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August 04, 2024, 10:00:59 AM |
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Actually, if my child knows more about financial literacy, it will definitely help them a lot. It tends to be that most of the teenagers are making wrong financial decisions at an early age, and this will affect them bitterly in the future. To avoid all this, they need to have good financial knowledge since their young age to avoid making mistakes in their prime. Because we even will know the best financial decision for himself from his age, he will hard take a wrong decision in the future because he will always get concerned about the complications that his decision might cause him if he really made a wrong decision, so to me, it will be best to let the kid have knowledge on finances and financial decisions for future use. Beside children then to learn very quickly and it stay in their brain permanently.
As a child, of course, they cannot understand it well if no one has told them about it and this is the responsibility of parents to be able to teach their children about financial literacy first and the rest they will be able to get in their education, because if a child does not understand this until they are adults and have their own income, of course this will be very unfortunate, they will not be able to manage the income they have properly. It is true that it would be better to teach them from an early age so that we do not regret it when they are adults because if we do not teach our children about this, of course when they are adults and see them unable to make the right decisions with the money they have, of course it will make us sad to see their lives that will experience difficulties in terms of finances.
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Dr.Bitcoin_Strange
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August 04, 2024, 01:39:00 PM |
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Meanwhile, I am sure that every family has its own traditions in anything, that is what makes a family and the people in it look unique. But in general, we can teach children about financial literacy with simple actions such as managing pocket money. I think many parents will start there, and it is important to explain to them to recognize well between needs and wants. We as parents can then evaluate it periodically, so that we can know the level of understanding of children in managing finances, this is the best form of guidance I think.
Well, yeah, parents can teach children about it by gradually teaching them how to manage their pocket money like you said, teach them how to spend it, and also teach them how to save from it for the future, just so that they can understand that it's not all the time they can have money and ones they don't have but are faced with difficult situations, that's when their savings can save them from such emergencies. Then the problem to look at here is, what if they are parents who don't even have that financial literacy? How then can they impact to their kids a knowledge they don't have?.
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Mahanton
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August 04, 2024, 04:27:43 PM |
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Actually, if my child knows more about financial literacy, it will definitely help them a lot. It tends to be that most of the teenagers are making wrong financial decisions at an early age, and this will affect them bitterly in the future. To avoid all this, they need to have good financial knowledge since their young age to avoid making mistakes in their prime. Because we even will know the best financial decision for himself from his age, he will hard take a wrong decision in the future because he will always get concerned about the complications that his decision might cause him if he really made a wrong decision, so to me, it will be best to let the kid have knowledge on finances and financial decisions for future use. Beside children then to learn very quickly and it stay in their brain permanently.
As a child, of course, they cannot understand it well if no one has told them about it and this is the responsibility of parents to be able to teach their children about financial literacy first and the rest they will be able to get in their education, because if a child does not understand this until they are adults and have their own income, of course this will be very unfortunate, they will not be able to manage the income they have properly. It is true that it would be better to teach them from an early age so that we do not regret it when they are adults because if we do not teach our children about this, of course when they are adults and see them unable to make the right decisions with the money they have, of course it will make us sad to see their lives that will experience difficulties in terms of finances. As a parent then it would really be that something that you will really be that doing on guiding up your kids while they are growing and teaching up things on which you do see for it to be right. It would really be that understandable that there would really be things on which you would really be trying out to explain it out but of course there would really be things on which there's a specific time on where you would really be trying out to explain it to them specially when it comes to financial literacy and other things which are really that correlated to it. We do know that when it comes to this aspect then it would really be something that ideal on telling them when the time is right.Although on which this one could really be that thought in to the school but still would really be that different when it comes to pure dealing up with it but somehow it would really be giving out that kind lacking in compared when we are parents would really be adding up in related into this. Financial literacy would really be added up on the curriculum on which this would really be leaving no worries about on learning it and thats why they would really be that going add up as parents on which this is really that sense of responsibility. We do know that when we do have kids then it would really be that our responsibility on teaching up things on which it would really be that according into our own real experiences in life so that time comes that they would really be that prepared.
