BABY SHOES
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HODL - BTC
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June 12, 2024, 04:22:09 PM |
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Not all parents understand about bitcoin, they are more likely to be afraid because the value that can fluctuate at any time is what parents want, especially lower middle class people have no experience with any investment, so the way they choose is to save money in the bank or make deposits with the APY they know.
That's a safe way for parents to save assets for their children even if they ignore the rising inflation.
Whereas we, the easy generation, understand enough about bitcoin to choose this path instead of saving money in the bank because we have learned a lot about bitcoin the meaning of financial freedom. Bitcoin will be much better for children's funds for future education or pension funds prepared from now on.
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0t3p0t
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June 12, 2024, 04:28:26 PM |
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Well yeah this is the reality especially those are not knowledgeable about cryptocurrency like Bitcoin. There are two types of people rich and poor and they both use traditional fiat to either save and invest in their kids future but this is advantageous to rich people because they are financially educated and capable of diversifying their assets to almost anything they wanted but unfortunately for poor people, the only thing they know is save and spend fiat as they do have limited ideas about financial literacy though not all but most of them do, anyways, what I am referring here are the poorest of the poor of course.
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EarnOnVictor
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June 12, 2024, 04:36:03 PM |
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Let's not pretend that Bitcoin is the messiah in the financial world, if you do, your bad vision will soon become a reality for you to know. This is someone's sweat we are talking about, so let's be sensitive with the kind of advice we give. For Bitcoin to have been growing so well for the past decade doesn't mean it can't have its own challenges as time comes on. Do you know the future? That's the issue. What all of you guys with the same mindset are saying is not even speculation but guesswork through your beliefs, which could easily fail you. What if Bitcoin is not more than $50,000 in the next 13 years having bought it at $75,000? What would the child would the child do?
Also, having unchallenged access to an investment is a risk on its own because we might not be truthful to our plans. A little challenge might cause the liquidation of the investment if care is not taken, so those parents who are arranging some future packages for their children are not fools and there is no future package like that without interest. If at all they do not want to invest the money in one plan due to fear, especially inflation, such parents may diversify in many investment plans which include, buying shares, land and properties in the name of the children. They may also buy Biticoin but it should not take the whole of the money. With time, these will appreciate more instead of gambling the future of their children solely on Bitcoin which is still very young. No one knows tomorrow.
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Bravut
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June 12, 2024, 04:36:22 PM |
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This is a nice idea, but put simply "We are pushing this far", from your Title and reading your post OP, you seem confused with the right title to be used. This is a personal choice, as I see nothing bad for parents saving in fiats for there children, probably maybe not for long as you claim as also other investment might be already positioned and the parents can invest in Bitcoin themselves, they are also real life asset, businesses that guaranteed return too.
The same way we believe investing in Bitcoin for long-term will guarantee profit so also we should not be blinded that nothing is certain as there is also possibility of Bitcoin falling through out those years.
OP, if you're a Family Man with kids hope you do so for your kids, as you proclaimed.
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armanda90
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June 12, 2024, 05:46:56 PM |
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I think not only the middle class but almost all levels of people are encouraging their children to create bank account and save instead of investing or purchasing in bitcoin. Its happening some of parent lack knowledge about bitcoin and has easily way when saving money in the bank with small fund keep accepting by Bank with children activities saving few amount of their pocket money. For the future, its not good habit and all parents need to realize saving money in the bank around $100 every month will get inflation few years later and better purchasing bitcoin will get increasing values in the future.
Firstly, all parent need to understand well with bitcoin and cryptocurrency digital assets from way purchasing until which one recommended wallet make secure for assets investing, give our children education about bitcoin will make them interested for investing or saving their pocket money in bitcoin than hold in the Bank without increasing yet how long their money save there.
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Knight Hider
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a young loner on a crusade
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June 12, 2024, 05:59:10 PM |
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Do a bit of everything: Bitcoin, savings, stock market. Start young to have a long time horizon. Combine value and growth investments.
