Take care of your money and learn to save.

[poodle63]

Saving money is great, even better if you invest it, i mean imagine people investing in 2020 when we are in bearish right after the bullish ends when we hit really sharp decline of price, we've made fortune now.
but saving also require fulfillment of basic needs before hand unless you want to take path of the rough and complicated way of over saving that it costs you your health then its a big no no.
your point about we don't know what future holds that we can be lacking money in the future does hold a point but also life need balance if you save as much money as you can that its to the point where its unhealthy i think you should avoid that.
fulfill all basic needs, pay all the bills, calculate food needs for the whole month then when there are still money lefts its for saving, I think thats the balance of life, don't forget to save some money too for you to take vacation, mental health is also crucial.
because with bad mental health it will also affect the way you gonna be planning for your future that it might causes you to make many mistakes.

[God bless u]

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance. 

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well. 

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Yes it's important to save money but on the same side it's also very important to enjoy every phase of life you have. You can get money at any age by doing hardwork but you can't get back the phase of life you missed.so it's very important for someone to maintain a balance between these two things.

Now what's the point to have a balance? It's because enjoying is as important as saving money so everyone has to develop a relation between these two so that they can have a good and balanced life.

[Ever-young]

Money's fine, I guess, but real friends who have your back are way more important. 

You're absolutely right about this,
Someone once told me that richest and financial freedom isn't measured by how much money you've stacked up in your bank account but how connected you are, you may have lots of money but have no connection, then you're not really rich because it's not every problem your money can solve for you, sometimes you need the help of others, your friends, colleagues and even friends of friends to help you solve those problems and if you don't know them, then you'll have trouble getting those problems solved even with all your money.

[blckhawk]

Don't learn to save, learn to invest because that's much better than just letting your money stagnate in your bank account when there's the potential that it can grow when you invest it into something, remember that if you're presented the opportunity to invest especially if it's crypto, just go ahead and take it, there's no harm in going for that and it's probably much better for you to do it anyway. Regarding taking care of your money, best thing to do is to spend on your needs first then splurge just a little on your wants, remember that life isn't always about money, and if you don't live a little using the money that you earn, you're probably susceptible to break down and depression that would affect your life in the worst of ways, and you can prevent that if you just live a little.

[MissNonFall9]

If we want to organize our daily lives well, we must have a good understanding of financial management and apply it. What I mean is to maintain the continuity of the income that is coming to me today and save some part of it for the future or invest it so that later life can be lived normally. Bitcoin can be ranked at the top of the list as the best place to invest right now.

[cryptoWODL]

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

We have to stick to our own decisions regardless of who did what or who said what. In every country of the world now the most necessary thing for people is money, without money people are totally worthless. A person who has money is a respected person in society or country (even if he is a fool) and a person who does not have money is highly educated but no one respects him. In this society where money is so demanded and money is so valuable, we all need to spend our earned money properly so that we can save money for the future.

OP As per your question learning to save money requires us to set goals and avoid unnecessary expenses. Moreover, many times we buy things at a high price for luxury, if we buy the same things at a cheap price instead of buying them at a high price, then our amount of money will be saved. Thus if we can learn to spend our earned money properly then maybe we can learn to take care of money and save.

[AnonBitCoiner]

Money is important but relationships are also important and if you are spending money on your family member then you should not be worried about your money because you can earn money any time but once you lose your family members then you will regret it and you will lose strong support.

It is also not fine to spend large amounts of money daily without thinking about your future because only wise people can save money so try to divide your income in different portions so you can spend it wisely.

We should give time to both money earning and relationships and if needed then we have to spend our money on our dear ones because we can earn money all the time but we cannot always make good relationships.

[Uhwuchukwu53]

Money's fine, I guess, but real friends who have your back are way more important. 

You're absolutely right about this,
Someone once told me that richest and financial freedom isn't measured by how much money you've stacked up in your bank account but how connected you are, you may have lots of money but have no connection, then you're not really rich because it's not every problem your money can solve for you, sometimes you need the help of others, your friends, colleagues and even friends of friends to help you solve those problems and if you don't know them, then you'll have trouble getting those problems solved even with all your money.

