How Do You Store Value to Offset Inflation?

[DeathAngel]

You’re on a cryptocurrency forum, you already have the information you need to make sure your money is protected from inflation. Buy Bitcoin & hold it for many years, buy regularly & you will overcome inflation with ease over the long term.

[Kelward]

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

Diversifying money into investments is the best decision that anybody can make in an economy that is experiencing inflation, and the type of investment depends on the amount of money that you have. My number one investment is Bitcoin, because it's a valuable asset and a person can start it's investment with a small amount, even while working, you can do DCA method and grow your investment fund, which will keep multiplying your ROI on the long term. My second option that I'm still working on is real estate, this is also an asset that it's price keeps increasing in value, I plan to sale some of my Bitcoin, in the near future and diversify it into real estate.

Money in the bank, during inflation is ignorance on the part of an account holder, because the more the fiat currency is devaluing, the more the value of the money in the bank is depreciating. I strongly recommend Bitcoin, investment, not shitcoin cryptocurrencies.

[Frankolala]

Only bitcoin can be seen as an hedge against inflation and not altcoins because they might not last long in the market. I have 70% of my investment in bitcoin, and 10% in gold, while 15% in USDT because my country currency value is very low compared to USDT since it is a third world country, so I prefer to keep the value of my cash in USDT. 5% is on cash related properties.

One thing you are forgetting is that there is no guarantee that gold will go up enough to keep up with inflation. It can trade sideways or worse go down.

Since the past, gold has been seen as a safe haven because it is a good store of value and an hedge against inflation, and gold will continue to be an hedge till the end of the world.

[ringgo96]

Each member has their own tastes and will choose different options depending on their abilities and skills in choosing where to invest to save value effectively from the impact of inflation. Cryptocurrencies, Precious Metals, Real Estate, Stocks and Bonds, Commodities are some good options to maintain the value of money from the impact of inflation, but you have to choose the best to invest which can provide big profits in the future. If I had the opportunity and financial ability I would choose Cryptocurrency (Bitcoin) and Precious Metals to protect the value of money from inflation, these two places to invest have been proven to be able to provide big profits because the prices continue to increase all the time.

Bitcoin and precious metals are the biggest investment mainstays for investors at the moment, because these two shares can provide huge profits if the price increases, but some investors also rely on meme coins to get faster profits, but there we need expertise and must be prepared to face risks. if the value can drop drastically.

[lixer]

One thing you are forgetting is that there is no guarantee that gold or crypto or the nasdaq 100 will go up enough to keep up with inflation. It can trade sideways or worse go down.

There is something called TIPS, it stands for Treasury Inflation Protected Securitites and these are basically bonds but their coupon pays the CPI rate yearly. This way you don’t have to worry about investing in some stock which ends up losing 20% in a years time.

I think there is a guarantee, especially the physical assets like gold, because of their limited supply and they are still getting scarcer the more the new assets have been mined up. They can be volatile sometimes but this is only normal and caused by the people who are buying and selling. The price can still find its way up later on.

We only need to calm down so that we won't sell at a loss. this is my first time hearing about that TIPS but it seems it is a better solution for the inflation. It's only con is that we can only earn a moderate income from them. Another would be is they are centralized and we all know what happened to other centralized companies before.

[electronicash]

One thing you are forgetting is that there is no guarantee that gold or crypto or the nasdaq 100 will go up enough to keep up with inflation. It can trade sideways or worse go down.

There is something called TIPS, it stands for Treasury Inflation Protected Securitites and these are basically bonds but their coupon pays the CPI rate yearly. This way you don’t have to worry about investing in some stock which ends up losing 20% in a years time.

I think there is a guarantee, especially the physical assets like gold, because of their limited supply and they are still getting scarcer the more the new assets have been mined up. They can be volatile sometimes but this is only normal and caused by the people who are buying and selling. The price can still find its way up later on.

