Would you prefer getting a loan for a startup or getting an investor?

[Ryu_Ar1]

Would trying to start up the business in your own little way the best option or can you consider bringing a third party into the business who will just serve as a partner that contributes just money?

Looking at the current situation I seem to prefer to do it by embracing investors rather than borrowing for business ideas.

I have experienced the option of making loans to the business that I did even though it was classified as not too failed but when we do it with loans then of course we will be chased to repay the debts that we do which is not a comfort. Although it is true that debt is not bad for doing business, when we cannot control debt properly then indeed this will make a difficult situation for us to go through so that this will have an impact on the business you are doing.

Instead of something like this happening, it will be more possible if you do business maximizing personal capital first and if possible there are investors this is also a good addition because apart from capital support at least with the presence of investors we will be more able to make some good solutions, especially for internal business problems we become have a big responsibility because it is not only about our capital but about the capital of others who become our investors.

[Fredomago]

It depends on the contract. If you can find an investor that isn’t greedy, then that’s a great option because investors are usually better than loans. When you have an investor, if anything goes wrong, it’s his money that goes, you’re not held responsible as he knew the risk. If you take a loan, they don’t care what you did to the money, you have to pay it back. But there are some contracts with investors that can make you consider a loan that you would an investor.

Of course having a contract is a must.You should never do any business with anybody if there is no possible contract, that way everything will put into legality with the presence of a licensed attorney.

Now investors are actually greedy since it’s their money that are being risked in the first place. However, your responsibility here is to act as a business partner, so that you can ensure that everything in your business idea is followed so that the success will be certain, unless if the investor itself will find his own way on achieving the business’ success.

Indeed, that’s all it cost when you have an investor, that’s the major point with which we can say that investors are better than loan because all you have to apply is as much as your intellectual property of the said business, if it fails, you just have to prove that you did your best. But it would be great if you could make it work out because it’ll leave a track record that you’ve done something with an investor and it went well. Just in case you have future ideas and would need investors again. It is something that would boost their confidence.

If you failed ut manage to prove that you already did everything according to your road map then you don't have any liabilities with your investors, unlike with loaning your start up capital, if you failed you need to repay your loan and you are subjected to return the money or else legal actions will take place against you.

It's important to understand the trust you have from your ideas, if you think that there's a big chance that it will prosper along the way, then barrowing money is your option that will allow you to earn everything after the success, unlike with investors they have that percentages with the earnings that your project earns.

[Orekelewa Ade]

I see loaning as set back
I would get an investor to start the business with rather than getting a loan
I know what loaning has done to my parents and I don’t intend getting myself involved with anything pertaining loan .
I’m staying clear off it fr

[Kriptogram14]

I see loaning as set back
I would get an investor to start the business with rather than getting a loan
I know what loaning has done to my parents and I don’t intend getting myself involved with anything pertaining loan .
I’m staying clear off it fr

Borrowing money will make us uneasy with loans and will also make us a burden on our minds, where when we start investing but haven't made a profit, we will continue to be haunted by loan collections. Over time, we will feel uncomfortable with continuous collections. It's safer when we get investors where the profits are shared by both of us as well as the losses we bear equally, and the advantages of our investors are continuously monitored and given good input for our good in trading.

[stomachgrowls]

I see loaning as set back
I would get an investor to start the business with rather than getting a loan
I know what loaning has done to my parents and I don’t intend getting myself involved with anything pertaining loan .
I’m staying clear off it fr

Borrowing money will make us uneasy with loans and will also make us a burden on our minds, where when we start investing but haven't made a profit, we will continue to be haunted by loan collections. Over time, we will feel uncomfortable with continuous collections. It's safer when we get investors where the profits are shared by both of us as well as the losses we bear equally, and the advantages of our investors are continuously monitored and given good input for our good in trading.

If you wont really be having no option or choice then you would really be needing to take up some loan. Just like the rest been saying that getting any investors on line would really be that so hard on which we know that they cant trust up easily people who do make out some propositions about a project that tends to be created or be mold up. No matter how good it would be but still the confidence and assurance would really be something that will really be in question. This is why on the moment that you dont have any thing that you could really be able to go into then you would really be considering on taking up some loan and would
really be that embracing on the risks involved with it, but thats if you are really that serious on making that project into work or would really be something that will be realized.

