Mame89
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If we ask buying a house or renting a house, which steps should we take? Of course, this all depends on our respective finances. If you have more money, buying a house is also important because a house is where we live in old age or for our children and grandchildren in the future. However, if our money is limited then renting a house is a good step.
If we have the money to buy a house, it's a good idea to just rent a house because by renting a house, the remaining money can be used for business so that it can generate income. So, from that income we can buy a house someday if we manage to collect the money without having to reduce the money we have for business.
Basically my advice, if you have the opportunity to do business, it's better not to buy a house yet. but if you don't understand how to do business, then invest in gold and bitcoin.
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Yatsan
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May 17, 2024, 11:35:36 PM |
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Not a financial advice but if you have the financial capability to buy or build yourself a house then this would be better. If the idea is to generate profit with a large amount of money, which is why others choose to rent, well price of a property continuously increases over the years. But if you don't have this stretch on your budget then of course renting would be a better alternative. Bottomline is long term and short term views. There are also rent to own properties which could be an option as well
But I do also like the idea of renting an apartment or house. If you're in an apartment, you could leave the house for a vacation and just advice the landlord to make you free of worries. Another is if you are having a bad neighborhood, you could just move to other rental properties. Lastly, since you will be having enough financial margin, you will have an edge to engage with investments and if it will be profitable, you could plan of purchasing a property of your own afterwards.
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batang_bitcoin
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May 17, 2024, 11:51:44 PM |
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I decided to buy a house 8 years ago... I'm still paying it off, but if I had been paying rent all these years I would have nothing of my own.
This is what I am thinking if I'll rent a house. It is going to the right place, my money is being paid off and the house will be mine even it is going to take a while. I don't mind getting such hardship through the period of time as long as I know that I can survive with that. So with renting you get nothing and the landlord is still going to rent it out with another renter while getting the profit. Well, that's an investment, a passive income that they've also planned all along.
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Rent this sig space so that BTC goes to $100k.
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freedomgo
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May 17, 2024, 11:59:06 PM |
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it really matters when you plan of how long you are going to stay in a certain place. if you have a kid and you give importance to his childhood friends and that he could have a life long friends, i guess buying would be better for he can have a place to call a home town.
if you are just in the place where you are called because you have a job. i think its best to just let your kids visit from time to time and just rent a place when you know you won't be staying for a long time.
Buying could be more appropriate if you plan to keep the place for good, like you have future plans there for investment or businesses. But if you are just here for some vacation or business, I do think renting could save more your money than buying the house. However, if you have all funds ready to buy so you can finally own it and come back any time, I guess that would be better also. Once the ownership belongs to you, you can do everything about it or even selling it in the future for a much better price.
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Webetcoins
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May 18, 2024, 04:34:22 AM |
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There are many things one needs to consider before deciding on whether they should buy a home or keep renting. The first and foremost is of course whether you can afford to buy a house or not because there is no question that if you don't have the funds to buy a house, you will have to rent out a place to live your life if you don't earn enough to pay the mortgage and you don't have enough savings to buy a house, no other option in this case.
But in case, a person thinks they have enough funds to be able to buy a house, they need to think of what their plan for the future is, whether they want to spend the rest of their life in that location and want their family and extended family to live their lives there as well, then they should go for it because your own house will have more advantages and it is not always about money. But if someone plans to move somewhere else in the future, there is no point in buying a house unless they know the market and think they can earn some profit if they buy one now and sell it later.
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Poppizo
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May 18, 2024, 05:27:09 AM |
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I will prefer buying of the house, it those not matter if you are living there the rest of your lives or not, buying of the house seem better to me because if you are to buy the house you can easily come back anytime you want, even if you rent it out before 20years you most have made a lot of profit from it so any ways buying the house is more advisable
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kotajikikox
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May 18, 2024, 06:45:37 AM |
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In my opinion, if I had the capacity to buy a house I would. Instead of renting out a very expensive one, I’ll just buy one for myself at least I do not have to worry about the lease every month. Plus, I think it would be a good investment
Real estate just becomes more and more expensive over time so I know I can sell my house when I need to move for a higher price than the one I got it for.
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zaim7413
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May 18, 2024, 07:40:29 AM |
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Buying a house will be a good investment for the future if you have the financial ability to claim the house as yours. Renting is only limited to temporary ownership as long as the rental period is still active, after that you will spend more money to extend the rental period. Of course everyone will choose the option of buying rather than renting, apart from being able to increase investment assets for the future, you also no longer need to worry about where to live. Buying is more economical than renting, even though you will spend a lot of money buying it, this amount is more economical than renting it.
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DeathAngel
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May 18, 2024, 09:23:13 AM |
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It’s better to buy a home than rent but it depends on your circumstances. If you’re working in a city you don’t plan to be for too long then renting is fine. In normal circumstances though I think it’s better to buy because eventually you will own the house with no mortgage payments & your cost of living will be pretty cheap. If you don’t buy, will your pension be enough to pay ever increasing rent when you retire?
