Don't live above your affordability

[0t3p0t]

I think just by understanding do's and don't and choosing priority over wants will keep us moving forward. People who live without rules in life sometimes ends up losing the wealth and opportunity they already have because of ignorance. If ignorance of the law excuses no one then so do we when it comes to financial literacy. Our mindset is what makes us what we are for the rest of our lives not unless we change. Some people like to have a lavish lifestyle, some like to be in the middle and some really just prefer to be in a low profile.

[Majestic-milf]

Maintaining a certain lifestyle just to impress other people is something I don't get. That's just not something that matters to me, and I don't think there is any shame in being unable to afford certain things. So yeah, the op is right that people shouldn't live above their level of affordability. It's unlikely that it will help them gain more opportunities, and it's very likely that things will go south, and they'll find themselves in debt and more troubles. Raising the level of what you can afford isn't done via pretence and loans; it's something you need to work on.

Leading a lifestyle just to please others will eventually drain you especially if you try to live above your means. The economy can be very harsh and coupled with the fact that your salary may not be up to that of your  bourgeois neighbors but you still strive to live like them so you can earn some form of respect, it only means you've got no plan and aren't a contented person.
At the end of the day, you only have one means of income but splash it needlessly on  things you may not want. That's very unwise and the fastest way to put one in debt and poverty.

[maydna]

Perhaps money is a key word of man's status quo but money is not everything. You can imagine when you wants to happy, you don't have to depends on money to happy. You can have a healthy body, you can eat anything you want, you can live with calm, that is a happiness that other people can not get. If you don't own debt, that is the biggest happiness because you don't have worry.

You don't have to follow other people life style. You are you who have a will and have a goal for your life. You just needs to think that tomorrow will be better than yesterday while you keeps to try to make it happens. No needs to worry with other people say about you because they don't know the truth. The important thing is you can make a good thing to other people and helps if they asks for helps.

[pusaka]

Perhaps money is a key word of man's status quo but money is not everything. You can imagine when you wants to happy, you don't have to depends on money to happy. You can have a healthy body, you can eat anything you want, you can live with calm, that is a happiness that other people can not get. If you don't own debt, that is the biggest happiness because you don't have worry.

You don't have to follow other people life style. You are you who have a will and have a goal for your life. You just needs to think that tomorrow will be better than yesterday while you keeps to try to make it happens. No needs to worry with other people say about you because they don't know the truth. The important thing is you can make a good thing to other people and helps if they asks for helps.

I divide happiness into two parts, the first is outer happiness and inner happiness. Birth happiness is happiness that we can see, as in this case is money or wealth for example. Because with the money we have, perhaps we will be able to fulfill all our needs, from primary needs, secondary needs to tertiary needs.
The second is inner happiness, happiness cannot be obtained from wealth or money in my opinion, because it comes from within the body. Sometimes we often see them having a lot of money but not being happy inside.

I agree with you, we cannot follow other people's lifestyles, we have to be ourselves. Everyone has their own way of living, and when we follow someone else's lifestyle, we may be stressed because we have to constantly imitate other people, even though we may not be able to live in that way.

[mamesso]

Without pretence, how'd you feel being a low class admist first classes where public are being attentive?
Honestly, to some oppressive times, I actually feel like to afford the first class expenses in that period of time just for impression but my fear always goes to HOW TOMORROW MAY BE because living in such competitive arenas is liable to disappoint a man as time approaches.
Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

Be yourself by showing your abilities, forcing yourself too hard to look cooler by relying on money will make you less confident in the future because of your limited abilities. HOW TOMORROW MAY BE? This is the key so that you don't live in pretense. Achieve what you can achieve, let yourself grow by enjoying the process, because success takes time. If you do it prematurely by relying on money to get what you want to achieve, you will feel uncomfortable and inferior to your friends who have a higher level of knowledge.