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Egii Nna
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August 04, 2024, 06:31:39 PM |
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Actually, if my child knows more about financial literacy, it will definitely help them a lot. It tends to be that most of the teenagers are making wrong financial decisions at an early age, and this will affect them bitterly in the future. To avoid all this, they need to have good financial knowledge since their young age to avoid making mistakes in their prime. Because we even will know the best financial decision for himself from his age, he will hard take a wrong decision in the future because he will always get concerned about the complications that his decision might cause him if he really made a wrong decision, so to me, it will be best to let the kid have knowledge on finances and financial decisions for future use. Beside children then to learn very quickly and it stay in their brain permanently.
As a child, of course, they cannot understand it well if no one has told them about it and this is the responsibility of parents to be able to teach their children about financial literacy first and the rest they will be able to get in their education, because if a child does not understand this until they are adults and have their own income, of course this will be very unfortunate, they will not be able to manage the income they have properly. It is true that it would be better to teach them from an early age so that we do not regret it when they are adults because if we do not teach our children about this, of course when they are adults and see them unable to make the right decisions with the money they have, of course it will make us sad to see their lives that will experience difficulties in terms of finances. Fact: Your children's finances will definitely affect you as a percent, and the only way to stop that regret in the future is to give them the knowledge, and you can’t give them the knowledge when you also are not practicing it. What I mean here is that if you, as a parent, have poor financial planning, your kids will find it hard to accept what you tell them because they mostly get knowledge by seeing what you practice, so definitely to make them practice and understand more about financial literacy, you have to also practice it as their parents. Because future regrades due to wrong financial decisions and planning will be complicated based on the situation, and if care is not taken, it can be hard to solve, which means your kids will also end up in poverty and regret their actions based on finances.
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Furious 7
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August 04, 2024, 07:06:01 PM |
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While I agree with giving our own children an understanding of the importance of finances, I am opposed to pushing the envelope and taking it further as you suggest that finances should be taught from an early age.
It will only burden and your child will also not catch it well because it is not his time, let the child grow up according to his age because after all for children of that age they actually always learn what the adults around them do so that when we do good things including in behavior and financial control then the child will also learn by himself without having to demand that they learn what they are not good at. Children are a reflection of their parents so when parents do not do well in terms of behavior and money management then do not blame the child when doing the same thing because for children of that age they only copy paste what the closest people around them do.
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Juse14
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August 04, 2024, 08:42:13 PM |
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Most parents do not know much about financial literacy. They may be part of this majority who would want their children to have a better future than they had themselves, more so in financial terms. Taking kids into the subject of financial literacy not only helps them to have good financial habits but it also prepares them for success in the long term. Increased chances of success in life and better financial futures can be realized if knowledge about developing good financial habits is imparted on individuals during the early stages of their lives. As a result, you will be able to grant your child a very useful advantage for his whole life by making a wise investment in this kind of training.
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mirakal
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August 04, 2024, 09:36:30 PM |
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I would oppose the idea of children as young as 7 years old taking finance courses or financial bootcamps like your idea. In my country, 7-year-old children have not yet finished first grade. Is it too much to force a child who has not yet mastered basic addition, subtraction, multiplication, and division to know about finances? Why can't we give them a beautiful childhood? And what will ensure that forcing children to learn about finances early will help them become rich people later?
I am not against the idea of teaching finance to children, but I think it is not necessary to teach it too early when children have not even finished first grade.
Having a financial boot camp is actually a good idea but only to those who are ready enough to absorb all the ideas and information. If we are dealing here with a child below than 7-year old, that would never work for him. Instead, giving him the freedom to do what he want and guide him all the way, that would mean a lot to him and discover new things on his own, but not in the aspect of finances because children at that age will never be interested in that kind of topic. Financial literacy is a must, but it should only be introduced to those kids who can understand already the value of money, and not on kids that their life is only focused on playing games.
