SamReomo
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August 02, 2024, 07:33:50 PM |
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I do hope that we can use Bitcoin for p2p microtransactions where we can buy coffee with BTC without worrying much that the transaction is much higher than the cost of goods.
I also hope to see something like that. I know it's possible to see something like that happening in near future but none of us knows when that will happen exactly. I heard that in some places people can still pay for coffee with Bitcoin but that feature isn't yet available everywhere yet. I hope that one day we may see Bitcoin as an acceptable method of payment for physical goods at most countries. I would then consider using Bitcoin for payment of goods instead of fiat because for me it's way better than fiat currencies.
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Yatsan
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August 03, 2024, 06:19:02 AM |
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Something happened today which makes my choice of bitcoin more stronger than the centralized fiat and traditional banking system.
While I was with a feeling of disappointed I recalled I have been stacking a few unit's of bitcoin in my wallet and have never experienced this crazy shit neither have I heard any bitcoiner make such a lousy complain about bitcoin whatever the amount of bitcoin transfered into their wallet. I don't think there's anyway the fiat system can be compared to bitcoin, the more experiences I encounter the more I see how advanced and greater purposes bitcoin serves.
Various reasons for people to invest in blackchain technology, for me is influenced of individual goals while others are market expectations. Very well said, fiat currency monetary policy by central banks is used to manage the values of each currency also depends on what kind of government, they also adjust the interest just for borrowing and they also lower the value of their fiat currency. On the other each crypto for example bitcoin depend on prevailing market prices. To add fuel to your realization investing in blockchain tech comes with potential in high return especially when attracting investors, hedge against inflation one of Bitcoin traits, Innovation and of course as other have said Crypto operates on decentralized blockchain technology that promotes financial inclusion.
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CryptoHeadlineNews
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August 03, 2024, 06:41:22 AM |
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Yes, it's true that's one disadvantages fiat has against Bitcoin due to the amount limit placed on the different tiers of account holding, of which when it comes to Bitcoin, a user is free to deposit or withdraw an unlimited account, inasmuch as he could afford the transaction fees. So it's so sad you had to experience this delay in executing your project, and I think this should be a lesson to you to always learn to ask anybody you intend to transfer money to next time that how much is his/her account limit, so as to how much that could be sent to avoid such delay next time. As what makes us good contractors or project supervisor is our ability to learn from past mistakes
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fuguebtc
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August 03, 2024, 08:21:26 AM |
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I do hope that we can use Bitcoin for p2p microtransactions where we can buy coffee with BTC without worrying much that the transaction is much higher than the cost of goods.
I also hope to see something like that. I know it's possible to see something like that happening in near future but none of us knows when that will happen exactly. I heard that in some places people can still pay for coffee with Bitcoin but that feature isn't yet available everywhere yet. I hope that one day we may see Bitcoin as an acceptable method of payment for physical goods at most countries. I would then consider using Bitcoin for payment of goods instead of fiat because for me it's way better than fiat currencies. All bitcoin investors expect it to come true, but if we're being realistic I don't think it will. First, governments will never legalize bitcoin as a currency because they will not allow any currency that threatens fiat. Second, bitcoin's transaction fees are an issue, and I don't think it will be resolved anytime soon as bitcoin's popularity continues to grow. I don't think anyone is generous enough to buy a $1 cup of coffee and pay an extra $1 per transaction, whereas with fiat we wouldn't have to pay anything extra. No matter what we say, fiat money will still be the primary payment method and we will still rely on and use it. The scenario where bitcoin will replace fiat money is unlikely, IMO.
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Ultegra134
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August 03, 2024, 08:24:00 AM |
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Well, this rule doesn't only apply to banks but to any kind of centralized service or platform, such as an exchange. When you're relying on a third party, there's always the chance of getting screwed over. I also had my PayPal account limited a few years ago to question where I was receiving the money when they were eBay sales, which is nonsense since PayPal is owned by eBay. The advantage the OP claims applies to all cryptocurrencies that don't involve a third party, with a few exceptions, of course, such as USDT.
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▀▀▀▀▀▀▀██████▄▄ ████████████████ ▀▀▀▀█████▀▀▀█████ ████████▌███▐████ ▄▄▄▄█████▄▄▄█████ ████████████████ ▄▄▄▄▄▄▄██████▀▀ | LLBIT | │ | CRYPTO FUTURES | | | | | | | │ | 1,000x LEVERAGE | │ | COMPETITIVE FEES | │ | INSTANT EXECUTION | │ | . TRADE NOW |
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Viscore
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August 03, 2024, 09:37:24 AM |
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I do hope that we can use Bitcoin for p2p microtransactions where we can buy coffee with BTC without worrying much that the transaction is much higher than the cost of goods.