[slapper]

Though it's not everything, money is a pretty good tool. It's like a hammer, man – you can build a house. The actual game is learning how to use the hammer. Start following your interests instead of fixating over what you cannot afford. What makes you feel alive? Perhaps it's launching a company, travelling the world, or simply spending more time with your family. All the same, money will enable you to reach there. But it's not about living paycheck to paycheck and blowing it all on junk. It's about constructing a sustainable and fulfilling existence

So concentrate on what really important and forget about following the Joneses. Control your money, pursue your passions, and create a life you're happy with

[X-ray]

Without pretence, how'd you feel being a low class admist first classes where public are being attentive?
Honestly, to some oppressive times, I actually feel like to afford the first class expenses in that period of time just for impression but my fear always goes to HOW TOMORROW MAY BE because living in such competitive arenas is liable to disappoint a man as time approaches.
Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

person with sufficient financial education know how to not overspend, anyway, what is really considered the definition of first class anyway. overspending and living a lavish life with all the luxuries aren't the definition of first class by any means, probably the thought its first class but really most of people can see through our financial condition if spend enough time with us so people pretending to be living luxurious life while entangled in debt undoubtedly will eventually find a day where they got exposed since its not a sustaining life style as you said.

meanwhile on the opposite people that keep growing their wealth overtime are the one that is being considered first class, you know being financially independent and all those kind of things does make use get viewed in a better light than just pretending to be something else, even if we don't have any wealth to show off, if we just honest and keep striving for better financial condition for the future through hard work people will find the charm in ourselves.

definitely no point trying to live a life that could drain your entire fortune just within a year or two, at best its just a facade, but you know whats better, getting income so high you spend to help other people, thats what most of billionaires are doing right now after probably getting bored of spending their money.

[Kristiyana]

Without pretence, how'd you feel being a low class admist first classes where public are being attentive?
Honestly, to some oppressive times, I actually feel like to afford the first class expenses in that period of time just for impression but my fear always goes to HOW TOMORROW MAY BE because living in such competitive arenas is liable to disappoint a man as time approaches.
Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

Op this your heading is the greatest advise of it time to me it speak volume to change life narrative because thinking that life is competition and seeking to do what your not able at that moment may apportioned person into unrecoverable condition and damage ones future.

I never see life as competition and this is always a guide to avoid me falling into greed there is nothing wrong to admired good thing or even eyes to shift to another level but what makes it wrong is when your short of good plan about your future and only think of your present.

Those that see life as competition and failed to leave within what they can afford and keep comparing themselves with those that have already laid their foundation never finished the raise with good story to stay with what you can afford is not bad if truely you have plan for your future what you don't afford today you can actually have it tomorrow life is a continuous process good things, enjoyment and New things will always exist and more model must come into existence .

That is what so many people failed to understand, life is not a competition because some persons always sees themselves to be on a competition with others forgetting that those that always sees themselves that way always end up not doing well on there lives and also always seeing yourself to be on a competition with others normally lead to envy and hatred and can even lead to the person doing something illegal because at that points he would wants to be more successful than the other person.

[AVE5]

Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

You don't have to live to impress others, first you have to impress yourself with what ever you can afford to provide. When one is still at their initial stage of chasing success, the person don't have to over strain themselves because they want to impress the public and at that point losing what they are still gathering. There's a saying that "you can't eat your cake and have it back" So, it is very important to first be content with what one have while still working on themselves to get to that classic level where they can splash money any how they want with looking at their pocket because they know that their is a well always available to replenish the pocket.

Actually living to impress others wouldn't add any benefit after the expensive expenses you staggered to afford while you're still building on your success. Perhaps, it should be watchful not to spend beyond your income and believing that living a luxury life today and unable to afford it tomorrow is frustrating.
So, it's all about being contented while thriving on growing on your portfolio until your net worth could afford those desired classic tastes.

[Marvelockg]

Without pretence, how'd you feel being a low class admist first classes where public are being attentive?
Honestly, to some oppressive times, I actually feel like to afford the first class expenses in that period of time just for impression but my fear always goes to HOW TOMORROW MAY BE because living in such competitive arenas is liable to disappoint a man as time approaches.
Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

you could also put it this way, If you deserve a certain lifestyle, work for it and live it. sometimes in a bid nit to living above our means, we've been caught up in situations where we have to endure stages of life that we've longed outgrown.  Comparing yourself to others and trying to measure up isn't totally bad as long as you're ready to put in the work and effort that will make it possible but if you're not ready to work but just want to upgrade yourself and expect a magical result, you will later find yourself going down the rails in no time.

The people you see sitting in the first class and driving luxurious cars saw others doing so and had to put in the work and it becomes a reality for them. If they did it, you can also do it. And if you're hungering to afford those things, you will definitely afford it by just putting the necessary effort and doing the right thing the right way.

[boyptc]

but it's better to maintain a sustainability for a long term going than living the high classes in just a short term

The rich people can sustain their high maintenance and high class of living. Not everyone is going to afford doing that.

And this is why I am living in my means and not beyond to my means. People think that just because they've got a higher salary, they'll also upgrade the way of their living.