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poodle63
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May 18, 2024, 11:14:21 AM |
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It’s better to buy a home than rent but it depends on your circumstances. If you’re working in a city you don’t plan to be for too long then renting is fine. In normal circumstances though I think it’s better to buy because eventually you will own the house with no mortgage payments & your cost of living will be pretty cheap. If you don’t buy, will your pension be enough to pay ever increasing rent when you retire?
I guess the ideal thing would be just renting place or an apartment for the sake of work so that we don't commute too long and get tired when we get home and then save whatever money left for retirement and buy a house in the country side since we all know that buying home in a city is just not a truly good option anymore, the housing price sky rocketed, the average people couldn't afford a small house but we can still afford home in country side or rather to be frank remote country side where we gonna be far away for the facilities, too unfortunate but the housing price force to, even that plan is with big requirement that we have enough salary to cover for rent and still have many left to save up and to buy foods. since from the news rents nowaday take up 70% of our salary its already ridiculous seeing from the perspective of someone who want to build wealth its just not possible anymore owning property through being an employee unless working in FAANG which known to be rather magnanimous with the salary or fortune 100 companies otherwise owning property is just a dream.
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Mrbluntzy
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May 18, 2024, 03:07:50 PM |
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In the country where I come from, if people have enough money, they preferred to buy a home. When someone doesn't have enough money here, they will rent a home and live there for several years but if they have money to buy their home they will. The reason is because they believe it's better to live in your personal owned home because you can do what ever you please. If it is a rented apartment, the owner have the right to ask you to leave if there is any issues between the both of you.
One thing about people from my country is that, we also want to buy or build a house that our kids can own to their self after we have passed on. There are many reasons why people in my country wants to personally own their home.
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HONDACD125
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May 18, 2024, 03:11:37 PM |
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but the freedom and peace of mind in own home is something more valuable I feel.
That's one of the main reasons why a person should have a home of his own. Renting might be okay, you don't need to spend a lot of money and you can get a house to live in even if you are not earning a lot of money, but the problems that one faces when renting a house must be considered as well. What if you lose your job, and don't manage to get a new job very soon? Some landlords might be good and give you some time to pay the rent, may wait for another month so that you can earn some money and pay the previous dues as well, but some wouldn't do that, they would ask you to evacuate and shift somewhere else, and that is one of the worst things to do if you ask me.
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Franctoshi
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May 18, 2024, 03:33:55 PM |
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it really matters when you plan of how long you are going to stay in a certain place. if you have a kid and you give importance to his childhood friends and that he could have a life long friends, i guess buying would be better for he can have a place to call a home town.
if you are just in the place where you are called because you have a job. i think its best to just let your kids visit from time to time and just rent a place when you know you won't be staying for a long time.
Let's take every circumstances into account first, If you are financially buoyant, and have a business I would rather go for renting a house rather than Buying a house beacuse at some point the house you are living are going to be needing some maintenance, such as painting keeping the compound clean, fixing plumbing works, huge electricity bills Beacuse you own the place, so isn't gonna be shared with anyone which happens in a rented apartment and reduces the cost, secondly at some point in life a place becomes so bored for us to live when we spend so much time in that area, So I rather use the money buy house that I will use for running of business such as hotel or a bar.
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South Park
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May 18, 2024, 05:16:24 PM |
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it really matters when you plan of how long you are going to stay in a certain place. if you have a kid and you give importance to his childhood friends and that he could have a life long friends, i guess buying would be better for he can have a place to call a home town.
if you are just in the place where you are called because you have a job. i think its best to just let your kids visit from time to time and just rent a place when you know you won't be staying for a long time.
Let's take every circumstances into account first, If you are financially buoyant, and have a business I would rather go for renting a house rather than Buying a house beacuse at some point the house you are living are going to be needing some maintenance, such as painting keeping the compound clean, fixing plumbing works, huge electricity bills Beacuse you own the place, so isn't gonna be shared with anyone which happens in a rented apartment and reduces the cost, secondly at some point in life a place becomes so bored for us to live when we spend so much time in that area, So I rather use the money buy house that I will use for running of business such as hotel or a bar. I agree, if I had the money to buy a house outright or start a business, I would prefer to start the business, real estate is severely overpriced all over the world, and it would not surprise me if another crisis related to it brought the whole world economy down once again, besides I do not like the idea of having most of my wealth tied to a piece of land that I cannot bring with me in the case I have to leave in a hurry, a thing that I love about bitcoin as you can move it all over the world with you and no one will know what you are doing.
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Hamphser
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May 18, 2024, 05:17:49 PM |
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it really matters when you plan of how long you are going to stay in a certain place. if you have a kid and you give importance to his childhood friends and that he could have a life long friends, i guess buying would be better for he can have a place to call a home town.
if you are just in the place where you are called because you have a job. i think its best to just let your kids visit from time to time and just rent a place when you know you won't be staying for a long time.
