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Author Topic: Does the DCA strategy inspire newbies to invest?  (Read 18012 times)
Barikui1
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June 02, 2026, 08:17:24 AM
Merited by JayJuanGee (1)
 #2041

There is no problem whether you do Automated DCA or Manual DCA. The most important thing is that if the money with which DCA is being done is lost, then there should be no problem in living. Because the main point of DCA is to invest a certain amount of money at a certain time, there is no problem in doing it manually or automatically. But you have to manage the money yourself. No one else will do it. However, automated DCA helps maintain discipline and reduces the tendency to stop investing due to emotions, which if done manually, you have to manage both time and mental pressure.
Their is problem bro, how will you be saying that their is no problem when you should know better that once it's automated, you will care less on having a discretionary income or not, and you might even go as far as investing when you don't have a discretionary income, but when you are doing it manually, you will act base on the situation at hand. And if your discretionary income left is not up to the amount you invested with the last time, you can still invest with some percentage of it, unlike an automated manner whereby your wouldn't care if you are going beyond your discretionary income or not, just because you want to meet up to the amount that was set.

 
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The Founding Titan
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June 02, 2026, 08:46:40 AM
 #2042

There is no problem whether you do Automated DCA or Manual DCA. The most important thing is that if the money with which DCA is being done is lost, then there should be no problem in living. Because the main point of DCA is to invest a certain amount of money at a certain time, there is no problem in doing it manually or automatically. But you have to manage the money yourself. No one else will do it. However, automated DCA helps maintain discipline and reduces the tendency to stop investing due to emotions, which if done manually, you have to manage both time and mental pressure.
Their is problem bro, how will you be saying that their is no problem when you should know better that once it's automated, you will care less on having a discretionary income or not, and you might even go as far as investing when you don't have a discretionary income, but when you are doing it manually, you will act base on the situation at hand. And if your discretionary income left is not up to the amount you invested with the last time, you can still invest with some percentage of it, unlike an automated manner whereby your wouldn't care if you are going beyond your discretionary income or not, just because you want to meet up to the amount that was set.
With automated DCA the amount you will be able to DCA with will be fixed but you discretionary income isn't fixed so unless you plan on having to adjust how much you DCA with whenever you are DCAing which effectively means you are not using automated DCA since you are still the one doing it yourself and if you don't adjust for changes in your discretionary income then you risk over investing if you discretionary income at a particular time is not up to how much you DCA with using automated DCA so while it might have it's merits the manual seem better to use.
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June 02, 2026, 11:47:30 AM
 #2043

You do not seem to know the difference between DCA and some DCA tool that has been created by some exchange.  Would you like to promote that exchange, too - since you seem to love it's DCA buying tool, so well.  By the way, it is not a good idea to DCA into shitcoins, yet exchanges won't stop you from doing that, since they make money no matter what you buy (or trade).

Just for your information (and the information of other members) DCA does not need to be automated in order to qualify as being DCA. DCA can be manual, and it probably is better to do it manually.
I agree with you. manual dca is better because some weeks your expenses will exceed your income and you wouldn't be able to figure out discretionary income in such cases you are can skip that week until when next there is discretionary income available However, this is the reverse for automated DCA because you cannot skip even if you don't have discretionary income available for that particular week. Since it is automated it will affect you because it will still deduct automatically regardless of whether you lack discretionary income or not. This is why I prefer to Dca manually as I can decide to skip for that week if I lack discretionary income.

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June 02, 2026, 05:20:55 PM
 #2044

You have a point here but I still think those automated can still be reset if necessary so it is not something one should bother or worry because since we are the one that instructed it with that command to be accumulating automatically we can also ulter it when there is a change. However, I don't really fancy this robot machine that accumulate Bitcoin because there will be a time when it will run out of efficiency and accuracy then you will be hovering for maintenance so I think manually is the best like you said.
There are times that your basic needs and monthly expenses will eat up your discretionary income and you wouldn't be able to buy bitcoin that week, the bot wouldn't know that but will always buy as you have set it and that will definitely affect you financially because you will have to sell those bitcoin and take care of your needs. This is why I love the manual DCA because you can adjust your DCA amount based on the leftover money be it big or small.

