nara1892
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March 15, 2024, 09:44:56 PM |
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It is correct that the profit at savings is a little less. Investment is good but investment has to take a little risk. An easy way to earn more is to take advantage of extra time. The sooner you start your first investment the better. A survey found that most millionaires or the wealthy invest 20 percent of their personal income each year.
We still have to have savings, but in a portion that is not so large and also only to prepare emergency funds. or just to collect money before investing. Or in other words, savings are only effective for the short term and not for the long term. Because if we save in the long term, we will only see our money shrink in value due to the impact of inflation. So if we talk about the long term, investment is what we have to do. But in entering the world of investment, we must also equip ourselves with sufficient insight and information. Because investment does have risks that we have to take. And we must be able to minimize risks with thorough, fundamental analysis. So many beginners also lose money in investing. Because they do not have mature insight and information preparation. So they are easy targets for fraud, which is actually increasing in number nowadays. In my opinion, having an emergency fund is quite important before investing. because just in case, of course we must have funds that are prepared to handle emergency situations, such as accidents, medical costs, or others. In my opinion, this must be paid attention to when making an investment, and of course before making an investment we also have to save first, because of course to make an investment you have to use money that is nominal and sufficient in amount, it is impossible to invest using a reasonable amount of money, according to I think these two things are interrelated, saving for investment and investing after saving. What you say is correct, to make an investment of course we must have a good understanding first to avoid the risk of losses that will occur, because this investment is related to profits and losses, but these losses can be minimized if we have good knowledge of the aspects related to it. investment. Don't invest without the slightest knowledge, because it will only be a waste of money. It's better to learn everything related to investment first so that there are no big losses. Profits from investment can be obtained if we do it as well as possible, including by preparing emergency funds first.
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kingmanbs
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March 16, 2024, 10:33:06 AM |
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There are many people who love to save a lot but they have to think about the fact that the person who is doing this saving is not getting any benefit from saving so if he doesn't save this money and keep it for a long time with bitcoins then he will get a lot of money. And then if he saves some part of that profit then that saving will be real saving.
There are many people who save about 50% of their business if they apply this money in their business then they will make about 150% profit every month then if they keep 25% out of that profit then their savings is called real savings, Saving is useful for him in many ways like for example if he gets a big illness then he can recover from that big savings so saving does not make one rich.
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Ben Barubal
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March 16, 2024, 06:21:33 PM |
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It is correct that the profit at savings is a little less. Investment is good but investment has to take a little risk. An easy way to earn more is to take advantage of extra time. The sooner you start your first investment the better. A survey found that most millionaires or the wealthy invest 20 percent of their personal income each year.
We still have to have savings, but in a portion that is not so large and also only to prepare emergency funds. or just to collect money before investing. Or in other words, savings are only effective for the short term and not for the long term. Because if we save in the long term, we will only see our money shrink in value due to the impact of inflation. So if we talk about the long term, investment is what we have to do. But in entering the world of investment, we must also equip ourselves with sufficient insight and information. Because investment does have risks that we have to take. And we must be able to minimize risks with thorough, fundamental analysis. So many beginners also lose money in investing. Because they do not have mature insight and information preparation. So they are easy targets for fraud, which is actually increasing in number nowadays. In my opinion, having an emergency fund is quite important before investing. because just in case, of course we must have funds that are prepared to handle emergency situations, such as accidents, medical costs, or others. In my opinion, this must be paid attention to when making an investment, and of course before making an investment we also have to save first, because of course to make an investment you have to use money that is nominal and sufficient in amount, it is impossible to invest using a reasonable amount of money, according to I think these two things are interrelated, saving for investment and investing after saving. What you say is correct, to make an investment of course we must have a good understanding first to avoid the risk of losses that will occur, because this investment is related to profits and losses, but these losses can be minimized if we have good knowledge of the aspects related to it. investment. Don't invest without the slightest knowledge, because it will only be a waste of money. It's better to learn everything related to investment first so that there are no big losses. Profits from investment can be obtained if we do it as well as possible, including by preparing emergency funds first. On the other hand, it's really different when you have savings in your house or in the bank because, at any moment, you can steal something at an unexpected time. You can also do that while you are doing a business that you like. As long as you are making money, that is good. And if you are still able to set aside for investment, it depends on your ability; you can still do that in reality. It doesn't matter that you won't get rich saving as long as you have at least something saved, in my opinion, but as for your crypto, if you do that, you will have a bigger chance of getting a big profit if the crypto asset you buy is right.
