Irresponsible spenders consumes their retirement resources and losses values.

[EluguHcman]

While most of us thinks that there are only addicted gamblers who are reckless spenders, I want to let us know too that there are other reckless spenders who are even Irresponsible to their responsibilities and bringing about devalues to their influential personalities.

While in a sit out with friends last night, there was this honourable looking man who whose table was served with lot of expressive wines and edibles alongside with his friends too, While he is sitted very close to me, he was bragging and was even louder than the MC with the microphone saying... Life is sweet and we all have just one life so lets enjoy it to the fullest because while we are strong and healthy today, some are dead while some are in hospital.
Meanwhile we that are here do not know about our tomorrow so... Let's catch up the cruise of today because we are not sure of our tomorrow.
So he called in the waiter with more order placed.
As time goes but he was having incoming calls that he refused to answer and at last the call came I noticed he stored the number with My Wife and then he shutdown the phone to have his peace and concentrate on his enjoyment.

I am not sure of my instincts towards this man but with experiences from people of such nature, they are ones who lavishes their money on pleasures and does not have plans for their futures, they ends up regreting after much expenses when they runs out of funds. Then, they feels remorseful to had lavished their money on unnecessary expenditures and feels they had learnt their lessions but when they refills their pockets again they lost their responsible minds.
Meanwhile... They are usually the kind of people that budgets their incomes on unproductive and Irresponsible expenditures rather than spending on their families or even outdoors responsible spendings.

These are usually the set of persons that says... Had I know and once upon a time during their old ages after they must have spent their retirement resource at their youthful ages and end up being disregarded in the family and looses their influential values around the societies.

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[SmartGold01]

Everyone with the way they understood life, if they see's life as something one needs to enjoy without making a proper investment then that is the way they viewed their lives. But those with the conscience and conscious of becoming penurious would always go for investment and wise spending. Naturally I don't see any need for someone to go waste money for that are necessary for the to spend that much although, there is nothing wrong when someone spend a dollar or 2 over a bottle of drink or food, but there should be a limits to how men spend on irrelevant things because life we say doesn't end immediately when we finished every money we have worked for.

[jrrsparkles]

there was this honourable looking man who whose table was served with lot of expressive wines and edibles alongside with his friends too, While he is sitted very close to me, he was bragging and was even louder than the MC with the microphone saying... Life is sweet and we all have just one life so lets enjoy it to the fullest because while we are strong and healthy today, some are dead while some are in hospital.
Meanwhile we that are here do not know about our tomorrow so... Let's catch up the cruise of today because we are not sure of our tomorrow.
So he called in the waiter with more order placed.

The word expensive is subjective based on the financial status of an individual, the price tags looks expensive for you but probably for him it's just a penny that he can spend all day long without hurting his bank balance.

I do agree there are people call themselves as shopaholic and just buy whatever they want with their credit cars and struggling to even buy their meal at the ends of their month is wrong but I won't consider spending money as long as they got the capability.

[naira]

While most of us thinks that there are only addicted gamblers who are reckless spenders, I want to let us know too that there are other reckless spenders who are even Irresponsible to their responsibilities and bringing about devalues to their influential personalities.

While in a sit out with friends last night, there was this honourable looking man who whose table was served with lot of expressive wines and edibles alongside with his friends too, While he is sitted very close to me, he was bragging and was even louder than the MC with the microphone saying... Life is sweet and we all have just one life so lets enjoy it to the fullest because while we are strong and healthy today, some are dead while some are in hospital.
Meanwhile we that are here do not know about our tomorrow so... Let's catch up the cruise of today because we are not sure of our tomorrow.
So he called in the waiter with more order placed.
As time goes but he was having incoming calls that he refused to answer and at last the call came I noticed he stored the number with My Wife and then he shutdown the phone to have his peace and concentrate on his enjoyment.

