quick and easy way to spend crypto

[wiivita]

Hi,

Normally i use exchange to send my crypto to bank account but i have been trying to find a good option to spend crypto instantly online, with a virtual card. I have gone through alot of service but most services don't work as i am from asia ( most are EU only and some doesn't work in my country) and a few that are not well known services are either has high monthly/transaction fees or high minimum limit ( just wanna use the card casually, smaller transaction.. not keep my money in it). I'd appreciate if anyone can recommend me such services. Thank you!

[Mia Chloe]

I'm not very sure as I haven't really happen to come across a card that let's you pay with crypto directly. Most people make use of exchanges or regular P2p transactions to convert from crypto to fiat to be able to make payment but spending crypto directly from a card isn't something I'm quite familiar with. Anyways most sites these days actually have crypto currencies as payment options and they usually make use of the most popular coins.

If you are Looking to pay for something via a website check to be sure if they accept crypto as a form of payments and if not I think what you will have to do is to convert the amount you wish to pay with from crypto to fiat.

[wiivita]

I'm not very sure as I haven't really happen to come across a card that let's you pay with crypto directly. Most people make use of exchanges or regular P2p transactions to convert from crypto to fiat to be able to make payment but spending crypto directly from a card isn't something I'm quite familiar with. Anyways most sites these days actually have crypto currencies as payment options and they usually make use of the most popular coins.

If you are Looking to pay for something via a website check to be sure if they accept crypto as a form of payments and if not I think what you will have to do is to convert the amount you wish to pay with from crypto to fiat.

I know but im mostly be using it for subscriptions such as spotify, netflix, twitch, discord etc and they don't have crypto as payment option! I was hoping there's a direct way to do this. I used cards from exchanges before and they aren't really suitable for smaller transactions due to their cost and fees! I saw many vendor here but most doesn't reply or inactive here? Thank you for your input regardless, mia!

[OmegaStarScream]

I know but im mostly be using it for subscriptions such as spotify, netflix, twitch, discord etc and they don't have crypto as payment option! I was hoping there's a direct way to do this. I used cards from exchanges before and they aren't really suitable for smaller transactions due to their cost and fees! I saw many vendor here but most doesn't reply or inactive here? Thank you for your input regardless, mia!

If you don't want to go with debit cards, your second best option are gift cards.

Coinsbee, Bitrefill are a few names you can check. Here's a full list of all crypto card providers out there[1].

[1] https://bitcointalk.org/index.php?topic=5208530.120;topicseen

[dkbit98]

Normally i use exchange to send my crypto to bank account but i have been trying to find a good option to spend crypto instantly online, with a virtual card. I have gone through alot of service but most services don't work as i am from asia ( most are EU only and some doesn't work in my country) and a few that are not well known services are either has high monthly/transaction fees or high minimum limit ( just wanna use the card casually, smaller transaction.. not keep my money in it). I'd appreciate if anyone can recommend me such services. Thank you!

Few months ago I used bit.store cards and they worked, but I had some issues with them regarding canceled cards and refunds.
I suggest visiting Bitlist.co website and going to debit cards section, you will find several good options to compare and choose.
Bitlist website is made and maintained by our own forum members, and there is also a dedicated topic in this forum:
https://bitlist.co/debit-cards
https://bitcointalk.org/index.php?topic=5483310

[Stalker22]

~
 Anyways most sites these days actually have crypto currencies as payment options and they usually make use of the most popular coins.

I dont know where you got that from, but that cant be true.  Most sites still rely on traditional payment methods like credit cards and PayPal. While some e-commerce platforms and specific crypto-focused businesses accept cryptocurrencies, its definitely not the case for the most sites.

[tabas]

Hi,

Normally i use exchange to send my crypto to bank account but i have been trying to find a good option to spend crypto instantly online, with a virtual card. I have gone through alot of service but most services don't work as i am from asia ( most are EU only and some doesn't work in my country) and a few that are not well known services are either has high monthly/transaction fees or high minimum limit ( just wanna use the card casually, smaller transaction.. not keep my money in it). I'd appreciate if anyone can recommend me such services. Thank you!

What a coincidence, there's this topic that I have recently replied to: What is your experience with crypto payment services ?
What I think you need is these debit card services and having a physical from the exchanges with how much you can have in there. For example, with Crypto.com Visa card - all details can be found for this specific card on their website: https://crypto.com/cards
You do the rest of the research by looking at the other known exchanges that provide the same services and physical Visa/MasterCard cards.

[Zigabel]

Hi,

Normally i use exchange to send my crypto to bank account but i have been trying to find a good option to spend crypto instantly online, with a virtual card. I have gone through alot of service but most services don't work as i am from asia ( most are EU only and some doesn't work in my country) and a few that are not well known services are either has high monthly/transaction fees or high minimum limit ( just wanna use the card casually, smaller transaction.. not keep my money in it). I'd appreciate if anyone can recommend me such services. Thank you!

