Take care of your money and learn to save.

[MissNonFall9]

Yes, people's financial situations aren't always the same, but the thing about people coming code to you when you have money and leaving you when you don't isn't something I'm making money for. Spending money just cause you want people to be around you is careless and out of desperate desires.

Personally, I'm more concerned about the "lonely at the top" phenomenon. Because people don't really care about anyone anymore, just themselves and so should you. Take care of your money, and yourself, invest in yourself, and save more, and the future will take care of itself if you do the right things now.

Although money is not the ultimate everything to people, money is more than many things to people. No one can deny the need for money in this world. But in some cases people create controversy about money like money can't make people happy can't restore lost health etc. But if you think very deeply, the meaning of money is found. For example, the financial status of people is not always the same. When a person is in danger or in financial crisis, the person or relatives can be known well. The only reason is money. Because if there is no money, even close relatives keep a distance. So we all should take care of our money saving and investing.

Time is more important than money. It's better to spend money to save time than to waste time saving money. Investment also requires time to mature. Making more money is better than saving more money. Because being able to secure a source of income that'll last the test of time, shows a good usage of time. When we utilize our time very well going out of money wouldn't be a trouble anymore. Having a single source of income is what makes people worried about saving money. Look at the inflation, the amount of saved money in your bank depreciates. It's better to follow the trend, earn bigger to battle the increase of product prices in the market. However, it's always nice to have some funds in our possessions not just going completely out of money. At least while saving, invest on a profitable business for comfortability.

Two valuable things are spending money on time because time produces money ‍and when a person has only one source of income, he will be more worried about his future and more interested in saving. But my point is that saving money for investment becomes essential for people from middle-class households. So they leave the small interests for the big interests. So their investment is initially a waste of time.

[dezoel]

Investing is popular, and everyone wants Bitcoin. There's no miraculous money machine here. You must first secure your money before multiplying it. Crypto is seductive. It's volatile too. A rollercoaster, not smooth. Not for the faint of heart, this game makes and loses fortunes overnight. You must continually learn, adapt, and take risks. Investing is crucial, but not everything. Never put all your crypto eggs in one basket. That's disastrous. Start with reliable investments. Create a foundation. Only if you can handle the volatility can you dive into crypto

No, it's not like a trend that we can say popular but it's a must and people do it all the time because there are benefits that entails with it. Not all wants BTC because some thinks it's a scam or they never heard of it yet. Before we can multiply our money, the first thing is to have a money that we can use to buy a BTC but securing it is still part of the process, since investing takes time.

Despite BTC being volatile, I think it can still be considered to as reliable because it already existed for more than a decade now. We can start and create a foundation here but before that, we need to study how it works first, practice, and start with small amounts.

[kawetsriyanto]

Two valuable things are spending money on time because time produces money ‍and when a person has only one source of income, he will be more worried about his future and more interested in saving. But my point is that saving money for investment becomes essential for people from middle-class households. So they leave the small interests for the big interests. So their investment is initially a waste of time.

TBH, I don't really get your point. The post that you commented, it explained that we don't only focus on saving but we also must have investment. Saving doesn't multiply our money along with time, meanwhile investment is raising the value of the money along with time. That's why investment is also important for our future because we may need more money in the future for various reasons.

There is no harm when people invest their money on trusted things. People can add the number of their investment gradually, even a low and middle class people can have good amount of investment if they do it continuously. For example when you invest in Bitcoin, by using DCA you can grow your investment for the long term holding effectively. Even you only have small or limited funds, it can be good amount of funds if we are disciplined to do DCA. Finally, someday we may have good investment, it is about how we can do it persistent and disciplined! It is untrue if it only wastes time, it deserves to do because it surely results in good profits if we understand how to invest in the right way.

[Ca4gil]

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance. 

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well. 

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

I support every word. When I was younger, I took money very lightly. It came today and it will come tomorrow. But I'd rather save at least a small part of it. I am glad that at least now I have an understanding of financial literacy. I think you should always save money. It's even better when you know how to reinvest these savings.

[slapper]

Two valuable things are spending money on time because time produces money ‍and when a person has only one source of income, he will be more worried about his future and more interested in saving. But my point is that saving money for investment becomes essential for people from middle-class households. So they leave the small interests for the big interests. So their investment is initially a waste of time.

