[GUIDE] Best Crypto Investment Opportunities for Passive Income -2024

[dothebeats]

The problem is that you have to be lucky to be included in the number of investors, since there are many more applications than there is a need for. And those who once managed to become an investor hold on to their places, so it’s difficult for new users to get a slot.

If this is the case, then shouldn't its ratings be lower if there's some element of 'luck' that is involved in securing your slot alone? They have a very good business model to be able to provide that kind of returns to their investors, then again not everybody will ever have a shot in putting their money into the platform.


Freebitco.in has been an active player in the space for over a decade now. Their investment program is not the 'best' when it comes to returns, but they still offer good returns on one's investment and is consistent to it. Of all these investment opportunities listed here, I think freebitco.in is the only one who, IMO, could provide someone with a consistent return on their deposits. The scam accusations against them are also not that severe unlike other names on this list, which could also boost the confidence of investors wanting to try them out.

[1714887480]

1714887480

[cryptosize]

I don't believe we should have a fiat mindset when it comes to Bitcoin (or any other deflationary currency/asset).

People expect to get 4% interest rate from a bank, because the central bank prints more money out of thin air if you "stake" your fiat money for 1 year.

Where does that 4% come from? BTC currently has an annual 1.8% inflation rate that is expected to be cut in half in 1 week.

Not to mention that there is no a central entity (central bank) that prints new Bitcoins, but various competing entities (mining pools).

Having a track record of 10+ years doesn't tell me much... what will happen if everyone tries to withdraw their money from freebitcoin? (bank run scenario)

In fiat/commercial banks we know there's the lender of last resort. They will print money out of thin air (ECB/100k, FED/250k per depositor) to bail you out (which will of course increase inflation).

I think most of these services are elaborate Ponzi schemes. It's all fine and dandy if they don't experience mass withdrawals.

I'd be very careful and wary with "Bitcoin banks"... especially if they haven't published Proof of Reserves.

[mindrust]

I don't believe we should have a fiat mindset when it comes to Bitcoin (or any other deflationary currency/asset).
People expect to get 4% interest rate from a bank, because the central bank prints more money out of thin air if you "stake" your fiat money for 1 year.
Where does that 4% come from? BTC currently has an annual 1.8% inflation rate that is expected to be cut in half in 1 week.
Not to mention that there is no a central entity (central bank) that prints new Bitcoins, but various competing entities (mining pools).

True, I was thinking about that too. That 4% min interest rule should only apply to FIAT based investments. It is still a good investment if you are getting 2-3% btc passively from your investment because BTC is deflationary and in the long run it way outperforms the inflation rates and that 2% will be the icing on the cake. I should probably modify my OP according to this.

Having a track record of 10+ years doesn't tell me much... what will happen if everyone tries to withdraw their money from freebitcoin? (bank run scenario)
In fiat/commercial banks we know there's the lender of last resort. They will print money out of thin air (ECB/100k, FED/250k per depositor) to bail you out (which will of course increase inflation).
I think most of these services are elaborate Ponzi schemes. It's all fine and dandy if they don't experience mass withdrawals.
I'd be very careful and wary with "Bitcoin banks"... especially if they haven't published Proof of Reserves.

You can't make any investments if you follow that mindset. People who built freebitco.in could have held btc instead of building that website but they haven't...

Obviously you shouldn't be holding too much on any of these websites but sometimes it pays to take risks.

[Darker45]

Thanks for this!

For some time, I've been thinking of forgetting about not your keys, not your coins at least for a portion of my funds. The bulk of my funds is there sleeping in my wallet. I've read so many times of passive investment opportunities that could give you juicy returns. Some acquaintances and friends are earning big from them. There's risk but there's also a nice ROI. Perhaps I'm taking not your keys, not your coins too seriously. It might be the right time to make some changes in my strategy.

When I read the title, since you mentioned crypto and not just Bitcoin, I thought you'd also include those staking investments. Many are earning nice from it.

[mrust_mobile]

Thanks for this!

