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Author Topic: Buying Vs Renting a Home- Which is the right move?  (Read 758 times)
BALIK
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May 21, 2024, 07:28:09 AM
 #121

The right steps and choices really depend on your own interests. I'm not at all interested in renting a house and tend to be more interested in building it myself from scratch. It doesn't take $500k to build a luxury house in my country, just $20k - $40k is enough to comfortably live in the long term.

Renting a house tends to be wise for anyone whose job forces them to move around. If they have a permanent job, then it may be wise to own their own home well that's with buying or building it from scratch. So in conclusion, I think everyone has their reasons for buying, renting or building their own house, it all really depends on interests, work or other things that are taken into consideration.


Even if your job requires you to travel a lot, at the end of your life you still need to rest, you cannot work until you die. Besides, what will happen to your family and children if you cannot own a house and move around all your life? Therefore, I think that owning a house always has advantages and advantages in the long run. People who use the excuse of having to move frequently for work are those who do not have a family and do not have enough money to own a real house.

Not to mention, even if you have to travel a lot for work, if you own a house, you can also rent it out to create a source of passive income. There are so many benefits for those who own homes and real estate.

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May 21, 2024, 09:23:57 AM
 #122

This topic has come up quite a few times over the years on this board.  A lot of the discussion around it has mostly been others opinions.  I found this neat little graph online (instagram) from the New York Times that compares the two.  Now keep in mind one's location will certainly have an effect on which one might make more sense, even in what part of you own country you're in.
There is nothing bad in buying a house or renting it, doing both, your plan and purpose for doing such matters. At times, you may not have the money to get the kind of house you want to buy, in this case, surely, you will not sleep outside or do any magic, you will have to be patient for a while until you are financially stronger enough to buy a house. In some cases, it could be a situation of relocation where you can't immediately settle for the buying of the house, and of course, you will have to rent.

Again, there are some people who have bought or built houses at some disadvantaged location, they do not have a choice, and they might still opt to rent a house for the time being. If they calculate the proximity-caused issues like the convenience of getting to work, resources to be wasted due to and fro daily, and safety, they would surely resort to renting a house in most cases. So, the two are no big deal, as safety, purpose, plan and convenience are key here.

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May 22, 2024, 12:28:24 PM
 #123

Home is an asset and most people would prefer to have their own home. It will disclose his identity and citizenship and can get a certain amount of house rent per month from the house if he has a spare room or apartment in addition to his residence.
I haven't built or bought a house yet because I haven't raised enough money to buy or build one. So financial consistency is a very important factor in deciding whether to buy or rent a home. Those who can buy a house must show interest in buying a house otherwise, they will be helpless and live in a rented house like me.

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May 22, 2024, 01:44:49 PM
 #124

This topic has come up quite a few times over the years on this board.  A lot of the discussion around it has mostly been others opinions.  I found this neat little graph online (instagram) from the New York Times that compares the two.  Now keep in mind one's location will certainly have an effect on which one might make more sense, even in what part of you own country you're in.
There is nothing bad in buying a house or renting it, doing both, your plan and purpose for doing such matters. At times, you may not have the money to get the kind of house you want to buy, in this case, surely, you will not sleep outside or do any magic, you will have to be patient for a while until you are financially stronger enough to buy a house. In some cases, it could be a situation of relocation where you can't immediately settle for the buying of the house, and of course, you will have to rent.

Again, there are some people who have bought or built houses at some disadvantaged location, they do not have a choice, and they might still opt to rent a house for the time being. If they calculate the proximity-caused issues like the convenience of getting to work, resources to be wasted due to and fro daily, and safety, they would surely resort to renting a house in most cases. So, the two are no big deal, as safety, purpose, plan and convenience are key here.
It would really be something that will be depending into someones needs and preference because there are really people who are really that loving on having their own home and there are ones who do love to rent due to various reasons like the location of their job and something that do talks about practicality.It would really be just that depending on how well you would really be that making yourself that goes with your preference.
When it comes to savings then it would really be something that renting would be saving you up rather than on having that your own house. It would really be that situational and just like been said it would really be affected with several factors on which we know that this could really affect your decision making.