TBH, I don't really get your point. The post that you commented, it explained that we don't only focus on saving but we also must have investment. Saving doesn't multiply our money along with time, meanwhile investment is raising the value of the money along with time. That's why investment is also important for our future because we may need more money in the future for various reasons.

There is no harm when people invest their money on trusted things. People can add the number of their investment gradually, even a low and middle class people can have good amount of investment if they do it continuously. For example when you invest in Bitcoin, by using DCA you can grow your investment for the long term holding effectively. Even you only have small or limited funds, it can be good amount of funds if we are disciplined to do DCA. Finally, someday we may have good investment, it is about how we can do it persistent and disciplined! It is untrue if it only wastes time, it deserves to do because it surely results in good profits if we understand how to invest in the right way.

Investments are fun, but they're not everything, right? I know saving money isn't as exciting as bitcoin. Your savings account is your safety nett, guy. The punches of life hit you. Unexpected costs? Job lost? Wow, savings saved you

In no way am I anti-investing. Good tool, but only one in the toolbox. Right? You wouldn't build a house with a hammer. You must diversify your finances. Don't wager everything. That dollar-cost-averaging thing is sensible and consistent, but not magical. Research and comprehend the dangers. Buying in bits doesn't make you invincible. Yes, invest, have fun, but remember the basics. Budgeting, debt repayment, and savings are the cornerstone, dude. As in martial arts, you must master the basics before throwing exotic kicks. Slow and steady wins the money race

[SmartCharpa]

What I've come to believe in this life is that the wicked live longer than those who claim to be good, I agree with you to be seen as a wicked and stingy person or answer the name of a wicked person. Is good to give but some people take it for granted even when there's no need to ask they do ask. Normally people who are rich like to give I mean "some" but they turn to be wicked because no one knows what they passed through in life before making it to where they are now, have an uncle (lemme call him that) who has enough to give but even to his wife he act stingy, her people needs help but he prefer to give to a stranger than those ones from the wife's place and I understand him very well because he might have pass through hell before getting all he have so that alone would be difficult to get from him.

We don't know the hell that your uncle went through to survive, so we don't have right to judge him. The reason why good people don't live longer on this earth is that many people will take your kindness for granted, they will treat you badly, and will always want forgiveness. There are some of my friends that I can't give or borrow money again. They came to me about twice and borrowed money from me, but they refused to repay it, which I hate to ask since I believe they have blocked their way to receive another loan from me some days. I know that if I keep giving them, they  will continue to take my
kindness for granted.

Honestly it is very hard to give when you're surrounded by people who look up to you for assistance especially when they're your blood, you can't say no to your siblings not while you're the elderly one. It will be a bigger problem if you don't have to give because it will look like you have failed as the breadwinner.

Of course, you can't turn down your family members, as the head of the house, you're meant to provide for them. But how can we always provide for nonrelatives who consistently look to you for help? These days, I don't know about you, but when someone sees that you have a little money to help you with personal issues, they will assume that you always have money in your bank account. They'll see you as a bad friend if you refuse to give them what they ask for. As the breadwinner, you have to endure all the stress because it is really difficult to say no to your blood.

[viananda2525]

Investments are fun, but they're not everything, right? I know saving money isn't as exciting as bitcoin. Your savings account is your safety nett, guy. The punches of life hit you. Unexpected costs? Job lost? Wow, savings saved you

In no way am I anti-investing. Good tool, but only one in the toolbox. Right? You wouldn't build a house with a hammer. You must diversify your finances. Don't wager everything. That dollar-cost-averaging thing is sensible and consistent, but not magical. Research and comprehend the dangers. Buying in bits doesn't make you invincible. Yes, invest, have fun, but remember the basics. Budgeting, debt repayment, and savings are the cornerstone, dude. As in martial arts, you must master the basics before throwing exotic kicks. Slow and steady wins the money race

Honestly, this is one of the right answers I've been looking for. It's not easy if you continue to consume theories that are sometimes quite floating. I agree more that someone must understand the basics of managing finances so as not to fall into a vicious circle. I don't have many sources of income, but even though I only have one source, I want to set aside some savings to meet urgent needs in the future. However, investment is also good but doesn't seem suitable for some people who have minimal sources of income.

