Muchiratsky (OP)
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May 14, 2024, 01:07:33 PM |
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Let's say you have a job that gives you the option to have your salary paid in BTC, ETC, or any other cryptocurrency, would you prefer that or would you rather still be paid in fiat? If you'd prefer crypto payment, which currency would you choose and why?
This would be your hard-earned money that can either grow on its own or shrink in value within a small time.
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un_rank
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May 14, 2024, 01:13:10 PM |
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It is my salary and I need some of it to get by each month so I will have to take some in fiat. If I am allowed to pick a percentage, I will take 70% in fiat and 30% in Bitcoin. No other cryptocurrency will be considered.
If I have to pick one, I will take 100% in fiat then buy bitcoin with the amount I want to from each pay cheque. This will change as my financial outlook changes.
- Jay -
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Lamkuthang
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May 14, 2024, 01:15:55 PM |
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I think it's easy if we have the foresight and have the spirit to invest, of course, the salary choice we take is in the form of cryptocurrencies that have long-term potential such as BTC, ETH, but if we don't have that soul, it's better to still receive a salary in Fiat instead of risking a decrease in value due to market fluctuations and later feel disturbed in carrying out work activities.
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blckhawk
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May 14, 2024, 01:19:14 PM |
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With how volatile the cryptocurrency market is, I don't think that it's ever a good idea to be doing that, another thing that's worth mentioning too is that you're going to need a stable income to be able to get yourself the essentials like rent, food, and some leisure stuff, this way you won't have any problem with them and you can invest without having to worry about selling at the wrong time because you've already covered that part. Make sure to cover the most basics first before doubling down on crypto investments, people seem to forget the risk involved that they're willing to lose a lot of money just to get in which isn't the right move.
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Jawhead999
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May 14, 2024, 01:31:01 PM |
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It depends on how many marketplace or business that accept Bitcoin as alternative payment.
If most of businesses accept Bitcoin, I would choose to receive 100 in Bitcoin (30% in Lightning Network and 70% in on chain), so I only use 30% for my monthly needs.
If most of businesses didn't accept Bitcoin, it would be 30% in fiat and 70% in Bitcoin.
The good thing to receive salary in Bitcoin is helping people to automatically DCA-ing Bitcoin every month without need to spend time to buy it.
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kryptqnick
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May 14, 2024, 01:41:57 PM |
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Bitcoin - yes, crypto - no. I'm totally okay with payments in Bitcoin, although I must admit that tax-wise and even simply comfort-wise it's easier to get local fiat currency as payment because then you can easily use it directly for anything. But even with that, I wouldn't say no to Bitcoin payments, as it's fairly simple in my country to exchange Bitcoin for local currency when needed. So the only issue is those rare times of extreme fees. Importantly, it's always possible to just buy some BTC with whatever you're getting your salary in, so it's not a major issue.
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TheUltraElite
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May 14, 2024, 01:52:20 PM |
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Considering the exorbitant taxation on bitcoin transactions in my country and that it is accepted by literally no merchant, I would prefer having fiat as a salary, if I am in a job.
So it all boils down to these factors, whether bitcoin or crypto is accepted by most merchants and shops in your city? Are the exchanges and the government in good terms about crypto? and maybe some more.
Since salary is the biggest source of money to be spent over the month, you want it in something that you can spend easily - for groceries, food and daily needs.
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dzungmobile
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May 14, 2024, 02:02:27 PM |
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Bitcoin - yes, crypto - no. I'm totally okay with payments in Bitcoin, although I must admit that tax-wise and even simply comfort-wise it's easier to get local fiat currency as payment because then you can easily use it directly for anything. But even with that, I wouldn't say no to Bitcoin payments, as it's fairly simple in my country to exchange Bitcoin for local currency when needed. So the only issue is those rare times of extreme fees.
If you can receive your bitcoin through your salary, it's good, not bad if you actually want to invest in Bitcoin with part of your salary. It is unrealistic and also unsafe to use all salary for investment in Bitcoin so the wise deal is receive only part of your salary in Bitcoin, the rest part is in your fiat currency to use directly without needs to make any on-chain transaction or to pay any tax from selling your bitcoin for fiat currency. Importantly, it's always possible to just buy some BTC with whatever you're getting your salary in, so it's not a major issue.