For me on which having your own house will definitely give out that kind of peace of mind and having that confidence since you are living on your own house which you wont really be needing to pay up some rent
but still you would really be needing to pay up those monthly amortization on which this is where people would be that skeptical on making up decisions because they dont really like for these things to be happening because they dont have the money or having not have the plans on paying up big for a long term amort on which i do really that seeing this stuff on where people do come into a point or consider
about speaking with practicality but of course it would really be still that depending on someones preference.
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May 22, 2024, 02:46:00 PM
Last edit: May 23, 2024, 12:40:12 PM by fuguebtc
 #125

This topic has come up quite a few times over the years on this board.  A lot of the discussion around it has mostly been others opinions.  I found this neat little graph online (instagram) from the New York Times that compares the two.  Now keep in mind one's location will certainly have an effect on which one might make more sense, even in what part of you own country you're in.
There is nothing bad in buying a house or renting it, doing both, your plan and purpose for doing such matters. At times, you may not have the money to get the kind of house you want to buy, in this case, surely, you will not sleep outside or do any magic, you will have to be patient for a while until you are financially stronger enough to buy a house. In some cases, it could be a situation of relocation where you can't immediately settle for the buying of the house, and of course, you will have to rent.

Again, there are some people who have bought or built houses at some disadvantaged location, they do not have a choice, and they might still opt to rent a house for the time being. If they calculate the proximity-caused issues like the convenience of getting to work, resources to be wasted due to and fro daily, and safety, they would surely resort to renting a house in most cases. So, the two are no big deal, as safety, purpose, plan and convenience are key here.
It would really be something that will be depending into someones needs and preference because there are really people who are really that loving on having their own home and there are ones who do love to rent due to various reasons like the location of their job and something that do talks about practicality.It would really be just that depending on how well you would really be that making yourself that goes with your preference.
When it comes to savings then it would really be something that renting would be saving you up rather than on having that your own house. It would really be that situational and just like been said it would really be affected with several factors on which we know that this could really affect your decision making.

For me on which having your own house will definitely give out that kind of peace of mind and having that confidence since you are living on your own house which you wont really be needing to pay up some rent
but still you would really be needing to pay up those monthly amortization on which this is where people would be that skeptical on making up decisions because they dont really like for these things to be happening because they dont have the money or having not have the plans on paying up big for a long term amort on which i do really that seeing this stuff on where people do come into a point or consider
about speaking with practicality but of course it would really be still that depending on someones preference.

I do not deny that whether to rent or buy a house will depend on each person such as the nature of the job and many other factors. But like I said , I don't think long-term renting is more economical than owning a house. Personally, I lived in a rented house for more than 10 years while working away from home and I found that with that 10 years' rent , I was able to own a small house in my hometown. But because the economic conditions at that time were quite difficult, I could not buy a house and had to rent a house . If at that time I have enough money to buy a house and return to my hometown after quitting my job , I will even make a large profit from that house by renting or selling that house . That's why I disagree when people say renting a house is more economical than owning a house.

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May 22, 2024, 03:50:33 PM
 #126

Home is an asset and most people would prefer to have their own home. It will disclose his identity and citizenship and can get a certain amount of house rent per month from the house if he has a spare room or apartment in addition to his residence.
I haven't built or bought a house yet because I haven't raised enough money to buy or build one. So financial consistency is a very important factor in deciding whether to buy or rent a home. Those who can buy a house must show interest in buying a house otherwise, they will be helpless and live in a rented house like me.
Having your own house is indeed the dream of many people, because by having your own house we have a place to rest after a long day of work because if we have comfort in resting it will certainly make us enthusiastic about doing our work and of course this will give us the opportunity to earn income. that we can invest in, as you said by having a house that we can rent out and this will give us additional income too.
If you can't afford to buy or build a house, of course you have to be more active in looking for work that gives you a decent income and you can save to buy a house, because by renting a house of course we have to always prepare funds when the house we rent is ready. until it's time to pay.
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May 22, 2024, 06:21:42 PM
 #127

Both are dependent on ability. To buy a house, you need a large amount of money. Which is not possible for many. But if you can buy your own house, it is definitely better. Then a person has his own residence. Many people have income but do not have the opportunity to save.  Rent stays at home.  It's not bad either. But renting someone else's house is not so convenient. Here you will have to pay for everything.

