Take care of your money and learn to save.

[uswa56]

Indeed, not all investment are guaranteed to bring profits you also need to work on it in terms of studying before taking your steps, there are investment where you can really make some decent benefits if you assess it right, not just a savings but allow your money to work for you and make it grow while portion of it are being save for emergency,

It's on how a person manage to control his ownself and how he will manifest with visions that he's aiming when investing to something, more on you hard work that will be paid off when the time comes and allow you to enjoy being convenient in terms of financial aspects.

Learning about investment before deciding to invest is of course very good because they will be able to organize a good plan before deciding to invest because by having a good plan this will of course run well and can generate profits from running the investment. and dividing the funds that we will invest and also funds for emergency needs is of course very important because with these funds we certainly don't have to take the funds that we have invested so that we can still carry out investments and can look forward to the targets that we have set for the investments that we carry out.

[Adiljutt156]

People are always in a routine, your and your family's life is running on your monthly income. The standard of living of a person in the world is such that when you are spending your money on yourself and your family, that person is struggling at maximum time to meet all the needs of the family and cannot save money at the end of the month. Money is the most important in future life, maximum time when money is needed When someone in the family falls seriously ill, he needs a lot of money for his treatment. If you do not learn to accumulate and save money from the beginning, you will be forced to sell your important assets such as the land where you live. Even if you think about your future life, you should at least develop the habit of saving money.

saving some parts of money is very essential. if you don't save today, a day shall come that  you will need it and it might be too late. one most discipline himself or herself today so tomorrow he or she will enjoy it when the needs comes.  save and when saving, make sure you are saving wisely. That is, consider some factors like inflation, deflation and recession. So for the above reason, it will be advisable to invest sometimes rather than saving.

Continuing to save in various situations of course this will be difficult to do and if you can do this of course it will be very good, but if the income we have is only enough for the needs we need of course it is impossible for us to save and we must be able to have additional income so that we can save and to be able to have additional income, because it is impossible for us to save without having sufficient income to meet our needs and only then can we save, refrain from spending the money we have on needs that we don't need of course We must be able to avoid this so that we can still leave some of the income we have after meeting basic needs so we can save and for those who are disciplined in managing their finances well, they will certainly be able to have savings.

Discipline is one of the first step to take when saving. for you to be able to save,  you need to reduce your expenditures since it not necessary for your income to increase your are the one to adjust your self. You need to adjust some material like food, shelter, clothes and academic.
in the aspect of food, you must not necessarily eat three times a day. In shelter, you must not suffer your self to have air conditioner in all of your rooms. ceiling fans should be okay. For clothes, you must not sew new clothes every month. wash the one you have and iron them. life goes on. And for the academic, you must not necessarily go to the most expensive school.

Sometimes, more money can't help you but you can manage the situations by saving. Before investing,one should save a small amount of money ,it may be 20 percent,it may be 10 percent and may be less by depending on your situations and your compatibility. One every person should save money and then he should invest in good investments like he can buy gold, silver ,good stocks . But by doing any kind of investment,he should research on the path he choosed to follow. If you researches a lot about investment and you read a books on investment, you will get multiple returns on your investment and you will be happy in future.

[hyudien]

Learning about investment before deciding to invest is of course very good because they will be able to organize a good plan before deciding to invest because by having a good plan this will of course run well and can generate profits from running the investment. and dividing the funds that we will invest and also funds for emergency needs is of course very important because with these funds we certainly don't have to take the funds that we have invested so that we can still carry out investments and can look forward to the targets that we have set for the investments that we carry out.

Having a good plan may not necessarily produce good results, but we should do our best by having a good plan when we are going to do something and considering it carefully so that undesirable things don't happen. Investment is something that is related to profits and losses, but it is clear that many people invest because they want profits. Profits can be obtained if we do it well, one way is to consider everything before doing it, which can be taken into consideration to reduce the risk of loss.
However, it is better to invest when our finances are stable. If your finances are not yet stable, don't force yourself to invest, because in general we must be able to have emergency funds before investing because of course profitable investments are long-term investments, and this is not easy to do. by everyone. When we have stable finances where we can meet our needs comfortably and without any disturbances and have savings and emergency funds, then there is an opportunity to invest as long as it is accompanied by good knowledge and skills too.

[Jody.Drummer]

Sometimes, more money can't help you but you can manage the situations by saving. Before investing,one should save a small amount of money ,it may be 20 percent,it may be 10 percent and may be less by depending on your situations and your compatibility. One every person should save money and then he should invest in good investments like he can buy gold, silver ,good stocks . But by doing any kind of investment,he should research on the path he choosed to follow. If you researches a lot about investment and you read a books on investment, you will get multiple returns on your investment and you will be happy in future.

