What a nice scenery it is!! You tried to take a non-collateral loan as you have no money which was the first step of you to scam us. Now it is 2nd step where you are trying to buy an account which will be used for scamming.
LOL, he wants to request
a loan worth $300, and now he's posting about looking to buy a Hero member or higher-ranked account. Why would he want to take the loan now if he has the funds to buy BTT accounts? He wants to buy a high-ranking account and be more reliable than his Newbie account, with the intention of getting quick approval for his requests to take loans or to get acceptance in signature campaigns and cheating on them. I'm sure the seller who sells the account will either give him a non-clean account, an account with OTP, or an account that can be recovered later and scam him.
Indeed, OP doesn't seem like a decent person, and it would be best for everyone to be vigilant so they don't fall into the traps of suspicious people like this member.