Take care of your money and learn to save.

[Justbillywitt]

Money's fine, I guess, but real friends who have your back are way more important.  Close friends stick with you through good times and bad. Not just when you're pickin' up the tab at the bar!  So be wise how you spend, not throwing money around just cause you got it now.  Buy things you really like but save some for later, and you'll find yourself with true genuine people who care about the real you.  And not with fake friends, who only care about your money.

Yes true friends are really important and you can only find this kind of friends when you haven't gotten money, when you were still struggling. When you have started seeing money it will be difficult to understand who is a true friend. No matter how much wealth you have amassed, you should never forget the few friends that were there for you because they are the real friends. Many make this mistake, the moment they have made money, they tend to forget those old friends that were with them and go for brand new friends thinking that they are the people who now matches his new status and standard. He/she has forgotten that what he thinks is the new standard are just there because of his money and the moment the money is not there they will all run away. There is nothing bad if you upgrade the standard of those your old friends that were with you when you had no funds. If you change their lives and invest in them, if you eventually go broke tomorrow, they will be there to raise you up again. They will be happy to support you.

[Dewi Aries]

Savings is good for emergency purposes but if you are Saving you can even split the money into two so that you can invest one part and then keep the other part for when you need money to attend to one or two emergency that way you can avoid borrowing. Because consistently borrowing money for emergency always is not advisable. Some people are still finding it very difficult to save for some various reasons so are use to spending on unnecessary things. You have to learn to remove your eyes from so many things. And sometimes luxury brings destruction because you will always want to get everything.

The better we start measuring money the better because if things is not the same anymore now expenses have increased because of inflation so we just have to find ways to increase how we make money and also reduce the way we spend that is the most important thing because if you don't learn to manage money you will always find your self in financial crisis.

It's true, it's best not to live in debt because debt usually makes us feel uneasy. If you only borrow money once for an emergency, maybe it won't be a problem, but don't make it a habit to borrow money when you're in an emergency, when The situation is better, we must be able to try to make more money and be able to set aside some money for savings because by having money saved, one of the goals is to handle emergencies that occur. although there are people who are still not used to saving because they only think about temporary styles. and I think this happens a lot with young people who are carried away by their social environment which demands everything that is luxurious.

It's true what you said, if we don't learn or can't manage our finances well then it's likely that we will only experience a financial crisis and that can apply in the long term, which can also involve us borrowing money when we are in a state of financial crisis. Therefore, it is very important to be able to manage finances well to prevent things from happening that could make us experience undesirable situations.

[Fivestar4everMVP]

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance. 

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well. 

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Money saved is as good as money spent, why?, its simple, it's because one sure thing that have pleagued our fiat currencies and system is devaluation of its worth, buying power; which is majorly catalized by inflation, you can save a hundred thousand dollars today in your fiat currency, and today, that same amount of money can buy you a complete estate, but you did be surprised to come back in the next five to ten years to discover that you will have to add like extra fifty thousand dollar to buy the same estate.

So, in essence, it's better to invest money than save money, saving money never gets one out of poverty, it's invested money that does.

[MissNonFall9]

It is too late to save to buy a house or car or other necessities or luxuries. Because savings is what is left from income minus expenses, but if one wants to buy a house or a car or luxury goods in a relatively short period of time then one must focus on investing. But it is also very important to save which helps us to face future unexpected situations. So my theme is to save at least a part of what is left after deducting the expenses from the income and use the rest for investments that will help us meet all our needs.

The theme that you developed is actually quite suitable to be applied by everyone in any condition because it will not only help us to meet the needs we need, but can also help us fight bad conditions such as inflation and other things such as unexpected in life. Because someone who is able to save a little money and invest with the remaining money from his monthly income will definitely feel that things are better in his own life because he has actually helped his own future and made it better.

And for this we need to increase our potential income as fast as possible to stabilize and secure our future life. So we have to identify the potential income areas and get down to work and make strong efforts to increase the income so that there are no obstacles ahead to achieve the set goals and objectives. Finally thanks for your support on my theme.

[Fredomago]

It is too late to save to buy a house or car or other necessities or luxuries. Because savings is what is left from income minus expenses, but if one wants to buy a house or a car or luxury goods in a relatively short period of time then one must focus on investing. But it is also very important to save which helps us to face future unexpected situations. So my theme is to save at least a part of what is left after deducting the expenses from the income and use the rest for investments that will help us meet all our needs.

The theme that you developed is actually quite suitable to be applied by everyone in any condition because it will not only help us to meet the needs we need, but can also help us fight bad conditions such as inflation and other things such as unexpected in life. Because someone who is able to save a little money and invest with the remaining money from his monthly income will definitely feel that things are better in his own life because he has actually helped his own future and made it better.