For some time, I've been thinking of forgetting about not your keys, not your coins at least for a portion of my funds. The bulk of my funds is there sleeping in my wallet. I've read so many times of passive investment opportunities that could give you juicy returns. Some acquaintances and friends are earning big from them. There's risk but there's also a nice ROI. Perhaps I'm taking not your keys, not your coins too seriously. It might be the right time to make some changes in my strategy.

When I read the title, since you mentioned crypto and not just Bitcoin, I thought you'd also include those staking investments. Many are earning nice from it.

Staking is in a gray area for me because these coins don’t have a hard supply cap. Maybe it doesn’t matter in the long run, maybe I am completely wrong about it. It is just I can’t wrap my head around PoS completely. I see binance offers ~3% returns on eth staking and maybe I will include it in my post too but then there are also other projects like eth and I don’t want my post look like a Chinese NFT/PoS brothel.

[TheUltraElite]

There's risk but there's also a nice ROI. Perhaps I'm taking not your keys, not your coins too seriously. It might be the right time to make some changes in my strategy.

I agree with the Not your keys, not your coin. But there also comes in the question of how much of your bitcoin you can essentially wager for more bitcoin? From where I live, spending crypto for daily necessities is out of the question because there is 30% taxation on crypto transactions and I would rather stash more crypto rather spend any, keeping fiat only for spending needs over bitcoin.

Also because these sites have been running for long, there owners are well reputed on this forum and chances of exit scam are low. It is not worth pondering if they are going scam anytime soon or not but use that time to make the money - lets not forget that time is a factor when considering these investments, lost time = lost money.

[LTU_btc]

Thanks for making this topic, it was needed. For old members almost all of these platforms is well known, but for newbies who want to invest, it's good information. And these who have expectations about crazy returns, it kinda sends them to reality. Returns isn't really high, but it's real and relatively safe.
Though, despite that most of these platforms gained trust during long years in business, but still, shit sometimes happens. So, you shouldn't invest more than you afford to lose.
Just checked how much interest I have earned on Freebitco.in. Well, it's already quite significant money, but it took a while to earn it.

[Darker45]

~snip~

Staking is in a gray area for me because these coins don’t have a hard supply cap. Maybe it doesn’t matter in the long run, maybe I am completely wrong about it. It is just I can’t wrap my head around PoS completely. I see binance offers ~3% returns on eth staking and maybe I will include it in my post too but then there are also other projects like eth and I don’t want my post look like a Chinese NFT/PoS brothel.

Well, the crypto market has long become a Chinese brothel already. But just like in a Chinese brothel, there are probably still a few who are not too stale yet and perhaps pretty, too.

Again, like a Chinese brothel, there's no long run in this market. They come and they go. They're just a quick way to make profit. Many have made nice money out of Arbitrum. I've heard of the likes of Swell and Ether.fi and others. These aren't the kind of PoS staking that you probably meant. But these are also what I'm eyeing at.

There's risk but there's also a nice ROI. Perhaps I'm taking not your keys, not your coins too seriously. It might be the right time to make some changes in my strategy.

I agree with the Not your keys, not your coin. But there also comes in the question of how much of your bitcoin you can essentially wager for more bitcoin? From where I live, spending crypto for daily necessities is out of the question because there is 30% taxation on crypto transactions and I would rather stash more crypto rather spend any, keeping fiat only for spending needs over bitcoin.

Also because these sites have been running for long, there owners are well reputed on this forum and chances of exit scam are low. It is not worth pondering if they are going scam anytime soon or not but use that time to make the money - lets not forget that time is a factor when considering these investments, lost time = lost money.

Yeah, same here. There's not much you can do with your Bitcoin. And with a fiat that's fast losing value, I'd rather keep my Bitcoin and spend my fiat. I'm spending Bitcoin once in a while, though.

Just like what they say, invest only what you can afford to lose. I'll stick with this. I'll risk only a small portion of what I have.

[NotATether]

It is a good list mindrust, but I hope nobody is going to use these things to save their money in there like it's some sort of bank.

That's actually the same problem we have with crypto exchanges... oh look there is Binance with another investment opportunity let's put our life savings in there.

Remember that these investment services can collapse and you don't want to be left holding the bag, so these platforms should only be used with money specifically allocated for the purpose of investing, which you are comfortable losing.

