It was through Reddit saying they are Dw loan lenders. I have reached out to three of them and they all asked for either a 10-20 percent upfront fee, which everyone that I talked about through Reddit said was legit. So each time I gave an upfront fee they all just ghosted as soon as I sent it. I have some collateral, I am just looking for any help. It was all scammers and I shouldn't have given them anything but I was dumb.
You don't seem to know much about loans and how things work there. Maybe you should ignore anything related to borrowing money and look for solutions to your problems in another way.
Can offer collateral with USDT.
If you already have collateral in the USDT wallet, there is no reason not to use these funds for your needs. Certainly, the amount you will receive based on that collateral is significantly smaller. I don't see why you would start waiting for this thing if you already have 5k USDT.