On the moment that you are really that still that hesitating on such manner then it would really be wise that you shouldnt be pursuing it but rather you do just simply sit and skip
out on trying to make things happen and pursue on other plans that you do have in mind.

[letteredhub]

;

 If you have a well thought out business idea but don't have the needed capital to keep it functional, is getting a loan the best option or looking for interested investors?

Would trying to start up the business in your own little way the best option or can you consider bringing a third party into the business who will just serve as a partner that contributes just money?

A well thought business with integrity to grow it to actualization is very challenging and a lack of finance can be very destabilizing to an individual. From the point of view of my environment I'll say taking a loan wouldn't be a great option for me, just the hassles alone pass through to access the loan seems discouraging not to talk of the conditions attached, and all of these can put the individual in a tight pressure corner while struggling to fast meet up in repaying the loan for a new business that is expected to grow from strength to strength gradually which in some cases could take a few years.

I'll prefer to work with investors that have the funds to invest in to my idea and are very much interested in making sure the idea thrive and with patient. They can as well bring in their won recommendations where necessary in guiding the business idea moving forward unlike the banks or any loan source that it's priority is foremost is in the loan and percentage interest only. The investor can also act as co-members or partners, that's what I think.

[uswa56]

Borrowing money will make us uneasy with loans and will also make us a burden on our minds, where when we start investing but haven't made a profit, we will continue to be haunted by loan collections. Over time, we will feel uncomfortable with continuous collections. It's safer when we get investors where the profits are shared by both of us as well as the losses we bear equally, and the advantages of our investors are continuously monitored and given good input for our good in trading.

When someone takes out a loan without having a clear goal then what they do is certainly not reasonable, but someone who takes out a loan must first have a clear goal before deciding to take out a loan and there are some people who decide to take out a loan to develop their business. If their business is running well, this is very good and in this way the business we are running can develop into a better one and will also be able to pay off the loan well.

Having investors who can help us with funds for business needs will of course make it very easy for us to develop the business we are running to further develop, but they certainly know well that the business we are running will have the potential to gain profits, because every investor certainly has it would be impossible for them to be willing to spend capital on something they could not get a profit from.

[Bright0515]

It is true that taking loan to start up a business is not that encouraging but depending on the business one ventures into. You have to consider the business state, the capital and the profit and lose you will make in the business not every business needs money to grow it up, as a person applying for a loan to start up a business you have to strategically plan know how much profit you will make and how much loss before the period you are meant to pay back you can't make a profit of 100% and pay a loan of 80% it will shake your business.

When you talk about investing do you mean becoming a shareholder or partnering with somebody?

[oktana]

It depends on the contract. If you can find an investor that isn’t greedy, then that’s a great option because investors are usually better than loans. When you have an investor, if anything goes wrong, it’s his money that goes, you’re not held responsible as he knew the risk. If you take a loan, they don’t care what you did to the money, you have to pay it back. But there are some contracts with investors that can make you consider a loan that you would an investor.

Of course having a contract is a must.You should never do any business with anybody if there is no possible contract, that way everything will put into legality with the presence of a licensed attorney.

Now investors are actually greedy since it’s their money that are being risked in the first place. However, your responsibility here is to act as a business partner, so that you can ensure that everything in your business idea is followed so that the success will be certain, unless if the investor itself will find his own way on achieving the business’ success.

Indeed, that’s all it cost when you have an investor, that’s the major point with which we can say that investors are better than loan because all you have to apply is as much as your intellectual property of the said business, if it fails, you just have to prove that you did your best. But it would be great if you could make it work out because it’ll leave a track record that you’ve done something with an investor and it went well. Just in case you have future ideas and would need investors again. It is something that would boost their confidence.

If you failed ut manage to prove that you already did everything according to your road map then you don't have any liabilities with your investors, unlike with loaning your start up capital, if you failed you need to repay your loan and you are subjected to return the money or else legal actions will take place against you.

It's important to understand the trust you have from your ideas, if you think that there's a big chance that it will prosper along the way, then barrowing money is your option that will allow you to earn everything after the success, unlike with investors they have that percentages with the earnings that your project earns.

Who doesn’t think their idea is a big one? If it isn’t, why then would they pitch the idea? For someone to talk about finding investors or taking loan, they are already confident in the idea, after all, you will have to convince the investor that it can be a very successful project before he/she will invest. So everyone always has that trust. Instead you should talk of risk level. Despite how big you think the idea is, you have to consider the risk involved and compare if it’s worth the possible result in the end, etc.