And for this we need to increase our potential income as fast as possible to stabilize and secure our future life. So we have to identify the potential income areas and get down to work and make strong efforts to increase the income so that there are no obstacles ahead to achieve the set goals and objectives. Finally thanks for your support on my theme.

Yeah right, that's the best thing to do, take actions and make sure that you are in-line with your plans, it's for your future and establishing your finances as early as possible will give you a better life, there are young wise people who manage to work with their dreams and manage to work it the right way.

They able to save and make things works in terms of limiting their expenses and only use the money that they need and not for what they want, very important to learn that basic principle and make sure to apply it in your everyday life.

[slapper]

Savings is good for emergency purposes but if you are Saving you can even split the money into two so that you can invest one part and then keep the other part for when you need money to attend to one or two emergency that way you can avoid borrowing. Because consistently borrowing money for emergency always is not advisable. Some people are still finding it very difficult to save for some various reasons so are use to spending on unnecessary things. You have to learn to remove your eyes from so many things. And sometimes luxury brings destruction because you will always want to get everything.

The better we start measuring money the better because if things is not the same anymore now expenses have increased because of inflation so we just have to find ways to increase how we make money and also reduce the way we spend that is the most important thing because if you don't learn to manage money you will always find your self in financial crisis.

It's true, it's best not to live in debt because debt usually makes us feel uneasy. If you only borrow money once for an emergency, maybe it won't be a problem, but don't make it a habit to borrow money when you're in an emergency, when The situation is better, we must be able to try to make more money and be able to set aside some money for savings because by having money saved, one of the goals is to handle emergencies that occur. although there are people who are still not used to saving because they only think about temporary styles. and I think this happens a lot with young people who are carried away by their social environment which demands everything that is luxurious.

It's true what you said, if we don't learn or can't manage our finances well then it's likely that we will only experience a financial crisis and that can apply in the long term, which can also involve us borrowing money when we are in a state of financial crisis. Therefore, it is very important to be able to manage finances well to prevent things from happening that could make us experience undesirable situations.

Forget that "avoiding debt" nonsense; that's the bare minimum. Building a strong financial fortress is like a middle finger to future economic meltdowns. I said it. It's crazy that so many of us live paycheck-to-paycheck and regard our savings accounts like piggy banks. We should invest that money in several revenue streams. Not simply a side gig, but a diverse portfolio of investments that generate cash flow even when the world falls apart

Traditional views of savings as a "emergency fund" are holding us back. Man, life is too short to be cheap. Our future empire should start with funds. If we taught financial literacy this way, kids could be less afraid of money. Instead of preaching budgeting and debt repayment, we should educate children wealth creation. Imagine if every American child had the tools to succeed financially. That's my ideal future

[SOKO-DEKE]

Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.

It is always better to have savings in case of any future emergency. Whatever amount someone is earning as salary or wages, we should always try to have savings so that if any emergency comes up, we can solve it. Many people do not always have savings, relying on the fact that they are not receiving a reasonable amount. However, when we plan well, even the amount we are seeing is not that much, we can still have savings. Investment is also very important if we have money to invest because that is the only way that someone's money will grow.If we look well and invest wisely, and have separate savings to avoid attempting to invest everything, life will be easier. Even if any emergency comes up, it will not be a big worry for us.

[Fredomago]

Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.

It is always better to have savings in case of any future emergency. Whatever amount someone is earning as salary or wages, we should always try to have savings so that if any emergency comes up, we can solve it. Many people do not always have savings, relying on the fact that they are not receiving a reasonable amount. However, when we plan well, even the amount we are seeing is not that much, we can still have savings. Investment is also very important if we have money to invest because that is the only way that someone's money will grow.If we look well and invest wisely, and have separate savings to avoid attempting to invest everything, life will be easier. Even if any emergency comes up, it will not be a big worry for us.

Following you, with investment it allows your money to grow and work for you, it's better to have that portion when do you have savings on your account not just a pure savings but also something that will allow you to earn while using your save money,  but also it's needed to separate those two as there's always emergencies that we needed to address, split your savings that will alow you to fill your needs in case that you'll need to take of something that needed an immediate response that will affects your finances.

[dunfida]

Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.

It is always better to have savings in case of any future emergency. Whatever amount someone is earning as salary or wages, we should always try to have savings so that if any emergency comes up, we can solve it. Many people do not always have savings, relying on the fact that they are not receiving a reasonable amount. However, when we plan well, even the amount we are seeing is not that much, we can still have savings. Investment is also very important if we have money to invest because that is the only way that someone's money will grow.If we look well and invest wisely, and have separate savings to avoid attempting to invest everything, life will be easier. Even if any emergency comes up, it will not be a big worry for us.

Following you, with investment it allows your money to grow and work for you, it's better to have that portion when do you have savings on your account not just a pure savings but also something that will allow you to earn while using your save money,  but also it's needed to separate those two as there's always emergencies that we needed to address, split your savings that will alow you to fill your needs in case that you'll need to take of something that needed an immediate response that will affects your finances.

