Fara Chan
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May 16, 2024, 10:33:44 AM |
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Let's say you have a job that gives you the option to have your salary paid in BTC, ETC, or any other cryptocurrency, would you prefer that or would you rather still be paid in fiat? If you'd prefer crypto payment, which currency would you choose and why?
This would be your hard-earned money that can either grow on its own or shrink in value within a small time.
If I were given such a choice, I would still choose payment in Bitcoin because from Bitcoin I can still hope to get more profits when the price of the Bitcoin I received starts to increase again in the market. Meanwhile, fiat will never increase in value and even tends to fall in conditions of inflation so it looks less worthy as an option if there are better ones like Bitcoin. Although most working people out there are still quite happy with paying salaries via fiat, they will eventually set aside a little to buy Bitcoin. So what would you choose if you had such a choice?
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lovesmayfamilis
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May 16, 2024, 10:47:59 AM |
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For me, a salary in Bitcoin rather than in any other coin would be preferable. But I proceed from the fact that there is a family where one person works and fully provides everything necessary for life; the second works for investments. If you do not pay attention to the market for some time while holding Bitcoin, you will subsequently make a profit, which can be used to open an additional business that generates passive income. This is how I see all the benefits of a Bitcoin salary. But if a person does not have a spouse, it will not always be convenient to fully provide his money in crypto.
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lizarder
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May 16, 2024, 10:49:28 AM |
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Let's say you have a job that gives you the option to have your salary paid in BTC, ETC, or any other cryptocurrency, would you prefer that or would you rather still be paid in fiat? If you'd prefer crypto payment, which currency would you choose and why?
This would be your hard-earned money that can either grow on its own or shrink in value within a small time. The choice remains on bitcoin because compared to other coins bitcoin is much more reliable. Unfortunately there are no options that we can choose because in my country we still rely on fiat for all matters and bitcoin is only allowed as an investment asset. If this option were available, then I would choose 60% paid in bitcoin and another 40% in fiat currency. Because we still need fiat for the current life journey process in buying, this percentage is enough to meet my needs. The rest can be stored in bitcoin assets until it reaches its highest price and that's when I will try to sell it to get maximum profit. We rarely get this opportunity because companies or workplaces still use the old system to pay employee salaries so it will be difficult to realize in the near future.
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big kid
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May 16, 2024, 11:12:40 AM |
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I'm already receiving a salary in crypto. In USDT, and it works fine. I was receiving it in LTC, but I switched because of volatility.
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AnonBitCoiner
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May 16, 2024, 11:17:13 AM |
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I will prefer to take my salary in fiat because fiat does not have so much volatility like that of bitcoin and Bitcoin is also a successful asset but due to its volatile nature people will choose to take their salary in the form of fiat. With fiat you can buy Bitcoin whenever you want to buy it but for it you have to save the amount little by little.
If someone desires to take their salary in the form of Bitcoin then they will be profitable during bull season but during bear season they will be in loss and they will also be not able to save their Bitcoin because salary is for managing daily expenses so one will must sell their Bitcoin to sustain a better life no matter it's a bear or bull season so I think taking salary in fiat is a better option.
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Marvelockg
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May 16, 2024, 12:01:14 PM |
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Let's say you have a job that gives you the option to have your salary paid in BTC, ETC, or any other cryptocurrency, would you prefer that or would you rather still be paid in fiat? If you'd prefer crypto payment, which currency would you choose and why?
This would be your hard-earned money that can either grow on its own or shrink in value within a small time.
I would rather have a section of my salary automated into Bitcoin investment rather than receiving all my pay in BTC. Salary are meant to be spent during the month and you can't really deal with the fees Everytime you want to convert it to fiat considering the fact that you need to spend it in fiat form. It's not logically right to pay salary in BTC, and any form of short term form of holding BTC wouldn't work too well and would most likely end up creating unnecessary expenses for the holder.
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Winterfrost
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May 16, 2024, 12:34:54 PM |
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I will prefer to take my salary in fiat because fiat does not have so much volatility like that of bitcoin and Bitcoin is also a successful asset but due to its volatile nature people will choose to take their salary in the form of fiat. With fiat you can buy Bitcoin whenever you want to buy it but for it you have to save the amount little by little.
If someone desires to take their salary in the form of Bitcoin then they will be profitable during bull season but during bear season they will be in loss and they will also be not able to save their Bitcoin because salary is for managing daily expenses so one will must sell their Bitcoin to sustain a better life no matter it's a bear or bull season so I think taking salary in fiat is a better option.