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Huppercase
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March 16, 2024, 06:51:47 PM |
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Sincerely the concept of savings has made some persons poor,but many won't realize the fact that saving don't make the difference but investing does. Am not saying saving isn't good, but my point is saving doesn't make one wealthy, the worst advice we recieve is 'save for tomorrow' but only few lay emphasis on the need to 'invest for tomorrow'. So I would greatly say we invest some of our profits from bitcoin in to other stuff, than just holding it or using it for pleasure. The rare truth is how we believe bitcoin can change the game, so other systems are developing so we shouldn't be blindfolded. Invest because savings doesn't increase or builds, investing is what gives you the life you want. Let discuss this guys.. No matter how many bitcoin you hold you can still misuse the money, so we should understand the concept of Richness and Wealth.
Saving use to be a good recommendation to get a good life, you can easily put one or two dollars together after your salary are been paid and get basic home things that you need at home but today where inflation has chop off fiat and it's purchasing power is down to zero, you need to gather your monthly salaries to be able to afford some basic amenities and it wasn't like this in the past. This is why savings is not longer valid in these our generation, the only way out of it is investment. Today you need investment, something that can help you appreciate the value of your money even with inflation rate and as fiat continues to lose its purchasing power and lastly something that can help you buy something in the future without feeling it. Imagine having $10 invested into something and then after 10 years, it's worth $100, it's worthy of that investment to me because if you have kept that money in saving, it will only be worth 0.1 scent and wouldn't be able to buy anything.
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Hamphser
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March 16, 2024, 06:55:07 PM |
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It is correct that the profit at savings is a little less. Investment is good but investment has to take a little risk. An easy way to earn more is to take advantage of extra time. The sooner you start your first investment the better. A survey found that most millionaires or the wealthy invest 20 percent of their personal income each year.
We still have to have savings, but in a portion that is not so large and also only to prepare emergency funds. or just to collect money before investing. Or in other words, savings are only effective for the short term and not for the long term. Because if we save in the long term, we will only see our money shrink in value due to the impact of inflation. So if we talk about the long term, investment is what we have to do. But in entering the world of investment, we must also equip ourselves with sufficient insight and information. Because investment does have risks that we have to take. And we must be able to minimize risks with thorough, fundamental analysis. So many beginners also lose money in investing. Because they do not have mature insight and information preparation. So they are easy targets for fraud, which is actually increasing in number nowadays. In my opinion, having an emergency fund is quite important before investing. because just in case, of course we must have funds that are prepared to handle emergency situations, such as accidents, medical costs, or others. In my opinion, this must be paid attention to when making an investment, and of course before making an investment we also have to save first, because of course to make an investment you have to use money that is nominal and sufficient in amount, it is impossible to invest using a reasonable amount of money, according to I think these two things are interrelated, saving for investment and investing after saving. What you say is correct, to make an investment of course we must have a good understanding first to avoid the risk of losses that will occur, because this investment is related to profits and losses, but these losses can be minimized if we have good knowledge of the aspects related to it. investment. Don't invest without the slightest knowledge, because it will only be a waste of money. It's better to learn everything related to investment first so that there are no big losses. Profits from investment can be obtained if we do it as well as possible, including by preparing emergency funds first. On the other hand, it's really different when you have savings in your house or in the bank because, at any moment, you can steal something at an unexpected time. You can also do that while you are doing a business that you like. As long as you are making money, that is good. And if you are still able to set aside for investment, it depends on your ability; you can still do that in reality. It doesn't matter that you won't get rich saving as long as you have at least something saved, in my opinion, but as for your crypto, if you do that, you will have a bigger chance of getting a big profit if the crypto asset you buy is right. There's really that significant difference in compared into those things in between having savings and to those who have none. It is really just that depending on how these people would really be able to make use of those savings into use. It isnt really just that for the sake of emergency funds but also it is really that something that could give out that kind of possibilities and chance for you to have those investment and businesses that you could really be able to built on nwith these savings fund. You could really be able to make use of that thing. This is why it would really be that still relevant and something that important on having savings even people would be saying that its totally pointless because of inflation blah blah. You would really be able to see its importance on the time that you would be experiencing hardship but well lets hope that it wont happen but well this is something which is inevitable.