You will have to pay fee to purchase Bitcoin from your salary but if you receive your salary in Bitcoin, you will not have to pay that fee.
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Smack That Ace
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May 14, 2024, 02:14:21 PM |
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Let's say you have a job that gives you the option to have your salary paid in BTC, ETC, or any other cryptocurrency, would you prefer that or would you rather still be paid in fiat? If you'd prefer crypto payment, which currency would you choose and why?
This would be your hard-earned money that can either grow on its own or shrink in value within a small time.
Many people will come and tell you that fiat currencies are losing value due to inflation and they will choose bitcoin. But if it were me, I would still choose to receive my salary in fiat currency because I don't want the value of my salary to fluctuate too much. What happens when you receive your salary in bitcoin and immediately after receiving it, the price of bitcoin adjusts by 10% or even 30%? Meanwhile, that salary is not only used for investment but also for daily living needs, and losing 30% of its value is something not everyone can endure. Meanwhile, with fiat currency, I can actively invest in bitcoin after completing my monthly spending plan. For me bitcoin is more suitable for use as an investment asset, it is not suitable as a currency because of its volatility.
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Churchillvv
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May 14, 2024, 02:18:06 PM |
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For real I will certainly I would accept bitcoin specifically as payment method or as salary and I can also accept a stable coin as salary.
But the truth is that it doesn't matter what currency I get paid with whether crypto (bitcoin) or fiat but where it begins to matter is when I want to keep them, perhaps I would never save a dime for future purposes in fiat as they are all known for getting inflated over time but bitcoins volatility can be a good one as long as I'm keeping it for long but if I'm not going to save for up to 4-10 years then I would save in a stable coin but certainly not fiat.
A better option would be what the first person commented which is taking all payments in fiat then use them to purchase as such as you can.
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xLays
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May 14, 2024, 02:32:06 PM |
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I think this topic has been discussed many times here in Bitcointalk. My answer will always be the same. If I were into investment at the moment, I would receive my salary and have a choice between BTC and fiat. I would pick BTC. I would only choose fiat if I really needed it for daily use. I prioritize Bitcoin over fiat currency for long-term holding, only converting to fiat when needed for daily expenses.
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TravelMug
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May 14, 2024, 02:36:59 PM |
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Let's say you have a job that gives you the option to have your salary paid in BTC, ETC, or any other cryptocurrency, would you prefer that or would you rather still be paid in fiat? If you'd prefer crypto payment, which currency would you choose and why?
This would be your hard-earned money that can either grow on its own or shrink in value within a small time.
If you can have 50/50, fiat and BTC then it might be good for you. But I don't think there will be company willing to do that, I mean it should be 100% Bitcoin or fiat per se. And I think if I'm not mistaken, there are history as well with mayor in the US willing to received their salary on Bitcoin crypto and other sports personalities as well. They know the risk involved as well and they are willing. Mayor Adams to Receive First Paycheck in Cryptocurrency.
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Rruchi man
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May 14, 2024, 02:46:57 PM |
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Let's say you have a job that gives you the option to have your salary paid in BTC, ETC, or any other cryptocurrency, would you prefer that or would you rather still be paid in fiat? If you'd prefer crypto payment, which currency would you choose and why?
I will accept a larger percentage in fiat based on the new regulations concerning P2P in my country, which would make it a bit difficult to trade cryptocurrency to fiat once the policy gets into full effect or use fiat to purchase cryptocurrency. I will accept more in fiat, like 80%, and then the remaining 20% in BTC.
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seoincorporation
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May 14, 2024, 02:59:49 PM Last edit: May 14, 2024, 03:19:47 PM by seoincorporation |
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would you prefer that or would you rather still be paid in fiat?
I have worked for a bitcoin salary in the past, and there is no difference between getting paid in bitcoin or in fiat if you will spend the money. There could be a difference if the goal is to hold, but it's hard to hold when you have to pay bills, house rent, and other stuff. If you'd prefer crypto payment, which currency would you choose and why?