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Casdinyard
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August 04, 2024, 11:38:01 PM |
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Financial literacy has been on a wide range of effectiveness to the society at large and it's impact on our kids at a tender age will make it more suitable and beneficial to them and the society, having kids with a 100% prospect on finance will go along way of reducing financial instability and let them understand and manage personal finances effectively, making informed decisions about earning, saving, investing, and spending money. And how do we execute that it's at this early stage of their lives ranging from 7 and above.
Have been wanting to share this thought with everyone cause I think it'll be of greater achievement and benefits to us All and I think registering them for a financial literacy booth camp is the key, beginning from this holiday. Alot of parents are not slacking on this cause they demand the best and definitely in the aspect of finance it should be put into better consideration and working body just as it'll make a better impacts on our kids in the long run.
Indulging a child in a financial literacy boot camp can be highly effective in teaching them valuable money management skills and setting them up for long-term financial success that will make them develop good habits and good relationship with money and again Developing good financial habits and knowledge early on can lead to better financial outcomes and a more secure future.
So by investing time and resources in a financial literacy boot camp, you'll be giving your child a valuable head start on their financial journey.
I think this is some of the instances where "start them young" isn't gonna work as you think it would. Like of course it's great to teach kids how money and finance works while their brains are developing but as time goes by, it's much more important and urgent to teach stuff like this when they finally feel the gravity of just how important money is on a large scale. Kids wouldn't have a single clue of just how important money is, most of them wouldn't even understand how money is made and why it holds value, better to teach things like this to them when they are more ready to receive such knowledge so to speak. Again, don't think it's inherently wrong but at the end of the day we're all for making sure the kids learn in the best way possible, especially for stuff like this, and what better way than to make sure they are able to absorb the knowledge, right?
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legendbtc
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August 05, 2024, 03:29:30 AM |
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Also, I wonder if OP and the people supporting this idea have children and have talked to them, and listened to them say what they want? Or is this just the thinking of people who don't have children, don't have experience and don't even know how to start raising children? We should not try to impose our thoughts on anyone, especially our children.
Let's just assume that it is both. There's no problem for someone who doesn't have a kid and tries to suggest something like this and the same goes for the actual parents that haven't heard of this idea. Let's be open-minded with ideas that can enrich someone's ideas and knowledge towards something like this topic for financial literacy. Based on this study: Financial Literacy Around the World "33% percent are financially literate and this only covers for the adults only and if converted into count, the study says that it's around 3.5 billion people globally that does lack of financial understanding." So, if someone tries to give a good idea for others to have more understanding towards financial matters, be open to it and embrace the potential learnings that can be extracted from it whether it's theoretical or in actuality. People who have never been through it and don't have experience but like to come up with ideas and give advice to others. I think they are just trying to express their ego rather than wanting to give an opinion to help others, I think it's a bad idea for us to listen to opinions and advice from inexperienced people. Like when someone has never invested in bitcoin and has only heard from many others but they give you advice, do you find it funny? Or like many topics in the economic board, many people are even dependent on their parents, many people are still struggling to make money to cover their daily lives. But they like to teach others to get rich, like to give advice to rich people and teach them how to spend money, do you find that unreasonable? In my opinion, we should only give advice about what we know and have experience with, otherwise we should not give indiscriminate advice to others. Sometimes that advice even harms others.
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Darker45
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August 05, 2024, 05:56:20 AM |
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I don't think this is worth it. And financial literacy boot camp doesn't sound so appealing to little kids either.
I don't know, I'm not an expert in child development, but there must be ways, more effective approaches and strategies, that would make children better in financial literacy when they grow up.
Surely, to instill in the minds of little children that living a simple life is good, is one way of preparing them for a meaningful adult life. Nowadays, little children are already taught by their irresponsible parents the kind of life that prioritizes material things, that attaches so much value to brands, that having the latest of everything is cool. How can their children grow up financially responsible when this is their upbringing?
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mich
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August 05, 2024, 07:49:42 AM |
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Well I think this is a good idea for you to do for your kids. I think the age of 7 like you said is a good time for the youth to learn about finances. It is at that age when they can earn a allowance and learn about responsibilities.