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bitzizzix
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March 16, 2024, 07:48:18 PM |
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Of course saving is level 1 to becoming rich which we have to do and that's what I think, and like it or not we have to pass this level first. Indeed, saving does not necessarily make us rich because the money we have will not increase unless we add it ourselves and perhaps the problem is that its value will be eroded by inflation. However, saving will not make us poor or difficult when we face financial problems in any case. And by saving we can also invest according to existing skills such as Bitcoin, shares, property, and so on. So saving is a very important basis for various things, including investment.
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Belarge
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March 16, 2024, 09:14:55 PM |
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Of course saving is level 1 to becoming rich which we have to do and that's what I think, and like it or not we have to pass this level first. Indeed, saving does not necessarily make us rich because the money we have will not increase unless we add it ourselves and perhaps the problem is that its value will be eroded by inflation. However, saving will not make us poor or difficult when we face financial problems in any case. And by saving we can also invest according to existing skills such as Bitcoin, shares, property, and so on. So saving is a very important basis for various things, including investment.
Investment is the ultimate solution to redeemed yourself from financial challenges. Time to focused on the fruitful earnings because they will definitely keep coming. Properties are available and its very possible we should be buying them with huge amounts because that's the available ones and earnings will definitely continue as soon as they add more prices in values. Wealth is earned by wise decision and discipline. We ought to be saving because that's one of the bold step of implementing solid stands in the system.
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DabsPoorVersion
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March 16, 2024, 10:31:06 PM |
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Of course saving is level 1 to becoming rich which we have to do and that's what I think, and like it or not we have to pass this level first. Indeed, saving does not necessarily make us rich because the money we have will not increase unless we add it ourselves and perhaps the problem is that its value will be eroded by inflation. However, saving will not make us poor or difficult when we face financial problems in any case. And by saving we can also invest according to existing skills such as Bitcoin, shares, property, and so on. So saving is a very important basis for various things, including investment.
I agree with this, saving will always be the first step for anyone who has difficulty raising enough funds to purchase something or to use as a preparation in case of emergency. But I don't agree that saving will not make us poor and help us every time we face financial problems, this will only be a cycle of saving and spending for the needs/emergencies if we solely focus on savings. We will only be a slave to our job by doing it. We should focus on achieving financial freedom and we need to learn where we should use the money we saved and not only for emergencies.
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JollyGood
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March 17, 2024, 10:55:40 AM |
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When you created this thread did you factor in the possibility the buying/selling/saving of crypto is based around the personal circumstances of the individual. There is no one rule applies to all as we are all unequal in our financial circumstances. With 11 pages in the thread, I will definitely not be reading through it to get a full understanding of what you really should have fully articulated when you created the OP. Your idea for saving and/or investment has been recycled in the forum many times therefore. Sincerely the concept of savings has made some persons poor,but many won't realize the fact that saving don't make the difference but investing does. Am not saying saving isn't good, but my point is saving doesn't make one wealthy, the worst advice we recieve is 'save for tomorrow' but only few lay emphasis on the need to 'invest for tomorrow'. So I would greatly say we invest some of our profits from bitcoin in to other stuff, than just holding it or using it for pleasure. The rare truth is how we believe bitcoin can change the game, so other systems are developing so we shouldn't be blindfolded. Invest because savings doesn't increase or builds, investing is what gives you the life you want. Let discuss this guys.. No matter how many bitcoin you hold you can still misuse the money, so we should understand the concept of Richness and Wealth.
