This principle works perfectly for all investment decisions:

[DubemIfedigbo001]

I think I can agree with you in terms of contextual meaning of terms, trading can mean giving up something in order to gain something else, so when you give up your time, sleep or even habits for something more profitable, then you traded it for the other thing.

It's very pertinent that we trade things of less value, or are more in abundance for things that are of higher value and limited in supply and if I can borrow your words, trading out fiat for holding good stashes of Bitcoin.

Such useful activities would not only secure our future, but increase our personal qualities as individuals.

[Marvelockg]

Money left at hand or in the bank is a liability and this is the reason why the subject of investment can't be overemphasized because investment is the only way to convert your cash into a valuable asset.

That you have some money that is left in the bank or at hand doesn't mean it is a total liability to you, banks may not add anything to the money left in their custody but you don't need to invest everything you in the name of making profit because some times you may need some money to take care of an emergency and doing some bank transactions with the help of the savings there can help you to sort out the things faster. Not going against having a good investment but when investing I think we should also consider some urgent needs in the family that may require urgent cash at hand to sort them out so I think we need to do a little investment and have some spare cash in the bank and at hand in case of some unforseen occurrencies.

you're absolutely correct. If you make the mistake of assuming that money left in the bank is a liability and invest all your money into something without keeping some spair ones, when emergency comes in and you need cash to enable you solve those problems, that's when you will know the importance of reserving some money in the banks. Even though keeping money too long in the bank without delegating part of it into something else is bad, failure to moderate how much from the money you're to allow in the bank will cause harm to you. As a business person or even a private individual, money need to be kept separately as money in circulation that will be used to Carter for emergency situations when they arise.

[Tmoonz]

Money left at hand or in the bank is a liability and this is the reason why the subject of investment can't be overemphasized because investment is the only way to convert your cash into a valuable asset.

Investment is good and we all know that without it, it's hardly for us to be wealthy or feed our families, but saying it as if keeping money in the bank or having cash at hand is a liability, is totally a wrong notion and can be misleeding. Despite how the money kept in bank doesn't yeald a reasonable amount as interest does not mean we can't keep money in the bank or any online wallet, you should understand that not all money can be invested. some should be kept in the bank or held as cash to solve some problem when you can't touch your investment money. It has been said repeatedly that Investing in bitcoin requires having a discretion fund to be able to keep accumulating. So if I may ask where  do you think the discretion fund is kept? Bank of course ... So Invariably it is unwise to use all your fund for investment. Though I may have described my explanation through bitcoin investment but it is applicable to all investment sectors.

I completely agreed with you, op seems to have forgotten that in as much as it is good to encourage investment ideas there are reasons for holding money at hand and that of the bank, certain level of clarity should be made as regards to money that is meant for investment, the truth is that money at hand or in the bank is never a liability and can never be, some times money is held at hand for emergency, plans should be made separately as regards to investment money which should not be compared with the money that should be held at hand or money in the bank.

[Rockstarguy]

To be frank, it is not abolishing or not a good thought of having our money stored in the bank or it feels discouraging to hold our monies of fiat but though, agreeably, money not ready to be in used or having bank as your monetary saving methods is a waste of time because it is either diminishing in values or it is stabled despite how long it might have been in there of the bank but when stored in bitcoin and give it such a long time, definitely it would provide you the benefits of valuable storage technology such as increase of values.

Because of the effect of inflation keeping money in the bank is not a good idea because with time it will drastically lose value and we all know that bank do not keep money free for customers without collecting charges, that is to say when money is left in the bank for a longtime inflation and bank charges can make the money of no value in the future. Investing money has always been a good idea to grow money instead of keeping it in the bank.

Bitcoin investment can be consider as a store of value for those who can invest their money longterm, this is an investment that is more profitable for money than leaving it in a place that with time it will be depreciate and be of no value.

Because of fear to invest some people believe saving their money in the bank is the best way to keep the money which can be use in the future but fiat will always be fiat because it has no ability to increase in value.

[Obari]

Money left at hand or in the bank is a liability and this is the reason why the subject of investment can't be overemphasized because investment is the only way to convert your cash into a valuable asset.