There should really be that a division and this is something that you should really need to consider on which we know that on the moment that you've seen yourself on such condition and having those set up plans
about this and that, then it would really be just that right that you would really be needing up that proper planning and this is something which is really that recommended on doing so. Taking care of your money and tending to maintain out that flow of income on which this is the primary target that all of us would really be trying out to do so. Saving up would really be something that will really be just that in default and this is something that needs up to be considered because not all the time we would really be having that good stable income or money or financial condition.

You would really be able to make yourself having that back up on the moment that you will really be having those savings and this is something that you should really be watching out because
trying out not to put up some allocation in savings will really be imposing those potential problems.

[~speedx~]

Money should always be respected. Because without money we cannot manage our life even a day. When we own a lot of money, we forget to value that money and spend recklessly. Which is not right at all. Just because we have money, it cannot be misused.  The wealthy today will become poor.  Therefore, it is better to spend money always thinking and thinking.

[wmaurik]

And for this we need to increase our potential income as fast as possible to stabilize and secure our future life. So we have to identify the potential income areas and get down to work and make strong efforts to increase the income so that there are no obstacles ahead to achieve the set goals and objectives. Finally thanks for your support on my theme.

There's no need to thank you, mate, because everyone has to have good targets for themselves, so it wouldn't be surprising if there were many people who want to support the same theme as long as the theme can run well and produce better things for them. our respective lives. Because in order to increase your income potential, you really need to look at opportunities and opportunities that exist in several different places so that we ourselves can set a plan to achieve these opportunities well enough.

[Reincarnated Sat]

Is very important to save, if you are working and you are not saving you are in a big problem because if you don't save you will always be in debt savings help when you have emergency issues so if you don't have savings you will end up going to borrow in other to solve the emergency that is why is always advised to have savings.
I have seen the benefits of savings in my life, I was had an issue that was very serious and I was out of cash no money all I did was to dip hands into my savings to solve the issue.
If you don't save you will always borrow and is very bad because of the interest rate you will keep paying.

[kawetsriyanto]

Following you, with investment it allows your money to grow and work for you, it's better to have that portion when do you have savings on your account not just a pure savings but also something that will allow you to earn while using your save money,  but also it's needed to separate those two as there's always emergencies that we needed to address, split your savings that will alow you to fill your needs in case that you'll need to take of something that needed an immediate response that will affects your finances.

Agree. If we have a lot of money in our saving accounts, it is better to use some of the money for investment. If we only save the money, they will never grow and there is no chance to multiply the amount of the money. Investment is the way to get additional money in the future, it is very unfortunate if we keep all the money in saving accounts without using them for something more profitable.

However, there should be certain allocation for saving and investment. It is also not a wise decision if we use all the money for investment because investment also doesn't guarantee profits. And even some investments can be very risky, for example crypto investment. So we must be wise to choose the investment, we may need to diversify it into 2 type of investment. I myself, trying to invest in both low risk assets and high risk assets. Besides I invest in Bitcoin and altcoins, I also invest in lands and Gold. I think this way will be more secure for our investment.

[btc78]

Agree. If we have a lot of money in our saving accounts, it is better to use some of the money for investment. If we only save the money, they will never grow and there is no chance to multiply the amount of the money. Investment is the way to get additional money in the future, it is very unfortunate if we keep all the money in saving accounts without using them for something more profitable.

I think many are afraid to go and invest their money because let us all be honest, investing has risks and even if it is generally recommended there are still chances of losses occurring

But they should try to remove that fear because nothing will happen if they don't try to take that next step forward. A brave person is a person with big dreams

[Sebas.tian]

Do everything possible to protect your funds, because it will make you not to experience any financial challenge in the future when you have funds, and it will be easy for you to get whatever you want to satisfy your body and spirit, and it will be difficult for people around you to look down on you. As an investors, you don't need to spend your money anyhow where there are investment to invest, because opportunity can come at anytime in the community which you need funds to embrace the opportunity and if you have the funds with you at the moment, it will be very easy for you to embrace the opportunity to have potential income to achieve in the future. If you don't know how to save funds, I think, is never too late for such people to learn how to save funds for future purpose, because it can help humanity to solve so many challenge that will bring peace of mind.

[AirtelBuzz]

Money should always be respected. Because without money we cannot manage our life even a day. When we own a lot of money, we forget to value that money and spend recklessly. Which is not right at all. Just because we have money, it cannot be misused.  The wealthy today will become poor.  Therefore, it is better to spend money always thinking and thinking.