A happy investment is an investment that benefits us, but what we have to think about is how to make the investment we make very successful. one way that can be done is to have savings first to be able to make investments that will not be disturbed, because of course a good investment is when we do it and are not disturbed by anything including finances, therefore it is very important to have investment knowledge because to avoid losses It is in our own hands to decide what the future will be like.

Saving is very important in life, even though those who are rich don't mean they don't save, in fact those who are rich usually save in a way that can grow by itself, that is, like thinking, we all know that saving by itself doesn't guarantee that the amount can grow, but with investment of course there is opportunity to make a profit. If you are able to invest, I don't think you should think too long, when you are able to invest, what you have to do is seek knowledge about investment, the aim of which is to avoid losses.

[wmaurik]

Learning about investment before deciding to invest is of course very good because they will be able to organize a good plan before deciding to invest because by having a good plan this will of course run well and can generate profits from running the investment. and dividing the funds that we will invest and also funds for emergency needs is of course very important because with these funds we certainly don't have to take the funds that we have invested so that we can still carry out investments and can look forward to the targets that we have set for the investments that we carry out.

Understanding investment is actually not that complicated for anyone as long as everyone is willing to learn to know what assets are worth investing in and what funds are more suitable for use in certain investments. You don't need to say this in a complicated way because it will also make it more difficult for you to understand it yourself, even though everyone only needs to know the right moment to invest and also the right assets for investment. As for the funds, of course this is something that must be prepared specifically before we carry out the plan.

[Fredomago]

Learning about investment before deciding to invest is of course very good because they will be able to organize a good plan before deciding to invest because by having a good plan this will of course run well and can generate profits from running the investment. and dividing the funds that we will invest and also funds for emergency needs is of course very important because with these funds we certainly don't have to take the funds that we have invested so that we can still carry out investments and can look forward to the targets that we have set for the investments that we carry out.

Understanding investment is actually not that complicated for anyone as long as everyone is willing to learn to know what assets are worth investing in and what funds are more suitable for use in certain investments. You don't need to say this in a complicated way because it will also make it more difficult for you to understand it yourself, even though everyone only needs to know the right moment to invest and also the right assets for investment. As for the funds, of course this is something that must be prepared specifically before we carry out the plan.

Your willingness to learn is a key factor to succeed, now that technology gives us a good access to information you can do your research and study whatever venue of investment you are willing to take part, you are right in terms of conditioning your mindset you need to be positive not complicate things, that's the best thing to do when you are in the process of finding the right investment.

ALong the way, you will find what is suit to you just need a little push and carefully analyze your potential and with your hard work there's always a chance to succeed.

[wmaurik]

Your willingness to learn is a key factor to succeed, now that technology gives us a good access to information you can do your research and study whatever venue of investment you are willing to take part, you are right in terms of conditioning your mindset you need to be positive not complicate things, that's the best thing to do when you are in the process of finding the right investment.

ALong the way, you will find what is suit to you just need a little push and carefully analyze your potential and with your hard work there's always a chance to succeed.

Everyone has to be like that if they want to be successful in the work they like or that they enjoy doing in their life, as in the example of investments which are currently very diverse so that everyone always needs research before taking one of the right steps that suits themselves. And I will continue to learn and analyze whatever I like so far in order to be able to continue the work I have started before because to be successful always requires a hard process and a fairly consistent process from ourselves.

[Gaza13]

I think many are afraid to go and invest their money because let us all be honest, investing has risks and even if it is generally recommended there are still chances of losses occurring

But they should try to remove that fear because nothing will happen if they don't try to take that next step forward. A brave person is a person with big dreams

Fear when first starting or entering the world of investment is definitely a fear that will always be there for everyone, we should try rather than not try at all. In my opinion, investing is like starting a business, and without spending a lot of money like other expenses, failure is normal. If we don't try, we will never know where we failed. If we want to achieve success, of course we will definitely accept failure. Indeed, investment is full of risks, but if we choose correctly, these assets will certainly bring us profits.

[pusaka]

Your willingness to learn is a key factor to succeed, now that technology gives us a good access to information you can do your research and study whatever venue of investment you are willing to take part, you are right in terms of conditioning your mindset you need to be positive not complicate things, that's the best thing to do when you are in the process of finding the right investment.

ALong the way, you will find what is suit to you just need a little push and carefully analyze your potential and with your hard work there's always a chance to succeed.