I wouldn't jump to conclusions about someone just because I guessed from the behavior we glimpse. It's true what he said, that life should be enjoyed, whatever problems are happening right now, today is still the one that gives him the opportunity to enjoy it. Because we don't know his background, and don't know his whole life story until we make a purchase. What you see is not necessarily true, it could just be a prejudice and you don't see the whole thing. What if he and his wife had a fight and wanted to find some entertainment? no one knows except himself.

Sometimes a person perspective on the world is different, for example by saying: Life is sweet and we all only have one life so let's enjoy it (true) and I agree, life depends on how we live it sweet life or bitter life depending on the level of perspective he looked at.

[rat03gopoh]

Life is sweet and we all have just one life so lets enjoy it to the fullest because while we are strong and healthy today, some are dead while some are in hospital.
Meanwhile we that are here do not know about our tomorrow so...

Rarely does a person think about death unless he is old enough or his death has been medically predicted by a doctor. If you find a man like that, then don't disturb his fun. After all, you don't know how productive they were in the past.

[Gozie51]

These are usually the set of persons that says... Had I know and once upon a time during their old ages after they must have spent their retirement resource at their youthful ages and end up being disregarded in the family and looses their influential values around the societies.

This is not totally true or not to be generalized on any body who says stuffs like that at the bars or in other places. Some people say that to disguise themselves among people who don't really know them. Some are big time secret investors that you don't know but they only use such would to make you think of them as foolish people just like you will originally be thinking of people like that. There are big real estate investors that own good number of properties and are into different business that are doing well but yet they could be complaining of bad economy, would we now say the economy is actually affecting them like it is hard on the poor people? So that is the point, it is not all that say that who have not got any investment. But truly if someone has not invested, they wouldn't openly be speaking like that, they may not be taking care of the wife but not the children and they have good investment.

One way you can discern someone who has actually been a good achiever yet saying that is by his dressing and appearance. Sometimes you can tell about a man with his appearance.

[Helena Yu]

Regretting what they done for spending big is just an alibi.

They should be happy even though they didn't have anything when they're old because they've had many good memories when they were young. They would regret if they didn't spend a lot money when they were young because when they're old, they can't drink wines and get drunk anymore.

[lovesmayfamilis]

OP, who gives you the right to stick your nose into someone else’s wallet and judge other people? Did he ask you for something, or does he owe you something because you don’t allow him to spend your money? Do you know his path? Maybe he worked so hard that he secured his life and could afford to rest beautifully. But since you're so frugal, what do you do at a party instead of finding a third job to fund your retirement? Sorry for such a harsh tone, but these are exactly the words you should hear from any person you undertake to judge. Get on with your life and don't turn into a grumpy old man.

[crwth]

I don't know how is gambling considered as spending but it's going to be a loss if you don't win. They won't probably get the hang of responsibilities if they don't know how to start them. If they started like that, indulging in luxuries and ignoring responsibilities, the wife shouldn't tolerate that and it is just a hard decision but a necessary one if you want to be happy.

It's not just the loss of respect within families but himself. He probably lost his value with his doing. It's sad that someone have to go through that but he/she needs to understand that gambling is addictive and he needs to stop if he experienced something like that.

[Yatsan]

Everyone with the way they understood life, if they see's life as something one needs to enjoy without making a proper investment then that is the way they viewed their lives. But those with the conscience and conscious of becoming penurious would always go for investment and wise spending. Naturally I don't see any need for someone to go waste money for that are necessary for the to spend that much although, there is nothing wrong when someone spend a dollar or 2 over a bottle of drink or food, but there should be a limits to how men spend on irrelevant things because life we say doesn't end immediately when we finished every money we have worked for.

Well, relevance of the things we purchase is subjective. Some are indeed into things which are expensive and are not minding the idea of saving or engaging to investment but that is I guess valid, in the first place that's their money. With retirement, maybe they don't view themselves reaching such point which is why they are focused on the present. Realistically speaking, living in the moment is a good thing to do, but of course with moderation in most instances.