[boty]

Investments are fun, but they're not everything, right? I know saving money isn't as exciting as bitcoin. Your savings account is your safety nett, guy. The punches of life hit you. Unexpected costs? Job lost? Wow, savings saved you

In no way am I anti-investing. Good tool, but only one in the toolbox. Right? You wouldn't build a house with a hammer. You must diversify your finances. Don't wager everything. That dollar-cost-averaging thing is sensible and consistent, but not magical. Research and comprehend the dangers. Buying in bits doesn't make you invincible. Yes, invest, have fun, but remember the basics. Budgeting, debt repayment, and savings are the cornerstone, dude. As in martial arts, you must master the basics before throwing exotic kicks. Slow and steady wins the money race

Honestly, this is one of the right answers I've been looking for. It's not easy if you continue to consume theories that are sometimes quite floating. I agree more that someone must understand the basics of managing finances so as not to fall into a vicious circle. I don't have many sources of income, but even though I only have one source, I want to set aside some savings to meet urgent needs in the future. However, investment is also good but doesn't seem suitable for some people who have minimal sources of income.

If you have found a way to manage your finances well, of course this will enable you to set aside some of your income to save it and have savings for urgent needs, of course this is very important, because we will never know. when do we need these needs and it will be very difficult if we don't prepare savings for these needs, yes for some people who have few sources of income of course they will have difficulty thinking about investing because for them they only have income to meet their needs.

[shinratensei_]

Honestly, this is one of the right answers I've been looking for. It's not easy if you continue to consume theories that are sometimes quite floating. I agree more that someone must understand the basics of managing finances so as not to fall into a vicious circle. I don't have many sources of income, but even though I only have one source, I want to set aside some savings to meet urgent needs in the future. However, investment is also good but doesn't seem suitable for some people who have minimal sources of income.

yeah there are many things that need to be taken into account, but if we are focused on building financial wellness then I guess focused on saving and investing is fine.
the other thing will follow I guess and honestly we can be spared of many things by just having the right insurance anyway so that should be taken into account as well.

if im building my wealth i'd be more focused on trying to hustle as much as I can such as increase the source of income so that I can be safe from whatever scenario there is such as massive lay offs and the likes.
personally I just don't feel comfortable having limited source of income so i tried many opportunities available though most of them just outright fail but some succeed too.
if you want to increase your income its all about trying out and see whether things gonna work out or not and if they do, well its already a massive financial advantage for you.

[Dr.Osh]

Investments are fun, but they're not everything, right? I know saving money isn't as exciting as bitcoin. Your savings account is your safety nett, guy. The punches of life hit you. Unexpected costs? Job lost? Wow, savings saved you

In no way am I anti-investing. Good tool, but only one in the toolbox. Right? You wouldn't build a house with a hammer. You must diversify your finances. Don't wager everything. That dollar-cost-averaging thing is sensible and consistent, but not magical. Research and comprehend the dangers. Buying in bits doesn't make you invincible. Yes, invest, have fun, but remember the basics. Budgeting, debt repayment, and savings are the cornerstone, dude. As in martial arts, you must master the basics before throwing exotic kicks. Slow and steady wins the money race

Honestly, this is one of the right answers I've been looking for. It's not easy if you continue to consume theories that are sometimes quite floating. I agree more that someone must understand the basics of managing finances so as not to fall into a vicious circle. I don't have many sources of income, but even though I only have one source, I want to set aside some savings to meet urgent needs in the future. However, investment is also good but doesn't seem suitable for some people who have minimal sources of income.

however, this is also included in financial arrangements. Bad financial management will result in poor financial conditions. We do need to fulfill basic things such as paying for basic needs, saving, and so on. However, we also need to think about investment strategies. This will really help us in the future when we have no source of income. However, all aspects of finance are very important, we need to learn the basics so that we can meet all the necessary needs now and in the future.

