Does the DCA strategy inspire newbies to invest?

[JayJuanGee]

That 4 year investment timeline does still sound like a short period to invest in bitcoin and to end up selling half of the stash, yet it seems to be better than if he had sold higher amounts.

The better situation would have had been to stay invested longer and to sell even lower amounts, since it can take a bit of time to both build up the bitcoin investment and then have the advantages of the compounding value that may well come along the way, even though even the compounding value is not guaranteed to play out...,so, yeah, guys have to make choices and then to suffer the consequences of their choices whether it ends up working out good, bad or otherwise for them.

Well, It doesn’t mean he stopped buying though, from what I know, he still buys when he thinks a good opportunity comes.

That’s why I’m asking about his decision, I think this might be what he believes cause no one knows what will happen in the future whether things will become very good or bad..., He’s probably afraid that if he sells everything he might never get a better price than when he first bought his Bitcoin.

You sound quite hesitant about bitcoin, and generally the idea of DCA is that you invest over a decent period of time to establish your position, and perhaps if you invest by DCA for one or two cycles, then you might be in a position to slow down in your DCA at that point after you have established a decent position.

Even for you, you have been registered here since January 2015, which is more than 11 years, yet perhaps you have been fucking around with being uncertain about bitcoin for the past 11 years, and even if you had bought $10 worth of bitcoin per week from the time of your registration date until now, you would have had invested around $6k and you would have more than 3.5 BTC.. .but instead, what have you been doing? Ongoingly wondering when to start?  Ongoingly trying to figure out how to plan your entry point?

Even your description of your friend, supposedly waiting for good entry points sounds a bit retarded, since either you have enough bitcoin or you do not, and if you have not established a reasonable position (including your friend), then the buying should be ongoing, regular, consistent, persistent and perhaps even aggressive, and DCA allows you to accomplish such a thing within the parameters of your own weekly cashflow.  Anyone who knows about bitcoin should be ongoingly buying it until they get enough or more than enough, instead of fucking around thinking about if the price might go up, down or sideways.  Once you establish a large enough stash, perhaps over a couple of cycles or more, then at that point, you might have the luxury of adjusting your accumulation strategies based in part on how many bitcoin you had accumulated by then and other aspects of your personal situation..

You seem to be a great example of the rational for getting started sooner rather than later instead of ongoingly waiting and/or wondering about an entry point.

[Hardyrobust]

I find investors using the DCA strategy invest for the long term.
Special Considerations Should Beginners Follow the DCA Method for Bitcoin Investments? What Can Be the Outcome -Future

Reason why newbies use DCA for investing in bitcoin, this is because it’s the simplest way of investing bitcoin. And they fell more comfortable using the DCA method. However, not only beginners, even the professionals use DcA method of investing in bitcoin.

Because it’s very simpler, and they can be able to understand how much they have invested and how much have been added to it what they have invested easily calculating it through USDT, so beginners really like it that way.

To accumulate bitcoin that will create opportunity for you in the bullish season, you have to budget little funds as a capital because bullish is a good season many long term holders feel like releasing their bitcoin for sale and it will turn to huge income to them, but even though newbies want to make use of the dollar cost average (DCA) to accumulate bitcoin, they should make use of what they can afford to lose in bitcoin accumulate method because bitcoin investment is different from other investments and it requires knowledge to be profitable from holding bitcoin, that is what newbies like to see on the time when the bitcoin in their wallets is accumulating because it will look like magic to them but once they become expert in that accumulating system it will make them to understand how to maintain consistent earning income from bitcoin.

From your statement it is obvious that your idea of investment is trading and this isn't right. Approaching bitcoin investment with the mindset of a trader is wrong. Buying bitcoin and then selling when there is a bull run only depicts that you are after quick profit and it appears you to gamble with bitcoin rather than investment in it. Long term investor don't sell there bitcoin because of bull run just to take profits.

[Olatundespo]

Yes you are right, before you will start accumulating aggressively make sure you have something’s in place so you won’t make mistakes, I do accumulate aggressively when there’s a dip and the reason why I do that is because I have a very strong and good backup funds, with my backup funds in place I can’t be in a position I will dip hands into my bitcoin investment, so who ever that is accumulating bitcoin aggressively should be very careful because if you are not careful you will end up crashing your bitcoin investment so please make sure you have very good backup funds such as emergency, reserve and float funds, it will help keep your investment safe when you are being aggressive, backup funds serve as a safe net for Bitcoin investors.