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knowngunman
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March 17, 2024, 12:06:17 PM |
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I agree with this, saving will always be the first step for anyone who has difficulty raising enough funds to purchase something or to use as a preparation in case of emergency. But I don't agree that saving will not make us poor and help us every time we face financial problems, this will only be a cycle of saving and spending for the needs/emergencies if we solely focus on savings. We will only be a slave to our job by doing it. We should focus on achieving financial freedom and we need to learn where we should use the money we saved and not only for emergencies.
I think this is one thing many of us here failed to understand. I see how everyone is clamping down on saving and talking about how useless and unfruitful it is without realizing that it is the first step towards every investment. I know and understand how inflation render saving useless this days but that doesn't make savings unnecessary. We don't just save for emergency but also for future investment. Your monthly salary is not enough to start up an investment, moreover, even if it's enough you can not just wake up and invest your whole salary. You need to start gradually from somewhere and that's from saving. Saving is very vital because it is the root of investment. Aside that it helps you to prepared for unexpected expenses like in the case of emergency as you stated, it also gives you financial security and come through during financial setbacks. So I would greatly say we invest some of our profits from bitcoin in to other stuff, than just holding it or using it for pleasure. The rare truth is how we believe bitcoin can change the game, so other systems are developing so we shouldn't be blindfolded. Invest because savings doesn't increase or builds, investing is what gives you the life you want.
Hey, Bitcoin is an investment on it own and not saving unless you want to talk about diversification of investment. No one is being blindfold here for investing in Bitcoin. Comprehension of investing and saving is your problem. As you said, investing gives you the life you want but you should be aware that it can also deny you the life you wish because nothing is guaranteed at the end.
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erep
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March 17, 2024, 06:43:08 PM |
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Having savings will of course really help us in facing difficult times in terms of finances and also be a preparation for a good future and by saving we will be able to prepare ourselves if we really want to make even more profitable investments, but when we realize that by Saving really helps us in meeting emergency needs, so it would be better for us to use some of the savings we have to invest because no matter how much savings we save, when inflation occurs, the savings we save will decrease in value when we spend the savings we have.
We must have both to fulfill the aspects of proper financial management, savings and investment are the main things that everyone must have to avoid financial emergencies, I share an allocation of 60% for investment and 40% for savings even though the impact of savings is very influential on inflation because we don't maybe convert investments if I need emergency finances, if you have a higher fixed income then you can increase your allocation to investments. However, I suggest that you share several types of investment, including crypto, gold and property investments, because investments with gold and property values can avoid the impact of inflation and provide guaranteed profits for the long term.
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JollyGood
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March 17, 2024, 07:11:23 PM |
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The OP has been busy creating threads after his last post here on 5th March 2024. If he wanted to engage in serious discussion it would have happened and he would have been at the forefront of the debate. Instead, he appears to be another account that has created threads in the hope of getting merits and then left them to create others as soon as he realised his efforts did not result in merits. Am happy you understand what I mean, am laying emphasis on investing mainly, am not saying one shouldn't save but we invest either our profits or your savings. And most importantly the rarest truth saving wouldn't make one wealthy. So am not confuse.
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RockBell
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March 17, 2024, 09:37:34 PM |
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Of course saving is level 1 to becoming rich which we have to do and that's what I think, and like it or not we have to pass this level first. Indeed, saving does not necessarily make us rich because the money we have will not increase unless we add it ourselves and perhaps the problem is that its value will be eroded by inflation. However, saving will not make us poor or difficult when we face financial problems in any case. And by saving we can also invest according to existing skills such as Bitcoin, shares, property, and so on. So saving is a very important basis for various things, including investment.
How much will you save to end up being rich, and the way money loses its value keeping it for a very long time might not even serve its purpose again, and since bitcoin is there to cover up and keep up with every inflation coming. true that saving will not make us poor but it will make the money lose its value it is better to invest it into something that will bring more profit. if you invest in bitcoin any money you get there you can invest it into your dream business. and since savings are like upkeep cash for an emergency saving is good for such purposes. the only problem I have keeping the money is to invest it instead of keeping it dormant in the account.
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GxSTxV
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March 17, 2024, 09:49:40 PM |
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No matter how many bitcoin you hold you can still misuse the money, so we should understand the concept of Richness and Wealth.
