me when it comes to money, I've been with people of the male gender (as friends lol don't go thinking of anything weird) who splurge every paycheck they receive and never bother themselves with their financial future. My current girlfriend is smart enough to even incorporate cryptocurrency in her financial setup and has supported me mentally and financially at times with her aptitude in the crypto space.

This all just goes to show that while there's certainly patterns among genders I don't think it's fair for us males and them females to be deconstructed into baser stereotypical googaw,

[philipma1957]

so lets show you how people think about money
(example people are 20yo in 2020)

20yo female: "i want to have a $10k pair of high heels before im 24yo"
20yo male: "i want to have a $10k rolex before im 24yo"

20yo female: "i found a chinese knock-off heals for $2k, thats like 20% price, so i have $8k FREE money"
20yo male: "i invested $10k in crypto 2020"

21yo female: "i have $8k FREE i can get matching dress and purse and get my hair done and have a spa week(spends $5k) for FREE"
21yo male: "still hoarding crypto"

23yo female: "i have $3k FREE, oops shoes broke. oh inflation puts replacements at $3k, oh well still FREE"
23yo male: "still hoarding crypto"

24yo female: "i have $0k but i have my cheap out of fashion shoes and a smelly used dress i shouldnt wear again"
24yo male: "still hoarding crypto, i could buy 4 rolexes and still have money left"

please the truth is she looked hot and found a sugar daddy to feed her sweets  🍭

at casdinyard

its misogynistic but maybe I was too.

[Fiatless]

so lets show you how people think about money
(example people are 20yo in 2020)

20yo female: "i want to have a $10k pair of high heels before im 24yo"
20yo male: "i want to have a $10k rolex before im 24yo"

20yo female: "i found a chinese knock-off heals for $2k, thats like 20% price, so i have $8k FREE money"
20yo male: "i invested $10k in crypto 2020"

21yo female: "i have $8k FREE i can get matching dress and purse and get my hair done and have a spa week(spends $5k) for FREE"
21yo male: "still hoarding crypto"

23yo female: "i have $3k FREE, oops shoes broke. oh inflation puts replacements at $3k, oh well still FREE"
23yo male: "still hoarding crypto"

24yo female: "i have $0k but i have my cheap out of fashion shoes and a smelly used dress i shouldnt wear again"
24yo male: "still hoarding crypto, i could buy 4 rolexes and still have money left"

It is generally believed that women spend more on clothing than men but most of the current research has disputed these assumptions. I read through several researches and discovered that men are now very conscious of their appearance and their spending on clothing is increasing every year. Therefore men may be no longer thinking about investing but how to look good like David Beckham, Lil Nas X, and Ryan Gosling. It is also common to see men in hairdressing and pedicure shops taking care of their looks, a lifestyle that was scarce in my country.

Nevertheless, I also believe that men will think more about investing than women. In my culture the man has the sole responsibility of taking care of the family, so they have to prepare for this before marrying. Many of them will consider Investing in cryptocurrencies as a means of raising funds to take care of the home. I will also summarize by saying that the habit of investment might influenced by the kind of information that a person is exposed to and not solely a matter of gender.

[Hewlet]

so lets show you how people think about money
(example people are 20yo in 2020)

20yo female: "i want to have a $10k pair of high heels before im 24yo"
20yo male: "i want to have a $10k rolex before im 24yo"

20yo female: "i found a chinese knock-off heals for $2k, thats like 20% price, so i have $8k FREE money"
20yo male: "i invested $10k in crypto 2020"

21yo female: "i have $8k FREE i can get matching dress and purse and get my hair done and have a spa week(spends $5k) for FREE"
21yo male: "still hoarding crypto"

23yo female: "i have $3k FREE, oops shoes broke. oh inflation puts replacements at $3k, oh well still FREE"
23yo male: "still hoarding crypto"

24yo female: "i have $0k but i have my cheap out of fashion shoes and a smelly used dress i shouldnt wear again"
24yo male: "still hoarding crypto, i could buy 4 rolexes and still have money left"

i think that it's more of the gender difference and the make of the individuals that courses women to desire more of temporal things to making any investment.