I think accumulating bitcoin aggressively, can be done anytime and not only during the dip because we have our discretionary income to invest with. Provided that you didn't accumulate bitcoin outside your discretionary income is fine, it becomes a problem and an obstacle towards your bitcoin portfolio growth if you buy over aggressively.

Some people think that the dip is the only way to invest aggressively, what if there's no dip, it means that you wouldn't invest aggressively when you can. However, everyone has his decisions to make when to buy aggressively. Of course, when you have reached the stage that you backup funds have been built, you will be more free to invest aggressively based on your financial scenario playing out at that moment.

Of course. ... You can buy Bitcoin aggressively at any time when you have available funds. I have seen opportunistic investors who wait for the dip but end up spending their available funds elsewhere. There is a lot of room for error in investing but you have to make the right decisions. To reach the over accumulation stage in Bitcoin, you need to take multi-pronged efforts, one of that is lump sum Bitcoin buying. Immediately instead of waiting for dip stage would be the right thing to do.

You will have your own plan for investing but if an emergency fund is built up while DCA is ongoing, then most of the discretionary income funds can be allocated to buying Bitcoin. This is an easy continuation of your own strategy and over accumulation for Bitcoin growth.

[MusaPk]

Sure. One thing is thinking about assets and/or investments in terms of gaining value, yet another thing is to consider assets in terms of not losing value.  You remember one of Saylor's early talking points regarding why he and/or MSTR had entered into bitcoin, which related to his perception that staying in fiat was like being invested in a melting ice cube.

If we look at Bitcoin then it has served both purposes i.e. gaining value as well as not losing value. A piece of code that started its journey from zero dollars almost 17 years ago and managed to touch 126,000$, this gives us idea of how much gain Bitcoin got with passage of time.

We have already discussed that Saylor is in Bitcoin for 5.5 years still he is in loss but he speaks too good about Bitcoin . Not to forget his saying "its going up forever, Laura" 

Sure. Overall, there seem to be a reasonable expectation that bitcoin will not ONLY offset the debasement of the dollar but also appreciate on its own beyond (and in spite of) such debasement. 

Since bitcoin is not a mature asset, the arguments of early adoption supplement other fundamental aspects about bitcoin (such as scarcity and debasement arguments).

Bitcoin right now is 17 years old and three years from now it will be 20 years old. Bitcoin still has long way to go but its extraordinary  performance in its early 17 years will help him in further growing and becoming a mature asset.

Surely that seems reasonable for any young person (such as a guy in his mid-20s) to pursue to the extent that he is able to consistently stay focused, including making sure that he is continuing to stay employed (or otherwise making sure that he has income that is coming in that exceeds his expenses to a high enough amount that he can reasonably keep his DCA (and other additional purchases like you mentioned) ongoingly taking place).

Even with the high stakes of investing, normies will sometimes lose their focus and/or get tempted into tapping into their investment (in this case bitcoin) way earlier than they should be tapping into it... so it can remain quite challenging (even with high stakes) for guys to ongoingly, persistently and consistently stay focused over a period of 15 years or so.

If one decide to invest for 15 years then biggest challenge is to remain consistent for 15 years. There may be times when a person start losing interest particularly in scenarios like once he is investing when price is at 126,000$ and few months after price goes down to 62,000$. This is the challenging situation where he has to overcome his fears and doubts by feeling confident that Bitcoin will eventually go up with time and after 15 years he will be in good position. 

[Plantations]

I find investors using the DCA strategy invest for the long term.
Special Considerations Should Beginners Follow the DCA Method for Bitcoin Investments? What Can Be the Outcome -Future

The answer is simple and direct. DCA method from what i have learnt so far is a beginner friendly method and that makes applying it a good decision to make. In future the outcome of DCA looks bright because it remains a good move for investors beginners in particular.