That's is reality I agree with this because I have been an eye witness in my place a man was wealthy and was adopted by unknown gunmen to a destination far from his home town but though some may call it miracle or mercy but keeping a good relationship with people can't be neglected, because a farmer who saw this kidnappers and rescued the man was some who he has helped when they where issuing fertilizer to farmers, hard it been the wealthy man do anything evil against the farmer it would have been a different matter as the man life would have just go, some problem can be solved by some one that has nothing in the eyes of the society to a wealthy or a richman.

[Renampun]

...

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Yes it's important to save money but on the same side it's also very important to enjoy every phase of life you have. You can get money at any age by doing hardwork but you can't get back the phase of life you missed.so it's very important for someone to maintain a balance between these two things.

Now what's the point to have a balance? It's because enjoying is as important as saving money so everyone has to develop a relation between these two so that they can have a good and balanced life.

Don't just be busy saving, try so that the money you get can work for you through investment, remember, your energy will decrease and it will be impossible for you to continue working, you must also prepare yourself for retirement and enjoy your time, wise people definitely think about passive income that can continue to be earned even when they no longer work, so learn to invest as early as possible, don't just save, your money's value decreases every year because of inflation.

[moneystery]

....

it's best to just keep silent when you have money and never show them your success. not everyone on your side is your friend. sometimes they are just waiting for your failures.

i agree with this that not all friends who are close to us have good hearts towards us, most of them can be jealous when we have a lot of money, especially when we get that money from something unexpected, like winning the lottery or when you get an inheritance. that's why to avoid undesirable things, we have to be able to keep quiet when we have money and remain humble, there's no need to show off too much or be arrogant when we get money, because usually people who are arrogant and arrogant will make other people jealous and this could bring disaster to us.

[slapper]

This idea that we gotta blow money to attract people is a disaster. It's a short-term fix with long-term consequences. When the cash flow stops, guess who's gonna disappear? You gotta think long-term. Splitting your income – yeah, some into investments for growth, but a solid chunk into savings? That's building your own fortress. When life is hard, you're not begging for handouts. You're standing tall because you planned ahead. And those calling you cheap? Forget them. When you're the one with money in the bank while they're scrambling, let's see who needs who. This is about personal power, building a life where you're in control. That's what truly commands respect.

[Lucius]

~snip~
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

You wrote a lot, but actually everything fits in one or two sentences. People who constantly listen to others about anything, including personal finances, really have a big problem in life. Everyone should use their money the way they think is best, and nobody cares if I will spend everything I have on a trip around the world, or if I will keep all the money under the mattresses.

What other people say is completely irrelevant, after all, how can they even talk about such things if they don't know how much money you actually have? I don't talk about such things with my neighbors or acquaintances, and just as it doesn't concern them how much money I have and what I do with it, I personally don't care what they do with their money either.

[Gaza13]

Yes, in fact money is the main thing in life. Indeed, sometimes we are in trouble even though there is no one out there who wants to help us. Ironically, sometimes we are nice to them, it is better to borrow money from relatives who are close blood relatives. If you have money, appreciate it, don't buy useless things, make the best use of the money, as you said above. However, saving and investing is not enough for us if we still receive 1 income every month. Yes, we need to create an additional basis for our income, such as opening a business that we are interested in. If your finances are stable then you can invest the money.

[$anounimus$]

Yes, in fact money is the main thing in life. Indeed, sometimes we are in trouble even though there is no one out there who wants to help us. Ironically, sometimes we are nice to them, it is better to borrow money from relatives who are close blood relatives. If you have money, appreciate it, don't buy useless things, make the best use of the money, as you said above. However, saving and investing is not enough for us if we still receive 1 income every month. Yes, we need to create an additional basis for our income, such as opening a business that we are interested in. If your finances are stable then you can invest the money.