I also hope to see something like that. I know it's possible to see something like that happening in near future but none of us knows when that will happen exactly. I heard that in some places people can still pay for coffee with Bitcoin but that feature isn't yet available everywhere yet. I hope that one day we may see Bitcoin as an acceptable method of payment for physical goods at most countries. I would then consider using Bitcoin for payment of goods instead of fiat because for me it's way better than fiat currencies. As much as we want to expect that bitcoin price will continue to rise, its bitcoin adoption will also comes along when majority of the countries are now open about bitcoin not only as an investment tool but more particularly as a currency. And when that happens, we will no longer struggle on finding stores that will accept bitcoin as a payment mode since bitcoin will also be considered an official currency that is freely accepted all over the world. I know it will happen eventually, but for now, we will settle first having bitcoin as an investment tool.
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Ishicryptic
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August 03, 2024, 10:22:20 AM |
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While I was with a feeling of disappointed I recalled I have been stacking a few unit's of bitcoin in my wallet and have never experienced this crazy shit neither have I heard any bitcoiner make such a lousy complain about bitcoin whatever the amount of bitcoin transfered into their wallet. I don't think there's anyway the fiat system can be compared to bitcoin, the more experiences I encounter the more I see how advanced and greater purposes bitcoin serves.
Bitcoin unique feature is that it is decentralized unlike fiat that are centralized, meaning that a person that hodl it in a none custodial wallet is the sole custodian of their Bitcoin in the Blockchain. So in that regard you are your own bank and you have the total control over your Bitcoin and when you want to do p2p transactions with another none custodial wallet, there will be no third party interferences. But you have to remember that as you are your own bank, you also bears the sole responsibilities of securing your Bitcoin from lose and theft, without your private keys in your possession that automatically means that you don't own your Bitcoin. I believe that it is safe to keep money in the bank, the difference between the banks and Bitcoin is that the latter is decentralized while the former centralized, if you save your money in the custody of a bank, they will give you their terms and conditions on deposits and withdrawals. If their customers meets these demands, then there won't be any problems.
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kryptqnick
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August 03, 2024, 01:02:20 PM |
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Banks can indeed start messing around with people's accounts if the system catches something out of order. A sum of money well above what a person usually receives is out of order, so it can get flagged. Bitcoin is a good alternative, but only if you or your pal can spend it directly on what you need to purchase. If not, then exchanging Bitcoin for fiat can bring us back to square one of banks reacting to unusual activities.
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tranthidung
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Farewell o_e_l_e_o
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August 03, 2024, 01:09:30 PM |
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Banks can indeed start messing around with people's accounts if the system catches something out of order. A sum of money well above what a person usually receives is out of order, so it can get flagged. Bitcoin is a good alternative, but only if you or your pal can spend it directly on what you need to purchase. If not, then exchanging Bitcoin for fiat can bring us back to square one of banks reacting to unusual activities.
Banks are centralized and Bitcoin is decentralized. But things don't stop here, people can have multiple choices from centralized exchanges, decentralized exchanges, non-KYC platforms for exchanging bitcoin. If they use centralized exchanges, they spent money to buy bitcoin but don't actually own bitcoin. Because, as the saying goes, and also red flag, it is not your private key, it is not your bitcoin. So people need to choose exchanges and wallets that don't require KYC, and give them private key. Wallet to use for bitcoin storage must be open source, reproducible too.
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legendbtc
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August 03, 2024, 01:43:12 PM |
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Banks can indeed start messing around with people's accounts if the system catches something out of order. A sum of money well above what a person usually receives is out of order, so it can get flagged. Bitcoin is a good alternative, but only if you or your pal can spend it directly on what you need to purchase. If not, then exchanging Bitcoin for fiat can bring us back to square one of banks reacting to unusual activities.
Ultimately, we will still have to convert our bitcoins into fiat currency before we can use them in life, so it makes little sense for us to continue complaining about the banking system and fiat. I wonder, why can't we take advantage of both in different use cases, we can flexibly use both to bring convenience to life instead of comparing? What does it mean when we constantly compare and criticize fiat when we still use it every day? I agree that bitcoin is superior to fiat in many ways but we also have no way of eliminating banks and fiat from our lives, so I won't compare them and I'll take advantage of both two.
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adultcrypto
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August 03, 2024, 02:57:21 PM |
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Something happened today which makes my choice of bitcoin more stronger than the centralized fiat and traditional banking system.
I transferred some amount of cash to someone to get me a few items I would be needing for my project at hand, a day after I received a call from the him that his account has been freezed due to the amount received into the account that the bank told him it was above the account grade and he has to come with some required documents for the upgrade to a higher tier and this has to shift my schedule I have arranged for my project to a day further.