[MissNonFall9]

Would trying to start up the business in your own little way the best option or can you consider bringing a third party into the business who will just serve as a partner that contributes just money?

Looking at the current situation I seem to prefer to do it by embracing investors rather than borrowing for business ideas.

I have experienced the option of making loans to the business that I did even though it was classified as not too failed but when we do it with loans then of course we will be chased to repay the debts that we do which is not a comfort. Although it is true that debt is not bad for doing business, when we cannot control debt properly then indeed this will make a difficult situation for us to go through so that this will have an impact on the business you are doing.

Instead of something like this happening, it will be more possible if you do business maximizing personal capital first and if possible there are investors this is also a good addition because apart from capital support at least with the presence of investors we will be more able to make some good solutions, especially for internal business problems we become have a big responsibility because it is not only about our capital but about the capital of others who become our investors.

Getting someone as an investor for a business is very difficult. But since it is not impossible dealing with investors should be the first priority. If like-minded people are not available as business partners or investors we must resort to debt. Through this we can speed up our business and repay the debt with the profits derived from it. And gradually in this way later again the business scope can be improved by speeding up the loan and repayment of the loan.

[TheUltraElite]

Loans to start it off, once that money is being paid off meaning the startup is being successful, look for angel investors and then go for public investments. However the plans should be clear from the beginning because failure to pay of debts means a huge loss any company and potentially the idea gets wasted until someone else takes over.

This again depends on the scale, how big you expect the business to be. A smaller one might be enough to be completed on a loan and additional next stage funding might be needed only for expansion if necessary.

[Egii Nna]

Would trying to start up the business in your own little way the best option or can you consider bringing a third party into the business who will just serve as a partner that contributes just money?

The best solution is to get a loan if they can give you the amount you want because if you start up with a third party investing in your business, that means he has a share in the business, and any day that he wishes to take back his share, you are capable of losing everything, even if you know nothing about business. I know you will understand this that I will explain. Take an instance of a rich man. They always collect loans so that they will create a passive income business, especially those that engage in real estate. Most of them are not that rich, as it seems like they only lived on loans and no one’s known until after they died. That is when you will know that everything they own belongs to a bank or any loan organisation that they most have loans with. 

So in economics, the approved collect loan to start a business is risky in the sense that if that business doesn’t work, you will end up selling all your valuable items in order to pay off all the loans that have been collected to start up the business. 

[Fredomago]

Who doesn’t think their idea is a big one? If it isn’t, why then would they pitch the idea? For someone to talk about finding investors or taking loan, they are already confident in the idea, after all, you will have to convince the investor that it can be a very successful project before he/she will invest. So everyone always has that trust. Instead you should talk of risk level. Despite how big you think the idea is, you have to consider the risk involved and compare if it’s worth the possible result in the end, etc.

Good point, as for my reply, more on the focus for the risk if what will happen after if you failed that's why I mentioned about the liabilities, but I get your point that for soeone who believes on his idea he will push for it, either to get investors or to barrow money, as he believes that good chance or big potentials is already on it he just need to proceed and see the outcome, and in terms of getting the interest of investors aside from potentials, there's a big need of providing also the risk and make it understandable that it's possible to take place.

[Su-asa]

As someone who's trying to start up a business and do not have a lot of money to make his dreams come true, imo it's better to take a loan if he knows that he will succeed on the kind of business he wants to do. Was a time I worked for someone and he morally said that many big men are in dept and he's also part of those that are in dept, if you know you can achieve your goal with loan money you should take it. But he also said, before you take a loan to start up a business you must own different assets just in case you can't meet up to pay the loans you take, you can settle with the assets you have. Although seeking for an investors is another good ways of achieving your goal on your business.

[Oluwa-btc]

 If you have a well thought out business idea but don't have the needed capital to keep it functional, is getting a loan the best option or looking for interested investors?

In my own opinion i wouldn't advice anyone to venture into taking a loan inorder to startup their preferred Business, tho sometimes it's usually hard to get the required capital for startup that's why most people take loans and all of that but on the contrary getting the loan is one and paying back will always be a problem for alot of person's and which will lead to some arguments between the two party but then having an investor is quite okay I would say cause they usually serve as partnership to your business and they may invest in the business in every aspects just to see it grow, or better still starting small on your own it's alot better too.