Therefore, it is necessary to manage finances very well. I don't think it's a problem if you only get one way of income at the moment, if we are able to manage it well then having enough to live your days is still quite safe instead of investing. I won't care at all what people say because we are incapable of pleasing other people. I still really agree that there are advantages to helping each other, especially family and relatives.

[atookz]

I once heard a saying that the more money the more friends and friends are more valuable than money but I have a principle that the more money, the harder it is to choose friends and money is more valuable than friends. Money can select friendships so that we can have a quality life. Taking care of your money and learning to save is the right choice, because the benefits will return to ourselves. When we save indirectly we learn to appreciate money so we can use it well according to our needs, not just our desires.

[Asuspawer09]

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance. 

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well. 

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

It's a good thing to save and invest for your future, it's a pretty basic thing that we need to learn if we want to achieve financial freedom, but there are still some people who don't care or are safe not realize how important saving and investments is, I realize it the hard way back when I was just a college student, I was lucky to learn cryptocurrency and Bitcoin, I was able to join many projects if you are familiar with ICO back in 2017 you could be lucky most of the times earning thousand of dollars in this kind of project. So as a college student, I have a huge amount of money but it just ends up being spent on so many things, I really regret it not saving a lot that time, I always thought that I could spend that money since I'm still a student and when I graduated and get a job that's the time I would start to save so for now I just enjoy it, which is a pretty bad decision for me.

Now, I have a stable income but I just wish that I saved a lot that time, that could probably help me a lot right now if I just knew it, it's really hitting me hard right now that I already realize how to save and invest money, Probably it's also a good thing because if I didn't experience it I wouldn't going to realize it, now I don't spend my money on things that I cant really afford. I manage my financial, I would say that I have a pretty solid financial foundation having savings, insurance, investments, etc. which allow me to hold my cryptocurrency for the long term.

[dothebeats]

I don't mind being called stingy if that means that I'm saving myself for a lot of troubles and headaches in the future. Being stingy and tight about money is actually a skill nowadays that not a lot of people can do because they are all eaten by consumerism. Everyone is always eyeing for new things to brag in social media nowadays that they tend to forget that the future lies ahead of them, and that money they have splurged out today may have been used tomorrow in a lot more important purchases/expense. It's always important to have some savings ready for the rainy days and not just think about short-term purchases to satisfy yourself.

[aylabadia05]

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.

This applies to people who have a fixed income. I think money management must be done wisely if you don't want your future to be in trouble.
The money saved will not increase. The concept of thinking of wise people in managing finances will not let their money sit idle. They set aside the money for emergency planning. The rest of the time, they will continue to try to make money from the efforts they can make. Investment is a smart decision in managing finances and for me it is saving money which saves money.

[peter0425]

I don't mind being called stingy if that means that I'm saving myself for a lot of troubles and headaches in the future. Being stingy and tight about money is actually a skill nowadays that not a lot of people can do because they are all eaten by consumerism. Everyone is always eyeing for new things to brag in social media nowadays that they tend to forget that the future lies ahead of them, and that money they have splurged out today may have been used tomorrow in a lot more important purchases/expense. It's always important to have some savings ready for the rainy days and not just think about short-term purchases to satisfy yourself.

Capitalism and consumerism has eaten us completely. Many people can not escape it anymore and are having a hard time controlling themselves. To be honest, If I see someone making good financial decisions and saving up I would be very impressed. For sure that person or you will be well taken care of when you are old and retiring.

[tabas]

Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend.

That is because you're a reckless spender. I mean if you're this kind of spender, you're wrecking your money into waste as you have money but spends it for no reason. Stop being irresposible.

It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance. 

It is so true, when you have money, everyone is your friend and relative. But when you have no more money, you're nothing to them. So, the conclusion on this is not to impress other people. Don't live by that principle.

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well. 

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

One of the best technique financially is to less asap your savings. Yes, your savings goes first and you set it like 5%, 10%, 15% or even more. So that everything that will remain are going to go with your expenses but before that happens, you already have saved.