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May 22, 2024, 06:41:52 PM
 #128

This topic has come up quite a few times over the years on this board.  A lot of the discussion around it has mostly been others opinions.  I found this neat little graph online (instagram) from the New York Times that compares the two.  Now keep in mind one's location will certainly have an effect on which one might make more sense, even in what part of you own country you're in.

https://i.ibb.co/q7Ltjx3/IMG-4098.jpg
https://i.ibb.co/ckMPpQh/IMG-4099.jpg

I decided for myself that I would most of all like to have my own private house. Yes, it's expensive, but it's cool. It's your own plot, with a terrace, where you feel most comfortable. No one comes and dictates how you live. It's a thrill.
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May 22, 2024, 08:25:38 PM
 #129

This topic has come up quite a few times over the years on this board.  A lot of the discussion around it has mostly been others opinions.  I found this neat little graph online (instagram) from the New York Times that compares the two.  Now keep in mind one's location will certainly have an effect on which one might make more sense, even in what part of you own country you're in.
There is nothing bad in buying a house or renting it, doing both, your plan and purpose for doing such matters. At times, you may not have the money to get the kind of house you want to buy, in this case, surely, you will not sleep outside or do any magic, you will have to be patient for a while until you are financially stronger enough to buy a house. In some cases, it could be a situation of relocation where you can't immediately settle for the buying of the house, and of course, you will have to rent.

Again, there are some people who have bought or built houses at some disadvantaged location, they do not have a choice, and they might still opt to rent a house for the time being. If they calculate the proximity-caused issues like the convenience of getting to work, resources to be wasted due to and fro daily, and safety, they would surely resort to renting a house in most cases. So, the two are no big deal, as safety, purpose, plan and convenience are key here.
It would really be something that will be depending into someones needs and preference because there are really people who are really that loving on having their own home and there are ones who do love to rent due to various reasons like the location of their job and something that do talks about practicality.It would really be just that depending on how well you would really be that making yourself that goes with your preference.
When it comes to savings then it would really be something that renting would be saving you up rather than on having that your own house. It would really be that situational and just like been said it would really be affected with several factors on which we know that this could really affect your decision making.

For me on which having your own house will definitely give out that kind of peace of mind and having that confidence since you are living on your own house which you wont really be needing to pay up some rent
but still you would really be needing to pay up those monthly amortization on which this is where people would be that skeptical on making up decisions because they dont really like for these things to be happening because they dont have the money or having not have the plans on paying up big for a long term amort on which i do really that seeing this stuff on where people do come into a point or consider
about speaking with practicality but of course it would really be still that depending on someones preference.

I agree that whether to buy or rent will depend on each person because there are many things to consider . But I will disagree that renting a house is more economical than buying a house. When buying a house you will need to spend a large amount of money and not everyone has the economic ability to do that. Meanwhile , renting a house is largely due to some people not having much money or due to the nature of their work. But if you rent for a short term, there's no problem, but if you have to rent for the rest of your life, it's a problem . Some people say that the amount of money they rent for 30 or 40 years is enough to own their own house , but because they can't have that much money, they can't buy a house . Meanwhile, if you buy a house, you can live in it and after you die you can inherit that house to your children . In the long run , buying a house always has greater benefits than renting .

I believe that owning real estate or a house is always the dream of everyone, especially those with families , which is why the demand for real estate or its value has never stopped increasing.

On the moment that you would be buying your own house then it would be a one time big time payment specially if its cash purchased but that would only stop on there and next of that then you would be that free of monthly payment or wont really be having that responsibility on paying up something but we do know that not all people would be having that finances that they could afford their own house.
If you do then you are lucky or consider yourself on a good position because building one doesn't come cheap and only a few could be having that capability on doing so. We are all hoping and wanting on having our own home but there are really indeed instances that due to lack of funds or cant be able to afford then we would be ending up on renting out. Just like on what Fatunad said above that it will really be situational
basing up on what are the condition that you are into. If you do find that you could save up money on renting or really that near on your workplace then it would be common sense that you will be renting instead on making some commute specially if your home is really that too far. It would be impossible that you cant be able to assess yourself on what are the things that you should gonna do and stick out on where you could be able to save more.