Life is sweet and we all have just one life so lets enjoy it to the fullest because while we are strong and healthy today, some are dead while some are in hospital.
Meanwhile we that are here do not know about our tomorrow so...

Rarely does a person think about death unless he is old enough or his death has been medically predicted by a doctor. If you find a man like that, then don't disturb his fun. After all, you don't know how productive they were in the past.

Valid as well. Some people just find joy and rest from spending on things that would make their feelings of exhaustion, released. Being responsive with money means you know what you would be doing in those papers, it could be something that will generate or make it bigger, or something that would satisfy you, than to just let it be consumed by uncertainties.

[SmartGold01]

Everyone with the way they understood life, if they see's life as something one needs to enjoy without making a proper investment then that is the way they viewed their lives. But those with the conscience and conscious of becoming penurious would always go for investment and wise spending. Naturally I don't see any need for someone to go waste money for that are necessary for the to spend that much although, there is nothing wrong when someone spend a dollar or 2 over a bottle of drink or food, but there should be a limits to how men spend on irrelevant things because life we say doesn't end immediately when we finished every money we have worked for.

Realistically speaking, living in the moment is a good thing to do, but of course with moderation in most instances.

Yeah, you are correct although these are people who aren't sure of their lives, maybe they have little view over their lives but we must know and understand that when you live a plain life then it will be very hard to feel so. For instance, those with drug addicts or with any health disease are most those who are subjected to be having such orientation and mentality over their lives because they aren't sure of what may comes next.
It is true we can't predicts how life goes, but we must also give ourselves a better life by restricting ourselves in some certain things that doesn't counts in us or that are not giving us a good living.

[Juse14]

Balance is very essential for a well-rounded life in different spheres, including financial planning. It is necessary to be more cautious with the spending of money because living aimlessly and failing to have an investment plan for the money can result in suffering during old age, compromising not only financial wealth but also the most valued virtues of life.

When considering happiness, keep in mind that it stems not only from instant enjoyment or an experience but also from financial security and stability. So be smart while handling your finances, set up long-term plans regarding money, and act sensibly in expenditure matters. Do not let occasional gratification force you to compromise your financial well-being and your cherished values among others.

[Fortify]

While most of us thinks that there are only addicted gamblers who are reckless spenders, I want to let us know too that there are other reckless spenders who are even Irresponsible to their responsibilities and bringing about devalues to their influential personalities.

While in a sit out with friends last night, there was this honourable looking man who whose table was served with lot of expressive wines and edibles alongside with his friends too, While he is sitted very close to me, he was bragging and was even louder than the MC with the microphone saying... Life is sweet and we all have just one life so lets enjoy it to the fullest because while we are strong and healthy today, some are dead while some are in hospital.
Meanwhile we that are here do not know about our tomorrow so... Let's catch up the cruise of today because we are not sure of our tomorrow.
So he called in the waiter with more order placed.
As time goes but he was having incoming calls that he refused to answer and at last the call came I noticed he stored the number with My Wife and then he shutdown the phone to have his peace and concentrate on his enjoyment.

I am not sure of my instincts towards this man but with experiences from people of such nature, they are ones who lavishes their money on pleasures and does not have plans for their futures, they ends up regreting after much expenses when they runs out of funds. Then, they feels remorseful to had lavished their money on unnecessary expenditures and feels they had learnt their lessions but when they refills their pockets again they lost their responsible minds.
Meanwhile... They are usually the kind of people that budgets their incomes on unproductive and Irresponsible expenditures rather than spending on their families or even outdoors responsible spendings.

These are usually the set of persons that says... Had I know and once upon a time during their old ages after they must have spent their retirement resource at their youthful ages and end up being disregarded in the family and looses their influential values around the societies.

