Why we should prioritize investment over saving

[JayTrain]

Inflation erodes the purchasing power of our money over time, making simple savings less effective. Investing in bitcoins, land, or gold may be a more profitable option, preserving and potentially increasing the value of our funds. I lean towards the idea that investments provide better protection against the impact of inflation compared to simply hoarding money.

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[ScamViruS]

Inflation erodes the purchasing power of our money over time, making simple savings less effective. Investing in bitcoins, land, or gold may be a more profitable option, preserving and potentially increasing the value of our funds. I lean towards the idea that investments provide better protection against the impact of inflation compared to simply hoarding money.

Savings only keeps the amount of money equal but also reduces purchasing power, common people are not really aware of it until they are faced with the real situation. Inflation is increasing at an alarming rate all over the world which will create a very bad situation in the near future. Investment can give a person financial freedom, but it requires proper knowledge and right decisions about where to invest. Bitcoin investment is definitely the best long-term option in my opinion, because the way the price of

Bitcoin has performed over the past few years, it is very difficult to get such returns from any other sector. But yes every individual has their different thinking which leads to different interest in investing in Gold, Land, Stocks, Bitcoin etc.

[Cryptoprincess101]

Saving our hard earned money have never been a bad idea, but their are certain things we need to consider before thinking of saving, such as inflation.
Inflation is truly the real enemy to every money that is being saved up, because when the time is right like a year time, when it should be used for it purpose, the value wouldn't be as how it actually was when you started saving it, but on the other hand, if we have been investing that money into Bitcoin, land or gold bit by bit, over the course of a year, the value of that your investment would have added additional value compared to our savings that will be eaten up by inflation.
So too me we should think of investing more of our money than saving it, so that  inflation wouldn't eat it up.

OP I actually get your point because due to inflation the money we tend to save doesn't have value because definitely, the price of goods and services will keep rising as day goes by whereas investing on some assets like Bitcoin will make ones investment to grow overtime till it is matured enough then one can decide either to sell off some of his coins of which he can make profits from it and moreover investing on some fixed assets will make it values to increase in the future.

[Viscore]

Saving and investing are actually both complimenting each other. If we don’t have enough savings, we will not be able to invest at an amount we can afford to lose, while investing is the only way to see our savings multiplying faster than letting it sleep in the bank with its very low interest.

However, we can still invest through taking a loan but that will only add to bigger risk of losing. But the important thing here is we have goals to invest, that way we can always gain chances to create long term financial returns once we invest our savings in the right coins or right investment like bitcoin.

[Egii Nna]

Saving our hard earned money have never been a bad idea, but their are certain things we need to consider before thinking of saving, such as inflation.
Inflation is truly the real enemy to every money that is being saved up, because when the time is right like a year time, when it should be used for it purpose, the value wouldn't be as how it actually was when you started saving it, but on the other hand, if we have been investing that money into Bitcoin, land or gold bit by bit, over the course of a year, the value of that your investment would have added additional value compared to our savings that will be eaten up by inflation.
So too me we should think of investing more of our money than saving it, so that  inflation wouldn't eat it up.

Savings Money without investments is somehow risky because it might not only be destroyed by inflation but also by other factors such as hunger, emergencies, health care, and much more.

But when you save your funds based on investments, you will also be at the stage of rest, which will definitely increase your money and give you some profit. But when you are going on long-term savings, I will recommend investing in bitcoin, land, and gold. But when you just want to save the money for a couple of years or a short period of time, I won’t advise you to go for land investment because before you gain a profit in land investment, it will take more years than that of bitcoin and gold, so investment is better than savings.

[freedomgo]

People nowadays are more likely exposed to creating businesses and generate their own income, and leaving the old tradition where workers only focus on a single job and never entertain additional sources of income. Some even take the risk to focus on their investments and leave their jobs since there is more promising profits from an investment than a single day job.

Now, to answer why investment gains more priority than saving, because we always look for bigger financial returns and saving alone is not capable to provide that. While saving is still crucial, but having the resources and ability to invest gains brighter future ahead than simply relying on the amount of savings you have.

[poodle63]

Inflation erodes the purchasing power of our money over time, making simple savings less effective. Investing in bitcoins, land, or gold may be a more profitable option, preserving and potentially increasing the value of our funds. I lean towards the idea that investments provide better protection against the impact of inflation compared to simply hoarding money.

people have no option and they didn't even realize it, so many people didn't even think that their purchasing power actually lessened overtime because they don't care enough about inflation, every year inflation is high, even more so after the pandemic, everything has been going up in prices, now despite the pandemic is over any basic needs and commodities aren't really reducing their prices they just go on with the rather inflated price as of now.
i think this is a good sign that many people should start thinking about earning more, one way is to invest, even then there's no guarantee the investment will always turns out to be good.
its just overall tough world to live in because everything is trying to come at us at the same time, inflation, lack of jobs, food crisis, housing bubble, energy crisis and many more and the only key is to increase our income.

[letteredhub]

Inflation erodes the purchasing power of our money over time, making simple savings less effective. Investing in bitcoins, land, or gold may be a more profitable option, preserving and potentially increasing the value of our funds. I lean towards the idea that investments provide better protection against the impact of inflation compared to simply hoarding money.