Everyone has to be like that if they want to be successful in the work they like or that they enjoy doing in their life, as in the example of investments which are currently very diverse so that everyone always needs research before taking one of the right steps that suits themselves. And I will continue to learn and analyze whatever I like so far in order to be able to continue the work I have started before because to be successful always requires a hard process and a fairly consistent process from ourselves.

We cannot just sit still and hope that we will be approached by enormous luck to make us successful. We must be willing to learn continuously and keep working hard to do something that has good opportunities for us to take advantage of.
It's true, now is an era where it is very easy to access information. It depends on us whether we will be able to take advantage of this convenience or we will just sit there without doing anything. However, we should also not swallow the existing information completely, because there is also a lot of it that is misleading which ultimately ends in fraud, especially if it is related to money.
There are many things we can do to make ourselves better in the future, and to achieve that there is definitely a process we have to go through.

[indah rezqi]

~~ Snip ~~

Everyone has to be like that if they want to be successful in the work they like or that they enjoy doing in their life, as in the example of investments which are currently very diverse so that everyone always needs research before taking one of the right steps that suits themselves. And I will continue to learn and analyze whatever I like so far in order to be able to continue the work I have started before because to be successful always requires a hard process and a fairly consistent process from ourselves.

We cannot just sit still and hope that we will be approached by enormous luck to make us successful. We must be willing to learn continuously and keep working hard to do something that has good opportunities for us to take advantage of.
It's true, now is an era where it is very easy to access information. It depends on us whether we will be able to take advantage of this convenience or we will just sit there without doing anything. However, we should also not swallow the existing information completely, because there is also a lot of it that is misleading which ultimately ends in fraud, especially if it is related to money.
There are many things we can do to make ourselves better in the future, and to achieve that there is definitely a process we have to go through.

I think information filters are an important point in the current era, especially if we are self-taught in learning something, because we shouldn't just swallow all the information that is available. In many cases, the information we can access directly from the internet is generally useful, but it would be better if we learned from scientifically credible sources. I mean, there are lots of content creators and writers who only prioritize viewers rather than the content itself. That's where we have to be logical and critical, because this information can determine our way of thinking, simply put, we have to look at who is conveying it.

The process of achieving success will certainly never be easy, and sometimes the path is very steep, lucky for those who can achieve it within the planned time frame. In general, as we all know, consistency is the main key to success, in addition to a thorough understanding of the business plan that we want to execute. Apart from that, in the process, gratitude and patience are points that are no less important, because they really determine our motivation to achieve success.

[bangjoe]

I think many are afraid to go and invest their money because let us all be honest, investing has risks and even if it is generally recommended there are still chances of losses occurring

But they should try to remove that fear because nothing will happen if they don't try to take that next step forward. A brave person is a person with big dreams

Fear when first starting or entering the world of investment is definitely a fear that will always be there for everyone, we should try rather than not try at all. In my opinion, investing is like starting a business, and without spending a lot of money like other expenses, failure is normal. If we don't try, we will never know where we failed. If we want to achieve success, of course we will definitely accept failure. Indeed, investment is full of risks, but if we choose correctly, these assets will certainly bring us profits.

Fear is a natural thing in my opinion where they will always feel anxious, especially when they first invest it will feel very very afraid of losing money.

But there is a difference between saving to save and saving in investment assets, this is a different concept where they will always be better off saving money because they feel that they are safe and the amount does not decrease but if they save in assets such as Crypto, Bitcoin or stocks people who do not understand their knowledge will be very afraid of losing money because the market moves fluctuate and what's worse is that they don't know that saving in fiat is far worse than an investment asset.

Not talking about success or not success but talking about whether or not they will survive the evil of FIAT.

[Lanatsa]

~~ Snip ~~

Everyone has to be like that if they want to be successful in the work they like or that they enjoy doing in their life, as in the example of investments which are currently very diverse so that everyone always needs research before taking one of the right steps that suits themselves. And I will continue to learn and analyze whatever I like so far in order to be able to continue the work I have started before because to be successful always requires a hard process and a fairly consistent process from ourselves.

We cannot just sit still and hope that we will be approached by enormous luck to make us successful. We must be willing to learn continuously and keep working hard to do something that has good opportunities for us to take advantage of.
It's true, now is an era where it is very easy to access information. It depends on us whether we will be able to take advantage of this convenience or we will just sit there without doing anything. However, we should also not swallow the existing information completely, because there is also a lot of it that is misleading which ultimately ends in fraud, especially if it is related to money.
There are many things we can do to make ourselves better in the future, and to achieve that there is definitely a process we have to go through.