[LimPinks]

I find investors using the DCA strategy invest for the long term.
Special Considerations Should Beginners Follow the DCA Method for Bitcoin Investments? What Can Be the Outcome -Future

DCA is probably the best approach for beginners because it removes the emotional aspect of trading. Trying to time the market usually leads to buying the top and selling the bottom due to FOMO. With DCA, you stop caring about daily volatility and focus on the long term accumulation. It is much better for mental health too

[Razmirraz]

I find investors using the DCA strategy invest for the long term.
Special Considerations Should Beginners Follow the DCA Method for Bitcoin Investments? What Can Be the Outcome -Future

The answer is simple and direct. DCA method from what i have learnt so far is a beginner friendly method and that makes applying it a good decision to make. In future the outcome of DCA looks bright because it remains a good move for investors beginners in particular.

The DCA strategy is very beginner friendly because you can invest regularly and reduce the risk of loss because you don't have to worry about market timing. Another reason DCA is ideal for beginners is that it can reduce risk, familiarize yourself with investing and increase the potential for long-term profits. It seems like you need to read one of the topics created by JayJuanGee to increase your insight into the idea of ​​investing in Bitcoin JJG’s Outline of Bitcoin Investment Ideas.

[JayJuanGee]

Sure. One thing is thinking about assets and/or investments in terms of gaining value, yet another thing is to consider assets in terms of not losing value.  You remember one of Saylor's early talking points regarding why he and/or MSTR had entered into bitcoin, which related to his perception that staying in fiat was like being invested in a melting ice cube.

If we look at Bitcoin then it has served both purposes i.e. gaining value as well as not losing value. A piece of code that started its journey from zero dollars almost 17 years ago and managed to touch 126,000$, this gives us idea of how much gain Bitcoin got with passage of time.

We have already discussed that Saylor is in Bitcoin for 5.5 years still he is in loss but he speaks too good about Bitcoin . Not to forget his saying "its going up forever, Laura"

Saylor/MSTR is playing a bit of a different game in terms of using other people's money to accumulated bitcoin that is largely (but not completely) unencumbered.. so the measure of his prosperity and the prosperity of MSTR is that they own 735k bitcoin.. it is not the measure of how much that it cost them per BTC ..

Many times we think about normal people earning some kind of an income, so then they can ongoingly buy bitcoin through their normal income.  If they are having trouble generating income, then they sometimes are going to want to use capital to leverage their own labor so that they can earn an income so that they can keep buying bitcoin and also pay for their own ongoing expenses - even during bitcoin's correction periods.

Sure. Overall, there seem to be a reasonable expectation that bitcoin will not ONLY offset the debasement of the dollar but also appreciate on its own beyond (and in spite of) such debasement.  

Since bitcoin is not a mature asset, the arguments of early adoption supplement other fundamental aspects about bitcoin (such as scarcity and debasement arguments).

Bitcoin right now is 17 years old and three years from now it will be 20 years old. Bitcoin still has long way to go but its extraordinary  performance in its early 17 years will help him in further growing and becoming a mature asset.

The maturity of the asset does not so much have to do with its age within the number of years, but instead of its level of adoption and the growth of the various network effects as outlined by Trace Mayer.

We cannot completely know if bitcoins network effects will continue to grow, even though they have been ongoingly growing and there really isn't any evidence to establish that bitcoin's network effects are going to stop growing - even if there are ongoing attacks on bitcoin and even desires to co-opt it and/or to attempt to change its nature.
 

Surely that seems reasonable for any young person (such as a guy in his mid-20s) to pursue to the extent that he is able to consistently stay focused, including making sure that he is continuing to stay employed (or otherwise making sure that he has income that is coming in that exceeds his expenses to a high enough amount that he can reasonably keep his DCA (and other additional purchases like you mentioned) ongoingly taking place).

Even with the high stakes of investing, normies will sometimes lose their focus and/or get tempted into tapping into their investment (in this case bitcoin) way earlier than they should be tapping into it... so it can remain quite challenging (even with high stakes) for guys to ongoingly, persistently and consistently stay focused over a period of 15 years or so.

If one decide to invest for 15 years then biggest challenge is to remain consistent for 15 years. There may be times when a person start losing interest particularly in scenarios like once he is investing when price is at 126,000$ and few months after price goes down to 62,000$. This is the challenging situation where he has to overcome his fears and doubts by feeling confident that Bitcoin will eventually go up with time and after 15 years he will be in good position.  