I would prefer a coin with fast confirmations and low fees, something like dogecoin or litecoin, because Bitcoin can be slow and expensive, so, it is not a good option at all.
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jrrsparkles
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May 14, 2024, 03:06:47 PM |
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Let's say you have a job that gives you the option to have your salary paid in BTC, ETC, or any other cryptocurrency, would you prefer that or would you rather still be paid in fiat? If you'd prefer crypto payment, which currency would you choose and why?
This would be your hard-earned money that can either grow on its own or shrink in value within a small time.
If we are talking about our main source of income then I would prefer the Fiat because we yet to see Bitcoin can be used for payments in day to day life, so if you recieve salary in Bitcoin then you have to convert them into fiat in anyway so you may spend extra while trading fee and withdrawal fee if there's any. Instead you can use the salary to buy Bitcoin that you intend to save any amount from your salary for future use.
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EarnOnVictor
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May 14, 2024, 03:17:15 PM |
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Let's say you have a job that gives you the option to have your salary paid in BTC, ETC, or any other cryptocurrency, would you prefer that or would you rather still be paid in fiat?
For me, I am indifferent about Fiat and Crypto payments, all that matters is for my money to reach me one way or the other. This is because my cryptos can be converted into fiat, and so is my fiat currency, it can be easily converted to any cryptocurrency of my choice, which makes this no big deal at all. If you'd prefer crypto payment, which currency would you choose and why?
If anyone thinks I will choose Bitcoin here, then that person(s) must be a joker. I will go for the coins whose transaction speed is faster and will afford me a very low fee. Litecoin or Ripple will do.
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DeathAngel
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May 14, 2024, 03:32:50 PM |
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To be honest I am deeply invested in Bitcoin but at this moment in time I prefer my salary in fiat. It’s too much of a problem to have my whole salary in Bitcoin, it makes taxes complicated & I can't pay most of my bills with Bitcoin so I prefer to buy Bitcoin with a % of my monthly wage & get the rest in fiat.
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kentrolla
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May 14, 2024, 03:43:25 PM |
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I would personally like to recieve 75% salary in my local currency and remaining 25% into Bitcoin because that's what I usually save or invest hence the 25% would be considered as an investment and I can still live comfortably without that 25%. I think everyone should risk only what they can afford to lose because if we opt for entire salary in Bitcoin and it's bearish run then what would you do?
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Zaguru12
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May 14, 2024, 03:52:21 PM |
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To be honest I am deeply invested in Bitcoin but at this moment in time I prefer my salary in fiat. It’s too much of a problem to have my whole salary in Bitcoin, it makes taxes complicated & I can't pay most of my bills with Bitcoin so I prefer to buy Bitcoin with a % of my monthly wage & get the rest in fiat.
If it’s even the only income coming then fiat could be the way out at least whenever you choose to invest in bitcoin you can still easily buy with fiat from different exchanges. The stress sometimes of converting every time to fiat will be much. Also the tax conversion burden is another issue again. If I had multiple income streams then the one that offers me bitcoin option might be the one I will take. If anyone thinks I will choose Bitcoin here, then that person(s) must be a joker. I will go for the coins whose transaction speed is faster and will afford me a very low fee. Litecoin or Ripple will do.
Picking other fast or less fee Altcoins ahead of bitcoin is probably because you want to be converting to fiat all the time maybe because it is your main source of income. If it is then why go through that route when there is fiat option available to pick and safe the hassle. Those picking bitcoin are definitely those that want to hodl and are not regular converters. I don’t see any reason why someone will pick bitcoin or Altcoins when they don’t intend to hold them
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adaseb
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May 14, 2024, 03:52:53 PM |
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Getting paid in crypto doesnt really matter. There are tons of signature promoters on bitcointalk which get paid in cryptocurrency. The issue lies more what you do with it after you receive your pay check.
Most people will just send to an exchange and sell it to a stablecoin or fiat and withdraw to their bank account. There are a few that hold the cryptocurrency for a while but those obviously are people who have some other income stream and dont depend on the paycheck to pay their bills. Since you can't really use bitcoin to pay your mortgage, car payment, grocery bill, etc.
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