While I was with a feeling of disappointed I recalled I have been stacking a few unit's of bitcoin in my wallet and have never experienced this crazy shit neither have I heard any bitcoiner make such a lousy complain about bitcoin whatever the amount of bitcoin transfered into their wallet. I don't think there's anyway the fiat system can be compared to bitcoin, the more experiences I encounter the more I see how advanced and greater purposes bitcoin serves.
The banking system of my country is so messed up so this one is a normal occurrence. Whenever this kind of issue happens here, it will take minimum of eight working days to resolved and that will be after filling of series of forms and providing many documents to upgrade the account. This shows fiat banking system somehow set limits to what individuals should hold in their accounts and as soon as those limits are exceeded, you have to come and answer questions. Imagine the delays and stress that comes with this situation. Bitcoin changed all of these and make the financial system more democratic and comes with some level of freedom. Part of the reason the authorities do not like bitcoin is the freedom it offers people which threaten their grip and control of the citizens.
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lizarder
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
August 07, 2024, 05:38:48 AM |
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I don't know if there are differences between countries, because I've been using a bank account for over 20 years and I've never had any problems withdrawing money. Whether it's a large amount or the entire amount in my account, the transaction goes very quickly and doesn't take as long as many people complain. For ATM withdrawals, there is definitely a daily limit given by the Bank and it depends on what type of card you hold. Especially in my country, the types of ATM cards are different and the amount of withdrawals that can be withdrawn in 24 hours varies. But if the withdrawal is made at their teller, the amount is unlimited and can be done as the account owner wishes. I agree with you, the topic of comparison between bitcoin and banking has been discussed many times before but in the end I guess no one will ditch their bank account and just use bitcoin. Honestly, we will still use and even depend on banking in life even if it gets worse.
Not to mention, bitcoin is not as perfect as we think, once it took me 7 days to complete a transaction because the bitcoin network was congested, and I think this also causes a lot of discomfort for anyone who has ever fallen into this situation like me. Both have pros and cons, no one is perfect. If we want to be honest, banks are still quite needed as a necessary step, especially for those who are business people or people involved in sending money between countries. We can see how large a percentage of people now use transactions through banks even though there are now many services that provide money transfers. People trust banks more because they have legality from the government even though there are systems and weaknesses in them. Bitcoin is an alternative for users because we are aware that it is impossible to use the banking system to store value because of the nature of money which depreciates day by day. So as long as we can get benefits, then pursue bitcoin as an investment step by saving its assets and there is no need to compare bitcoin with the banking system.
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GeorgeJohn
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
August 07, 2024, 06:39:35 AM |
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Bitcoin works in synergy with fiat currency, but doesn't understand Bitcoin existence in such manner, the essence of bitcoin establishment is to make transactions across other countries easier for the sender and also the recipient, bitcoin be a decentralised currency is what makes Bitcoin to be fast in transactions compared to other currencies
Assuming it was bitcoin you sent that bank withheld base on banks requirements I don't think that it would have been in suspense until now, that's while since bitcoin came on board I don't like to purchase anything across the nation without applications or use cryptocurrency
So many people who don't understand the important of bitcoin don't like to use bitcoin as a means transactions or means of payment, so for mean if you have money you want to send to your beloved ones and you want the money to reach them as expected I think the best is to send bitcoin instead of Fiat currency
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Iranus
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
August 07, 2024, 11:35:46 AM |
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~snip. For ATM withdrawals, there is definitely a daily limit given by the Bank and it depends on what type of card you hold. Especially in my country, the types of ATM cards are different and the amount of withdrawals that can be withdrawn in 24 hours varies. But if the withdrawal is made at their teller, the amount is unlimited and can be done as the account owner wishes. Many people will complain that they feel uncomfortable every time they go to withdraw money because bank staff have to ask them to verify personal information when it is their money. If they do not do this and there is theft, and our property is lost, who will be responsible? Or some people are unhappy when the bank charges fees but people forget one thing: the bank is doing business, not a charity fund. They establish businesses and provide services for us to use, they have the right to charge fees if we want to use their services. They don't force us to open an account or deposit money for them if we don't feel satisfied with the rules they set. Meanwhile, we still have to pay transaction fees for each bitcoin transaction but no one complains. We should be fair with everything, we need to make objective comparisons, don't just badmouth everything else just for the sake of exaggerating bitcoin because that doesn't make bitcoin better. ~snip If we want to be honest, banks are still quite needed as a necessary step, especially for those who are business people or people involved in sending money between countries. We can see how large a percentage of people now use transactions through banks even though there are now many services that provide money transfers. People trust banks more because they have legality from the government even though there are systems and weaknesses in them. Bitcoin is an alternative for users because we are aware that it is impossible to use the banking system to store value because of the nature of money which depreciates day by day. So as long as we can get benefits, then pursue bitcoin as an investment step by saving its assets and there is no need to compare bitcoin with the banking system. Is there anyone here who doesn't use and eliminate banks from their lives? I guess no one, not even the OP. We don't need to compare as we can use both and make use of them as both can be used for different use cases.