If the guy is like you and he had started investing in late 2022, then maybe he might be starting to feel that he had enough bitcoin when the price had gotten up to $126k, but then when price went down, he was ambivalent in terms of the extent to which he should continue to buy regularly and persistently..  I am not sure if he had been saved by his having had started out investing relatively whimpily, so he may or may not realize that he is being presented with an opportunity to continue to buy during this current dipping period.

Surely it could be possible that a guy who had started accumulating fairly aggressively in 2018 or 2019 might feel more ambivalent about continuing to accumulate when the BTC price was going above $110k, yet now that the BTC price had corrected below $100k and even below $90k, he might be inspired to continue to buy.  It is difficult to imagine all of the various scenarios, since the extent to which someone might end up graduating out of ongoingly DCA might relate to both how many BTC he had already accumulated and how aggressive he had been in his earlier bitcoin accumulation periods.  

It could be possible that a guy who had been fairly aggressive accumulating bitcoin between 2018 and 2024, he might have had started to presume that he had enough or more than enough bitcoin by the time the Trump pump came in November 2024, I have harder times imagining situations in which guys who got started 2021 or later would be coming to the same conclusion regarding the size of their bitcoin stash being enough, unless they were able to greatly frontload their bitcoin stash in 2022 based on their having other assets that they could reallocate into bitcoin... and so many times, I try to suggest that it is not very common that normal guys have a lot of capital that they can deploy into bitcoin, so it is not so realistic to be talking about those kinds of guys since even if they do happen to have a lot of capital that they are able to reallocate into bitcoin, the investors (rather than the gamblers) will still tend to reallocate their capital over a period of time rather than completely lump summing their reallocation into something like bitcoin.

I frequently suggest that the DCA is likely to be ongoing and persistent in the earliest years of accumulating bitcoin, perhaps the first 4-6 years that a guy is accumulating bitcoin, unless a guy had been able to front load his bitcoin investment at various points in the progress that might allow him to transition into a less regular DCA and perhaps then maybe placing more emphasis on buying during dips.  

It is hard to determine in the abstract where a person might be, and sometimes we can attempt to measure on average where a bitcoin accumulator might be based on his level of aggressiveness in accumulating bitcoin in his earlier times.. in terms of whether he had been accumulating bitcoin within a range of ongoing accumulation of bitcoin that is anywhere between 5% and 25% of his income, so then in that regard, whether the guy had been close to 5% on the less aggressive level of bitcoin accumulation or closer to the 25% more aggressive level of bitcoin accumulation.. and surely the higher aggressive levels of bitcoin accumulation tend to be harder to sustain, even if we might presume that some guys discretionary income might be able to allow him to accumulate bitcoin at such ongoingly high levels that might be in the 15% to 25% arena.

[Cryptmuster]

From your statement it is obvious that your idea of investment is trading and this isn't right. Approaching bitcoin investment with the mindset of a trader is wrong. Buying bitcoin and then selling when there is a bull run only depicts that you are after quick profit and it appears you to gamble with bitcoin rather than investment in it. Long term investor don't sell there bitcoin because of bull run just to take profits.

There are different strategies, some investors sell part of their Bitcoin, but they do not sell to lock in profit, rather to buy a little more Bitcoin during the next bear market. This strategy has its own risks, the first is that you might sell too early, and the second is that during the bear market you might start buying too late. The overall benefit of such a strategy may therefore not be very efficient. So if you do not have much experience in understanding the market, it is better not to do this. A simple hold may bring a better result and you will also spend fewer nerves.

[B-BossMan]

If the guy is like you and he had started investing in late 2022, then maybe he might be starting to feel that he had enough bitcoin when the price had gotten up to $126k, but then when price went down, he was ambivalent in terms of the extent to which he should continue to buy regularly and persistently..  I am not sure if he had been saved by his having had started out investing relatively whimpily, so he may or may not realize that he is being presented with an opportunity to continue to buy during this current dipping period.