We only need to calm down so that we won't sell at a loss. this is my first time hearing about that TIPS but it seems it is a better solution for the inflation. It's only con is that we can only earn a moderate income from them. Another would be is they are centralized and we all know what happened to other centralized companies before.

the great advantage of gold is that even if the internet fails, it is still valuable. the bad side is that it's not easy to sell them. which is also the advantage of BTC because it's easy to sell.

everybody is worried about inflation even in my country the primetime news normally doesn't talk about inflation as if they want the public not to mind about it but this time, they seem to be updating. real property would be good too if you are up to developing the property.

[Cookdata]

Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

Just know that none of them is actually not a risky investment. When stick crashed in 2020, metals like silver almost went zero and Oil was significantly down, this is to preinform you that investment are risky and might not help you preserve value as you want or when you want but I can assure you that for long term, you are covered from increased in rising price things which we all know is as a result of inflation.

I have Bitcoin as an alternative and I have other businesses as alternative as well. When you buy an item for resale and then the price things increase because of inflation, you don't have to worry about that, all you need to do is to increase the price of the things you sell too, that's how you save yourself from inflation and make sure you don't save money except it's for emergency situations, money is made to be invested into other things.

[Mame89]

Each member has their own tastes and will choose different options depending on their abilities and skills in choosing where to invest to save value effectively from the impact of inflation. Cryptocurrencies, Precious Metals, Real Estate, Stocks and Bonds, Commodities are some good options to maintain the value of money from the impact of inflation, but you have to choose the best to invest which can provide big profits in the future. If I had the opportunity and financial ability I would choose Cryptocurrency (Bitcoin) and Precious Metals to protect the value of money from inflation, these two places to invest have been proven to be able to provide big profits because the prices continue to increase all the time.

Agree with you. To hedge against inflation, each person has their own skills, knowledge and abilities. However, basically the five commodities you mentioned are the right way to fight inflation and of course have their respective advantages and disadvantages. For those of us who are members of this forum, of course the right choice to protect value due to inflation is to invest in bitcoin because of course bitcoin provides very significant advantages compared to other investments. Maybe those who are new to bitcoin will choose Gold, Real Estate and Stocks as investments to protect value. In essence, it's all good to fight inflation.

I chose bitcoin over gold because gold has “unlimited supply”. But Bitcoin fixes that because its supply is limited and verifiable across the network, which makes the price of this asset rise and fall. With Bitcoin, we don't need to worry about our assets because they are not waiting for us at the bank. With Bitcoin, we are the bank.

[johnsaributua]

Inflation is like an open secret, a country if mentioned in the list of inflation, of course there are those who do not want it, the fact is that many are starting to enter and are getting worse. The good thing about welcoming digital assets ‘Bitcoin’ is the right step, when supply and demand are carried out by the whole world who owns and uses bitcoin.

Transactions in a country must be added to the existence of bitcoin (if you want to see opportunities) and other instruments such as gold, silver and those that are constant / can go up even though massive than just relying on fiat money, because fiat money is only suitable for daily payment.

Naturally, if bitcoin has trust and can recover value prices well. Because there is more and more trust in bitcoin and there is nothing wrong with having bitcoin starting from today. Moreover, government entities and services in other countries have bought it, this is a good fact that bitcoin is increasingly trusted. So far I only use bitcoin and gold for my wife.

[boyptc]

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。

Real estate is good, no questions.

Crypto(Bitcoin) and precious metals  are also good. But the best option with all of those is you go with real estate and Bitcoin, yes at the same time.

Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

100%.

If you are a Bitcoin only investor, no problem.

But if you want to diversify then just make sure that you are not leaving without Bitcoin as part of your inflation-counter portfolio.

[Abiky]

Only bitcoin can be seen as an hedge against inflation and not altcoins because they might not last long in the market. I have 70% of my investment in bitcoin, and 10% in gold, while 15% in USDT because my country currency value is very low compared to USDT since it is a third world country, so I prefer to keep the value of my cash in USDT. 5% is on cash related properties.