I don't think it will be easy to accept in crypto, might consider Bitcoin but it should be equivalent to a specific amount. I would not want the volatile nature of the market to affect me since it is my salary that is meant to cover up my expenses. Fiat is also a good option to accept as payment but in a way it is less important, why not just continue receiving payment on the countries fiat at least it becomes less of a stress to sell and not about if the price will drop below before actually selling off.
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Bd officer
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May 16, 2024, 12:48:35 PM |
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Let's say you have a job that gives you the option to have your salary paid in BTC, ETC, or any other cryptocurrency, would you prefer that or would you rather still be paid in fiat? If you'd prefer crypto payment, which currency would you choose and why?
This would be your hard-earned money that can either grow on its own or shrink in value within a small time.
I will not accept salary in crypto. Because I don't invest my entire amount, I invest a small amount of my salary in Bitcoin using the DCA method. Now if I take salary through Bitcoin then Bitcoin price may go down, if Bitcoin price goes down then I have to sell Bitcoin at a loss. Because I spend a large part of my salary on my household. For me, fiat as salary would be better.
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Kelvinid
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win lambo...
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May 16, 2024, 12:50:36 PM |
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Factors are: First, we consider whether cryptocurrency is legal in our country or not. 2nd, if Bitcoin is accepted as a mode of payment in major establishments or not. 3rd, do we already have an idea about crypto?
If all the answers are NO, I don't think it makes sense to accept as our job salary but instead, accept fiat money. Unless, our intention is to use this for investment and we don't after receiving this every month, then taking this option is good provided that the #1 is yes and legal.
In general, we need to assess ourselves if this is applicable in our real life.
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OrangeII
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May 16, 2024, 01:18:44 PM |
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Personally, I keep these two things separate. I work to generate fiat, which I use for basic needs and savings, while on the internet, I receive cryptocurrency as income. However, if my place of work paid me in crypto and had to choose, I would choose Bitcoin, or Ethereum, or maybe Binance Coin, besides that I would also accept USDT because I feel that it is the same as fiat.
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Peanutswar
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Top Crypto Casino
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May 16, 2024, 01:36:27 PM |
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I will settle still with the fiat currency, market of crypto is volatile imagine you have a salary of per week salary of $100 and the market dumps immediately before you make a withdrawal and now you only have 70$ instead you have still other stuffs that you can buy on that loss the market burn it down, even in the institutions they are supporting the use of the fiat currency as a payment because its part of their law and easier to process related on the banks. If you will just have an extra with your salary do invest in crypto so you don't get worried about the market volatility because its just an extra money.
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Kelward
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May 16, 2024, 01:37:30 PM |
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If I have only one job and there's no other means for me to earn money to take care of my responsibilities, then I'll have no better choice than to collect my salary in fiat. This is because Bitcoin adoption has not gained popularity that you can walk into any local shop, buy things and make payments with it, because 98% will not accept it, but they will accept the country's fiat currency, also you can use fiat to buy Bitcoin for investment. Another reason why it's not advisable for low income earners to collect their salaries in Bitcoin, is during price dip, the little salary that they're managing to make ends meet will start to diminishing
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BABY SHOES
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HODL - BTC
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May 16, 2024, 02:03:18 PM |
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It depends; for example, if you work at an exchange company then most of them will accept USDT but it can also be BTC depending on what they want.
If I myself prefer in the form of fiat I am more free to spend anywhere including that back again buying BTC for bitcoin investment but this is a variation when you work in the WEB3 field the possibility of your salary in the form of crypto is agreed upon.
So when you have received a salary in fiat form, you will make the desired percentage but otherwise you can do it in crypto.
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leonair
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May 16, 2024, 02:41:09 PM |
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Let's say you have a job that gives you the option to have your salary paid in BTC, ETC, or any other cryptocurrency, would you prefer that or would you rather still be paid in fiat? If you'd prefer crypto payment, which currency would you choose and why?
This would be your hard-earned money that can either grow on its own or shrink in value within a small time.
salary is salary it shouldn’t mix with crypto. When salary gets it means you get that money after he works hard for a whole month or fixed days as per the agreement. And with this money, everyone meets the expenses of his family. So no risk should be taken by combining these funds with crypto. But if someone wants to pay me salary in Struble coins like USDT, USDC I will accept it. Because here the money will be stable and there will be no risk. the amount of money you should keep in crypto is the amount you can afford to keep there for a long time.