Surely it could be possible that a guy who had started accumulating fairly aggressively in 2018 or 2019 might feel more ambivalent about continuing to accumulate when the BTC price was going above $110k, yet now that the BTC price had corrected below $100k and even below $90k, he might be inspired to continue to buy.  It is difficult to imagine all of the various scenarios, since the extent to which someone might end up graduating out of ongoingly DCA might relate to both how many BTC he had already accumulated and how aggressive he had been in his earlier bitcoin accumulation periods.  

It could be possible that a guy who had been fairly aggressive accumulating bitcoin between 2018 and 2024, he might have had started to presume that he had enough or more than enough bitcoin by the time the Trump pump came in November 2024, I have harder times imagining situations in which guys who got started 2021 or later would be coming to the same conclusion regarding the size of their bitcoin stash being enough, unless they were able to greatly frontload their bitcoin stash in 2022 based on their having other assets that they could reallocate into bitcoin... and so many times, I try to suggest that it is not very common that normal guys have a lot of capital that they can deploy into bitcoin, so it is not so realistic to be talking about those kinds of guys since even if they do happen to have a lot of capital that they are able to reallocate into bitcoin, the investors (rather than the gamblers) will still tend to reallocate their capital over a period of time rather than completely lump summing their reallocation into something like bitcoin.

I frequently suggest that the DCA is likely to be ongoing and persistent in the earliest years of accumulating bitcoin, perhaps the first 4-6 years that a guy is accumulating bitcoin, unless a guy had been able to front load his bitcoin investment at various points in the progress that might allow him to transition into a less regular DCA and perhaps then maybe placing more emphasis on buying during dips.  

It is hard to determine in the abstract where a person might be, and sometimes we can attempt to measure on average where a bitcoin accumulator might be based on his level of aggressiveness in accumulating bitcoin in his earlier times.. in terms of whether he had been accumulating bitcoin within a range of ongoing accumulation of bitcoin that is anywhere between 5% and 25% of his income, so then in that regard, whether the guy had been close to 5% on the less aggressive level of bitcoin accumulation or closer to the 25% more aggressive level of bitcoin accumulation.. and surely the higher aggressive levels of bitcoin accumulation tend to be harder to sustain, even if we might presume that some guys discretionary income might be able to allow him to accumulate bitcoin at such ongoingly high levels that might be in the 15% to 25% arena.

Honestly, your analysis or the breakdown on DCA is quite alright and also the different stages of bitcoin accumulation you have highlighted are fabulous, but now it's also important for people to understand that the so called bitcoin accumulation growth always works hand in hand with market cycles. Alots of people today chose to work with thier dirty mindset of and tend to doubt the power or the strength of bitcoin whenever they see bitcoin price drops for a few couple of months, and that same doubts has already splits thier heart into two, which make them stop buying Bitcoin or some began becoming uncertain about thier methods or strategies. However the falling price of a Bitcoin’s are actually a normal thing that must happen due to it volatility in nature  and in terms of market behavior.

Furthermore, even in the history of bitcoin or cryptocurrency space, bitcoin has been going through this falling repeatedly and comes up by/with even stronger recoveries, and because of that the long-term investors usually focus on consistent accumulations more instead of the short-term investments, so when yhe price dips it actually brings more opportunities for upcoming investors who are using the Dollar cost Average DCA to increase thier bitcoin holdings gradually. Moreover, people actually need to develop a strong certainty in Bitcoin’s long-term growth, no matter how drastically the price may drops at certain moment, those that have the believes on bitcoin, will always tells you that the bitcoin price would eventually raise again and reaches the it's new highs. So beginners/ newbies should sticks to patience,consistency and beliefs on its long-term potential growth.

[Merit.s]

There are different strategies, some investors sell part of their Bitcoin, but they do not sell to lock in profit, rather to buy a little more Bitcoin during the next bear market. This strategy has its own risks, the first is that you might sell too early, and the second is that during the bear market you might start buying too late. The overall benefit of such a strategy may therefore not be very efficient. So if you do not have much experience in understanding the market, it is better not to do this. A simple hold may bring a better result and you will also spend fewer nerves.

Of course, it's not advisable to sell your bitcoin when the price is high and hope to buy back again. Trading isn't a good method to increase your bitcoin portfolio because the risk is higher than the benefits. A brand new investor should only focus on ongoingly buying and increasing his portfolio overtime without thinking of selling or about the profit in his portfolio.