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Blitzboy
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
August 07, 2024, 02:46:10 PM |
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Someone has found a truth that is more valuable than gold. With all their rules and restrictions, traditional banks are slowing us down. Bitcoin isnt just about making things easier; its also about freedom. The stuffy institutions dont have any control over this digital cash. It can be used for money and as a sign of freedom. An oasis of clarity in a suffocating world. Bitcoin is the very heart of independence and detachment.
This person's story perfectly shows how Bitcoin can change things. Not only is it about money, but also about getting rid of old ways of doing things and accepting the futuure. This problem with the bank only shows how far behind they are in our fast-paced, tech-savvy world.
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348Judah
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
August 07, 2024, 03:34:36 PM |
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Bitcoin for now is the best means of making a financial transaction which will present you with no glitches at all, that is if we identified on this and are willing to learn more on the use of bitcoin on different applicable aspect of the economy we run for our daily life, as we already knew, using fiat has a lot of challenges in which we could prefer the use of bitcoin over them, just as from the scenario of what OP used as an example which is a live experience, such couldn't have happened if it were to be on a decentralized network like we have with bitcoin.
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mirakal
Legendary
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August 08, 2024, 01:15:50 PM |
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I think you have to come up with a strong belief that makes you choose bitcoin over fiat money, not just like the cited situation, as it is never reasonable enough to consider.
I think we should have to figure out what benefits we get from using bitcoin this time because I see that fiat money still plays an important role. We believe that bitcoin is the future, but still, we can be assured of how it will look a few years from now, which leaves the majority undecided. It is necessary that everything be clear to us before making a final move.
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lizarder
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
August 08, 2024, 02:24:32 PM |
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Or some people are unhappy when the bank charges fees but people forget one thing: the bank is doing business, not a charity fund. They establish businesses and provide services for us to use, they have the right to charge fees if we want to use their services. They don't force us to open an account or deposit money for them if we don't feel satisfied with the rules they set.
Meanwhile, we still have to pay transaction fees for each bitcoin transaction but no one complains. We should be fair with everything, we need to make objective comparisons, don't just badmouth everything else just for the sake of exaggerating bitcoin because that doesn't make bitcoin better. You are right because Banks provide services where they employ many people so any cost cuts are to provide salaries to their employees. In this case we have to understand why fees are cut for all kinds and that's how banking works even though in general we see them almost completely sucking the blood of customers when lending money to them and I think this is another issue from the discussion we are discussing. Objectively we don't need to compare banks with bitcoin because both have different functions. Moreover we will use both according to our needs and bitcoin will be much more needed for investment matters and vice versa with Banks. Is there anyone here who doesn't use and eliminate banks from their lives? I guess no one, not even the OP. We don't need to compare as we can use both and make use of them as both can be used for different use cases. Almost most of us have or often use banking services, especially for those who conquer business. Actually, all we need to do is take advantage of both according to our needs and do not need to compare one with the other. Although we realize that the banking system has a level of weakness that may be very uncomfortable to use. But if we talk about the need for their services, then maybe it is an alternative that we can use.
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Wakate
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
August 08, 2024, 08:29:57 PM |
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Yes, it's true that's one disadvantages fiat has against Bitcoin due to the amount limit placed on the different tiers of account holding, of which when it comes to Bitcoin, a user is free to deposit or withdraw an unlimited account, inasmuch as he could afford the transaction fees. So it's so sad you had to experience this delay in executing your project, and I think this should be a lesson to you to always learn to ask anybody you intend to transfer money to next time that how much is his/her account limit, so as to how much that could be sent to avoid such delay next time. As what makes us good contractors or project supervisor is our ability to learn from past mistakes
There are so many reasons why we should keep holding Bitcoin because it has cut the strong linkage between we and the government making transactions much more easily for us compared to using the traditional way of banking. We can bank a lot of Bitcoin in our wallet and no way would question us on submitting documents to confirm that we are the true owner of such funds. The crypto market is growing so far that many people have started investing in the market too so that they can take the advantage of owning cryptocurrency coupled withe the advantages that is beneath. We can always should people the way so they can always learn about crypto, and the use of wallet to enhance their cryptocurrency security.
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Onyeeze
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August 09, 2024, 10:48:58 PM |
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If you count people who is in this community majority love bitcoin and it's few will say that they love bitcoin, now let me state categorically the reason I personally develop much passion on bitcoin, is because bitcoin doesn't require permission from government or anyone before it can be that successful, so I know very well that since government can't control bitcoin price and when you invest on bitcoin you are in charge of when you will sell and when not to sell, I think that is one of the things that gives people such courage to participate in bitcoin investment, really bitcoin doesn't have third party.
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