Reminder: just HODLing the coins in your wallet continues to return the best returns of all.

[examplens]

That's actually the same problem we have with crypto exchanges... oh look there is Binance with another investment opportunity let's put our life savings in there.

Remember that these investment services can collapse and you don't want to be left holding the bag, so these platforms should only be used with money specifically allocated for the purpose of investing, which you are comfortable losing.

Investment, and profit, will always have its clients. In addition to all the warnings, there will always be those who want to take risks because of the potential profit.
Unfortunately, some people cannot bear mistakes, so we have cases like this [2024-04-15] Another cryptocurrency suicide
It is certainly interesting that such things happen to highly educated, intelligent people, so it is not just a matter of lack of knowledge or acceptance of information.

[mindrust]

Investment, and profit, will always have its clients. In addition to all the warnings, there will always be those who want to take risks because of the potential profit.
Unfortunately, some people cannot bear mistakes, so we have cases like this [2024-04-15] Another cryptocurrency suicide
It is certainly interesting that such things happen to highly educated, intelligent people, so it is not just a matter of lack of knowledge or acceptance of information.

It is the lack of experience in the markets. That person is a doctor, not a banker/fund manager. (Sometimes that won’t suffice too) He has zero information on risk management and money management. He might be a very good doctor but doesn’t mean he will be a very good investor. They are totally different professions which demand totally different skill sets.

Many crypto people learned to trade assets on the markets after they met crypto. Before crypto, they didn’t know anything about finance/stocks etc. So the idea of trading assets on the financial markets is too new to them.

They lack knowledge and education. They know nothing about risk management. Their minds are weak.

I too was one of those people and I too lost big potential gains in the past. I didn’t lose anything from my own pockets luckily but after reading many books about investing/finance/risk management I see now that I could very well have been that guy.

Once I read a forum user on WO and he said that he made his fortune before crypto, in the stock markets. That’s exactly where people should start learning about making investments before they do anything with crypto.

They don’t teach how to be a good trader in a medicine school too. People who became crypto investors learned it from the internet and there are far too much wrong info on the internet. Everyone has an idea but only a few has real information.


Jesse Livermore. The guy who shorted the great depression rally a century ago. Became rich af. A couple years later, do you know what he did?

[pinggoki]

Binance sucks as a way to make passive income, I've locked my bitcoins there for about 3+ years and my total profit form that hasn't even crossed the 0.0001 satoshi territory yet so it's better off just doing it in Blackjack, I'm planning to put in a thousand USDT there and hope for the best, I know it's not a lot but at the least I'm making something while I'm hodling, maybe I'd go with bitcoin but I'm still having second thoughts about that one.

[TheUltraElite]

Binance sucks as a way to make passive income, I've locked my bitcoins there for about 3+ years and my total profit form that hasn't even crossed the 0.0001 satoshi territory yet so it's better off just doing it in Blackjack, I'm planning to put in a thousand USDT there and hope for the best, I know it's not a lot but at the least I'm making something while I'm hodling, maybe I'd go with bitcoin but I'm still having second thoughts about that one.

I think it will be very insightful if some of the users of this forum are willing to share their own experiences on the above mentioned sites and additional sites that they are involved currently in, just like you mentioned about Binance. Indeed making <0.0001 BTC over three years, does suck, but I would also like to know what the capital was? That can give us an estimate of the per year return from this site.

My calculations for Bustabit are close to a range of 20-30% a year. I will post when the 1year completion happens so the OP can update that too.

[AB de Royse777]

Binance sucks as a way to make passive income, I've locked my bitcoins there for about 3+ years and my total profit form that hasn't even crossed the 0.0001 satoshi territory yet so it's better off just doing it in Blackjack, I'm planning to put in a thousand USDT there and hope for the best, I know it's not a lot but at the least I'm making something while I'm hodling, maybe I'd go with bitcoin but I'm still having second thoughts about that one.

I am interested to know how much was the locked bitcoin amount? Please don't say it's 1 or 1/2 mBTC :-D. I am considering to invest some in Blackjack by the way. I have had a chat with their management other day too. Hopefully my experience will have a good one.