Investment is a hedge over inflationary times as we are right now but savings just as the name implies is a life saver at moments when emergency situations strikes and could be that our investment has made or got to a maturity to be be accessed or withdrawn and with an available savings sudden circumstances can be scaled through without having to start looking for where to go borrowing, at times we don't even get who will loan us the money at that time. So what am saying is that, despite the inflation that may affect the value of our saving  we should make sure to have a savings amount left somewhere even as we pursue investment as a way to balance out financial state of things because life situations are unpredictable.

[Renampun]

Saving our hard earned money have never been a bad idea, but their are certain things we need to consider before thinking of saving, such as inflation.
Inflation is truly the real enemy to every money that is being saved up, because when the time is right like a year time, when it should be used for it purpose, the value wouldn't be as how it actually was when you started saving it, but on the other hand, if we have been investing that money into Bitcoin, land or gold bit by bit, over the course of a year, the value of that your investment would have added additional value compared to our savings that will be eaten up by inflation.
So too me we should think of investing more of our money than saving it, so that  inflation wouldn't eat it up.

bitcoin and gold are perfect asset protectors, especially bitcoin which is completely immune to inflation, Bitcoin has a limited quantity, and with that advantage the price will continue to rise, while if we keep our money in the bank, the opportunity for its value to fall every month will always be there.
from the money I earn by selling women's accessories online, I have a long-term plan to save bitcoins using the DCA method every month and I will pass it on to my children (nothing else is as convenient as storing assets in bitcoin)

[cakravothy]

because with investment we can maintain the value of our property our money from the scourge of inflation. if we only save the value of our money will clearly decrease due to the scourge of inflation. which is of course the value of inflation is higher than bank interest. so if we only saving, of course we will lose.

[Huppercase]

Saving our hard earned money have never been a bad idea, but their are certain things we need to consider before thinking of saving, such as inflation.
Inflation is truly the real enemy to every money that is being saved up, because when the time is right like a year time, when it should be used for it purpose, the value wouldn't be as how it actually was when you started saving it, but on the other hand, if we have been investing that money into Bitcoin, land or gold bit by bit, over the course of a year, the value of that your investment would have added additional value compared to our savings that will be eaten up by inflation.
So too me we should think of investing more of our money than saving it, so that  inflation wouldn't eat it up.

Saving has always been a bad idea from the day of inception but many of us didn't just realized how bad these institution has been making use of our money to make more money from the profits they get from us. The banks literally own no money, what they do is take your deposits and give it as loan, make millions and billions profits after the end of the year and reinvest the money again and the circle continue with more and more profits and they give you small cuts from these billions with 2% yearly interest of your deposits, isn't that bad and wicked.

When you want to invest, don't always based facts on Bitcoin, land or even gold, please explore into other investments that are good for long term because even Bitcoin is not perfect investment, it has its own disadvantage. We have some good stocks that are still healthy and worthy to invest on and after some time, they can give you something amazing in the future or better still diversify your investment into different things if you have much funds to allocate.

[topbitcoin]

In several posts I made, both investing and saving are equally important. so when we can do both, why not? And doesn't saving guarantee the sustainability of our investments?

In this life we can only plan for a better future, but we will never know what will happen to us from one second to the next. Investing is a form of effort to create a better future, and so that our investment can be protected, we must save so that when we are faced with an urgent need, that need can be answered without having to disrupt the sustainability of the investment we make. . Because sometimes when we are faced with an urgent need, this can push us into impulsive behavior to the point of making the wrong decision, such as withdrawing the investment we made even though its value is falling.

And as wise people, we must be able to differentiate between savings and investment. and simply put, savings are an emergency fund, while investment is a guarantee for the future.

[Vaculin]

It should be if we want to have a better life in the future. Investing is just like planting trees and after years of cultivation and growing, we gain long-term benefits. But saving is different as it never grows our money instead, the value becomes small due to the continuous market inflations. That is why it was hereby encouraged to plan for investment, taking this opportunity is the best solution to the growing inflations. Otherwise, we make our life too difficult in the few years from now. We have to remember that not all the time we are healthy, investing will save us when we can no longer work.

[icalical]

I tend to disagree that we should prioritize investment over saving, my argument is that we never know when we will need an emergency money. Investment is not always quick selling, Bitcoin or Crypto for example, there will be a time when you need some emergency cash but your the market condition is not good, and if you sell your Bitcoin at that time you will suffer significant loss, but if we have enough saving to cover the emergency we don't need sell those Bitcoin at bad time.

So, my conclusion is that we still need to save for emergency fund, for me personally I save 6x of my average monthly cost for emergency, when we already have enough money on our saving for emergency, only then we can focus on investing and stop prioritizing on saving.

[STT]

Most of what inflation does is obstruct business, if you can invest in a company that can somehow make progress despite that headwind then you should go for it.  Problem is alot of retail shops especially get blamed for raising prices when they dont have a choice particularly, they are at the tail end of the supply chain arriving at the customers wallet who demand lower prices while earning less.