Because they must learn at some time they have to work and do not just get what they want. My 2 nephews are older then this but I think it is a good idea to teach kids about finances. What I want to know is how much is the cost for a boot camp like that.
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slapper
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August 05, 2024, 11:05:00 AM |
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Also, I wonder if OP and the people supporting this idea have children and have talked to them, and listened to them say what they want? Or is this just the thinking of people who don't have children, don't have experience and don't even know how to start raising children? We should not try to impose our thoughts on anyone, especially our children.
Let's just assume that it is both. There's no problem for someone who doesn't have a kid and tries to suggest something like this and the same goes for the actual parents that haven't heard of this idea. Let's be open-minded with ideas that can enrich someone's ideas and knowledge towards something like this topic for financial literacy. Based on this study: Financial Literacy Around the World "33% percent are financially literate and this only covers for the adults only and if converted into count, the study says that it's around 3.5 billion people globally that does lack of financial understanding." So, if someone tries to give a good idea for others to have more understanding towards financial matters, be open to it and embrace the potential learnings that can be extracted from it whether it's theoretical or in actuality. People who have never been through it and don't have experience but like to come up with ideas and give advice to others. I think they are just trying to express their ego rather than wanting to give an opinion to help others, I think it's a bad idea for us to listen to opinions and advice from inexperienced people. Like when someone has never invested in bitcoin and has only heard from many others but they give you advice, do you find it funny? Or like many topics in the economic board, many people are even dependent on their parents, many people are still struggling to make money to cover their daily lives. But they like to teach others to get rich, like to give advice to rich people and teach them how to spend money, do you find that unreasonable? In my opinion, we should only give advice about what we know and have experience with, otherwise we should not give indiscriminate advice to others. Sometimes that advice even harms others. Some people talk about Bitcoin without ever putting any of their own money at risk. But it's just ego and not knowledge. They repeat talking points and don't say anything useful. If someone is still living off of their parents' money, they can't give you good financial help. Real knowledge comes from having "skin in the game," or dealing with the ups and downs of the market yourself Bitcoin isn't just a trend; it's a big change in the way money works. It needs respect, not judgment from afar. We need to build real relationships, not just echo bubbles. Talking about money, whether it's Bitcoin or something else, should come from having done it before. It's about giving something of value, not just saying nice things. Shared events, not idle chatter, are what bring people together. It's not just about the money; it's about the deeper link between people that comes from understanding and caring
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programmer3666
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August 05, 2024, 12:59:52 PM |
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Seriously, a boot camp for money management? when we're living in the world where field jobs is getting scarcer, having a degree doesn't guarantee you will get a job and learning a new skill in boot camp doesn't guarantee you will get a job?
I'd say money management/financial literacy is good when you already have a job, if not, mastering money management when you have no money is really pointless.
or I slightly disagree with your assessment, I feel one should know before the money arises. Lack of financial discipline is what makes several individuals who were once poor and become rich along the line! usually go back to square one of the same poverty all because they lack financial management and appropriation skills or mindset.
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imamusma
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August 05, 2024, 01:39:31 PM |
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I don't think this is worth it. And financial literacy boot camp doesn't sound so appealing to little kids either.
I don't know, I'm not an expert in child development, but there must be ways, more effective approaches and strategies, that would make children better in financial literacy when they grow up.
Surely, to instill in the minds of little children that living a simple life is good, is one way of preparing them for a meaningful adult life. Nowadays, little children are already taught by their irresponsible parents the kind of life that prioritizes material things, that attaches so much value to brands, that having the latest of everything is cool. How can their children grow up financially responsible when this is their upbringing?
In my opinion, it is one of the taboos that must be avoided by everyone, teaching children about brands will make them become consumer individuals, of course teaching a simple life is better. The role of parents, especially mothers, in the development of children is very important, mothers are the first school for every child. In everyday life, all parents will teach their children about anything, including responsibility, I think indirectly they will also teach about finance. The most common example is in terms of giving pocket money for snacks, by training them to limit snacks sufficiently and save the rest is one of the lessons that will be remembered by children until adulthood. Every parent certainly has their own way or approach in understanding their children, they definitely want the best for their children.