[Rikafip]

I am interested to know how much was the locked bitcoin amount? Please don't say it's 1 or 1/2 mBTC :-D

You guesstimate might actually not be that off, as I see that Binance offers measly ~0.3% apy on bitcoin.

Having said that, I just don't understand why would anyone with their right mind risk holding their bitcoin for such a low return. I mean, I could somewhat understand if we were talking about 5-10% (even though that is very risky too), but 0.3%??

[Darker45]

Binance sucks as a way to make passive income, I've locked my bitcoins there for about 3+ years and my total profit form that hasn't even crossed the 0.0001 satoshi territory yet so it's better off just doing it in Blackjack, I'm planning to put in a thousand USDT there and hope for the best, I know it's not a lot but at the least I'm making something while I'm hodling, maybe I'd go with bitcoin but I'm still having second thoughts about that one.

You are not hodling if you are investing. Hodling means keeping it. If you risk it in an investment, then you aren't anymore keeping it. You're sending it to another wallet, to a business, with the hope that it grows. However, it may not. You may even lose it. Hodling doesn't have that risk.

Why are you so disappointed with the return? Didn't you know beforehand, or even make rough computations, as to how much ROI you would receive in the end? I assume investors are informed in advance of the estimated APR of their investments.

If the APR is low, you can make a bigger investment to expect a higher profit. Increase the risk, increase the potential profit.

[AB de Royse777]

I am interested to know how much was the locked bitcoin amount? Please don't say it's 1 or 1/2 mBTC :-D

You guesstimate might actually not be that off, as I see that Binance offers measly ~0.3% apy on bitcoin.

Having said that, I just don't understand why would anyone with their right mind risk holding their bitcoin for such a low return. I mean, I could somewhat understand if we were talking about 5-10% (even though that is very risky too), but 0.3%??

Recently I am considering to invest some in Blackjack.fun since their interest rate is 15%. They are in the ecosystem for long time, Eva and the team also showed some great progress. But for 0.3%, it's too unnecessary. Centralized exchange, you risk your coins for almost nothing.

[Rikafip]

Recently I am considering to invest some in Blackjack.fun since their interest rate is 15%.

Dunno, 15% apy seems kinda too high to me to be sustainable for a longer period of time and too be good to be true. And you know how things that sound too good to be true usually end in crypto.

[NotATether]

It is the lack of experience in the markets. That person is a doctor, not a banker/fund manager. (Sometimes that won’t suffice too) He has zero information on risk management and money management. He might be a very good doctor but doesn’t mean he will be a very good investor. They are totally different professions which demand totally different skill sets.

Many crypto people learned to trade assets on the markets after they met crypto. Before crypto, they didn’t know anything about finance/stocks etc. So the idea of trading assets on the financial markets is too new to them.

They lack knowledge and education. They know nothing about risk management. Their minds are weak.

I too was one of those people and I too lost big potential gains in the past. I didn’t lose anything from my own pockets luckily but after reading many books about investing/finance/risk management I see now that I could very well have been that guy.

Once I read a forum user on WO and he said that he made his fortune before crypto, in the stock markets. That’s exactly where people should start learning about making investments before they do anything with crypto.

They don’t teach how to be a good trader in a medicine school too. People who became crypto investors learned it from the internet and there are far too much wrong info on the internet. Everyone has an idea but only a few has real information.

Everything you wrote here is right. Casuals and Youtubers have no business trading crypto until they learn enough to get certified in finance and investing.

[examplens]

Recently I am considering to invest some in Blackjack.fun since their interest rate is 15%.

Dunno, 15% apy seems kinda too high to me to be sustainable for a longer period of time and too be good to be true. And you know how things that sound too good to be true usually end in crypto.

Royse is right here, they ^{Blackjack.fun} have been around for a long time and there have been no serious complaints about them, at least not on the forum. This gives a certain amount of trust.
What is debatable is what this staking is for, because the investors' funds do not participate in the casino bankroll, the profit does not depend on the winnings, and there is also no risk in the case of large winnings of the user.

Royse777, keep in mind that their withdrawal fee is quite high, for example, currently, it is 0.00288081 BTC. Although the staking funds are not locked, it is certainly not an option where you can withdraw funds whenever you want.