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synchronym
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May 16, 2024, 03:03:02 PM |
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First of all if you want to invest you have to decide what to invest first then you have to invest. If I say I will definitely prefer to invest in Bitcoin and I feel comfortable so I will choose Bitcoin. If we can invest with patience and long-term planning in Bitcoin investment, surely our fortunes can change with Bitcoin investment. In the case of Bitcoin investment, if we do not acquire enough knowledge about Bitcoin, then we will not get much success in this investment. Therefore, we must acquire enough knowledge about Bitcoin before investing. We always have to have a long-term plan in investing in Bitcoin. If we can invest with a long-term plan and check the market, we will definitely be one of the successful investors in the future. Many big investors also lose patience, so without losing patience, if we invest patiently with a long-term plan, we will definitely get a lot of success in this investment.
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Rockstarguy
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May 16, 2024, 03:37:20 PM |
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Let's say you have a job that gives you the option to have your salary paid in BTC, ETC, or any other cryptocurrency, would you prefer that or would you rather still be paid in fiat? If you'd prefer crypto payment, which currency would you choose and why?
This would be your hard-earned money that can either grow on its own or shrink in value within a small time.
Bitcoin is a better option compare to other cryptocurrencies. Accepting bitcoin as currency you can decide to covert some amount for daily use and hodl the remaining. But if it is other cryptocurrencies I will rather accept fiat. The reason for me to accept fiat is because altcoins are not reliable and I decide not to spend all my salary i won't be able to take the risk to hodl altcoins I don't believe in it. Accepting bitcoin as payment is not a bad idea expecially for those who knows the importance of hodling Bitcoin, it will be a good benefit for them and to also remind to hodl some bitcoin.
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GbitG
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May 16, 2024, 04:37:00 PM |
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Hmm, pretty interesting Topic! It has been discussed for while but anyway once again I will share my opinion with you guys! On this perceived topic. I would say it would depend on the fact that how much money I will get in my hands by the end of the transaction like after deducting taxes, transaction fees, and any other charges that may be cut from my salary overall. If I'm getting more value by accepting fiat, I don't have a problem with that because I can always buy any cryptocurrency with that if I want to, similarly, if I'm getting more money while getting paid in a cryptocurrency, I would go for that and then convert some of it to fiat if I need to. When choosing a cryptocurrency, one will also need to make sure that they are choosing one that doesn't charge a lot in transaction fees in case the company you are working with would minus that from your salary, and it is also important to note that the cryptocurrency you are choosing isn't extremely volatile at the moment of your payment because in case it drops significantly in value, you will lose money which isn't what you would want.
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oktana
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May 16, 2024, 11:38:41 PM |
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I would like to receive it in BTC. One of the downsides is that there are not many places you can use Bitcoin to pay for stuff so you’ll still have to convert to fiat at the end of the day. Another downside is the transaction fee. But getting paid in Bitcoin just feels right than in any other cryptocurrency (for me).
I don't understand why people always asks, "why not use of bitcoin for the payment?" It's simple, in America if you buy something with btc, it means you have to sell a bit of what you have and that's a taxable event. Why would anyone want to pay taxes just so they called buy a cup of coffee ? When you get paid your salary, do you not know that you pay taxes? When you get paid in cryptocurrency, you haven’t paid taxes yet but somehow the taxes come back to you and it shouldn’t be surprising. So it doesn’t matter how you choose to get paid, tax will always wait for you.
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kotajikikox
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May 17, 2024, 02:59:53 PM |
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and it is also important to note that the cryptocurrency you are choosing isn't extremely volatile at the moment of your payment because in case it drops significantly in value, you will lose money which isn't what you would want.
I guess that is where it gets tricky because salaries come in regular intervals and you are not the one who decide when it will be given to you. It is all based on a contract which you cannot really change unless you ask for an advance but I don’t think you can ask that your employer hold on to your salary for awhile until the coin get in on a good position. It’s difficult almost impossible to accurately estimate or predict the price movement of a coin.
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Solosanz
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May 17, 2024, 03:35:31 PM |
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When you get paid your salary, do you not know that you pay taxes? When you get paid in cryptocurrency, you haven’t paid taxes yet but somehow the taxes come back to you and it shouldn’t be surprising. So it doesn’t matter how you choose to get paid, tax will always wait for you.
It's incorrect. If you get paid in cryptocurrency, it's taxable event, it will count to personal income tax. When you sell or convert your cryptocurrency to fiat, it's also taxable event, but it will count as capital gains (only if you're in profit). Even though cryptocurrency get taxed two times, but you're still in profit compared to hold fiat that the price will keep depreciated over time.
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