I may say that your point doesn’t always work on every case or all people, for me saving is also as important as investing, Especially Bitcoin we count it as an investment and saving at the same time as it’s something we believe as the future currency for the world. However, I also understand what you are trying to say which diversifying investments beyond Bitcoin reduces, mitigates risks and boosts opportunities. The process of wealth requires both saving and investing smartly at the same time in my opinion. Understanding this balance is crucial for financial success and achieving our life goals using crypto, any business or industry.
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so98nn
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March 17, 2024, 09:53:52 PM |
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But saving in bitcoin can make you hell of wealthy! That is just start of it and you know very well someone who has thought a saving planning thoroughly can be unlimited rich in short period of time. The epitome of reality can change quickly for someone saving their wealth in appropriate form. These days peeps keep talking they have invested in the Bitcoin. That is wrong. You should consider Bitcoin as one of the form of currenyc just like fiat and start considering it as normal way to transact everyday. If we start doing that then that is as equal as normalising Bitcoin saving plan. You are not investing in bitcoin anymore, you are using it for daily transactions and saving money in Bitcoin. Anyone who understands this, is wealthy by now already and might not be posting here on the forum. ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif)
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slapper
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March 19, 2024, 01:42:21 PM |
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It is correct that the profit at savings is a little less. Investment is good but investment has to take a little risk. An easy way to earn more is to take advantage of extra time. The sooner you start your first investment the better. A survey found that most millionaires or the wealthy invest 20 percent of their personal income each year.
We still have to have savings, but in a portion that is not so large and also only to prepare emergency funds. or just to collect money before investing. Or in other words, savings are only effective for the short term and not for the long term. Because if we save in the long term, we will only see our money shrink in value due to the impact of inflation. So if we talk about the long term, investment is what we have to do. But in entering the world of investment, we must also equip ourselves with sufficient insight and information. Because investment does have risks that we have to take. And we must be able to minimize risks with thorough, fundamental analysis. So many beginners also lose money in investing. Because they do not have mature insight and information preparation. So they are easy targets for fraud, which is actually increasing in number nowadays. In my opinion, having an emergency fund is quite important before investing. because just in case, of course we must have funds that are prepared to handle emergency situations, such as accidents, medical costs, or others. In my opinion, this must be paid attention to when making an investment, and of course before making an investment we also have to save first, because of course to make an investment you have to use money that is nominal and sufficient in amount, it is impossible to invest using a reasonable amount of money, according to I think these two things are interrelated, saving for investment and investing after saving. What you say is correct, to make an investment of course we must have a good understanding first to avoid the risk of losses that will occur, because this investment is related to profits and losses, but these losses can be minimized if we have good knowledge of the aspects related to it. investment. Don't invest without the slightest knowledge, because it will only be a waste of money. It's better to learn everything related to investment first so that there are no big losses. Profits from investment can be obtained if we do it as well as possible, including by preparing emergency funds first. Think of an emergency fund as your investment insurance policy; it protects you in times of crisis. Life throws curveballs: accidents, medical problems, etc. Entering the investment pool without protection? This is reckless and foolish Investing isn't about flinging money at the wind and hoping it pays off. This is a calculated, strategic move. Saving and investing sound like a one-two punch. Knowledge protects you from financial disaster, not simply power You're right about not mindlessly investing. You'll get knocked out if you fight a heavyweight champion without training. Play is about learning, understanding, and tactically moving. Profits await those who invest with ambition, planning, and a large emergency fund
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Youngkhngdiddy
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March 19, 2024, 06:01:58 PM |
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Think of an emergency fund as your investment insurance policy; it protects you in times of crisis. Life throws curveballs: accidents, medical problems, etc. Entering the investment pool without protection? This is reckless and foolish
Investing isn't about flinging money at the wind and hoping it pays off. This is a calculated, strategic move. Saving and investing sound like a one-two punch. Knowledge protects you from financial disaster, not simply power
You're right about not mindlessly investing. You'll get knocked out if you fight a heavyweight champion without training. Play is about learning, understanding, and tactically moving. Profits await those who invest with ambition, planning, and a large emergency fund
Saving can make you wealthy, given enough time, but I can’t think of a slower/harder way to become wealthy than strictly by saving. It’s possible to save to a point, but then in order to make your money grow faster, it needs to be invested. By investing, I grow my money 5x to 30x faster than someone who is only saving. Save enough to make you feel comfortable, then invest the balance. The act of saving money won’t, in and of itself, make anyone rich. Ordering water instead of soda or beer at restaurants might save you a few hundred dollars over the course of a year. But let’s face it: A few hundred bucks isn’t life-changing money. If ordering water were the Easy button to achieving early retirement, we’d all be retired and sipping margaritas in paradise. Early retirement is enabled by household wealth. How much money you have, rather than how much you save. It is true that saving money does not lead to wealth. That said, there’s nothing wrong with saving some cash by changing up your spending habits you developed over the years. Saving money is great. It’s wonderful. It all helps. Buying and holding onto productive assets make you rich. To buy those assets you need either your own savings or loan from banks or a combination of both. Eventually, the assets will appreciate in value and produce enough money that is more than you could ever use. That is how money works. That’s is called investment.