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jaberwock
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August 05, 2024, 07:29:41 PM |
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Having a financial boot camp is actually a good idea but only to those who are ready enough to absorb all the ideas and information. If we are dealing here with a child below than 7-year old, that would never work for him. Instead, giving him the freedom to do what he want and guide him all the way, that would mean a lot to him and discover new things on his own, but not in the aspect of finances because children at that age will never be interested in that kind of topic.
Financial literacy is a must, but it should only be introduced to those kids who can understand already the value of money, and not on kids that their life is only focused on playing games.
As a kid, I think they are not ready for this, so assistance from us is needed if we are also serious about this matter. If it was only our kids that we want to teach about financial matters, then I think a financial boot camp is not necessary anymore. It can only be a waste of time and money. It's alarming if the kid is only focused on playing games. Even not learning more about finances but what about their studies? This should be corrected even though the parents did already a mistake there for raising a kid like this. I think this is some of the instances where "start them young" isn't gonna work as you think it would. Like of course it's great to teach kids how money and finance works while their brains are developing but as time goes by, it's much more important and urgent to teach stuff like this when they finally feel the gravity of just how important money is on a large scale. Kids wouldn't have a single clue of just how important money is, most of them wouldn't even understand how money is made and why it holds value, better to teach things like this to them when they are more ready to receive such knowledge so to speak.
Again, don't think it's inherently wrong but at the end of the day we're all for making sure the kids learn in the best way possible, especially for stuff like this, and what better way than to make sure they are able to absorb the knowledge, right?
You said 'once they feel it'. I think this means that they are already mature enough or on the right age already, so even if we don't teach them, they can just do it on their own. They can still think that they are late already for this or have wasted some time and worse they might put the blame to us their parents, therefore it's always better to teach them at the young age. When learning stuffs, even though knowing their origin seems essential but some of them may not really be necessary. To know how to use them can be enough for a while. Many of us are not kids anymore but I bet that many are still clueless on how money is made but they don't feel any difficulties in regards to its use cases.
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SamReomo
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August 05, 2024, 07:36:11 PM |
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So by investing time and resources in a financial literacy boot camp, you'll be giving your child a valuable head start on their financial journey.
I believe it's going to be very helpful to give proper financial knowledge to your children but don't force them in anyway if they aren't interested. It's better to go for that financial literacy boot camp route when you want your children to learn something new and valuable about finances. However, I guess for that a child should be at least 10 years or older. I know that kids who are aged below 10 could also learn something about finance but I guess it's better to give them other education first and then financial education.
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Yatsan
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August 06, 2024, 07:32:06 AM |
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Financial literacy has been on a wide range of effectiveness to the society at large and it's impact on our kids at a tender age will make it more suitable and beneficial to them and the society, having kids with a 100% prospect on finance will go along way of reducing financial instability and let them understand and manage personal finances effectively, making informed decisions about earning, saving, investing, and spending money. And how do we execute that it's at this early stage of their lives ranging from 7 and above.
Have been wanting to share this thought with everyone cause I think it'll be of greater achievement and benefits to us All and I think registering them for a financial literacy booth camp is the key, beginning from this holiday. Alot of parents are not slacking on this cause they demand the best and definitely in the aspect of finance it should be put into better consideration and working body just as it'll make a better impacts on our kids in the long run.
Indulging a child in a financial literacy boot camp can be highly effective in teaching them valuable money management skills and setting them up for long-term financial success that will make them develop good habits and good relationship with money and again Developing good financial habits and knowledge early on can lead to better financial outcomes and a more secure future.
So by investing time and resources in a financial literacy boot camp, you'll be giving your child a valuable head start on their financial journey.