It's very rear to find a lady in her early 20s making plans on how to use her earning to invest into profitable business. As a matter of fact, majority of them prefer to be given money that actually making it themselves and this is not a gender talk.

The average guy in his 20s already feels that he has a lot of responsibility to matter for and that he needs to up his game and so they don't joke with their financial life. The guy feels that it is even
His responsibility to cater for the lady and this pushes him to work more and look for ways to invest his money so he can get more to take care of himself and that lady. The lady on the other hand feels that it his the responsibility of his man to take care of here which makes her to become relaxed and less interested in financial matters.

Of course, their are women out there that are doing very well for themselves and are not all that materialistic but if we are considering carrying out a statistic on the majority of females choice of wants to the male, then women tend to tilt more to fashionable stuff compared to male that are investment minded.

[AVE5]

In the first place, this analogical analysis depends on individuals and not about the sex differences. Women are more economical to spending although they are possesed with the attractions to material things. Women are said to be more entrepreneurly flexible to chasing money (income) without having the immunity of shame around their hoods. They are inspirations to breakthroughs.
But on a serious note, the men are usually calculative with the mantle of responsibilities that they are responsible to take care about.
And the fact remains that the governance in a society or a family is overloaded on the man which engages the man to a fascination of his hustling.
Men are likely to be independent knowing quite well that they would be pilar of  their own immediate families somedays and so on, they are concious about their future so, setting up a goal to their financial portfolios is single handedly considered a personal concern to them and not like the women whom are mostly depended by the men for establishment

[davis196]

This is a joke, right? Not all young girls and boys think like this. Maybe I could add another joke.

20yo girl: I don't have money. Maybe I should start an Onlyfans.
20yo boy: I don't have money. Maybe I should invest in crypto(By "crypto" he means NFTs, pump & dump shitcoins and memecoins)
4 years later....
24yo girl: Great! Now I can retire with the millions of dollars I made by showing my a$$ to horny paying simps on Onlyfans.
24yo boy: Damn it. That memecoin, which was supposed to be "the new Bitcoin" dropped down to zero. I lost my life savings and I'm broke.
I hope that McDonalds is hiring right now.

End of Story.

 

[Natsuu]

This doesnt make sense. One person is all about spending on fancy stuff and finding bargains, while the other is into crypto and saving for the long haul. By age 24, the spender has little left, while the saver still has a stash for more rolexes. It's more about their money choices than gender stuff.

[0t3p0t]

so lets show you how people think about money
(example people are 20yo in 2020)

20yo female: "i want to have a $10k pair of high heels before im 24yo"
20yo male: "i want to have a $10k rolex before im 24yo"

20yo female: "i found a chinese knock-off heals for $2k, thats like 20% price, so i have $8k FREE money"
20yo male: "i invested $10k in crypto 2020"

21yo female: "i have $8k FREE i can get matching dress and purse and get my hair done and have a spa week(spends $5k) for FREE"
21yo male: "still hoarding crypto"

23yo female: "i have $3k FREE, oops shoes broke. oh inflation puts replacements at $3k, oh well still FREE"
23yo male: "still hoarding crypto"

24yo female: "i have $0k but i have my cheap out of fashion shoes and a smelly used dress i shouldnt wear again"
24yo male: "still hoarding crypto, i could buy 4 rolexes and still have money left"

Well this seems a stereo type thing but yeah this happens most of the time anywhere in the world. But regardless of gender I find this happened on both parties if I am not mistaken. I think this depends on someones passion or desire in life some other people choose the other way and then we choose ours. But right now I prefer hoarding Bitcoin.

[demonica]

I believe that most women doesn't really just think about spending money on heels, clothes, make up, and such. It's just that when it comes to financial aspects, men and women have different attitudes or capacities. This is also based on multiple research conducted about the correlation of gender in different financial aspects. According to this study.