He has to remain focus on his long-term bitcoin accumulation with his discretionary income till he reaches his bitcoin target. When you sell, during the period of waiting to buy back, you might be hit with some financial challenges that will make you use the money to take care of that problem hoping to replace it later which you might not do till the bear market is over. Also, Bitcoin might not dip to your targeted price and you will keep waiting while your fiat depreciates in value.

DCA is stress free just keep buying whenever, your discretionary income is available.

[ejikeme24]

I think accumulating bitcoin aggressively, can be done anytime and not only during the dip because we have our discretionary income to invest with. Provided that you didn't accumulate bitcoin outside your discretionary income is fine, it becomes a problem and an obstacle towards your bitcoin portfolio growth if you buy over aggressively.

Some people think that the dip is the only way to invest aggressively, what if there's no dip, it means that you wouldn't invest aggressively when you can. However, everyone has his decisions to make when to buy aggressively. Of course, when you have reached the stage that you backup funds have been built, you will be more free to invest aggressively based on your financial scenario playing out at that moment.

I agree with your overall point, and surely there are some guys that started buying  aggressively right from their first week of getting started with their bitcoin investment, and they are cool with it because they didn't over-do and also, they have enough discretionary income. Although every investors have the right to figure out when they need to be aggressive and also when they are not supposed to be aggressive but we should know that we are  free to be aggressive in our bitcoin accumulation whenever we feel like or think its high time for us to be more aggressive, while doing that it is advised to stay within our boundaries we shouldn't think of going beyond boundaries.

[JayJuanGee]

From your statement it is obvious that your idea of investment is trading and this isn't right. Approaching bitcoin investment with the mindset of a trader is wrong. Buying bitcoin and then selling when there is a bull run only depicts that you are after quick profit and it appears you to gamble with bitcoin rather than investment in it. Long term investor don't sell there bitcoin because of bull run just to take profits.

There are different strategies, some investors sell part of their Bitcoin, but they do not sell to lock in profit, rather to buy a little more Bitcoin during the next bear market. This strategy has its own risks, the first is that you might sell too early, and the second is that during the bear market you might start buying too late. The overall benefit of such a strategy may therefore not be very efficient. So if you do not have much experience in understanding the market, it is better not to do this. A simple hold may bring a better result and you will also spend fewer nerves.

Ongoing buying of bitcoin is even better if the goal is to hold for 4-10 years or longer from the time that the additional bitcoin is bought.

[edited out]

Honestly, your analysis or the breakdown on DCA is quite alright and also the different stages of bitcoin accumulation you have highlighted are fabulous, but now it's also important for people to understand that the so called bitcoin accumulation growth always works hand in hand with market cycles.

I suggest for beginners to ignore the cycles and invest 4-10 years or longer, and then perhaps after a shorter period of time, maybe around 6 years, you might be able to make adjustments based on how much bitcoin you had accumulated.

Alots of people today chose to work with thier dirty mindset of and tend to doubt the power or the strength of bitcoin whenever they see bitcoin price drops for a few couple of months, and that same doubts has already splits thier heart into two, which make them stop buying Bitcoin or some began becoming uncertain about thier methods or strategies.

Exactly.  Those are mistakes and part of the further justification to jut keep buying at least through a whole cycle (4 years) and perhaps even longer before making any meaningful assessment regarding if the strategy might need to be adjusted.. otherwise just keep ongoingly buying.

Sure, there could be some guys who are able to front load their investment or to buy more bitcoin in the beginning, yet that ability to front load is not very common, even though many normal people will, from time to time, come across additional money that they are able to add to their bitcoin investment... so sometimes they are able to accumulate more bitcoin based on their own finances and perhaps their abilties to strengthen their cashflow management and perhaps even invest more aggressively.

However the falling price of a Bitcoin’s are actually a normal thing that must happen due to it volatility in nature  and in terms of market behavior.