Reading through the thread I saw that someone has already mentioned bitrefill, I want to further recommend them as a site where you can directly spend your crypto and fiat too if you have got a wallet with them but I don't know if they are allowed in Asia but I know for places where they work, they are reliable lastly I don't know of any card for now although there are some exchanges that are trying to get credit and debit card, such as bybit and finance but in the main time I don't know how authentic the card information for these two are but I know they have both have gift cards which id you can get them you can spend on sites where they are accepted.

[Faisal2202]

Bitlist website is made and maintained by our own forum members, and there is also a dedicated topic in this forum:
https://bitlist.co/debit-cards
https://bitcointalk.org/index.php?topic=5483310

Thanks for sharing it I did not knew bitlist site also added this data, this data is really helpful as it would be up-to-date and every update will be shared in time that every user can save them from confusion and trouble. It's a good source. The discussion section for every service is just awesome too. This is a big project, it must have been done by many members! I actually saw the signature posted by ICO but ignored it (my mistake). it's actually a good project, as I did not open the site that time. The other links posted by Omega are also good, like Bitrefil and Coinsbee, but some of them are out dated and the layout is not as good as this site. I mean, it's dedicated and have up-to-date content.

I'm not very sure as I haven't really happen to come across a card that let's you pay with crypto directly.

There are many cards that you can use to pay with crypto directly if the other party is accepting it (obviously). I also use p2p because I know we don't have such facilities in our countries, and in order to buy Netflix, Discord and other stuff we have much cheaper way so I won't be spending my crypto on these products.

[PrivacyG]

I second the option OmegaStar mentioned of using Gift Cards instead.  Cryptocurrency Virtual Cards are in my opinion not worth the hassle considering the Fees they take, their Know Your Customer politics et cetera.  I would honestly rather choose between the less favorable option due to risks involved, which is Bank Account Transfers, or try doing Gift Cards.  The latter is more under your control but it is less comfortable because not all stores you need to go to have Gift Cards and for most of them you have to spend the whole Gift Card since there is no change if spending less.

[Smartvirus]

At the time, cryptos isn’t a currency that you just get to spend, you should practice hodling when you can. Don’t forget, it ain’t just a currency but also an asset and that serves you more with a high potential of having its value increased.

Still, it’s okay to spend it from time to time when it seems that’s your only option. However, do it in a way that it’s of little or no significance and inconsequential to your hodlings. Majority of merchants at the time don’t accept cryptos for a means of payment. Where you can often find this for accessing there services is the gambling platforms and we’ve got a lot of it. Otherwise, use the exchanges to convert to fiat and have value for your money.

[PrivacyG]

At the time, cryptos isn’t a currency that you just get to spend, you should practice hodling when you can. Don’t forget, it ain’t just a currency but also an asset and that serves you more with a high potential of having its value increased.

They asked for an alternative to their method, not for an opinion on whether to spend their Bitcoin or not.

Still, it’s okay to spend it from time to time when it seems that’s your only option. However, do it in a way that it’s of little or no significance and inconsequential to your hodlings. Majority of merchants at the time don’t accept cryptos for a means of payment. Where you can often find this for accessing there services is the gambling platforms and we’ve got a lot of it. Otherwise, use the exchanges to convert to fiat and have value for your money.

Did you even read his Post?

[Mia Chloe]

I dont know where you got that from, but that cant be true.  Most sites still rely on traditional payment methods like credit cards and PayPal. While some e-commerce platforms and specific crypto-focused businesses accept cryptocurrencies, its definitely not the case for the most sites.

It seems you are actually getting the wrong message from my write up. Firstly I never said all websites or payment portals accept crypto because definitely not all of them do. However I still very much stick to the fact that many payment portals do accept crypto as a means of payment. Crypto has become widely accepted that you hardly come across a business setup that doesn't accept crypto. You can Definitely even find some very small businesses without websites but still accept crypto payments.

There are many cards that you can use to pay with crypto directly if the other party is accepting it (obviously). I also use p2p because I know we don't have such facilities in our countries, and in order to buy Netflix, Discord and other stuff we have much cheaper way so I won't be spending my crypto on these products.

Cards? Like I. Think the OP is literally referring to something like a credit card but for crypto. I haven't actually experienced any payment method like that though like I said in the first quote I've seen online crypto payment options and in addition cold cards but you still can't pay with them like a credit card.

[cryptoaddictchie]

Normally i use exchange to send my crypto to bank account but i have been trying to find a good option to spend crypto instantly online, with a virtual card. I have gone through alot of service but most services don't work as i am from asia ( most are EU only and some doesn't work in my country)

Im interested also with this thread since Id like to find a virtual card that spends crypto even within Asian Region but most offered was in European countries.