Another thing is that the bot doesn't know if you will increase your DCA amount for that week or reduce it, it will automatically buy bitcoin as you have program it. Manual DCA is the best because you control the amount of money that you are going to buy with for that week.

If you read my post very well you would have understood that I didn't say I prefer the bot accumulation to manual accumulation rather what I said was that the bot has setting, it can be changed or altered but that's still another stress and a long process that some people won't have this time so the manual still remains the most convenient and simple way of accumulating Bitcoin because, like you said one can easily adjust whenever there's a shift or change in our discretionary income or needs.

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June 02, 2026, 06:13:41 PM
 #2045

If you read my post very well you would have understood that I didn't say I prefer the bot accumulation to manual accumulation rather what I said was that the bot has setting, it can be changed or altered but that's still another stress and a long process that some people won't have this time so the manual still remains the most convenient and simple way of accumulating Bitcoin because, like you said one can easily adjust whenever there's a shift or change in our discretionary income or needs.
Our needs are not the same every month or every week, so with the change in needs, the amount of our discretionary money can also change regularly. With this regularly changing discretionary money, the manual investment method is effective, if we want to do DCA with the automatic investment method, then we must have a lot of discretionary money. Suppose, if you do DCA weekly, you must have enough discretionary money to do DCA for a few weeks. The automatic DCA system is effective only for those who have a lot of discretionary money. For low-income people or ordinary people, manual DCA is still more effective. In this case, I agree with you.

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June 02, 2026, 07:27:27 PM
Last edit: June 03, 2026, 05:15:20 AM by Rabata
 #2046

If you read my post very well you would have understood that I didn't say I prefer the bot accumulation to manual accumulation rather what I said was that the bot has setting, it can be changed or altered but that's still another stress and a long process that some people won't have this time so the manual still remains the most convenient and simple way of accumulating Bitcoin because, like you said one can easily adjust whenever there's a shift or change in our discretionary income or needs.
Our needs are not the same every month or every week, so with the change in needs, the amount of our discretionary money can also change regularly. With this regularly changing discretionary money, the manual investment method is effective, if we want to do DCA with the automatic investment method, then we must have a lot of discretionary money. Suppose, if you do DCA weekly, you must have enough discretionary money to do DCA for a few weeks. The automatic DCA system is effective only for those who have a lot of discretionary money. For low-income people or ordinary people, manual DCA is still more effective. In this case, I agree with you.
You have raised some important points. In particular, discretionary income is not the same every month or week. In some weeks, expenses, bills, medical, loans, school fees or other expenses may increase. So if someone sets up automatic weekly DCA without considering their cash flow and discretionary income, there is a possibility that they may actually buy BTC with money that was not actually their discretionary income.

Not everyone is required to have the same strategy. But I personally think that manual DCA may be more realistic for those who are low-income earners or those whose income comes irregularly.

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Yablee0
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June 03, 2026, 08:29:06 AM
 #2047

You have raised some important points. In particular, discretionary income is not the same every month or week. In some weeks, expenses, bills, medical, loans, school fees or other expenses may increase. So if someone sets up automatic weekly DCA without considering their cash flow and discretionary income, there is a possibility that they may actually buy BTC with money that was not actually their discretionary income.

Not everyone is required to have the same strategy. But I personally think that manual DCA may be more realistic for those who are low-income earners or those whose income comes irregularly.
You are very correct brotherly. Manual DCAing method remains the best and the most safe and convenient strategy in Bitcoin accumulations. However, you literally mentioned most of the key things i needed to hear and that's the fact. Every weeks or months that passes by normally comes with his own personal challenges and for we to stay in track and be able to carry out our investment accordingly and not deviating from the actual or the rightful fund's (discretionary funds) then using the manual DCAing method is just the possible way out if you ask me, unless you want to risk mistaking funds that was supposed to be use for other things as a discretionary funds which can ruin your investment journey if you fail fixing things the right way.