[leonair]

Investments are fun, but they're not everything, right? I know saving money isn't as exciting as bitcoin. Your savings account is your safety nett, guy. The punches of life hit you. Unexpected costs? Job lost? Wow, savings saved you

In no way am I anti-investing. Good tool, but only one in the toolbox. Right? You wouldn't build a house with a hammer. You must diversify your finances. Don't wager everything. That dollar-cost-averaging thing is sensible and consistent, but not magical. Research and comprehend the dangers. Buying in bits doesn't make you invincible. Yes, invest, have fun, but remember the basics. Budgeting, debt repayment, and savings are the cornerstone, dude. As in martial arts, you must master the basics before throwing exotic kicks. Slow and steady wins the money race

Honestly, this is one of the right answers I've been looking for. It's not easy if you continue to consume theories that are sometimes quite floating. I agree more that someone must understand the basics of managing finances so as not to fall into a vicious circle. I don't have many sources of income, but even though I only have one source, I want to set aside some savings to meet urgent needs in the future. However, investment is also good but doesn't seem suitable for some people who have minimal sources of income.

however, this is also included in financial arrangements. Bad financial management will result in poor financial conditions. We do need to fulfill basic things such as paying for basic needs, saving, and so on. However, we also need to think about investment strategies. This will really help us in the future when we have no source of income. However, all aspects of finance are very important, we need to learn the basics so that we can meet all the necessary needs now and in the future.

Savings is a power of the future.  But if you save in an asset instead of saving in fiat money, you will get profit from it besides saving that money. So at present focus should be given on investment rather than only money savings.  And should have a good understanding of investment strategies. Then this future will be bright. For this one should have a good understanding of money management as well as a good understanding of investments

[Jody.Drummer]

however, this is also included in financial arrangements. Bad financial management will result in poor financial conditions. We do need to fulfill basic things such as paying for basic needs, saving, and so on. However, we also need to think about investment strategies. This will really help us in the future when we have no source of income. However, all aspects of finance are very important, we need to learn the basics so that we can meet all the necessary needs now and in the future.

That's clear, if you don't manage your money well then it will be difficult to save even though you have to. In general, people who don't have a job or income, maybe it's still natural that they can't save unless they force themselves to save by setting aside their pocket money. which he got from his parents. However, for those who already have a job and already have an income, they should be able to manage their finances well by being able to meet their basic needs and set aside some money for savings, even though there are those who only work for barely enough wages to meet their basic needs but don't there is no harm in trying for better results.

that's true, indeed investment can help us in the future, because investment can be done if you already have a good understanding, unfortunately only certain people do this even though they already have more than enough income but if they don't have the feeling to invest then don't If this happens, maybe they would prefer to save it in the bank, but that is also pretty good money management.

[wmaurik]

I support every word. When I was younger, I took money very lightly. It came today and it will come tomorrow. But I'd rather save at least a small part of it. I am glad that at least now I have an understanding of financial literacy. I think you should always save money. It's even better when you know how to reinvest these savings.

If at this time you are aware of how to use money and also understand how to save money through the knowledge you have gained in financial literacy. Of course you also won't be so afraid to make investments in assets that can bring you more money in the future and in this case I think you also already know that investments like Bitcoin are worthy enough for you to rely on as a future investment even though you also You can consider investing in other things as long as you have enough knowledge about them.

But when it comes to saving money, you also have to realize that the value of money will not always be the same if you can make comparisons through the prices of things you usually buy with money. So you only need to save enough money because the rest would be better to direct into investments that can provide more value to each of us in the future.

[AnonBitCoiner]

Savings is a power of the future.  But if you save in an asset instead of saving in fiat money, you will get profit from it besides saving that money. So at present focus should be given on investment rather than only money savings.  And should have a good understanding of investment strategies. Then this future will be bright. For this one should have a good understanding of money management as well as a good understanding of investments

Investment and saving both are necessary because saving can help you during an emergency while investment helps you to earn well in the future when you don't have the ability to earn lots of money to manage your life expenses.

I want to say that we should not focus on only one but should keep continuing both of them as ignoring any of these can be harmful for us. Divide your saved amount and use 50% for each so you can handle all the situations either it's a matter of emergency or it's a matter of salary for the future.

[stomachgrowls]

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance. 

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well. 

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Always set back up plans on which it wont really be just that Plan B's but rather going into further more on which we know that there's no assurance that we could really be having on this world on which
there's no assurance that you wouldnt really be experiencing those crisis on which financial back ups would really be that relevant or something that recommended.

The thing on here is that not all people would really be given out that kind of opportunity on having that good financial condition or state. We are still thriving on day to day basis
on trying out to attain or achieve such state. We do know that tons of people doesnt have that enough salary or finances on supporting on day to day living.
For those who does have then consider yourself lucky because conditions or situations will really vary person to person.

