Banks at risk due to wars and debt problems. How do I manage this portfolio?

[WeThePe0ple]

Financial situation:

I’m in my late 30s. Debt free. Living for free in one of my parents 3 properties. 2 years from now I will inherit 50% of a house. The other 50% is for my sister and I am saving money to pay her part, so the house is fully mine.

70k euros in the bank, saved as deposits.
20k invested in crypto last year, now worth 45k euros. This is 0.25 bitcoin, 3500 XRP bought at 50 cents (currently 4x) 30 000 HBAR bought at 6 cents (currently 5x), about 4000 euros in smaller positions and a bit of money on an exchange that is not invested yet.

Last week European banks have recommended citizens to save an undefined amount of cash at home because of geopolitical risks. When banks say this, it is extremely serious. I am a strong believer in The Great Reset and I know for a fact that the monetary system is very close to a complete collapse due to the debt spiral. They are just looking for a scapegoat and 99% of people will believe it. CBDCs and monetary slavery are very close.

I do not want to have more than 30k in the bank, and even this is too much.

But how can I safely invest 40k? I thought about precious metals but only if I can keep them at home. So not saved in a deposit box in Switzerland. Because when banks fail, that will also be taken. The problem is that the government demands a 21% tax if you do not store it in their vault. So 21% is immediately wasted and can not be recovered when you sell. They want to make self custody unattractive, and make you store it in their vault so they can steal it from you in the inevitable crash that they have caused by escalating the debt.

I can withdraw 40k in cash and store it at home. But when I have to put that back in the bank, there is a chance that they will not accept it. It is not legal to store more than 2000 dollars at home in my country.

I can buy more crypto but this would immediately alert the IRS. And most banks here refuse accept crypto profits back as deposits. I would be at risk of getting unbanked. The IRS would instantly inspect my transaction history and tax the shit out of me. I always wanted to keep my crypto away from the bank. Pay for services directly in crypto and leave the IRS and the banks out of it. But that will become difficult when I need the money to pay off the house.

What is the best investment/diversification strategy? One of the things I consider is opening more bank accounts than the 2 banks I’m currently with.
But I need to get 40k out of the banks asap.

During this inevitable Great Reset I wish to remain debt free.

[kotajikikox]

70k euros in the bank, saved as deposits.
20k invested in crypto last year, now worth 45k euros. This is 0.25 bitcoin, 3500 XRP bought at 50 cents (currently 4x) 30 000 HBAR bought at 6 cents (currently 5x), about 4000 euros in smaller positions and a bit of money on an exchange that is not invested yet.

I know we are under all anonymous accounts here but I still want to point out the confidence you have to fully post everything you own here on the internet. Even as anonymous accounts, we still should be careful because you do not know how much ways there are someone can find you and your assets for them to take.

What is the best investment/diversification strategy? One of the things I consider is opening more bank accounts than the 2 banks I’m currently with.
But I need to get 40k out of the banks asap.

You have already invested in crypto the answer is quite literally right in your face already. Why don't you want to just invest the other money you want to take out of your banks to invest in cryrpto? What are your reservations when you have already invested in it right now?

[Marvelockg]

 even with all the details you have given, it is still difficult to point out how tough the regulatory structure on crypto is in your country if not, the direct solution to a complex system as this would be to convert your fiat straight up to bitcoin while you watch how things unfold with time.

since from what you have said, you invested in crypto last year, it suggests you can still do same at this time and if that is possible, then you have the answer to your question already. even without a major problem in the banking sector, it is never advisable to save up too large an amount of money in the bank because of so many obvious issues that is associated with it. also, since it looks like your parents left some fortune behind at your care, it is best you don't rush to invest it into something you are not sure of so it won't end in regret. like @kotajikikox has rightly said, some of the details you have given out is pretty unnecessary and can attract some bad figures to you. you just have to be cautious not to get lured into investing in a thing that is mere shadows.
 