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May 22, 2024, 09:41:41 PM
 #130

Home is an asset and most people would prefer to have their own home. It will disclose his identity and citizenship and can get a certain amount of house rent per month from the house if he has a spare room or apartment in addition to his residence.
I haven't built or bought a house yet because I haven't raised enough money to buy or build one. So financial consistency is a very important factor in deciding whether to buy or rent a home. Those who can buy a house must show interest in buying a house otherwise, they will be helpless and live in a rented house like me.
Having your own house is indeed the dream of many people, because by having your own house we have a place to rest after a long day of work because if we have comfort in resting it will certainly make us enthusiastic about doing our work and of course this will give us the opportunity to earn income. that we can invest in, as you said by having a house that we can rent out and this will give us additional income too.
If you can't afford to buy or build a house, of course you have to be more active in looking for work that gives you a decent income and you can save to buy a house, because by renting a house of course we have to always prepare funds when the house we rent is ready. until it's time to pay.

One of the first goals of many people is to find a job and then save money to become a homeowner. It can be difficult to realize this desire in times when economies are so bad and inflation is increasing day by day. Improving economic conditions and making savings is no longer as easy as it used to be. It's important to keep trying because the economy can change. Your economy, which is bad today, may be good tomorrow. What matters is the work you do to improve your economy.

The topic title asks what the right action is. The general answer to this question is to buy a house, but some people can use the money they will use to buy a house in different businesses and increase their income. It's partly about where we are and our plans.

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May 22, 2024, 10:17:47 PM
 #131

There used to be a difference of opinion regarding owning a home and renting a home. In a simple calculation, a person living 65 years of age on average spends $50k paying rent, which is based on the minimum rent spending in my country. For the same amount, it is possible to construct a good home for a family. The difference is with the spending. During construction or owning, we spend as a whole or go for a loan and pay interest, whereas on renting, we'll just pay little by little. After the death of the father, other members of the family were able to use the home. In a family, if the family is depending on the father for the rent and something happens and they lose him, what will be the situation of the family members?

I don't have much idea how people from other countries consider owning a home. In my country, it is much more connected to emotions. The same makes them prioritize owning a home over seeing it as a form of investment. For that reason, more than 90% of the population prefers to own a home to rent one.

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May 22, 2024, 10:47:22 PM
 #132

Both are dependent on ability. To buy a house, you need a large amount of money. Which is not possible for many. But if you can buy your own house, it is definitely better. Then a person has his own residence. Many people have income but do not have the opportunity to save.  Rent stays at home.  It's not bad either. But renting someone else's house is not so convenient. Here you will have to pay for everything.

     There are only two types of people: those who are capable of buying a house and those who are not yet capable of buying a house. Of course, if you are capable, you have a stable income that can afford your own house, either through a housing loan or cash to buy your own house.

     There is a stable income, but it is not enough to pay cash for a house that can be called our own, so the failure is to rent a house, but it is used as a stepping stone to save to apply for a house loan for a few years, as long as you don't just be a spendthrift on things that are not that important.

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May 22, 2024, 11:07:32 PM
 #133

It depends on your needs, if you want to stay it's better to buy because the benefits are long-term, but if it's only temporary (for example because of work) renting is better because it's only temporary. in my area building a decent house costs around $20k (not including land) and if the rent is around $50 (depending on the condition of the house).

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May 23, 2024, 04:08:49 AM
 #134


Even if your job requires you to travel a lot, at the end of your life you still need to rest, you cannot work until you die. Besides, what will happen to your family and children if you cannot own a house and move around all your life? Therefore, I think that owning a house always has advantages and advantages in the long run. People who use the excuse of having to move frequently for work are those who do not have a family and do not have enough money to own a real house.

Not to mention, even if you have to travel a lot for work, if you own a house, you can also rent it out to create a source of passive income. There are so many benefits for those who own homes and real estate.

it is absolutely true that even if a person has a job that requires him to travel a lot, at least he must have a permanent home where he can safely place his belongings or those of his family. because it will definitely be very complicated when he has to move his things again when he is in a different city every month, especially when he has children, his children need a permanent home which allows him to go to school or have friends for longer.

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May 23, 2024, 05:16:36 AM
 #135

Just renting might be much convenient.

I better prefer owning a van instead buying house. The worst thing about renting is the uncertainty. The landlord can just raise your rent and you have no choice but to pay or leave.