Exactly. Altcoins are a passing trend. They're experimental and often inflationary. Bitcoin is sound money unlike anything the world has ever seen. It's even better than Gold. Having a 50-50 stake in both BTC and Gold is the best decision you could ever make. The key is to beat inflation to prevent poverty in the long run.

I'm afraid things will get worse as central banks have failed in putting the economy back on track. Just remember to never invest what you can't afford to lose, and there should be nothing to worry about.

[Yaqs15]

My experience so far, although i don't know of you, but as for me, I have realized that inflation that happens in every leap years are more higher than the ones that happens in none leap years. So for that, one should continuously buying cryptocurrency, real estate and other materials when they are still cheap  so that during inflation days you can be able to manage your self out.

[South Park]

Hi everyone,

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

I do not know much about the market of commodities, but bitcoin, precious metals and real estate are without a doubt good investments if you want to beat inflation, now stocks can do so in a regular basis as well, but you need to be careful as when there is an economic crisis, stocks have the tendency to go down just when you need them to go up the most, and depending on the stock the crash can be quite big, so unless you watch the markets attentively stocks may not be the best option.

[Antotena]

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

Trying to avoid inflation or preserve value is something you choose carefully. You can chose government bond and then war happens, you will get delay in payment but there is assurance especially if it's coming from the government but what happen when inflation has exceed the interest rate you are getting in return. If you consider Bitcoin too for example, you can invest this year and bear market will make you lose value of your money, you have to wait for another bull run which can take another 2-3 years before your value will appreciate and if you bought at the top, you are soup because you will probably make nothing much to beat inflation.

Under favorable condition, I will choose atleast two from crypto and then chose from non crypto and then divide my investment into them just to be safer and if should incase one is not ready to be spend for that moment or incase of emergency situations where money will be needed as quick as possible, nobody knows tomorrow no matter how careful you are with your investment.

[AmoreJaz]

Trying to avoid inflation or preserve value is something you choose carefully. You can chose government bond and then war happens, you will get delay in payment but there is assurance especially if it's coming from the government but what happen when inflation has exceed the interest rate you are getting in return. If you consider Bitcoin too for example, you can invest this year and bear market will make you lose value of your money, you have to wait for another bull run which can take another 2-3 years before your value will appreciate and if you bought at the top, you are soup because you will probably make nothing much to beat inflation.

Under favorable condition, I will choose atleast two from crypto and then chose from non crypto and then divide my investment into them just to be safer and if should incase one is not ready to be spend for that moment or incase of emergency situations where money will be needed as quick as possible, nobody knows tomorrow no matter how careful you are with your investment.

It is always best to have contingencies when it comes to assets. Definitely, practice the saying, don't put all your eggs in one basket. But of course, you should have knowledge at least what you are venturing into. I understood, a lot of people want to jump into crypto market, because they thought it is quite easy to get rich. However, they will find out quick that there's more than meets the eyes in this market.

[STT]

Pension and property is probably the simplest and most common way to save vs inflation.  Primarily because they are both useful as tools that will be certainly be needed, you will need somewhere to live so why not save into owning not renting property generally that can work out as an investment.   Many countries also tax protect the idea of house ownership, its considered a basic tenet of citizenship so its pretty safe in that respect though not perfect or exactly easy always.

Pensions are extremely common and again its tax favorable to do so, I did try and put BTC into a pension a while ago but it wasnt quite allowed under the rules sadly.   So I missed out on those gains but the other assets mentioned are viable to put into a pension with hopefully not too much management costs.

[justdimin]

I've been thinking a lot about how to effectively store value, especially in ways that can offset the effects of inflation. With the rising concerns over inflation and the potential devaluation of traditional currencies, I'm curious about the strategies that others in this community are using.

Personally, I've been exploring a few options, including:

Cryptocurrencies、Precious Metals、Real Estate、Stocks and Bond、Commodities。
What about you? How are you managing your investments to combat inflation? Do you think Bitcoin and other cryptocurrencies are effective in this regard? I'd love to hear your thoughts and any strategies that have worked for you.