Let's take every circumstances into account first, If you are financially buoyant, and have a business I would rather go for renting a house rather than Buying a house beacuse at some point the house you are living are going to be needing some maintenance, such as painting keeping the compound clean, fixing plumbing works, huge electricity bills Beacuse you own the place, so isn't gonna be shared with anyone which happens in a rented apartment and reduces the cost, secondly at some point in life a place becomes so bored for us to live when we spend so much time in that area, So I rather use the money buy house that I will use for running of business such as hotel or a bar. When you do have some money being saved then if you are someone who is projecting some good goals and plans about being that successful person then you would be thinking on trying to make those amounts to grow or simply would be finding some income flow or stream of profits on which you do know that it wont really be that a problem on the moment that you would be finding yourself on such condition in speaking about stability or sustainance on speaking about income. On the moment that you had achieved such condition or state then you wont be able to find yourself having no problems and could be able to buy or build your own house without any financial problems just because you had already saved enough. This is why those people who do have those kind of plans will eventually be saving up that money and would be making use of those on investing or building up some business first or trying to make it roll.
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Rabata
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May 18, 2024, 06:39:10 PM |
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This matter basically depends on the person whether he buys or rents the house. If one buys a house he can undoubtedly own a fixed asset. Buying a home does not require a person to spend the same amount of money that they would have to spend on renting a home. If we consider it from the investment side a person needs lots of money to buy a house. If he doesn't spend that money on a house instead of investing in bitcoins and spends some money on home improvements, he can buy another house in the next few years. The investment is suitable for those who have relatively less money.
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AnonBitCoiner
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May 18, 2024, 07:07:45 PM |
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Nobody wants to live on rent but most of the people cannot afford to buy their own homes that's why the only way to live is to accept houses on rent. Buying a home requires more money at once while renting requires a minimum amount on a monthly basis although the amount needed for rent is more if we compared it with buying a house because we live on a rent until we buy our own house but accumulated money is not present with every person to bear the burden of buying a house.
It is all about the affordability that we will live on that source which we can easily afford. In previous age people were living together but now every single individual wants to live an independent life in another house so a single family needs lots of space to live a satisfied life and the whole family cannot live together in present age so they will mist choose a renting house for spending their life.
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Rengga Jati
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May 18, 2024, 08:19:25 PM |
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This topic has come up quite a few times over the years on this board. A lot of the discussion around it has mostly been others opinions. I found this neat little graph online (instagram) from the New York Times that compares the two. Now keep in mind one's location will certainly have an effect on which one might make more sense, even in what part of you own country you're in.
Of course, it will depend on several things that influence someone to decide or decide to buy a house or rent a home temporarily. 1. Money Money is the main reason why someone decides to buy or rent a house, if they have enough money and it meets the criteria for the house they want, it would be better for me to buy a house immediately, because the further you get here, the more the property price will rise. However, if you don't have enough money, it can't be helped, renting a house might be an option. There are indeed ways to buy a house using a credit system or a loan from a bank, but not everyone wants to do it or not everyone can do it and is approved to do it for several reasons. 2. Period of residence in the current area of residence So, the period for how long you will occupy your current domicile will also have an influence. If it's possible that it won't take long, it's better to rent a house first rather than having to bother taking care of other things to buy a house in another place. Personally, buying a house is actually one of my main targets besides a vehicle because it is for the benefit of the family. If you have settled down, the money is ready, and there is a house that is really suitable and the environment is suitable for us, then that will be my reason to buy it immediately.
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Renampun
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May 18, 2024, 08:23:32 PM |
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it really matters when you plan of how long you are going to stay in a certain place. if you have a kid and you give importance to his childhood friends and that he could have a life long friends, i guess buying would be better for he can have a place to call a home town.
if you are just in the place where you are called because you have a job. i think its best to just let your kids visit from time to time and just rent a place when you know you won't be staying for a long time.
That's right, the best moment to buy a house is when you really have decided to live long term in an area, if not then renting is the only wise way, I'm currently still renting a house, because it's still a small family that belongs to me, I had a long discussion with my partner and we both agreed to buy a house when we had decided to stay long term in an area and our children were adults, so that when they went abroad, we didn't feel burdened, the point is, don't force yourself to buy a house when the money you have can only afford renting at the moment.
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Egii Nna
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May 18, 2024, 08:34:09 PM |
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Buying and renting a home involves many considerations, including your current location, social amenities, family status, job, and many more.
When we are talking about location, it depends on the country that you are in because in some countries, you, as the owner of a house, most likely pay a tax to the government, while in other countries, it doesn’t work like that. So, if you are in the country where, as the owner, you most likely pay a tax, renting a house will be better because you won’t pay that tax, and it will save you a lot of money.
I know many will be wondering why I brought social amenities. Yes, that is also included because if you are buying a house, that definitely means you are reliable to stay there for a long period of time, which is why the social amenities that are available within that location should be considered when buying, but when renting, you don’t need to consider that much because you can leave any time you wish to.
Family status is simple: are you a parent or not? Because if you are a parent, leaving a rented apartment is not always recommended because you can leave at any time, and frequent changes in the environment for the children can make him adopt many behaviours and lifestyles that might affect him positively or negatively.
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