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June 03, 2026, 08:37:40 AM
 #2048

You have raised some important points. In particular, discretionary income is not the same every month or week. In some weeks, expenses, bills, medical, loans, school fees or other expenses may increase. So if someone sets up automatic weekly DCA without considering their cash flow and discretionary income, there is a possibility that they may actually buy BTC with money that was not actually their discretionary income.

Not everyone is required to have the same strategy. But I personally think that manual DCA may be more realistic for those who are low-income earners or those whose income comes irregularly.

For normal average people having an Automated accumulation is not ideal since there's no way that their discretionary income will always be the same and there is even a possibility that the discretionary income will not be enough to even invest or might not even be available and could lead to investing with non discretionary fund. Automated DCA accumulation does not allow for flexibility and Bitcoin accumulation supports a flexible investment pattern instead of rigid pattern so it is not done with any pressure.
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June 03, 2026, 10:09:06 AM
 #2049

If you read my post very well you would have understood that I didn't say I prefer the bot accumulation to manual accumulation rather what I said was that the bot has setting, it can be changed or altered but that's still another stress and a long process that some people won't have this time so the manual still remains the most convenient and simple way of accumulating Bitcoin because, like you said one can easily adjust whenever there's a shift or change in our discretionary income or needs.
Our needs are not the same every month or every week, so with the change in needs, the amount of our discretionary money can also change regularly. With this regularly changing discretionary money, the manual investment method is effective, if we want to do DCA with the automatic investment method, then we must have a lot of discretionary money. Suppose, if you do DCA weekly, you must have enough discretionary money to do DCA for a few weeks. The automatic DCA system is effective only for those who have a lot of discretionary money. For low-income people or ordinary people, manual DCA is still more effective. In this case, I agree with you.
The fact that our discretionary income isn't fixed is already a good reason why manual investment is good, automatic DCAing isn't bad but it's not efficient for everyone who's investing in bitcoin and it's everyone can can't use it then it can't be said to be better than the one everyone can use with no problems, and one thing that's very important with bitcoin investment is that people need to invest from their discretionary income, if you discretionary income is fluctuating from time to time your investment will most likely follow the same pattern and that will be easier to do with manual investment.
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June 03, 2026, 11:03:23 AM
 #2050

If you read my post very well you would have understood that I didn't say I prefer the bot accumulation to manual accumulation rather what I said was that the bot has setting, it can be changed or altered but that's still another stress and a long process that some people won't have this time so the manual still remains the most convenient and simple way of accumulating Bitcoin because, like you said one can easily adjust whenever there's a shift or change in our discretionary income or needs.
Our needs are not the same every month or every week, so with the change in needs, the amount of our discretionary money can also change regularly. With this regularly changing discretionary money, the manual investment method is effective, if we want to do DCA with the automatic investment method, then we must have a lot of discretionary money. Suppose, if you do DCA weekly, you must have enough discretionary money to do DCA for a few weeks. The automatic DCA system is effective only for those who have a lot of discretionary money. For low-income people or ordinary people, manual DCA is still more effective. In this case, I agree with you.
The fact that our discretionary income isn't fixed is already a good reason why manual investment is good, automatic DCAing isn't bad but it's not efficient for everyone who's investing in bitcoin and it's everyone can can't use it then it can't be said to be better than the one everyone can use with no problems, and one thing that's very important with bitcoin investment is that people need to invest from their discretionary income, if you discretionary income is fluctuating from time to time your investment will most likely follow the same pattern and that will be easier to do with manual investment.
Manual DCAing is much more adjustable than automatic DCAing where we can’t adjust our discretionary funds and even when at times our expense need more hands for some week or months then we won’t get the opportunity to reduce our budget for accumulating bitcoin and we might end up making some negative decisions that might likely affect our holdings.
Investing with our discretionary funds is the most important and if we can’t provide discretionary funds then the investment won’t hold at all. Discretionary funds is just the important funds that will hold the investments. And please for new investors any money aside our discretionary funds shouldn’t be use for investment.