Investment doesn't work independently of trading. Before you invest, you first have to trade, and that's the key principle of a successful investment "You have to know what to trade for what"

 So here's how it works, you have to learn how to trade a less valuable item for a more valuable one. When we convert our fiat to Bitcoin, we are in essence trading what's less valuable for what is of value in the future. And there are lots of other instances like this.

It could be as gradual as trading your sleepless nights in school for knowledge and then trading the knowledge for some fiat and then trading the fiat for an affordable physical asset and then you can trade the physical asset for a good digital asset class like Bitcoin or something of that nature. The whole scope is to be ready to do away with an inferior item for a more superior one.

Last time I checked on the internet the definition of trading is - is the buying and selling of securities, such as stocks, bonds, currencies, commodities, and derivatives, with the goal of making a profit. Perhaps your trying to generalize the fact that everyone undergoes through the process of trading as long as they want to start their Bitcoin investment.

Your points are clear. What an investment needs at the end of the day is a successful  investment whether he chooses to trade whats not valuable to purchase available assets. This principle is still not a guarantee for success in the investment.

Perhaps, there might be no guaranty for success and the uncertainty of life are what actually leaked life worth living and purposeful.
Op was actually trying to refer to paying a price or better still exchanging something for another better still a firm of trade by barter and I have to agree with him that, there is always a price to be paid for whatever we desire in life and some persons are already enjoying prices their parents paid for them while others are paying prices for themselves and that if their children.
And just as Troytech has already said, I agree with him that, what an investment needs at the end of the day is to be success regardless of the price they paid.

[Adbitco]

Money left at hand or in the bank is a liability and this is the reason why the subject of investment can't be overemphasized because investment is the only way to convert your cash into a valuable asset.

Investment doesn't work independently of trading. Before you invest, you first have to trade, and that's the key principle of a successful investment "You have to know what to trade for what"

 So here's how it works, you have to learn how to trade a less valuable item for a more valuable one. When we convert our fiat to Bitcoin, we are in essence trading what's less valuable for what is of value in the future. And there are lots of other instances like this.

It could be as gradual as trading your sleepless nights in school for knowledge and then trading the knowledge for some fiat and then trading the fiat for an affordable physical asset and then you can trade the physical asset for a good digital asset class like Bitcoin or something of that nature. The whole scope is to be ready to do away with an inferior item for a more superior one.

Investment is not the problems but the main thing should be that let them understand what they are doing to invest. For instance you can't just go investment on something you knows nothing about and expect to get something reasonable inside. People must have basic knowledge to what they want to invest on, like people anyone who doesn't moved by bitcoin investment is certainly do not understand the language of bitcoin so what should they do at this point?

To me is draw their attention to understand the concept of bitcoin which included the risk aspect of it. Let you said above; no one can trade sleepless nights for school if he doesn't know the importance of school or even knows how to read and read. At first what triggers people to go school is when they have the ability to understand what is school, the importance of school and the benefits they would derived after spending several years studying.

The OP did not mean trading. What he meant is that anyone that wants to invest in anything (like cryptocurrencies) will first have to buy the coins with something. Assuming you bought the coin with fiat, that means you traded fiat for bitcoin. I hope you can understand what the OP meant now. His topic is all about investment and not trading.

Yes that is very correct..
You know what I understand from op is that he is talking about sacrifice, if you don't sacrifice your night for something productive you wouldn't get any results. Just as students do burn their candle reading at night because they need the knowledge and this knowledge could give birth to ideas which in turns becomes creativity to have something productive just as the way bitcoin was created. Satoshi gave something for Bitcoin and today we all are enjoying Bitcoin and it's usefulness.

[Belarge]

I think I can agree with you in terms of contextual meaning of terms, trading can mean giving up something in order to gain something else, so when you give up your time, sleep or even habits for something more profitable, then you traded it for the other thing.

It's very pertinent that we trade things of less value, or are more in abundance for things that are of higher value and limited in supply and if I can borrow your words, trading out fiat for holding good stashes of Bitcoin.

Such useful activities would not only secure our future, but increase our personal qualities as individuals.

Bitcoin comes out first when we're talking about accumulating cryptos, very conditional based on the seasonal changes of the market. Quite good enough to accumulate bitcoin when we're in the bear season and trigger the sell button when the bull market finally comes.