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Dewi Aries
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March 19, 2024, 08:52:39 PM |
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Think of an emergency fund as your investment insurance policy; it protects you in times of crisis. Life throws curveballs: accidents, medical problems, etc. Entering the investment pool without protection? This is reckless and foolish
Investing isn't about flinging money at the wind and hoping it pays off. This is a calculated, strategic move. Saving and investing sound like a one-two punch. Knowledge protects you from financial disaster, not simply power
You're right about not mindlessly investing. You'll get knocked out if you fight a heavyweight champion without training. Play is about learning, understanding, and tactically moving. Profits await those who invest with ambition, planning, and a large emergency fund
It is very important to have an emergency fund in life because what you said is true, of course our life is full of challenges and full of unexpected things like accidents or something like that. By having an emergency fund, if unexpected things do happen, the emergency fund you have can help us to overcome them to some extent. This can also help with investment if we do invest. This needs to be paid attention to if we really want to make an investment, so that the investment is not disrupted by unexpected things happening, it is very important that we have an emergency fund. In my opinion, saving and investing are things that need each other, as I said above, the use of having an emergency fund or having savings is to deal with things that happen unexpectedly. investing that can generate profits is indeed a long-term investment, it's just that everyone has different thoughts so it's not possible for everyone to be able to gamble, because to do this in my opinion you have to have a lot of money and to be able to have a lot of money we You have to be able to save, because it is impossible to just rely on the money you have.
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JoyMarsha
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March 19, 2024, 11:26:05 PM |
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If we begin to compare the past and present global economic situation of the market together, we will find out that a thousand dollars saved in bank years back is not the same as the dollar value today. The dollar value of the money has depreciated due to the increase in goods and services.
However, because of the increase in products, saving money in banks for years doesn't have financial gains but rather a declining value in the future. For someone not to experience this, having an investment in housing and estate or bitcoin comes to the rescue because in years to come, it will gain profits for the individual which will be a boost to their finances to enable them to survive in this global financial crisis facing everyone.
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strunberg
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March 20, 2024, 08:05:57 AM |
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Sincerely the concept of savings has made some persons poor,but many won't realize the fact that saving don't make the difference but investing does. Am not saying saving isn't good, but my point is saving doesn't make one wealthy, the worst advice we recieve is 'save for tomorrow' but only few lay emphasis on the need to 'invest for tomorrow'. So I would greatly say we invest some of our profits from bitcoin in to other stuff, than just holding it or using it for pleasure. The rare truth is how we believe bitcoin can change the game, so other systems are developing so we shouldn't be blindfolded. Invest because savings doesn't increase or builds, investing is what gives you the life you want. Let discuss this guys.. No matter how many bitcoin you hold you can still misuse the money, so we should understand the concept of Richness and Wealth.
I agree with you. But we cannot invest without doing research first. Investing means putting your money in a business or item that can increase your money. But you can also risk experiencing losses if the business you invest in fails and your money is lost. Savings can protect your money, but it doesn't protect the value of your money. And investing can double your money but you need to do research before investing.
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