I think information filters are an important point in the current era, especially if we are self-taught in learning something, because we shouldn't just swallow all the information that is available. In many cases, the information we can access directly from the internet is generally useful, but it would be better if we learned from scientifically credible sources. I mean, there are lots of content creators and writers who only prioritize viewers rather than the content itself. That's where we have to be logical and critical, because this information can determine our way of thinking, simply put, we have to look at who is conveying it.

The process of achieving success will certainly never be easy, and sometimes the path is very steep, lucky for those who can achieve it within the planned time frame. In general, as we all know, consistency is the main key to success, in addition to a thorough understanding of the business plan that we want to execute. Apart from that, in the process, gratitude and patience are points that are no less important, because they really determine our motivation to achieve success.

Achieving success has never been easy and never been that could be attained on a short period of time on which this one involves that tons of hard work and time should really be spent for you to be able
to achieve something but of course it would really be never that an assured thing that you would succeed or the other way around. When it comes to information that you could really be able to get on internet on which its true that it couldnt really be always credible or something that would be ideal to be applied. This is why you should really be that careful on trying out to filter out those information and would really be just that focusing into those information on which it would really be something helpful for you and this is something that you should need to consider.

When it comes to savings and everything then it would really be that common sense. Things that would happen ahead would really be that depending on how well you do make
out those decisions along the way and this is something that will determine whether you have considering things or not.

[johnsaributua]

What I feel is in terms of psychology where when I have money that I think is a lot, the mind is calm and makes planning seem broad, I mean it's so comfortable that I don't want to go far or save/allocate the money even for business/investment because I think it's safe. Conversely, when conditions push (panic) because it is not certain to get money in the near future / already starting, thinning and want to allocate to franchises looking for more so that the whole and the rest can be used, thinking hard in a short time is useless, because the nature of investment is with a good process and arrangement. the fact that the mind responds where conditions change quickly is natural, but in general a healthy business is when it is free to manage money and can be held accountable for what the flow of funds is for wisely. different if the business is already running and only supplies additional of course developing a business will be lighter in segimngeluarkan the money. If you speak bad words even when our finances are safe, even advanced companies are still being gossiped about. I only focus on what I have and what I will do.

[kawetsriyanto]

I think many are afraid to go and invest their money because let us all be honest, investing has risks and even if it is generally recommended there are still chances of losses occurring. But they should try to remove that fear because nothing will happen if they don't try to take that next step forward. A brave person is a person with big dreams

If you have no courage, you will never try investment. Sure, no investment with no risks. It is the reason why people must have sufficient knowledge firstly before they begin investment. If we have knowledge, we can deal with the risks and know how to invest in safe ways. Knowledge is something very crucial in investment, it will determine the success. So if we have enough knowledge, we shouldn't be afraid too much anymore. We will never reach our dream if we never deal with our fear.  

I pay attention to your explanation above, you added investment options for altcoins and you have to be careful in adding altcoins for a high investment budget, I think a 20% budget for crypto investment allocation might be feasible for altcoin investment to seek alternative profits, but the risks are very If you choose the wrong altcoin, the altcoin can lose its value and you will experience a total loss.

Sure, I am aware that I must be very careful when I enclose the altcoins investment. If you read again carefully, you must realize that I categorize altcoins investment as high risk investment. True, we shouldn't allocate big funds for altcoins because it is very risky, especially for random altcoins. Basically, I only recommend top altcoins only.

[Fredomago]

Fear is a natural thing in my opinion where they will always feel anxious, especially when they first invest it will feel very very afraid of losing money.

But there is a difference between saving to save and saving in investment assets, this is a different concept where they will always be better off saving money because they feel that they are safe and the amount does not decrease but if they save in assets such as Crypto, Bitcoin or stocks people who do not understand their knowledge will be very afraid of losing money because the market moves fluctuate and what's worse is that they don't know that saving in fiat is far worse than an investment asset.

Not talking about success or not success but talking about whether or not they will survive the evil of FIAT.

I like that idea, without knowing that the value of money get lesser even you are not touching it due to inflation though the amount still the same but the value is not, if you understand how inflation works for sure you'll find ways to learn more about saving with investment, finding which assets will allow you to grow your money while you are keeping it.

More on understanding both the risk and potential as you will allow yourself to keep being positive if ever you take part in an investment that you pick to place your save money.