Investment is our intrigued into the space and we used our initiatives to survive in our existence in the space. We all worked and abide by principles when it comes to trading and investment, it's not an easy tasks because accomplishment is more considerable risky and on stake. We utilized our time and resources into creating positivity and profits for ourselves. It's not an easy down path to follow in the crypto space because there's more hurdles on the way than you can possibly imagined.

[Zoomic]

Money left at hand or in the bank is a liability and this is the reason why the subject of investment can't be overemphasized because investment is the only way to convert your cash into a valuable asset.

Investment doesn't work independently of trading. Before you invest, you first have to trade, and that's the key principle of a successful investment "You have to know what to trade for what"

 So here's how it works, you have to learn how to trade a less valuable item for a more valuable one. When we convert our fiat to Bitcoin, we are in essence trading what's less valuable for what is of value in the future. And there are lots of other instances like this.

It could be as gradual as trading your sleepless nights in school for knowledge and then trading the knowledge for some fiat and then trading the fiat for an affordable physical asset and then you can trade the physical asset for a good digital asset class like Bitcoin or something of that nature. The whole scope is to be ready to do away with an inferior item for a more superior one.

I agree with you on this. Only risk takers can trade what they already have for something they are not even sure would be more valuable than what they already have. This means risks taking is one important aspect any prospective investor cannot ignore. Even in bitcoin investment, it takes lots of courage for a person to trade his hard earn fiat for bitcoin which they are not even sure would give them more returns.  After all, life itself is a risk, anyone wishing to invest in anything should be prepared for  anything also.  Good enough, there are low risks and high risks investments, people can go for what they are comfortable with. All it takes to make it work is patience, consistency, commitment and determination, then positive results will surface.

[Nwada001]

I agree with you on this. Only risk takers can trade what they already have for something they are not even sure would be more valuable than what they already have. This means risks taking is one important aspect any prospective investor cannot ignore. Even in bitcoin investment, it takes lots of courage for a person to trade his hard earn fiat for bitcoin which they are not even sure would give them more returns.  After all, life itself is a risk, anyone wishing to invest in anything should be prepared for  anything also.  Good enough, there are low risks and high risks investments, people can go for what they are comfortable with. All it takes to make it work is patience, consistency, commitment and determination, then positive results will surface.

Some people might consider or see money that they keep in their account as being useless and also at same time losing value which make most of them to think that investing all the money in bitcoin is the best thing for them to do and also at same time they could also be afraid of losing everything because it's all about risk and the price of bitcoin can't completely be predicted.
 
The best way to reduce the risk of investing in bitcoin or which ever asset they choose to invest on is to use any portion of their savings which they won't be needing for some period of time that way even if the price of bitcoin is to drop below what they purchase it it won't completely affect them as they will have more time to hold until their is profit to be accounted for.

[CryptopreneurBrainboss]

Money left at hand or in the bank is a liability and this is the reason why the subject of investment can't be overemphasized because investment is the only way to convert your cash into a valuable asset.

Investing is the best way to store your money, leaving it in the bank is basically just saying the elite should make use for your money for you because you don't know what to do with it. There are business man taking loans from banks to fund their businesses and they make money from your money that's just sleeping in your bank account which inflation is reducing the value of the money as the day goes by. Money isn't meant to be resting, it's meant to be working for you and not you for it.

It could be as gradual as trading your sleepless nights in school for knowledge and then trading the knowledge for some fiat and then trading the fiat for an affordable physical asset and then you can trade the physical asset for a good digital asset class like Bitcoin or something of that nature. The whole scope is to be ready to do away with an inferior item for a more superior one.

I would say trading the fiats for physics assets (like landed property) or trading or for digital assets (Bitcoin) and not trading physical assets for Bitcoin before people get the message wrongly. Anything assets is worth hodling irrespective of what it is. The goal is to get as much assets that we can get our hands on and not trading assets for assets, what should be traded are liabilities because they're worthless. Anything not giving you money isn't worth hodling.

[SamReomo]

Investing is the best way to store your money, leaving it in the bank is basically just saying the elite should make use for your money for you because you don't know what to do with it.

Yes, investing is the most important way to grow your money however when someone saves money for emergency then it should be let at banks as withdrawing money from banks is more user-friendly especially if the bank has many branches in a city.

I know it's also easy these days to convert Bitcoin to fiat but the P2P traders always deduct higher fees as compare to banks and that's why for the sake of emergencies one should let some money in banks and invest rest of it to earn profits from the money.

