I think of the opposite of these mindsets. I don't like to keep my money in stable currencies as they are stable and won't move in value. Instead i would like to invest every penny i have in any kind of potential business that can make money and will be able to make an impact in its own category. If it goes down i will add more money to average down my break, even because i trust my research about the project and confident that it will do better when the right time comes.
I know that there are people that are very scared of putting there token in a volatile coins because of the market movement.
Sometimes it's could be because they could need the fund as quick as possible and which could make them decide to keep it as stable coins to ensure that the value does not depreciate. We just need to understand what we have and how we want things to be for us.
The price of many crypto projects are already up and we can take the advantage now.