Gold, there's a chance you buy a fake gold and hard to hide it.

Gold has a set weight per the dimensions you can measure, nothing else will exactly match that so it should be fairly easy to check.  They had a balance or set scale made for gold coins a century or more ago, only an exact coin with proper dimensions will fit inside and it must counter weight to balance as valid exactly as expected.   Theres not much chance to get past that double requirement in terms of fraud its fairly safe but sure its possible in theory with much effort, normal coins are easier to fake as the element is not pure like a gold coin.
  With reference to investment, gold is just a plain commodity no yield not actually investment any more then if I sit a barrel of oil on my lawn or a cart of oranges they have a cost to keep and give me nothing back before sale.  I kinda apply the same to BTC, just plainly kept its not got a yield so I class it as commodity speculation not investment.

[n0ne]

Investment bring profit in the larger scale in comparison to savings. To the increased profiting, there is high risk. Not everyone have the mind to take big risks. Through investment it is possible to increase the number of income sources whereas with savings the income is limited as well as the percentage of profit generated through savings will be very minimal. Savings is mostly preferred by people who doesn't have much knowledge about the possibilities available to make their savings better for future.

[Abiky]

Saving is important, but inflation can erode the value of money. Investing in Bitcoin or land, for example, can help preserve value over the long term. I think investing a little more than just saving helps protect against inflation. You need to find a middle ground for all of this, and this is often difficult to do.

You could try saving your money in a "De-Fi" protocol than a bank. Rates for stablecoins are a lot higher than those offered by traditional savings account. The key is to find ways to grow your capital to help combat inflation. Combining saving and investing is a must these days.

While crypto promises solid returns in the long run, that doesn't mean it's "risk-free". In fact, the risk of loss is higher due to market volatility. You should diversify your investment into more than one asset to protect yourself against this. What you do with your money is entirely your decision. As long as you don't spend more than what you can't afford to lose, there should be nothing to worry about.

[sekalitas]

Saving our hard earned money have never been a bad idea, but their are certain things we need to consider before thinking of saving, such as inflation.
Inflation is truly the real enemy to every money that is being saved up, because when the time is right like a year time, when it should be used for it purpose, the value wouldn't be as how it actually was when you started saving it, but on the other hand, if we have been investing that money into Bitcoin, land or gold bit by bit, over the course of a year, the value of that your investment would have added additional value compared to our savings that will be eaten up by inflation.
So too me we should think of investing more of our money than saving it, so that  inflation wouldn't eat it up.

I share your enthusiasm for prioritizing investments, but before diving in, I believe building a solid emergency fund of 3-6 months' worth of income is crucial. This safety net provides peace of mind and protects against unexpected expenses. Once that's established, if your income still feels limited, consider investing in yourself through learning new skills or taking courses. This can potentially lead to increased income and open up better investment opportunities in the future. Remember, there's no rush to jump into volatile investments like crypto until you have a strong financial foundation.

[erep]

While crypto promises solid returns in the long run, that doesn't mean it's "risk-free". In fact, the risk of loss is higher due to market volatility. You should diversify your investment into more than one asset to protect yourself against this. What you do with your money is entirely your decision. As long as you don't spend more than what you can't afford to lose, there should be nothing to worry about.

I remember the term "don't plant one tree in a large garden" and I think there is a connection with the way of thinking that applies one budget to one type of investment, we are not assuming anything negative for bitcoin investment but the risk of bitcoin is very high compared to other investments due to the influence of market volatility, the solution It is appropriate to diversify investments into various other options which are recommended for gold and land because their prices remain stable even though the country experiences inflation. I think if we organize proper financial management it can be easier to manage various types of investments because any losses will be recovered from other investments.

[milewilda]

While crypto promises solid returns in the long run, that doesn't mean it's "risk-free". In fact, the risk of loss is higher due to market volatility. You should diversify your investment into more than one asset to protect yourself against this. What you do with your money is entirely your decision. As long as you don't spend more than what you can't afford to lose, there should be nothing to worry about.

I remember the term "don't plant one tree in a large garden" and I think there is a connection with the way of thinking that applies one budget to one type of investment, we are not assuming anything negative for bitcoin investment but the risk of bitcoin is very high compared to other investments due to the influence of market volatility, the solution It is appropriate to diversify investments into various other options which are recommended for gold and land because their prices remain stable even though the country experiences inflation. I think if we organize proper financial management it can be easier to manage various types of investments because any losses will be recovered from other investments.

Lets just be realistic and i do agree into these sentiments on which its true that crypto investment is really that higher when it comes to risks on which there's no assurance that you could really be able to make money.

We do know about the golden rule when it comes to investment on which this is something that do talks about diversification on which you do know that this could really give out that chance
that you could really attain or achieve on having that financial freedom and this is what most people do really aim for on which that freedom when it comes on having tons of money.
Diversify as much as you could and make investments and business on which it do really give out that opportunity to have lots of income source.

Priority then it would really be that just depending on what you do need but it doesnt really need up that crucial thinking on which we know that
common sense is really just that enough to find out on which one is better.