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in a world of criminals who operate above the law one man can make a difference and you are going to be that man
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milewilda
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June 12, 2024, 06:23:35 PM |
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Of course we know how depreciative fiat can be in our banks over the years but that doesn't mean parents who are saving for their kids in fiat are wasting their time, some might be ignorant of how bitcoin can be a better option for such savings while some haven't realised it. Moreover, bitcoin is not in competition with fiat or not against fiat because from your statement it sounds as if bitcoin is against fiat.
You can suggest doing the same practice of saving or investing in the kids life using bitcoin instead of in fiat but saying it's a waste of time seems very wrong for me because it still has value at the end but depreciation is not evitable.
True, it would really be still that relevant and it would really be just that not shocking into those parents to be sticking on something which had been commonly used or simply the traditional. Sticking with fiat doesnt mean that they are making shit decision, it is really just that they would really be sticking into those things which are really that been trusted up for ages on which it is really that FIAT. Even to those my childhood days on which it is really that still fresh into my mind that my parents are really that teaching me about savings or having even that pocket book to fill up with money and accumulating in the end of the month before it would be deposited into my kiddie bank account on which its not really that something a bad idea at all. Yes, inflation problems on fiat will really be something that be in concern but we know that having that security or assurance at least on which our parents would really be sticking into. It is really just that they cant always consider about saving up on Bitcoin specially that it is really that still a decade+ old, but eventually this would really be something that depends on those parents if they would be having those considerations.
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Stepstowealth
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June 12, 2024, 06:57:58 PM |
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If only the parents would understand the safety and productivity potentials in storing values in the digital assets as Bitcoin, then it would be better if they grow their kids minds of financial management and productiveness by redirecting them to Bitcoin instead of the banks.
Having cash deposit made to the bank occasionally for keeps for your children was a reasonable investment for the future of your children before, but now because of cryptocurrency, there is now a more better way to invest for your children. Many adults are old people who are not aware of investment in bitcoin or do not trust I enough as investments for the future of their children. It is our generation that will have more people investing in bitcoins for their children.
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coolcoinz
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June 12, 2024, 07:36:15 PM |
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Saving in the bank is deeply engraved in our minds because we've all been brought up by parents who had bank accounts and used them to save money. Remember though that they had no other options. They could buy land, collectibles, art, but all of these are hard to sell. There was no easy to hold and sell asset that you can liquefy in a matter of minutes.
Times have changed and I we're that group that will hold a % of our wealth in bitcoin. Probably most of us bitcoiners will have between 1 and 10% of our wealth in bitcoin. I'm pretty sure that when our children are in their 30s they will hold much more.
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Hamza2424
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🇵🇰 Pakistan
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June 12, 2024, 09:12:06 PM |
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Hmm, a savings account is not a good solution in my view rather than holding the entire amount, you should plan efficiently about the money you own. Becasue as you know inflation cant to be avoided except for the case where you've efficiently saved the funds for the emergency as well as for the investment.
Here in the current timeline, I think Bitcoin is a good investment opportunity for those who want to invest their money for good return in the long run, at least for 5 to 10 years timespan. The investment should be made after completing the analysis and strategy to invest and in my view DCA is good for the newbies in this cycle.
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Mate2237
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June 12, 2024, 09:25:39 PM |
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If they are saving for the child in the future use then it is not a bad idea and they can still use it to invest in bitcoin whoever they want. When cryptocurrency has not been invented they were saving for there for their children. Op you have to k ow that saving in back has nothing to lose and all the money would be intact but in cryptocurrency, transaction fee is there to cut the money. There investing in bitcoin is good but we don't have to force anyone.
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Maslate
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June 12, 2024, 09:33:56 PM |
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Not all parents understand about bitcoin, they are more likely to be afraid because the value that can fluctuate at any time is what parents want, especially lower middle class people have no experience with any investment, so the way they choose is to save money in the bank or make deposits with the APY they know.
That's a safe way for parents to save assets for their children even if they ignore the rising inflation.
Whereas we, the easy generation, understand enough about bitcoin to choose this path instead of saving money in the bank because we have learned a lot about bitcoin the meaning of financial freedom. Bitcoin will be much better for children's funds for future education or pension funds prepared from now on.