Your passion to educate children on Financial Literacy is amazing! While the bottom of that table suggests a lack of esteem for investors, learning about money at an early age by managing it can establish itself as another strong advantage when kids enter adulthood to comprehend serious topic and understand themes like earning...saving..investing...and spending. However, when you enroll them into a type of financial literacy bootcamp you are giving them an in-depth structured course on the subject that can make it both interesting and relatable. These lessons are most successfully strengthened when they become a more formal part of the educational system, including homework assignments like scholarships and goals for savings. This again can be supplemented with interactive, handson learning methodologies High-impact community and school-based services can help fill some of these gaps, although challenges around access to care remain. As a tool for investment, then, the return on financial literacy affords not only direct wealth and well-being to individual children but also enriches the social and economic status of communities. Your early recommendation of financial literacy is an early step towards ensuring our children have more financial literacy and a secure future. Encourage kids to start small with their financial goals and celebrate their progress. Building confidence in their money management skills can shape their lifelong habits and healthy relationships with finances.
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arwin100
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August 06, 2024, 11:09:17 AM |
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So by investing time and resources in a financial literacy boot camp, you'll be giving your child a valuable head start on their financial journey.
I believe it's going to be very helpful to give proper financial knowledge to your children but don't force them in anyway if they aren't interested. It's better to go for that financial literacy boot camp route when you want your children to learn something new and valuable about finances. However, I guess for that a child should be at least 10 years or older. I know that kids who are aged below 10 could also learn something about finance but I guess it's better to give them other education first and then financial education. With lots of scam and other online threats that possibly they encounter I guess this is really needed so that young individual will be protected to anything they could see especially that lots of temptation is spreading everywhere. To many influencers now are spreading wrong information towards financial matters so its more better that they are equipped with good knowledge and understanding so they could figure out easily if the one they see are real or just a trap which put them in total danger. Right age to discuss matter is I think 12 and up since I guess this is where curiosity to explore new things start with those kids.
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Minor Miner
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August 06, 2024, 01:41:27 PM |
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So by investing time and resources in a financial literacy boot camp, you'll be giving your child a valuable head start on their financial journey.
I believe it's going to be very helpful to give proper financial knowledge to your children but don't force them in anyway if they aren't interested. It's better to go for that financial literacy boot camp route when you want your children to learn something new and valuable about finances. However, I guess for that a child should be at least 10 years or older. I know that kids who are aged below 10 could also learn something about finance but I guess it's better to give them other education first and then financial education. For teenagers who are still dependent on their families and still don't know how to make money, attending a financial boot camp will only increase their pressure. For 10 year old children, we just need to teach them how to save, the value of money...and can teach them those things through daily conversations. I think that would be better than throwing us into training camp and thinking that would be good for them. The role of finance is extremely important, if not the most important, for an adult because everything in this society is measured in money. But for young children, they need more knowledge than just focusing on finances and we need to ensure they have a beautiful childhood.
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Natalim
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August 06, 2024, 03:36:14 PM |
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So by investing time and resources in a financial literacy boot camp, you'll be giving your child a valuable head start on their financial journey.
I believe it's going to be very helpful to give proper financial knowledge to your children but don't force them in anyway if they aren't interested. It's better to go for that financial literacy boot camp route when you want your children to learn something new and valuable about finances. However, I guess for that a child should be at least 10 years or older. I know that kids who are aged below 10 could also learn something about finance but I guess it's better to give them other education first and then financial education. For teenagers who are still dependent on their families and still don't know how to make money, attending a financial boot camp will only increase their pressure. For 10 year old children, we just need to teach them how to save, the value of money...and can teach them those things through daily conversations. I think that would be better than throwing us into training camp and thinking that would be good for them. The role of finance is extremely important, if not the most important, for an adult because everything in this society is measured in money. But for young children, they need more knowledge than just focusing on finances and we need to ensure they have a beautiful childhood. Attending a financial boot camp may boost early financial knowledge for young minds but I don’t think it’s a necessary one. They can definitely learn proper management of finances from their parents at home, and teach the kids on simple saving and spending only on important matters and disregard the unnecessary ones. Parents are the role models for their children at home, so if they want the kids to learn the value of money, parents should start demonstrating it at home while these children are keenly observing them.
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