Real estate is not something that gives you that much return, I can tell you that. It does make a good return in the sense that it is not bad, it goes up, but not enough. Bitcoin is the best one, but in that situation there is volatility, like for example inflation was high when we went from 2021 to 2022, and even a bit of 2023, and yet the price of bitcoin went down during that time. But if you look at 2018 to 2021 then the price went high a lot.

So, there are situations when it goes up, and situations when it goes down, if you are willing to wait for a decade ore more than bitcoin is the best answer. However, if you are unwilling to wait then I would suggest gold would be the best one for short term, usually doesn't surprise anyone at all.

[X-ray]

It is always best to have contingencies when it comes to assets. Definitely, practice the saying, don't put all your eggs in one basket. But of course, you should have knowledge at least what you are venturing into. I understood, a lot of people want to jump into crypto market, because they thought it is quite easy to get rich. However, they will find out quick that there's more than meets the eyes in this market.

agreed things never that simple, if someone could make money through investment doesn't mean we can but honestly speaking in the case of crypto the solution to making money and offsetting the inflation is simple a f.
just look at the chart of bitcoin spans between 2012 to 2024 here https://coinmarketcap.com/currencies/bitcoin/
the key here to success in cryptocurrency quite literally is just holding it which is funny enough the simplest thing someone with the mind that is eager to invest can do, just holding crypto already gets us to multiple folds of our initial capital which is crazy.
the people that lost from investing in crypto probably just don't have the patience to hold on to their crypto longer or they just be having some unreasonable fear that crypto might be doomed whenever it hits bottom price while in truth its not and even speaking the fact the bottom price of every bearish is the ath of previous cycle which kinda speaks a lot about the prospect of investing in crypto which also means so far the easiest way to offset the inflation.

diversification is great and contingency is needed but with cryptocurrency getting some share of our investment portfolio I think we can safely say that it has successfully offsetting current inflation by massive amount of price growth.

[Uhwuchukwu53]

If the investment goal is to fight inflation, then Bitcoin, gold and Real Estate are the best choices, these three assets can be relied on to store value very effectively. I have no qualms about saving one of these three assets to prevent the value of the currency from being depleted due to inflation or recession, Financial limitations mean that I have to make a choice to choose one of them.
Bitcoin is one of the most profitable investments in the long term, even though there are various risks involved, they can still be overcome with knowledge, patience and maintaining a good level of wallet security.

Yes I think the risk if Bitcoin just need good management and keeping all your details properly, there is no doubt that  even when BTC fall it will stall bounce back investing it to wage inflation or recession can't give the investor loss at the end because despite not being stable still maintain a high level of confidence as record has shown that it has not fall without rising.

Real estate could be a good asset but allot is involved I believe that in real estate some time one may run into loss in recession or on inflation example some real estate face some lower turn out during hard inflation and recession another negative of real during war one may loss complete as it could be hard to have customers or investment or those who may have interest to buy share if it's a large real estate that Allie for shares.

[Iranus]

If the investment goal is to fight inflation, then Bitcoin, gold and Real Estate are the best choices, these three assets can be relied on to store value very effectively. I have no qualms about saving one of these three assets to prevent the value of the currency from being depleted due to inflation or recession, Financial limitations mean that I have to make a choice to choose one of them.
Bitcoin is one of the most profitable investments in the long term, even though there are various risks involved, they can still be overcome with knowledge, patience and maintaining a good level of wallet security.

Bitcoin's risks lie not only in knowledge but also in legitimacy and popularity. Although bitcoin is slowly gaining popularity, and one of its major achievements in becoming legal is that bitcoin ETFs have been adopted. But many countries have yet to legalize it, its popularity is still not comparable to assets like gold and real estate, and its volatility is too great. There is no guarantee that it will be able to maintain growth forever or that it will increase sharply in the coming years.

In general, it is the most profitable asset but also the riskiest. Therefore, investing in bitcoin not only helps us avoid inflation but also has the opportunity to become rich if the growth rate is maintained over a long period of time. But if unfortunately it is dumped and cannot be recovered, that is a risk that we need to guard against.