Im not sure though if the new Avalanche card debit that correspond to Binance debit card is the same with its features that can spend the funds on crypto wallet via that debit card.

Maybe theres none yet offered in our regions.

[Taskford]

Hi,

Normally i use exchange to send my crypto to bank account but i have been trying to find a good option to spend crypto instantly online, with a virtual card. I have gone through alot of service but most services don't work as i am from asia ( most are EU only and some doesn't work in my country) and a few that are not well known services are either has high monthly/transaction fees or high minimum limit ( just wanna use the card casually, smaller transaction.. not keep my money in it). I'd appreciate if anyone can recommend me such services. Thank you!

Did you try to check Crypto.com? See this https://help.crypto.com/en/articles/2500716-where-can-i-use-the-crypto-com-visa-card\\

See this to https://crypto.com/product-news/crypto-com-pay-becomes-available-to-all-shopify-merchants

Just try to search more information about them if you want to know more details about this site. But you may try what people suggest so try to check which of those suggestion you are comfortable to try so hopefully suggestion here bring good help to you.

[Lucius]

Im interested also with this thread since Id like to find a virtual card that spends crypto even within Asian Region but most offered was in European countries.
~snip~

Did you look at the link posted by @OmegaStarScream ? There are cards that work in most countries of the world (with exceptions - see banned countries) - and when it comes to virtual cards, for some you don't even need KYC. As for Asian countries, there is a company that operates from Hong Kong, I assume that they support most Asian countries. Check RedotPay in Service Discussion.

[Roseline492]

I'm not very sure as I haven't really happen to come across a card that let's you pay with crypto directly. Most people make use of exchanges or regular P2p transactions to convert from crypto to fiat to be able to make payment but spending crypto directly from a card isn't something I'm quite familiar with.

The same here, I have not seen any crypto transaction done with card, I believe such methods does not exist or is very rare because I wonder how someone would be able to connect their crypto card to their custodian wallet for payment of any transaction, however the only way I can think of is just the exchange transaction or the P2P you mentioned because since the OP is looking for a way that's more faster and less transaction fees those listed methods should be okay because it makes it very easier to make or initiate a transaction with someone through exchange without so much delays.

[cryptoaddictchie]

Did you look at the link posted by @OmegaStarScream ? There are cards that work in most countries of the world (with exceptions - see banned countries) - and when it comes to virtual cards, for some you don't even need KYC. As for Asian countries, there is a company that operates from Hong Kong, I assume that they support most Asian countries. Check RedotPay in Service Discussion.

Oh I see. Curious at first cause the link was a topic convo the one he send (link) I didnt check that he is the OP that listed some lists about it. But thanks I can check the redotpay, but hope it works here too in our country (PH).

Really some virtual cards dont need KYC? Thats great but I think that would be impossible in our place to have stuff like that. Since Government mostly authorize services provided theres KYC.

[SmartGold01]

Hi,

Normally i use exchange to send my crypto to bank account but i have been trying to find a good option to spend crypto instantly online, with a virtual card. I have gone through alot of service but most services don't work as i am from asia ( most are EU only and some doesn't work in my country) and a few that are not well known services are either has high monthly/transaction fees or high minimum limit ( just wanna use the card casually, smaller transaction.. not keep my money in it). I'd appreciate if anyone can recommend me such services. Thank you!

Few years back we were able to buy crypto directly through our master debit cards but due to some regulations issues, that option was totally removed and it was replaced by p2p which one have to pass some verification to enable them trade on exchange. Using p2p there is no restrictions or limitations except for withdrawal and if you did not meet up with the kyc requirements.

[Mayor of ogba]

Hi,

Normally i use exchange to send my crypto to bank account but i have been trying to find a good option to spend crypto instantly online, with a virtual card. I have gone through alot of service but most services don't work as i am from asia ( most are EU only and some doesn't work in my country) and a few that are not well known services are either has high monthly/transaction fees or high minimum limit ( just wanna use the card casually, smaller transaction.. not keep my money in it). I'd appreciate if anyone can recommend me such services. Thank you!

Few years back we were able to buy crypto directly through our master debit cards but due to some regulations issues, that option was totally removed and it was replaced by p2p which one have to pass some verification to enable them trade on exchange. Using p2p there is no restrictions or limitations except for withdrawal and if you did not meet up with the kyc requirements.

You are correct that a few years ago we were able to buy crypto directly with our master cards, but I disagree with you that option was replaced with p2p trade because even at that time we were buying crypto with our master cards, p2p trade was in existence, and it is left for you to choose the method that is suitable for you to use and buy crypto with. At that time I remember mistakenly placing a buy order on p2p trade instead of buying with my master card, and it was when the seller called me on the phone if I was not making the payment that I knew I had placed a buy on Binance p2p trade.