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June 03, 2026, 11:20:50 AM
 #2051

There is no problem whether you do Automated DCA or Manual DCA. The most important thing is that if the money with which DCA is being done is lost, then there should be no problem in living. Because the main point of DCA is to invest a certain amount of money at a certain time, there is no problem in doing it manually or automatically. But you have to manage the money yourself. No one else will do it. However, automated DCA helps maintain discipline and reduces the tendency to stop investing due to emotions, which if done manually, you have to manage both time and mental pressure.

I am always self-reliant, if I follow the DCA method automatically then it will not think about our financial situation, stress etc. and it will continue to buy according to its time. If your expenses increase slightly in a month or week and if you have less discretionary income and if your automatic method invests an equal amount of money every month through it then you can be at risk.

But if you continue to buy manually then you will not face any such problem and when you continue to buy with the market from time to time then you will easily become tolerant to market volatility and risk
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June 03, 2026, 01:31:41 PM
 #2052

You have raised some important points. In particular, discretionary income is not the same every month or week. In some weeks, expenses, bills, medical, loans, school fees or other expenses may increase. So if someone sets up automatic weekly DCA without considering their cash flow and discretionary income, there is a possibility that they may actually buy BTC with money that was not actually their discretionary income.

Not everyone is required to have the same strategy. But I personally think that manual DCA may be more realistic for those who are low-income earners or those whose income comes irregularly.

For normal average people having an Automated accumulation is not ideal since there's no way that their discretionary income will always be the same and there is even a possibility that the discretionary income will not be enough to even invest or might not even be available and could lead to investing with non discretionary fund. Automated DCA accumulation does not allow for flexibility and Bitcoin accumulation supports a flexible investment pattern instead of rigid pattern so it is not done with any pressure.


Whether normal average people or not it is not ideal to be using automated way of accumulating Bitcoin because regardless of the kind of source of income one has that makes them get a discrestionary income, there must be a change one day whether they like it or not and once this happens there will either be an increase or a reduction in the discretionary they always used which the machine cannot be able to notice it by itself and change its pattern of accumulation so it is best we accumulate manually and I'm sure manually will be more convenient too.











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June 03, 2026, 03:45:43 PM
 #2053

You have raised some important points. In particular, discretionary income is not the same every month or week. In some weeks, expenses, bills, medical, loans, school fees or other expenses may increase. So if someone sets up automatic weekly DCA without considering their cash flow and discretionary income, there is a possibility that they may actually buy BTC with money that was not actually their discretionary income.

Not everyone is required to have the same strategy. But I personally think that manual DCA may be more realistic for those who are low-income earners or those whose income comes irregularly.

For normal average people having an Automated accumulation is not ideal since there's no way that their discretionary income will always be the same and there is even a possibility that the discretionary income will not be enough to even invest or might not even be available and could lead to investing with non discretionary fund. Automated DCA accumulation does not allow for flexibility and Bitcoin accumulation supports a flexible investment pattern instead of rigid pattern so it is not done with any pressure.


Whether normal average people or not it is not ideal to be using automated way of accumulating Bitcoin because regardless of the kind of source of income one has that makes them get a discrestionary income, there must be a change one day whether they like it or not and once this happens there will either be an increase or a reduction in the discretionary they always used which the machine cannot be able to notice it by itself and change its pattern of accumulation so it is best we accumulate manually and I'm sure manually will be more convenient too.
Either accumulating manually or automatically they still have to use discretionary income, yes the discretionary income varies in amount because it cannot be specific all the time, but in this aspect what happened to emergency funds? because it is there to cover up all the necessary expenses that occur after everything has been deducted from your income. Our discretionary income does not have to be the same all the time, but I am so much confidence that the same amount will occur severally because of the backup funds. Emergency funds is built together with an investment so there is certainty that discretionary income can be equal to the same amount for a very long term than to have it in Lower amount.

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June 03, 2026, 04:40:02 PM
 #2054

You do not seem to know the difference between DCA and some DCA tool that has been created by some exchange.  Would you like to promote that exchange, too - since you seem to love it's DCA buying tool, so well.  By the way, it is not a good idea to DCA into shitcoins, yet exchanges won't stop you from doing that, since they make money no matter what you buy (or trade).