Furthermore, even in the history of bitcoin or cryptocurrency space, bitcoin has been going through this falling repeatedly and comes up by/with even stronger recoveries, and because of that the long-term investors usually focus on consistent accumulations more instead of the short-term investments, so when yhe price dips it actually brings more opportunities for upcoming investors who are using the Dollar cost Average DCA to increase thier bitcoin holdings gradually. Moreover, people actually need to develop a strong certainty in Bitcoin’s long-term growth, no matter how drastically the price may drops at certain moment, those that have the believes on bitcoin, will always tells you that the bitcoin price would eventually raise again and reaches the it's new highs. So beginners/ newbies should sticks to patience,consistency and beliefs on its long-term potential growth.

Whether there are any guarantees or not about the bitcoin price going up in the future (and there are not any guarantees), beginner investors should just keep buying regularly in accordance with their income.. and they can choose their level of aggressiveness between 5% and 25%  to the extent that their discretionary income is enough to cover any of those levels...

[MusaPk]

Saylor/MSTR is playing a bit of a different game in terms of using other people's money to accumulated bitcoin that is largely (but not completely) unencumbered.. so the measure of his prosperity and the prosperity of MSTR is that they own 735k bitcoin.. it is not the measure of how much that it cost them per BTC ..

This is why if you hear Micheal Saylor then he is not much worried about current price of Bitcoin because he is focusing on long term price of Bitcoin, which according to him will be huge. This is not only stance of Saylor but majority of us that Bitcoin price will continue to grow high in future.

The maturity of the asset does not so much have to do with its age within the number of years, but instead of its level of adoption and the growth of the various network effects as outlined by Trace Mayer.

Also these seven points can be a motivating factor that why to invest in Bitcoin for long term because of factors like merchant adoption,  security and more. Merchnats have incentive in adopting Bitcoin because through that way they can get credit card fees and chargebacks provided the delay is transaction is settled for them and we have already something for it in the form of LN. All these seven indicators are pointing towards positive future growth of Bitcoin.  

We cannot completely know if bitcoins network effects will continue to grow, even though they have been ongoingly growing and there really isn't any evidence to establish that bitcoin's network effects are going to stop growing - even if there are ongoing attacks on bitcoin and even desires to co-opt it and/or to attempt to change its nature.

You are right that we are not sure about future of Bitcoin network effects but if we think that why nothing is predictable about other asset of investment. We need to do proper research on Bitcoin and once we are convinced that Bitcoin is good asset of investment then we must not look back rather keep investing. If we remain skeptical then we might not take full advantage of Bitcoin.

If the guy is like you and he had started investing in late 2022, then maybe he might be starting to feel that he had enough bitcoin when the price had gotten up to $126k, but then when price went down, he was ambivalent in terms of the extent to which he should continue to buy regularly and persistently..  I am not sure if he had been saved by his having had started out investing relatively whimpily, so he may or may not realize that he is being presented with an opportunity to continue to buy during this current dipping period.

Surely it could be possible that a guy who had started accumulating fairly aggressively in 2018 or 2019 might feel more ambivalent about continuing to accumulate when the BTC price was going above $110k, yet now that the BTC price had corrected below $100k and even below $90k, he might be inspired to continue to buy.  It is difficult to imagine all of the various scenarios, since the extent to which someone might end up graduating out of ongoingly DCA might relate to both how many BTC he had already accumulated and how aggressive he had been in his earlier bitcoin accumulation periods.  

One thing I would like to add is that if a person passes through a cycle where he see price going up to 126,000$ and then dropping to 68,000$ within a short duration then if that happens second time then the guy will be in better position to tackle that situation. If you are new and the scenario happens to you for the first time then there is possibility that a person might get nervous on how to handle that situation. The guy who is in crypto since 2018 will fully understand on how to take advantage of current dip. 

I frequently suggest that the DCA is likely to be ongoing and persistent in the earliest years of accumulating bitcoin, perhaps the first 4-6 years that a guy is accumulating bitcoin, unless a guy had been able to front load his bitcoin investment at various points in the progress that might allow him to transition into a less regular DCA and perhaps then maybe placing more emphasis on buying during dips.  

For that you just need to have an understanding that how important it is to remain consistent in early years of your Bitcoin investment. The early you understand this better it is for you.