[Gladitorcomeback]

But there is a difference between saving to save and saving in investment assets, this is a different concept where they will always be better off saving money because they feel that they are safe and the amount does not decrease but if they save in assets such as Crypto, Bitcoin or stocks people who do not understand their knowledge will be very afraid of losing money because the market moves fluctuate and what's worse is that they don't know that saving in fiat is far worse than an investment asset.

It's not called saving if you are buying an asset with your money, that is an investment, especially if the asset you are buying is volatile and you know it. Saving is when you keep your money in a stable asset and wish to hold it until you need the funds for something in the future.

A person who is buying Bitcoin or any other cryptocurrency with their money can't say that they are saving their money in cryptocurrencies. If one wishes to save their money in cryptocurrencies then they should buy USDT, USDC, or any other stable coin which doesn't gain or lose value over time.

The concept of saving should be clear for people, mixing investments and savings can cause problems.

[Ahli38]

What I feel is in terms of psychology where when I have money that I think is a lot, the mind is calm and makes planning seem broad, I mean it's so comfortable that I don't want to go far or save/allocate the money even for business/investment because I think it's safe. Conversely, when conditions push (panic) because it is not certain to get money in the near future / already starting, thinning and want to allocate to franchises looking for more so that the whole and the rest can be used, thinking hard in a short time is useless, because the nature of investment is with a good process and arrangement. the fact that the mind responds where conditions change quickly is natural, but in general a healthy business is when it is free to manage money and can be held accountable for what the flow of funds is for wisely. different if the business is already running and only supplies additional of course developing a business will be lighter in segimngeluarkan the money. If you speak bad words even when our finances are safe, even advanced companies are still being gossiped about. I only focus on what I have and what I will do.

In this case, I cannot deny that sometimes I also have different thought patterns in different economic or financial situations. And actually this is also my weakness. For example, when I am in good financial condition, I tend to think more relaxedly and tend not to think optimally in terms of maximizing the use and development of finances. but when I'm in a situation where my financial condition is quite bad, that's when I sometimes think harder and actually get pretty good ideas for managing my finances and making good use of my money into something productive. But I always correct myself and try to continue to correct the mistakes I've made so that they don't happen again. Because I made mistakes in managing finances in the past. And I learned a lot from that experience. And the key is discipline and consistency. Investing is something that I always try to do now. And I also continue to save for an emergency fund. It's just that I don't like saving in fiat except for daily needs.

[bangjoe]

But there is a difference between saving to save and saving in investment assets, this is a different concept where they will always be better off saving money because they feel that they are safe and the amount does not decrease but if they save in assets such as Crypto, Bitcoin or stocks people who do not understand their knowledge will be very afraid of losing money because the market moves fluctuate and what's worse is that they don't know that saving in fiat is far worse than an investment asset.

It's not called saving if you are buying an asset with your money, that is an investment, especially if the asset you are buying is volatile and you know it. Saving is when you keep your money in a stable asset and wish to hold it until you need the funds for something in the future.

A person who is buying Bitcoin or any other cryptocurrency with their money can't say that they are saving their money in cryptocurrencies. If one wishes to save their money in cryptocurrencies then they should buy USDT, USDC, or any other stable coin which doesn't gain or lose value over time.

The concept of saving should be clear for people, mixing investments and savings can cause problems.

I have no problem with the way it is viewed and or mentioned, I say that your view is also not wrong about this investment and saving, as long as you know the concept or how it works I think you understand it.

But for me there is a difference in saving FIAT and also saving assets, the phrase saving can be placed anywhere without having to force yourself on an object that is fiat money / stablecoin / whose value does not fluctuate, yes in language and in terms it is correct and or in general knowledge it is the most correct thing like what you explained, but for other views like mine that break down the phrase saving not only on collecting money for future use but you can also use the phrase saving for the purchase of assets that you continuously collect slowly for your future.

[GigaBit]

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well. 

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Everyone should focus on money management. Maybe a person has a lot of money and therefore not taking care of his money is not acceptable. Because some time disaster may come. And during that time he must suffer. So I say money should be valued. Many may encourage the accumulation of money in terms of intrinsic value, but to me it seems that a person can be most profitable investing money instead of saving it. By inflation or any other economic condition of a country, saving money will lose its long-term value. And if one buys land or holds Bitcoin as a fixed asset, he can definitely get multiples of his investment in the long run.

[Nothingtodo]

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

If you are frugal, you don't care what others say.  As you learn to be frugal you will surely learn to improve your situation. If you don't listen to the negative words of people in the society and change yourself, you will never be able to improve your situation. Money is the most precious thing to spend your life.  So money is definitely needed in every aspect of life.  If you can use money properly then you can definitely establish yourself.