[Catenaccio]

Yes, investing is the most important way to grow your money however when someone saves money for emergency then it should be let at banks as withdrawing money from banks is more user-friendly especially if the bank has many branches in a city.

Have part of your fund for emergency is good, but I disagree to save your emergency fund in bank. It is more unacceptable with me, if storing all of your emergency fund in bank, because you can lose it all if that bank collapse.

I store my emergency fund in bank, part of it, and another part is in cash, at home. Diverisifcation my emergency bank like this, is helpful for me to always have cash to use anytime I need it, and can help me to avoid issues when I can not withdraw money from bank, or their e-banking transter has issue. A bank collapse is a most nightmare that merely happens but it can not be excluded from your plan.

[Tbillion]

Actually it’s really not a good idea to keep all your money in the bank without making investments. It is normal to keep some emergency money in the bank. But keeping all is not a good idea. It’s better someone tries to do other investments with their money or the bank will help you use your money.

[RockBell]

Perhaps, there might be no guaranty for success and the uncertainty of life are what actually leaked life worth living and purposeful.
Op was actually trying to refer to paying a price or better still exchanging something for another better still a firm of trade by barter and I have to agree with him that, there is always a price to be paid for whatever we desire in life and some persons are already enjoying prices their parents paid for them while others are paying prices for themselves and that if their children.
And just as Troytech has already said, I agree with him that, what an investment needs at the end of the day is to be success regardless of the price they paid.

If I could remember some years back, they will tell you about our hard work piece but now a lot of things are looking different. It is not as safe at work does no longer pay and if you should look at it most successful people don't even have association with what they call at work. I bumped into your video on TikTok recently we are a TikToker employed graduates to work as a chef and as a cleaner for his house, so if you look at this two different stories, there's a big difference of why the TikToker is where he is, and where the Cleaner and the caterer is All about initiative and smart work.

And when it comes to the principles of investment, you need to learn from people that are successful in your investment and that is why getting the mentor is not usually a bad idea because there are one or two things that you might actually pick from your mentor, but in most cases, people look at having a mental has been boring and attic since you have to learn a lot of things, especially discipline and this is a lot of things that people are avoiding when it comes to mentorship.

When you take it upon yourself to be successful, you will want to take all the risk and no matter what you to cost you on that part I assure you, you'll be ready to take the risk, especially when you are setting,  of whatever you are doing.

[doomloop]

So here's how it works, you have to learn how to trade a less valuable item for a more valuable one. When we convert our fiat to Bitcoin, we are in essence trading what's less valuable for what is of value in the future. And there are lots of other instances like this.

How are we comparing the value of the fiat in the present with the value of Bitcoin in the future in that trade? And what determines the value of Bitcoin in the future? It's its fiat value, right? So basically, what are trading are of the same value and importance at present, but one might have a higher, or maybe lower, value in the future. However, one shouldn't base their investment decisions solely on this principle.

There are a lot of things that might seem of less value to us in the present, but they might have a higher value than what we are trading them with because the future is always uncertain. Those who knew about Bitcoin in 2010 wouldn't say the same thing as you because they didn't know what the value of Bitcoin would be in the future; it was uncertain.

Success in investments isn't dependent on that principle all the times; it sometimes depends on luck and the amount of risks you've taken.

[OcTradism]

How are we comparing the value of the fiat in the present with the value of Bitcoin in the future in that trade? And what determines the value of Bitcoin in the future? It's its fiat value, right? So basically, what are trading are of the same value and importance at present, but one might have a higher, or maybe lower, value in the future. However, one shouldn't base their investment decisions solely on this principle.

Past (since 2009), present or future, Bitcoin has more value than fiat currencies and main reason comes from their different designs, controls, and inflation schemes.

Bitcoin and fiat currencies are all inflationary but Bitcoin is less inflationary than fiat currencies. Bitcoin inflation rate is known by its source code and the rate halves every 210,000 blocks. Fiat currency inflation rates are unknown and governments can order central banks to increase inflation rate anytime and very arbitrarily.

Purchasing power of bitcoin has increased a lot since 2009 while fiat currency purchasing power dropped considerably.
Purchasing power of US dollar over time, for example.

This Satoshi per dollar chart can elaborate this trend more clearly.
https://charts.bitbo.io/satoshi-per-dollar/