Just for your information (and the information of other members) DCA does not need to be automated in order to qualify as being DCA. DCA can be manual, and it probably is better to do it manually.
I agree with you. manual dca is better because some weeks your expenses will exceed your income and you wouldn't be able to figure out discretionary income in such cases you are can skip that week until when next there is discretionary income available However, this is the reverse for automated DCA because you cannot skip even if you don't have discretionary income available for that particular week. Since it is automated it will affect you because it will still deduct automatically regardless of whether you lack discretionary income or not. This is why I prefer to Dca manually as I can decide to skip for that week if I lack discretionary income.
In short, the power to adopt flexibility is much more attainable with manual DCA, and truth be told, automating DCA may not work for every folks considering the nature or intensity of their income inflow... Just like you have pointed  out, there are time when folks may have little or no discretionary income  after their basic needs and responsibilities have been sorted out,..If that is the case, it becomes much more easier for that individual in question to adjust the amount or even pause their investments when they manually DCA into Bitcoin...











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Tmoonz
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June 03, 2026, 05:05:09 PM
 #2055

If you read my post very well you would have understood that I didn't say I prefer the bot accumulation to manual accumulation rather what I said was that the bot has setting, it can be changed or altered but that's still another stress and a long process that some people won't have this time so the manual still remains the most convenient and simple way of accumulating Bitcoin because, like you said one can easily adjust whenever there's a shift or change in our discretionary income or needs.
Our needs are not the same every month or every week, so with the change in needs, the amount of our discretionary money can also change regularly. With this regularly changing discretionary money, the manual investment method is effective, if we want to do DCA with the automatic investment method, then we must have a lot of discretionary money. Suppose, if you do DCA weekly, you must have enough discretionary money to do DCA for a few weeks. The automatic DCA system is effective only for those who have a lot of discretionary money. For low-income people or ordinary people, manual DCA is still more effective. In this case, I agree with you.
The fact that our discretionary income isn't fixed is already a good reason why manual investment is good, automatic DCAing isn't bad but it's not efficient for everyone who's investing in bitcoin and it's everyone can can't use it then it can't be said to be better than the one everyone can use with no problems, and one thing that's very important with bitcoin investment is that people need to invest from their discretionary income, if you discretionary income is fluctuating from time to time your investment will most likely follow the same pattern and that will be easier to do with manual investment.
Understanding your personal circumstances as a person is very important, your strength and weaknesses should be all known to you at all times with alacrity so you do not end up doing things and regret your action later on, automatic dcaing is good no doubt as it can increase some level of discipline but no every one can leverage on doing it successfully without messing things up, for enough flexibilities i prefer manual DCA, it is not easy withstanding the pressure of inflation, what you bought in the market last week has already increased it's price this week, investment in Bitcoin shouldn't be done under pressure there should be enough room for flexibilities where and when necessary especially considering it to be a long term investment.

 
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Bigjoe33
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June 03, 2026, 06:12:56 PM
 #2056


The fact that our discretionary income isn't fixed is already a good reason why manual investment is good, automatic DCAing isn't bad but it's not efficient for everyone who's investing in bitcoin and it's everyone can can't use it then it can't be said to be better than the one everyone can use with no problems, and one thing that's very important with bitcoin investment is that people need to invest from their discretionary income, if you discretionary income is fluctuating from time to time your investment will most likely follow the same pattern and that will be easier to do with manual investment.
Understanding your personal circumstances as a person is very important, your strength and weaknesses should be all known to you at all times with alacrity so you do not end up doing things and regret your action later on, automatic dcaing is good no doubt as it can increase some level of discipline but no every one can leverage on doing it successfully without messing things up, for enough flexibilities i prefer manual DCA, it is not easy withstanding the pressure of inflation, what you bought in the market last week has already increased it's price this week, investment in Bitcoin shouldn't be done under pressure there should be enough room for flexibilities where and when necessary especially considering it to be a long term investment.

