You don't have to complicate things, if you have small amount of money to buy Bitcoin you can use non custodial Bitcoin wallets built for smartphones, like Trust wallet and Electrum, when I said small amount I mean the hundreds of dollars range, but if you have a thousand dollar worth of Bitcoin I advice you should start preparing how to end up buying a Trezor hardware wallet, it wimt cost you an arm or leg.
Even with a sum of a thousand dollars or so, it is not necessary to acquire hardware wallets, because giving 10% of the available sum seems to be an irrational use of the budget. Maybe it is better to spend this sum (10% allocated for HW device) on additional investment in the bitcoin?
I remember in 2023, I had like 10k worth of crypto on my trust wallet and I began to worry, my mind won't just leave the stupid idea alone, I knew that 10k in USD is way too much for trust wallet, although some users claimed that they store higher amount of Bitcoin in trust wallet and nothing bad happened, my mind was telling me that do I have to wait till something bad happens? So I purchased a hardware wallet and it doesn't cost more than $120 then, since then I don't get worries anymore.
Using a hardware wallet gives you peace of mind for your cryptocurrencies, but in some cases, fake (ledger?).
With an amount of $10k, it is difficult
to trust non-custodial wallets.
Hardware wallets are the best, just make sure they are non custodial, but Electrum wallet is a good option for someone who don't have money for HD wallets, it is completely open source, the best free wallet that I can recommend to any beginner by far with zero worries, keeping your recovery seed safe is your responsibility, make sure it doesn't get closeer to online or the internet.
Electrum has been a good choice for many years now. But electrum + hardware wallet still looks better.