Yes, parents are more likely still confused with how bitcoin works so never expect that they will eventually trust bitcoin more than banks. In fact, majority are still never aware that bitcoin do exists, most especially those who are only focus to traditional type of investments. Going digital could be their last option, that is when they are finally convinced that bitcoin is not a scam, but a valuable and reliable investment more than fiat.
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famososMuertos
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LE ☮︎ Halving es la purga
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June 12, 2024, 09:57:41 PM |
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Where are the statistics that say that today's parents are not doing things well in terms of investing in their children's future, or are you saying it only at the level of sensations.
On the other hand, those born in this 21st century are so involved with the subject of digital investments, that they are making it common and understand it better than any expert, various games have opted for their own tokens for years even before cryptocurrencies appeared. So, digital financial information and knowledge are intrinsic today.
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Jaycoinz
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God is All
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June 12, 2024, 09:58:37 PM |
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If they are saving for the child in the future use then it is not a bad idea and they can still use it to invest in bitcoin whoever they want. When cryptocurrency has not been invented they were saving for there for their children. Op you have to k ow that saving in back has nothing to lose and all the money would be intact but in cryptocurrency, transaction fee is there to cut the money. There investing in bitcoin is good but we don't have to force anyone.
Thank you for this valid point mate, I believe saving of money has been occuring ever since even before the invention of Bitcoin and so it shouldn't be a bad idea if parents actually saved money for their kids in fiat, its just that the insight about this type of saving is that inflation of things would make that actually money saved look like nothing but with Bitcoin as the savings, it's probably way better as its value remains the same or even more higher in the future.
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Kelward
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June 13, 2024, 09:47:18 AM |
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Knowledge is power and the informed parents will make better decisions for their children's education fund. I always see bankers who go around marking education funds to parents, they'll preach the importance of having a special bank account to save for their kids future, and the savings plans are good for those parents that doesn't know better. Having a special none custodial wallet to hodl Bitcoin for your kids future is the best investment plan that any parent can leave for their children, it's far better than savings in fiat because it's a store of value and also a hedge against inflation.
Money in the bank can never give a person the ROI that Bitcoin will give on the long term, but Bitcoin price will continue to increase in the future and beyond using it's massive profit for the children's education, the wallet can be handed over to them to continue to hodl when they become adults.
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Cryptomultiplier
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June 13, 2024, 11:27:48 AM |
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It may not be a total waste of time seeing that there has been well developed plans for children until they come of age and can have access to the funds. There has been custodial accounts by banks all aimed for this purpose and it is a right of the parent or guardian to set up such custodial savings account or joint account for a minor child until such a child is grown up to the age where they can make good decisions and is this given access to the funds. While a custodial account may include a Uniform Transfers to Minors Account (or UTMA) or a Uniform Gifts to Minors Account (or UGMA), on behalf of the child, the only way I can support and suggest to parents and guardians to multiply the funds is to diversify into Bitcoin or cryptocurrencies holding/savings plan where the profit is massive upon the set duration and that's if they have the right knowledge and experience to see it through without needing a broker or paying one to do it.
Until Bitcoin and cryptocurrencies become regulated in many countries or is noted as a legal tender, it may be risky to delve into such without considering the risk involved in the which the child, after having grown is made unawares of such and maybe the parents or guardians didn't do well to safely keep the seed phrases to the wallet and are probably dead or so sick that they can't remember or have anyone who knows about such to bring it to revelation.
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bakasabo
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June 13, 2024, 11:36:42 AM |
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Not all parents understand about bitcoin, they are more likely to be afraid because the value that can fluctuate at any time is what parents want, especially lower middle class people have no experience with any investment, so the way they choose is to save money in the bank or make deposits with the APY they know.
That's a safe way for parents to save assets for their children even if they ignore the rising inflation.
Whereas we, the easy generation, understand enough about bitcoin to choose this path instead of saving money in the bank because we have learned a lot about bitcoin the meaning of financial freedom. Bitcoin will be much better for children's funds for future education or pension funds prepared from now on.