That's the point, and it is very crucial we move at our conducive pace, without pressure and investing within our means. Sometimes, there might be more expenses incurred  due to an increased demands, or an increased family size or anything that can lead to more expenses within the week or month, and an automatic dcaing might worry or might become a source of pressure at such period. So, I prefer the manual DCAing since it gives you the privilege at anytime to adjust your weekly or monthly buys depending on your financial strength

Bright0515
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June 03, 2026, 06:39:41 PM
 #2057

Honestly, @Creeper0 the bold tests on your comments are wrong and I will tell you why.

Our needs are not the same every month or every week, so . With this regularly changing discretionary money, the manual investment method is effective,
First of all, this depends on the investor, there are some people who will deliberately wait a little longer for the price to dip before they buy and they are likely to be investors with a trader mindset. So why I disagree with the idea of manual DCA'ing is because some investors might wait a while before they buy, but if it's an automatic DCA'ing, they don't have to do it manually.

For the fact that automatic DCA can be adjustable when proves that both low income earners can use it. So long as DCA is involve, whether automatic or manual DCA'ing, both the rich and low income earners can use it without any challenge.

Quote
if we want to do DCA with the automatic investment method, then we must have a lot of discretionary money
No, like I have said already you don't need a whole lot of money if you are thinking of automatic DCA because it can be adjustable.
Actually I think what matters is consistency, even though you have low discretionary income or high discretionary income is doesn't matter, because what matters is your consistency.
I guess automatic DCA even helps those who can't manage their cash flow. What I mean is that most people spend too much on unnecessary things, so for them automatic DCA helps them invest automatically before they end spend their money unnecessarily.

Quote
Suppose, if you do DCA weekly, you must have enough discretionary money to do DCA for a few weeks.
DCA method doesn't mean you must save money ahead before you get started investing. You just have to buy when you have the money.
For automatic DCA, some platform will just deduct the particular amount you want when the due date reached (just like a schedule transaction).

Quote
The automatic DCA system is effective only for those who have a lot of discretionary money.
So long as it has to do with DCA method, It can be adjustable.
One advantage of automatic DCA is that you don't need to decide when to buy or when not to buy, most people who do manual DCA deliberate on when to buy (even though they have the money to), but automatic DCA strategy doesn't, so long as the amount is there, it will just deduct it automatically.
And the interesting thing is that you can adjust it at anytime.

Quote
For low-income people or ordinary people, manual DCA is still more effective.
Not partially true. Why because it all depends if the investor has a long term plan, emergency funds discretionary income.

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June 03, 2026, 07:01:20 PM
 #2058

You do not seem to know the difference between DCA and some DCA tool that has been created by some exchange.  Would you like to promote that exchange, too - since you seem to love it's DCA buying tool, so well.  By the way, it is not a good idea to DCA into shitcoins, yet exchanges won't stop you from doing that, since they make money no matter what you buy (or trade).

Just for your information (and the information of other members) DCA does not need to be automated in order to qualify as being DCA. DCA can be manual, and it probably is better to do it manually.
I agree with you. manual dca is better because some weeks your expenses will exceed your income and you wouldn't be able to figure out discretionary income in such cases you are can skip that week until when next there is discretionary income available However, this is the reverse for automated DCA because you cannot skip even if you don't have discretionary income available for that particular week. Since it is automated it will affect you because it will still deduct automatically regardless of whether you lack discretionary income or not. This is why I prefer to Dca manually as I can decide to skip for that week if I lack discretionary income.
In short, the power to adopt flexibility is much more attainable with manual DCA, and truth be told, automating DCA may not work for every folks considering the nature or intensity of their income inflow... Just like you have pointed  out, there are time when folks may have little or no discretionary income  after their basic needs and responsibilities have been sorted out,..If that is the case, it becomes much more easier for that individual in question to adjust the amount or even pause their investments when they manually DCA into Bitcoin...
manual dca gives investors control over there funds . The idea of automating DCA may not work for some people and moreover they don't need to automate DCA before it can be considered DCA strategy. The most important thing is they are being consistent and are buying at regular intervals. There are people that don't have regular income which automating DCA may be a good idea. Manual dca should be preferable because it gives ones flexibility and control over ones income.