What the hell is an "honorable looking man" meant to mean? I don't know how you think you can extract someones life story just by sitting next to them in a restaurant and maybe you shouldn't be so nosy as to be checking out who is ringing the persons phone. It all sounds like a made up story, but maybe the moral you're trying to express is helpful. Some people are happy going through life and spending every penny they earn immediately, that can actually work out well for some people - you might impress a shallow executive because you pulled up to an interview in the latest shiny car. Others will realize too late that they should have been saving or investing more, best to forget about all that and concentrate on organizing your own future.

[electronicash]

he probably has just quarreled with his wife that night and he wants to enjoy his night. that's just it.  the next day, he could just be working all day, 8 days a week.
by the story, i'm sure we don't know yet the background of this man so i wouldn't be too quick to judge. the next day he could be making peace again with his wife and life goes on.

i could be wrong with that but i'm certain a person at a certain age like 50 and up, all they want is peace of mind. 

[kentrolla]

Ths is a very broad topic and we cannot assume what we see as it might not the the full picture and I have known people doing such things wherein they have had  their own struggles reaching the level where they are and now wants to live lavish life for a while and some gets trapped and end up losing it all while other get out of it as it's occasional for them. I think financial planning is something everyone has to do be it rich,poor or lavish spender.

[DabsPoorVersion]

So, you just judge that person based on what you heard. We don't know the reason why he thinks that way, but to me, the way he acted he seemed to be full of problems and didn't find any other way to lessen the pain he felt but to enjoy the drink and forget everything. We don't know his current condition nor the problems he has with his wife unless that guy talks to you openly and discusses his problems, that is when you can think that way but if not, that's when you should mind your own business.

[yhiaali3]

If such a situation is individual, it is not frightening, while what is frightening is that it turns into a phenomenon in all of society. Here we must sound the alarm.

There are many people like this man who have a lot of money and do not care how they spend it. It is certain that earning money is an easy way. Otherwise, if the money was earned through a long journey of tiresome and continuous hard work to achieve success, he would not have squandered the money in this unfortunate way.

Successful businessmen who created their success and wealth through long years of toil and hard work cannot waste their money in this ridiculous way.

[Wexnident]

Sounds like you're just being nosy op. Everyone has their own story, and while I do believe that your judgment has its merit, it doesn't change the fact that you're simply assuming the details from what you saw and not the complete picture. He may be overspending in your eyes, but who knows? He may be just so rich that such a cost may be a drop in his eyes. Or it's not even his retirement fund, not that odd for them to have the resources of profit even if they were of old age.

And let's be real, it's not odd for people to just ignore calls, regardless of who it's from especially if you're in a bad mood. An idea here is that the old man is simply trying to chill out after having a bad day, either from work or from family issues, pretty sure most of us have at least felt that, or at least something similar to that.

[btc78]

 saying... Life is sweet and we all have just one life so lets enjoy it to the fullest because while we are strong and healthy today, some are dead while some are in hospital.
Meanwhile we that are here do not know about our tomorrow so... Let's catch up the cruise of today because we are not sure of our tomorrow.

Well he’s not entirely wrong, though.

As much as we should be planning our future, we shouldn’t be living in it already. The present is now and we should at least do something to enjoy it and not just wait forever for the future we had planned. Life is very fragile and everyday I am scared that something may happen which makes me ask myself if I had lived enough but of course the answer is no. So if I were to die today, my life would feel very incomplete and unfinished.

As time goes but he was having incoming calls that he refused to answer and at last the call came I noticed he stored the number with My Wife and then he shutdown the phone to have his peace and concentrate on his enjoyment.

Mate we don’t know the whole story. Maybe they are going through something. We can’t make conclusions based on little observations besides it’s none of our business anyway.

[hatshepsut93]

If you are a worker or an enterprenuer, you should be happy that such people exist, because many of them are probably your clients. If everyone was only saving money, it would be very hard to do businesses. So in a way their loss is your gain. Many economists even suggest stimulating spending to help the economy grow, out of fear of a deflationary spiral.