[Free Market Capitalist]

I don't know how you complicate your life so much, man. You are better off financially than 95% of Europeans and you worry about bullshit.

I don't know what you want us to tell you in a bitcoin forum. The most logical thing is to buy more bitcoin for us but seeing that you have most of deposits I understand that for you bitcoin has “risk”, which is rather volatility, and deposits do not, when if you get 3% and you count the real debasement of the currency you are losing at least 7% per year.

[WeThePe0ple]

I know we are under all anonymous accounts here but I still want to point out the confidence you have to fully post everything you own here on the internet. Even as anonymous accounts, we still should be careful because you do not know how much ways there are someone can find you and your assets for them to take.

Thanks for the concern. But my assets are held in cold storage and the seed phrase never touches the internet. It does not even touch my laptop in case I get hacked. Which I also have protection for. The only way for people to obtain my seed phrase is to use direct violence against me. And even that would not work.

You have already invested in crypto the answer is quite literally right in your face already. Why don't you want to just invest the other money you want to take out of your banks to invest in crypto? What are your reservations when you have already invested in it right now?

1) Diversification. I'm pretty sure that the future is bright for crypto in general. Especially for bitcoin. But the banks hate it and I do not exclude the possibility that my country will launch an outright attack on all bitcoin holders. There are banks in my country who unbank clients when they want to make a substantial crypto withdrawal.

2) Timing. I don't think now is the best buying opportunity for bitcoin

I like precious metals but it's a shame that there is a 21% tax just for holding them privately. I hope there is a way around it. Like buying it on the black market

[Hatchy]

During this inevitable Great Reset I wish to remain debt free.

It's going to be hard to give you any solution here mate. It's quite obvious that you live in a country where the monetary system is closely monitored by the government. If that wasn't the case, the only solution I would have given you right now is to invest in cryptocurrency and not just crypto but Bitcoin to be precise. Bitcoin has been able to give a lot of us that freedom which you solely seek. You can save an endless amount of funds there without anyone knowing who you are except (aside from people who buy Bitcoin using centralized platforms). Bitcoin gives you such freedom this when you need to use funds it's easier to convert any amount to fait and spend.

And you said something about banks rejecting clients who makes crypto withdrawal. In my country, that's similar the government made a lot of laws against any crypto related transactions for long now. But we still are able to carry out our normal transaction without any stress from banks. There are ways these people operates and you can easily avoid then when you carry out your transaction seemlessly online.. there's no physical contact with anyone.

[icalical]

I can withdraw 40k in cash and store it at home. But when I have to put that back in the bank, there is a chance that they will not accept it. It is not legal to store more than 2000 dollars at home in my country.

Keeping too much cash at home is risky, and also against the law in most places, putting too much money into crypto may raise taxes or bank flags. You could try diversifying into low return but very safe investments like government bonds or certificates of deposit. I also think that it is a good idea to spread your funds across multiple banks, just stay within insured limits.I believe the key is finding the balance between accessibility and safety in order to protect your savings.

[moneystery]

you live in a troublesome country i think. everything you do is monitored and there are a lot of unreasonable rules that i think are burdensome for people. however, I feel that you should not worry too much about your wealth and focus more on how to manage it properly. my suggestion is that you invest in several assets and keep some in cash, that way at least you can expect that your assets are spread out and not concentrated in just one, reducing the potential for loss. however, if you still feel that it is not right, I can't give you any more advice because in my country it is much simpler to manage wealth compared to your country.

[Smartprofit]

Financial situation:

I’m in my late 30s. Debt free. Living for free in one of my parents 3 properties. 2 years from now I will inherit 50% of a house. The other 50% is for my sister and I am saving money to pay her part, so the house is fully mine.

70k euros in the bank, saved as deposits.
20k invested in crypto last year, now worth 45k euros. This is 0.25 bitcoin, 3500 XRP bought at 50 cents (currently 4x) 30 000 HBAR bought at 6 cents (currently 5x), about 4000 euros in smaller positions and a bit of money on an exchange that is not invested yet.