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May 23, 2024, 07:58:52 AM
 #136

Home is an asset and most people would prefer to have their own home. It will disclose his identity and citizenship and can get a certain amount of house rent per month from the house if he has a spare room or apartment in addition to his residence.
I haven't built or bought a house yet because I haven't raised enough money to buy or build one. So financial consistency is a very important factor in deciding whether to buy or rent a home. Those who can buy a house must show interest in buying a house otherwise, they will be helpless and live in a rented house like me.
From the experience gotten it will be far better to have your own house than renting for a lot of reason, might not be importantly because of citizenship and identity but to reduce expenditure, and believe no matter all the comfort that the house may come with it will never be the same with staying in your own house. Because staying in a rented apartment you have limitations to what you can do, and if you over pass your boundary you might even get summoned by the landlord for violating their rental agreement. And they keep inflating the price of house and the more the prices are going up the more people are finding it difficult to be able to afford a good house with good facilities.

Either building or buying a house is as expensive as hell, it’s not something you can easily access. Because even getting a loan to build a house or buy is the same time not easy, especially in developing countries that things are falling apart every single day. The system is failing, and since you have not raised enough it will be better to start saving towards building or buying. The whole challenge is having money to buy or build, it something that is very possible to archive. Plan and you can even invest the money and eventually when business starts doing well then you can buy or build then you should have gathered enough money to get your dream house. Rely on a job won’t get us any were as it is so we need to put serious effort in planning, you might even have the intention of you want to get a house but dedication in your plans will be the best.

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May 23, 2024, 08:24:48 AM
 #137

Just renting might be much convenient.

I better prefer owning a van instead buying house.
What? I am confused.

You’d rather live in your van than have your own house? That’s quite concerning mate. Have you ever lived in your car? It would be extremely uncomfortable, inconvenient and not to mention quite dangerous. You won’t be really saving any money that way.
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The worst thing about renting is the uncertainty. The landlord can just raise your rent and you have no choice but to pay or leave.
That is true but the prices should be reasonable for every landlord.

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May 23, 2024, 08:44:22 AM
 #138

Just renting might be much convenient.

I better prefer owning a van instead buying house. The worst thing about renting is the uncertainty. The landlord can just raise your rent and you have no choice but to pay or leave.
There are advantages still with renting and that depends on your goal and job. While owning a van is also what I am seeing for some people and this becomes a trend, this isn't applicable to those that are needed to their field jobs.

Those that afford to live a van life have saved their money and have a remote job. This is good for the modern and first world countries. But if you are living in a 3rd world country, you may have problem access to public bathrooms and other necessities that you have.

If I have to choose, I like to go on an adventure in van and live there but if the time comes that my kid needs to study, I'd prefer to go back to old living because I prefer face to face schooling than online for my kid/s.

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May 23, 2024, 09:32:34 AM
 #139

Both are dependent on ability. To buy a house, you need a large amount of money. Which is not possible for many. But if you can buy your own house, it is definitely better. Then a person has his own residence. Many people have income but do not have the opportunity to save.  Rent stays at home.  It's not bad either. But renting someone else's house is not so convenient. Here you will have to pay for everything.
Personally, I also prefer to buy a house, but only if it is within my means. However, if we don't have much finances, the alternative is to rent a place to live, such as an apartment or a cheap house. With this you can stay temporarily and collect money to buy a house in the future. I think having your own house has many advantages, especially if you choose a strategic location.

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May 23, 2024, 10:28:13 AM
 #140

I better prefer owning a van instead buying house. The worst thing about renting is the uncertainty. The landlord can just raise your rent and you have no choice but to pay or leave.
There are advantages still with renting and that depends on your goal and job. While owning a van is also what I am seeing for some people and this becomes a trend, this isn't applicable to those that are needed to their field jobs.

Those that afford to live a van life have saved their money and have a remote job. This is good for the modern and first world countries. But if you are living in a 3rd world country, you may have problem access to public bathrooms and other necessities that you have.

If I have to choose, I like to go on an adventure in van and live there but if the time comes that my kid needs to study, I'd prefer to go back to old living because I prefer face to face schooling than online for my kid/s.

The van could get in an accident though. There are much more car accidents than home-related incidents and also, van life is really only viable if you're by yourself.

Maybe if you had a larger van you could do two people, but anything greater than that, just buy an RV or start renting.

(I haven't heard of people in third-world countries living in vans, though. In fact it is more likely for people to have an apartment or something but no vehicle.)

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