Money is at the root of every human being's life and happiness. It is almost impossible to go through our lives without money now. Just as money is important for life, spending money properly is also important for us. Money should never be spent in wrong way or recklessly or frivolously. Because if you have money today, you may not tomorrow. So spend money properly so as not to overspend and save for the future. If we can take care of our earned money and keep it as savings for future it can give us financial stability later on. People who don't think about the future or even save have to ask people for financial help when they are in danger later. So for us to not have to do this problem we have to save for this.

Also, if you have a large amount of money saved, you can invest some of it. It has the potential to increase your savings.

[cryptomaniac_xxx]

Agree. If we have a lot of money in our saving accounts, it is better to use some of the money for investment. If we only save the money, they will never grow and there is no chance to multiply the amount of the money. Investment is the way to get additional money in the future, it is very unfortunate if we keep all the money in saving accounts without using them for something more profitable.

I think many are afraid to go and invest their money because let us all be honest, investing has risks and even if it is generally recommended there are still chances of losses occurring

But they should try to remove that fear because nothing will happen if they don't try to take that next step forward. A brave person is a person with big dreams

It's just normal, this is what we call the fear of unknown. And everyone has this kind of fear, but as just what we have, we should face our fears so that we can go over the next step in our lives. So investing is kinda like that, we don't know what's going to happen to us in the future in the money that we are going to put maybe it will give us profit or it will give us a big lose.

And me taking a walk and exercise, I have this thoughts in my mind. The" what if", so for me it's better to take that big risk, and be brave and at least we should not regret something in our lives. And so far I would say that it is paying off as I will say that I'm in the net positive as far as ROI goes.

[Fredomago]

Following you, with investment it allows your money to grow and work for you, it's better to have that portion when do you have savings on your account not just a pure savings but also something that will allow you to earn while using your save money,  but also it's needed to separate those two as there's always emergencies that we needed to address, split your savings that will alow you to fill your needs in case that you'll need to take of something that needed an immediate response that will affects your finances.

Agree. If we have a lot of money in our saving accounts, it is better to use some of the money for investment. If we only save the money, they will never grow and there is no chance to multiply the amount of the money. Investment is the way to get additional money in the future, it is very unfortunate if we keep all the money in saving accounts without using them for something more profitable.

However, there should be certain allocation for saving and investment. It is also not a wise decision if we use all the money for investment because investment also doesn't guarantee profits. And even some investments can be very risky, for example crypto investment. So we must be wise to choose the investment, we may need to diversify it into 2 type of investment. I myself, trying to invest in both low risk assets and high risk assets. Besides I invest in Bitcoin and altcoins, I also invest in lands and Gold. I think this way will be more secure for our investment.

Indeed, not all investment are guaranteed to bring profits you also need to work on it in terms of studying before taking your steps, there are investment where you can really make some decent benefits if you assess it right, not just a savings but allow your money to work for you and make it grow while portion of it are being save for emergency,

It's on how a person manage to control his ownself and how he will manifest with visions that he's aiming when investing to something, more on you hard work that will be paid off when the time comes and allow you to enjoy being convenient in terms of financial aspects.

[erep]

However, there should be certain allocation for saving and investment. It is also not a wise decision if we use all the money for investment because investment also doesn't guarantee profits. And even some investments can be very risky, for example crypto investment. So we must be wise to choose the investment, we may need to diversify it into 2 type of investment. I myself, trying to invest in both low risk assets and high risk assets. Besides I invest in Bitcoin and altcoins, I also invest in lands and Gold. I think this way will be more secure for our investment.

I pay attention to your explanation above, you added investment options for altcoins and you have to be careful in adding altcoins for a high investment budget, I think a 20% budget for crypto investment allocation might be feasible for altcoin investment to seek alternative profits, but the risks are very If you choose the wrong altcoin, the altcoin can lose its value and you will experience a total loss.

The most appropriate and low-risk types of investments are property and gold, so budget a high allocation for both options and add some to your crypto investment budget. So wait for the moment when the crypto market corrects and make sure you understand DCA investment to always buy bitcoin at the lowest price gradually

[Peanutswar]

Yeah right, that's the best thing to do, take actions and make sure that you are in-line with your plans, it's for your future and establishing your finances as early as possible will give you a better life, there are young wise people who manage to work with their dreams and manage to work it the right way.

They able to save and make things works in terms of limiting their expenses and only use the money that they need and not for what they want, very important to learn that basic principle and make sure to apply it in your everyday life.

As per internet are currently getting trend now young ones know know with the different aspect of getting wealth some of them interested into more in health they invested a lot, some of them in terms of how to get an instant millionaire at a young age which is good to us at their time they are now aware with their surroundings and how to become a wise person but of yours some of them have different track could be they have a mentor or guidance by the other people or they will learn through out their journey with their experience they will now learn to create their own path once they lost they can trace it back whats their goal. I guess one of the factor recently is the lifestyle inflation people want to follow the trend but they have limited budget and they use those money to flex to other people instead saving and use the money to savings, or a form of investment that will bring more money to them in the future.