[RockBell]

It is true that taking loan to start up a business is not that encouraging but depending on the business one ventures into. You have to consider the business state, the capital and the profit and lose you will make in the business not every business needs money to grow it up, as a person applying for a loan to start up a business you have to strategically plan know how much profit you will make and how much loss before the period you are meant to pay back you can't make a profit of 100% and pay a loan of 80% it will shake your business.

sometimes you never can tell if it will work out or not because if you look at all these mega companies some of them are been run under loan and the majority of them are succeeding because if you look at it being alive self is a risk so we can decide to take the risk and the only thing that is suppose to be in our minds is suppose to be how to manage that risk, no matter how small the business might be you will want to improve that business that is like one of the most important things to do and if you are taking a loan it should be a business-wise and there is a very high chance that the business might not work out. and that will be you telling yourself the trust because everything is about risk and the more you have an alternative to pay usually better.

When you talk about investing do you mean becoming a shareholder or partnering with somebody?

And partnering is the best option to consider when you want to invest in a business because the risk is going to be shared by both parties and the more we are careful and having a partner is what saves you from a lot of risk and sometimes it will be better to have people that will invest in your idea so that you do not worry your self to much because there is going to be a certain percentage coming to you.

[Huppercase]

I see loaning as set back
I would get an investor to start the business with rather than getting a loan
I know what loaning has done to my parents and I don’t intend getting myself involved with anything pertaining loan .
I’m staying clear off it fr

Each of them with their own set back. There is no way you will make a business proposal to venture capital and you think they are tong to invest in your business without T&C that will not direct or indirectly affect them. The truth of the matter is that investors can reject your business proposal even if the idea is very brilliant and realistic or they can agree with you but demand a percentage equity from the business that will make it hard for you to make, they may even offer to buy your idea if you are not smart enough in business deals.

While loan might have it own issues, if there is a place where you can get reasonable interest, it's better to go for it but I don't advice a new start up to start a business with because you don't know where you are going, you don't how the business will turn out and you don't know the uncertainties that will come up later in the business, this is why you need to use your own money preferably or money without any interest to finance the business.

[Bazzu]

As someone who's trying to start up a business and do not have a lot of money to make his dreams come true, imo it's better to take a loan if he knows that he will succeed on the kind of business he wants to do. Was a time I worked for someone and he morally said that many big men are in dept and he's also part of those that are in dept, if you know you can achieve your goal with loan money you should take it. But he also said, before you take a loan to start up a business you must own different assets just in case you can't meet up to pay the loans you take, you can settle with the assets you have. Although seeking for an investors is another good ways of achieving your goal on your business.

by taking the loan becomes the last solution that becomes the choice that of course must be thought carefully, whether the business that will be done will really be profitable for you? which of course is the first thing to think about and other risks, if so, borrowing becomes an option to run your business and there is nothing wrong with taking a loan.

[Iranus]

In my own opinion i wouldn't advice anyone to venture into taking a loan inorder to startup their preferred Business, tho sometimes it's usually hard to get the required capital for startup that's why most people take loans and all of that but on the contrary getting the loan is one and paying back will always be a problem for alot of person's and which will lead to some arguments between the two party but then having an investor is quite okay I would say cause they usually serve as partnership to your business and they may invest in the business in every aspects just to see it grow, or better still starting small on your own it's alot better too.

But to be successful and have things that others don't have, we need to step out of our comfort zone and do things that others don't dare to do. No success comes easy without sacrifice and trade-offs. Therefore, whether or not to borrow money to do business will depend on each person's strategy, plan and risk tolerance...Just because we don't have original ideas, don't have a plan, don't have confidence in ourselves doesn't mean others are like us.

Having an investor would be much safer but I bet it would be much harder than getting a loan. Because big investors wouldn't spend money recklessly if they didn't see potential in us. Therefore, to be able to attract and receive support from big investors, we need to have unique, new ideas...to make them interested. Do you think this is easy?

[bubilas]

Would trying to start up the business in your own little way the best option or can you consider bringing a third party into the business who will just serve as a partner that contributes just money?

Sometimes it seems to me that it is very reasonable to take a loan for something that an investor without money would be confident in. After all, sometimes you need to take risks, and life is one, and if, for example, someone did not invest in a token that is in a very favorable position, then later this person will very much regret (for example) how this token grew later.
You need to be able to take risks, and it is normal to be afraid at this time. The main thing is to be confident in your decision.