It would really be just that common sense on what are the ideal things that you would really be needing up to considered to be prepared.

[Riginac111]

Actually many people does not know how to save money both of them know how to spend the money so what we successful in life will have to learn have to keep saving money in different way because my you have money I'm the after everything you does not have money again it remains a man to be depressed in life and they eat also shortcut to the life of any living soul so so keeping your money and a good conduct will make you not to fall

[junder]

Savings is a power of the future.  But if you save in an asset instead of saving in fiat money, you will get profit from it besides saving that money. So at present focus should be given on investment rather than only money savings.  And should have a good understanding of investment strategies. Then this future will be bright. For this one should have a good understanding of money management as well as a good understanding of investments

Indeed, we must be able to carry out this act of saving because in my opinion this is one way to prepare for a better future, such as by preparing capital to open a business or to get married (if you are still single). Everyone's thoughts are of course different, not everyone is happy with saving or investing, because each person certainly has their own thoughts and their own desires. but what is clear is that they definitely want a better future and that must be prepared by saving which is one way of managing money which is quite good, with those who save but don't invest it doesn't mean they can't manage their finances well because even saving is included. good money management. because I'm sure those who save but don't invest have their own reasons.

If you want to invest, of course you need good knowledge and understanding first so you can invest well so you can try to avoid losses that might occur. maybe with those who save but don't invest because this is the problem or they are not interested in investing at all so they prefer to save their money like in an official bank.

[Wakate]

Actually many people does not know how to save money both of them know how to spend the money so what we successful in life will have to learn have to keep saving money in different way because my you have money I'm the after everything you does not have money again it remains a man to be depressed in life and they eat also shortcut to the life of any living soul so so keeping your money and a good conduct will make you not to fall

I think we really have to learn how to save now y so that we are not going to be a slave of money. The only way we could keep making money is through the ones we have saved especially when we invest the funds for something else. We need to alm down and make sure that we don't end up putting our funds in an investment that would later crumble due to our mistakes and not following advice that would help us to keep going. Money is very important in everything we are doing and that is a good reason for us to be patient and make good use of what we have so we don't go begging afterwards. As we are making money, it is good we always save so we can have what to spend always.

[Muba20]

Actually many people does not know how to save money both of them know how to spend the money so what we successful in life will have to learn have to keep saving money in different way because my you have money I'm the after everything you does not have money again it remains a man to be depressed in life and they eat also shortcut to the life of any living soul so so keeping your money and a good conduct will make you not to fall

After a certain time man cannot earn much money if he wants. So he should also plan to retain his money during the period in which he will be able to earn money. Holding money is not a simple task. For some it may be easy to earn money but he cannot retain money and for some it is difficult to earn money. If one wants to earn money as well as keep it, he must educate himself accordingly. You have to prepare yourself that way. After earning, they can't progress much if they spend it recklessly. For this they must make some sacrifices. Focus well on how to keep your saved money and how you spend it.

[Oasisman]

Investing is popular, and everyone wants Bitcoin. There's no miraculous money machine here. You must first secure your money before multiplying it. Crypto is seductive. It's volatile too. A rollercoaster, not smooth. Not for the faint of heart, this game makes and loses fortunes overnight. You must continually learn, adapt, and take risks. Investing is crucial, but not everything. Never put all your crypto eggs in one basket. That's disastrous. Start with reliable investments. Create a foundation. Only if you can handle the volatility can you dive into crypto

Despite BTC being volatile, I think it can still be considered to as reliable because it already existed for more than a decade now. We can start and create a foundation here but before that, we need to study how it works first, practice, and start with small amounts.

Probably not everyone who has been into crypto considered this, especially those who just jumped into the hype and the rising popularity of bitcoin since a lot of people are already profiting from it. Some people may think bitcoin will give them fortune in a short term period, but nah we all know that won't gonna be the case for 1-3 years when you don't have enough capital to double in a 4 year cycle, because most likely, for those who just bought their first bitcoin chances are, they are just going to double their money when bitcoin makes another run and hit another ATH. The good thing is, bitcoin is almost a guaranteed profit compared to any alts in the market, that's why some investors who have been here long enough to understand how bitcoin works, consider it a place where they can save their money.