They spend carelessly and for that reason, they thought that kind of life is forever. There are so many factors that people have to remember and be careful of how we live with this generation.

[Roggeredek]

Living within your means is easy but life can become difficult when you think about spending more. To spend money properly you need to know how much money you are earning and how you are spending that money. A diligent person's planning surely brings a lot of wealth but the person who rushes to work without planning is surely in want.

[bitterguy28]

Without pretence, how'd you feel being a low class admist first classes where public are being attentive?
Honestly, to some oppressive times, I actually feel like to afford the first class expenses in that period of time just for impression but my fear always goes to HOW TOMORROW MAY BE because living in such competitive arenas is liable to disappoint a man as time approaches.
Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

Not sure if why do we need to live outside of our affordability ? I mean you are right that at some point you can carry living luxurious in couple of days or weeks or even years but what is tomorrow waits right?

when we can live for simplest as we can be pursuing life and when we reached the goal and the perfect living then we can have that better one completely for whole life right?
those who chooses to live better but not knowing what tomorrow awaits are the type of people that loves gambling life and they are the one who are not ready for this matter.

[rodskee]

Money is indeed a key word of man's status quo but it's better to maintain a sustainability for a long term going than living the high classes in just a short term else, you'd become a mockery in reviewing of your past and recalling your present status quo.

You don't have to live to impress others, first you have to impress yourself with what ever you can afford to provide. When one is still at their initial stage of chasing success, the person don't have to over strain themselves because they want to impress the public and at that point losing what they are still gathering. There's a saying that "you can't eat your cake and have it back" So, it is very important to first be content with what one have while still working on themselves to get to that classic level where they can splash money any how they want with looking at their pocket because they know that their is a well always available to replenish the pocket.

Actually living to impress others wouldn't add any benefit after the expensive expenses you staggered to afford while you're still building on your success. Perhaps, it should be watchful not to spend beyond your income and believing that living a luxury life today and unable to afford it tomorrow is frustrating.
So, it's all about being contented while thriving on growing on your portfolio until your net worth could afford those desired classic tastes.

indeed , impressing others that you are wealthy but the truth is the amount you spending per day is the
amount your family need for a week? that is purely stupid for me and not an act of a family person ,
because the true good family member is always looking for the future of their love ones and not just for
others to be impressed.

[AVE5]

but it's better to maintain a sustainability for a long term going than living the high classes in just a short term

The rich people can sustain their high maintenance and high class of living. Not everyone is going to afford doing that.

And this is why I am living in my means and not beyond to my means. People think that just because they've got a higher salary, they'll also upgrade the way of their living.

They spend carelessly and for that reason, they thought that kind of life is forever. There are so many factors that people have to remember and be careful of how we live with this generation.

Affordability of the classes of lives should be based on your stable earnings. It's unfortunate that some people suddenly jumps into high classic lives just because their present earning can afford it without considering how long the source of earning would last and also fails to spend on responsible things that matters and ignorant to this when the income source is no more flowing, it could be discouraging to hope on the better days as we always do expecting he best from the future.

[Roggeredek]

Most of the people in our society try to do many things beyond their capacity, sometimes few people can succeed but most people cannot. This is our socially ill competition. Which sometimes destroys us. Ambition beyond capacity is a terrible thing.

[Obulis]

You need to learn not everyone must follow your lifestyle because it's up to anyone choice.

There's a person who think live is short and he must try anything he can without need to think about money, so he will spend all of his money without thinking about tomorrow because he believe he can find a way to survive tomorrow.

Another person who life in balance, he spend a good amount of money for entertainment and save some for retirement.

And another ones who're an oversaver, he will spend as small as possible for his need and save as much as he can to retire earlier.

In the first place I perceive the op trying to point against pretentious and competitive lifestyle (pretending you have it by spending like others who might have more or not) when one  is only busy spending in a day what it took months or to gather (spending three months pay in a week) when there is modest means (trying to live within affordability except necessity) .... To think of it, spending on unnecessary appetites.

However, some things are fundamental truth... Like you are pointing different persons with different choices. (that means some people actually choose lack by spending more than they really have)

if a statistics is taken on those living today a pretentious and competitive lifestyle, living above affordability, you'll see up to or more than 85% living in regrets tomorrow....just as many are regretting today... (Had I know)
On that, not living above one's affordability is somehow a fundamental truth even true about a business and a nation/country.

[kotajikikox]

Simple Life is what makes the person great in all aspects.

enjoy your earnings but make sure that you have your investments ready for the future of your family .