Honestly it is easy for us to say that we wouldn't do it or would report it, but would you really let it pass?
If I am going to be honest here I would surely take the opportunity to get something from it, I wouldn't be hypocrite and claims that I wouldn't take advantages of it because if opportunity arise I am sure there would be a lot of people who would also do it, and surely some of those who claims that they would report or wouldn't use the cheat would envy those who are online at the time and gain something from it
I think there are truly people who are kind and honest, and they will be consistent at it no matter what. So yeah, they will let it pass. Sure they can earn huge and easy money in here but that won't let them sleep at night. For them, it doesn't matter even if they only have a small amount but what important is the peace of mind, and sticking to their principles as a good person. As for you and others, go on.
Those people that I said earlier can sometimes won't report you because they don't want to get in trouble and they will only let the authorities do their thing. They also believe on the bad karma and this is the ones that will punish the bad people.