Regarding the risk-taking behaviour of men and women the majority of researchers come to the standard conclusion that women are less likely to take risks than men (cf. Charness & Gneezy, 2007; Halko et al., 2012; Jacobsen et al., 2008; Schubert et al., 1999; Powell & Ansic, 1997). Even with real-life experiments, like forecasting gambling choices or monetary lottery experiments, researchers conclude that women are significantly more risk-averse than men (cf. Dwyer et al., 2002; Eckel & Grossmann, 2008).

And this is probably the reason why we don't often see women in investment-related stuff like in crypto, where majority of the population comes from men. While for men, it says that

Some studies found out that men are generally more optimistic about financial aspects, like the future performance of economic and financial indicators than women (Jacobsen et al., 2010), but they are also overconfident about their abilities, knowledge and future prospects with regard to finance

A lot of women can be more risk-averse while for men, they can be a bigger risk-taker and maybe that's also one of the factor why more men tends to be more interested in investment than women. But it doesn't mean they only think about spending for their personal wants. Mostly in households, women tend to handle finances especially when it comes to saving. So maybe they are not that good with risks but can br good in other aspect like saving.

[Lida93]

The socio-cultural settings of some societies makes the female gender to act this way that they find it difficult neither the necessity to save for investment whereas the male gender is levied and compounded with much expectations and responsibility as a man and it is so unfortunate that base on this almost in all society's we have greater number of entrepreneurs, investors, business tycoons, captains and movers/shakers of industries being male while the female are just invisible to the number. By data statistics  there many self made male millionaires/billionaires in the world to woman, of which for some rich women it was an inherited wealth.

Naturally it is highly presumptive to see women spend so much money and time in enhancing their aesthetic look and feel satisfied at the achievement of such aesthetical feat while a man careless about his facial and skin look, his first and sacrosanct aim is how to double the little sum in his possession to achieve financial success before all else.

[btc78]

I have always seen debates regarding who is more likely to spend more or who would have more money between boys or girls

Let me use the words men and women since we are talking about adults stated in your post anyway i really do not like these comparisons since this is obviously a generalization based on a few people who have the means to spend $10k without thinking about its consequences at the end of the day this all depends on one’s economical status and mindset or how they grew up not on their gender

Not all women spend like this and besides don’t men have interests and hobbies as well? How much do men pay for their basketball shoes? For their pc set up? Or for their collection of whatever interest they may have?

I think that there is nothing wrong with indulging yourself once in a while especially if you can afford to do so just make sure to find the right balance and still learn how to invest

[Kelward]

I believe that it's in the nature of men to be responsible and take care of their wives and children, from an early age boys will be building their mindset to one day take up the responsibility of a family, this naturally makes him to work harder and safe money for the responsibilities ahead. While in the nature of women with all due respect they're "the weaker sex", they want to focus on taking care of themselves, because they know that one day it'll be a man's responsibility to carter for their needs.

Although I must say that in this age that the naretive is gradually changing, we now have men who are irresponsible and have no plans from their youthful age to take family responsibilities, on the other hand I've seen women who are enterpreneuers, they have investment mindset and from their youthful age, they're never dependant on any man to carter for them.

[sunsilk]

There are girls that have the same mindset as us. That can endure all of the luxuries that she desires but they're not that a lot. We know that most of the girls are fashionable and they want to be in at most times.

While us, we can't even buy those personal things that we wanna have but at least sometime in the future, we will be able to afford it for multiple times and that's a real story.

If it's about the patience in investing, we're the same and we can hold for as long as we can be.

[moneystery]

if you post this on twitter i'm sure that many women will come to your tweet and say that they are smarter than most men and claim that they are independent and don't need a man lol.

but my opinion on this is quite simple, that most women, i'm not saying all of them, use their money mostly for consumptive things, such as beauty, luxury goods, etc., because they think that's what they need to please themselves, get praise from other people, or for other reasons, and they consider that to be their most valuable asset. so they don't think twice when they spend that much money just for these things because they think that beauty is important.

while men, most of them think logically and think that they can postpone the things they want for something more important, for example investment. most men prefer to invest their money to be able to make more money, so that they can not only buy the things they dream of but more than that they can become rich people. and especially they don't need beauty or care products like women so they can allocate the money for other things.