[As-Soon-As]

I find investors using the DCA strategy invest for the long term.
Special Considerations Should Beginners Follow the DCA Method for Bitcoin Investments? What Can Be the Outcome -Future

The answer is simple and direct. DCA method from what i have learnt so far is a beginner friendly method and that makes applying it a good decision to make. In future the outcome of DCA looks bright because it remains a good move for investors beginners in particular.

Investing in Bitcoin according to the DCA method will definitely result in investment results, because all kinds of strategies exist in the DCA method. The DCA method is followed according to the plan, due to which Bitcoin investment reaches success as a result of following this DCA method and Bitcoin purchase continuity is maintained. Due to which if a new investor participates in Bitcoin investment, his chances of success are highest. Due to which the DCA method is the most popular at present and all investors can achieve success by following this strategy.

[Cossyblack]

Anyone that is buying bitcoin because they want to use it to buy something online isn't investing in bitcoin. Unless they are buying with the mindset of holding for long term and them using the money to buy something online. So anyone that is buying bitcoin with the mindset of buying something online, they can sell at any time even if they are at loss since there goal was just to have bitcoin for buying something online.

there is no justifiable reason that would make you sell your bitcoin for something lesser online. Bitcoin is too valuable to be sold for a lesser commodity or property online. Yes we can purchase whatever we want online but using bitcoin for payment doesn't make sense given the value of bitcoin, using our reserve funds instead of bitcoin Is much better. Reserved fund should be used to cover unexpected  expenses so that we don't need to tamper with our investment. The Reserved fund should be saved in fiat currency and kept in the bank so they can be easily access when needed to buy something online, that way we would bothering ourselves tapping our bitcoin each time we need to pay for something online.

[Laura Mitchell]

Still pretty new to crypto, so trying to keep it simple. DCA looks like the easiest way. Just buy a small amount from time to time and not stress about catching the perfect price. Way less pressure that way. If BTC keeps going up over the years, those small buys might turn into something decent. Feels like a good starting point for a beginner.

[cxtreenal]

Still pretty new to crypto, so trying to keep it simple. DCA looks like the easiest way. Just buy a small amount from time to time and not stress about catching the perfect price. Way less pressure that way. If BTC keeps going up over the years, those small buys might turn into something decent. Feels like a good starting point for a beginner.

Surely. The DCA strategy for Bitcoin accumulation is much better and easier than any other investment strategy. For example you may be a newbie in investing and you still have a lot to learn about Bitcoin. You will need time to learn about Bitcoin in detail. It would be better to start accumulation Bitcoin using the DCA method after gaining basic knowledge about Bitcoin.

In the context that you are still new to the crypto space when investing in Bitcoin you should call this asset Bitcoin. Crypto refers to all the digital coins around you. Just as it would not be appropriate to compare Bitcoin with other coins it would be wise to organize all cryptos in a separate position and organize the store of value or asset called Bitcoin in a separate adjective.

[Proty]

Still pretty new to crypto, so trying to keep it simple. DCA looks like the easiest way. Just buy a small amount from time to time and not stress about catching the perfect price. Way less pressure that way. If BTC keeps going up over the years, those small buys might turn into something decent. Feels like a good starting point for a beginner.

The DCA strategy is good for buying bitcoin especially for a newbie like you that are still New to bitcoin investment. There maybe phobia of starting with big amounts, the DCA strategy eliminate this fear and offer the opportunity of buying with any amount using discretionionary income. You must be able to determine if you have discretionionary income before thinking of starting to buy bitcoin before making the mistake of buying using money that is meant for your expenses.

[Joeboy]

Still pretty new to crypto, so trying to keep it simple. DCA looks like the easiest way. Just buy a small amount from time to time and not stress about catching the perfect price. Way less pressure that way. If BTC keeps going up over the years, those small buys might turn into something decent. Feels like a good starting point for a beginner.

Beyond just DCAing, you should also place importance on ensuring that your investment amount comes only from your discretionary income... It is when you make use of discretionary income that DCA tends to become much easier, way less pressure and less stressful, since discretionary income is that extra money that you can comfortably afford to invest without it affecting your daily/weekly expenses...And also while invest don't get too comfortable with your small buys, try figuring out way to increase your discretionary income so you can as well build emergency funds and then increase your investment amounts...