Parents must not only understand about bitcoin, or saving, or investing in general, but they must educate their kids about finances as well. What is the point of running a child savings account, if the kid withdraws and spends all of them when he turns 18. Also parents must be very confident in banks. For example my grandmother during Soviet times was saving money on " passbook" for many years, and with time redenomination has happened and 1000 turned into 1. Banks can go bankrupt. People must be very cautions with savings.
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legendbtc
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June 13, 2024, 12:52:22 PM |
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Let's not pretend that Bitcoin is the messiah in the financial world, if you do, your bad vision will soon become a reality for you to know. This is someone's sweat we are talking about, so let's be sensitive with the kind of advice we give. For Bitcoin to have been growing so well for the past decade doesn't mean it can't have its own challenges as time comes on. Do you know the future? That's the issue. What all of you guys with the same mindset are saying is not even speculation but guesswork through your beliefs, which could easily fail you. What if Bitcoin is not more than $50,000 in the next 13 years having bought it at $75,000? What would the child would the child do?
Also, having unchallenged access to an investment is a risk on its own because we might not be truthful to our plans. A little challenge might cause the liquidation of the investment if care is not taken, so those parents who are arranging some future packages for their children are not fools and there is no future package like that without interest. If at all they do not want to invest the money in one plan due to fear, especially inflation, such parents may diversify in many investment plans which include, buying shares, land and properties in the name of the children. They may also buy Biticoin but it should not take the whole of the money. With time, these will appreciate more instead of gambling the future of their children solely on Bitcoin which is still very young. No one knows tomorrow.
Yes, there's no denying that bitcoin's performance over the past 15 years has been excellent, but that's not enough to guarantee that bitcoin will continue to maintain that performance in the future. Satoshi can create bitcoin and we should not be surprised if someone will create something better than bitcoin and beat bitcoin in the future or people suddenly no longer need bitcoin for some reason...anything can happen. And anything has risks, and bitcoin is no exception. Yes, I agree with what you said, as parents, if we want to prepare the future for our children then diversification is the right thing to do, not focusing on a single asset even when it's banks, bitcoin...never put your eggs in one basket.
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Blitzboy
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June 13, 2024, 01:17:07 PM |
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Your bank's savings account? Its not doing your kid any favors. Inflation is eating away at that money faster than you can say "bank fees". Bitcoin? We've all seen the numbers. A small, steady investment in Bitcoin over the years? Its like a rocket compared to your kid's piggy bank. Its not just about saving for college anymore, its about setting your kids up for life.
Im not just talking about money here. Investing in Bitcoin teaches your kid about the real world. It teaches them about markets, about taking calculated risks, and about thinking long-term. Its a financial education that no school can offer. So, are you going to stick with the same old, outdated way of saving, or are you going to teach your kid how to win in the new economy? The choice is yours.
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MarjorieZimmermanGinger
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June 13, 2024, 01:31:32 PM |
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Having the money stored in the bank would have it loose values considering the current economy situation and the possibilities that the future holds worsen economy threats. Therein, the fiats are quite fast loosing values and inflation is distancing the stocks from gaining valuabilities.
Not everyone understands the same problem so there are many people who may not and are not interested in Bitcoin. It could be that they have other views regarding the savings prepared for their children. Despite the fact that saving money in a bank is not productive in the future because it talks about the impact of the value of the Fiat currency continues to fall. If only the parents would understand the safety and productivity potentials in storing values in the digital assets as Bitcoin, then it would be better if they grow their kids minds of financial management and productiveness by redirecting them to Bitcoin instead of the banks.
It doesn't have to be in Bitcoin if they really have a future view and may also be utilized by other investments in accordance with the knowledge they have. But if they understand Bitcoin, it will be much better because they can provide education regarding financial management that is far more productive for their children's preparation to at a more mature age stage. I understand why many people are not involved in Bitcoin because maybe in their time this system does not yet exist. It is precisely now that we can prepare this to our children later. So this step needs to be prepared and as much as possible to provide slow education to children about Bitcoin.
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