Can anyone lend 20 dollars in bitcoin?, I have no guarantees, I can pay 25 on Friday this week
Lending without guarantee is a behavior that requires trust, and this trust comes from having an account that has a commercial record, or at least the value of the account is higher than $25, which is the amount to recover the money. If we look at your account, it was created yesterday. There is one post, which means that its value is zero, and therefore it is difficult to trust you.
Find a friend to lend you $20, a small amount, and all of your friends can lend you this amount.