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June 03, 2026, 07:07:02 PM
Last edit: June 03, 2026, 07:29:04 PM by Jamestown70
 #2059

DCA is a good strategy but it is good when the price of bitcoin is low already. Example is when bitcoin fall below $16000 in 2022 that El Salvador was buying one bitcoin daily. If you want the strategy to be good for you, you can just wait until the price fall during bear market and start DCA.

Agreed. DCA is proper for undervalued assets.

I really don’t know where or what gave you guys this kind of perception about Bitcoin DCAing, to be honest, it’s a wrong perception you’ve got. If you’re waiting for Bitcoin price to fall before you start accumulating bitcoin, then you’re buying the dip and not DCAing, also if you’ve got the perception that bitcoin is going to fall back to $16000, then you might be waiting blindly. It might turn out that Bitcoin recent ATH might be it future dip, you never know, instead I’ll suggest you start accumulating now that it seems like the opportunity is within your reach.

DCA can be done at anytime of the price action, whether the price is bearish or bullish, with DCAing, you still have the opportunity to accumulate Bitcoin when the price is down as long as you’re consistent with your accumulation, so waiting for the dip in order to start accumulation isn’t a good idea.
  
Honestly, @Creeper0 the bold tests on your comments are wrong and I will tell you why.

Our needs are not the same every month or every week, so . With this regularly changing discretionary money, the manual investment method is effective,
First of all, this depends on the investor, there are some people who will deliberately wait a little longer for the price to dip before they buy and they are likely to be investors with a trader mindset. So why I disagree with the idea of manual DCA'ing is because some investors might wait a while before they buy, but if it's an automatic DCA'ing, they don't have to do it manually.

For the fact that automatic DCA can be adjustable when proves that both low income earners can use it. So long as DCA is involve, whether automatic or manual DCA'ing, both the rich and low income earners can use it without any challenge.

In your word @Bright0515, “For the fact that automatic DCA can be adjustable proves that both low income earners can use it”. You’re suggesting that folk should keep on adjusting their automated DCAing each time their discretionary funds doesn’t meet up with the percentage they’ve set prior to the recent time. Can you tell me difference between this your perspective of automated DCAing and manual DCAing.

If folk are going to keep on adjusting their automated DCAing then they are practically doing manual DCA. I don’t think adding the stress of automated DCAing and adjusting every now and then will be necessary.
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Today at 04:37:57 AM
 #2060


The fact that our discretionary income isn't fixed is already a good reason why manual investment is good, automatic DCAing isn't bad but it's not efficient for everyone who's investing in bitcoin and it's everyone can can't use it then it can't be said to be better than the one everyone can use with no problems, and one thing that's very important with bitcoin investment is that people need to invest from their discretionary income, if you discretionary income is fluctuating from time to time your investment will most likely follow the same pattern and that will be easier to do with manual investment.
Understanding your personal circumstances as a person is very important, your strength and weaknesses should be all known to you at all times with alacrity so you do not end up doing things and regret your action later on, automatic dcaing is good no doubt as it can increase some level of discipline but no every one can leverage on doing it successfully without messing things up, for enough flexibilities i prefer manual DCA, it is not easy withstanding the pressure of inflation, what you bought in the market last week has already increased it's price this week, investment in Bitcoin shouldn't be done under pressure there should be enough room for flexibilities where and when necessary especially considering it to be a long term investment.

That's the point, and it is very crucial we move at our conducive pace, without pressure and investing within our means. Sometimes, there might be more expenses incurred  due to an increased demands, or an increased family size or anything that can lead to more expenses within the week or month, and an automatic dcaing might worry or might become a source of pressure at such period. So, I prefer the manual DCAing since it gives you the privilege at anytime to adjust your weekly or monthly buys depending on your financial strength
For those whose daily living expenses are the same every month, who have few family responsibilities and a stable regular strong income source, and who have a strong cash flow, automatic DCA may be a good option. But for those whose income is irregular and expenses are not regular, and who have to fulfill various family responsibilities, I think manual DCA is better. There may be a good side to manual DCA because sometimes if there is extra money coming in, you can also do DCA with that. It is more effective for manual DCA.

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