Last week European banks have recommended citizens to save an undefined amount of cash at home because of geopolitical risks. When banks say this, it is extremely serious. I am a strong believer in The Great Reset and I know for a fact that the monetary system is very close to a complete collapse due to the debt spiral. They are just looking for a scapegoat and 99% of people will believe it. CBDCs and monetary slavery are very close.

I do not want to have more than 30k in the bank, and even this is too much.

But how can I safely invest 40k? I thought about precious metals but only if I can keep them at home. So not saved in a deposit box in Switzerland. Because when banks fail, that will also be taken. The problem is that the government demands a 21% tax if you do not store it in their vault. So 21% is immediately wasted and can not be recovered when you sell. They want to make self custody unattractive, and make you store it in their vault so they can steal it from you in the inevitable crash that they have caused by escalating the debt.

I can withdraw 40k in cash and store it at home. But when I have to put that back in the bank, there is a chance that they will not accept it. It is not legal to store more than 2000 dollars at home in my country.

I can buy more crypto but this would immediately alert the IRS. And most banks here refuse accept crypto profits back as deposits. I would be at risk of getting unbanked. The IRS would instantly inspect my transaction history and tax the shit out of me. I always wanted to keep my crypto away from the bank. Pay for services directly in crypto and leave the IRS and the banks out of it. But that will become difficult when I need the money to pay off the house.

What is the best investment/diversification strategy? One of the things I consider is opening more bank accounts than the 2 banks I’m currently with.
But I need to get 40k out of the banks asap.

During this inevitable Great Reset I wish to remain debt free.

Can I ask you a few questions? You write that you store your funds in cryptocurrencies such as Bitcoin, Ripple and Hedera (Hbar). Why did you choose these three cryptocurrencies?

My question is related to the fact that lately I have been listening to video podcasts by Daniil Sachkov (developer of the Bastion video service). He also talks a lot about financial reboot and recommends buying these three cryptocurrencies. He considers Ripple as the new Swift, Hedera as a platform for asset tokenization.

And what considerations (information) led you to choose these three assets as investments?

And one more question... Which wallet would you recommend for storing Hbar? How do you assess the risks of funds being blocked in this wallet (after all, Hedera is a very centralized system)? I am also interested in the Hbar cryptocurrency, but I have no idea whether it is possible to store it without the risk of funds being frozen. Does this token support a cryptocurrency wallet such as Meta Mask or other decentralized platforms?

P.S.

It is difficult for me to answer your questions.  In authoritarian countries, citizens do not trust the state from the start and try to stay away from it. That is why there is a shadow economy and a developed shadow market. In Europe, as far as I understand, this is not the case.

[Ultegra134]

I agree with kotajikikox, although you're claiming that your funds are secured, I'd personally be a little more cautious sharing my financial situation on a public forum. I'm not sure what I'd do in your position, even though I'm considering that you're exaggerating a little. You already own a decent sum of money in cryptocurrencies, why can't you invest more? There are also decentralised exchanges and also P2P transactions that won't immediately alert the IRS as you claim. You could diversify your portfolio, by investing in various coins to minimise the risk.

I'm not sure where you're from, but I'm judging that you're from the EU, perhaps you could also distribute your money into various banks and services such as Revolut, Wise, N26 and many others,  some of which are legitimate banks.

[Fortify]

Financial situation:

I’m in my late 30s. Debt free. Living for free in one of my parents 3 properties. 2 years from now I will inherit 50% of a house. The other 50% is for my sister and I am saving money to pay her part, so the house is fully mine.

70k euros in the bank, saved as deposits.
20k invested in crypto last year, now worth 45k euros. This is 0.25 bitcoin, 3500 XRP bought at 50 cents (currently 4x) 30 000 HBAR bought at 6 cents (currently 5x), about 4000 euros in smaller positions and a bit of money on an exchange that is not invested yet.

Last week European banks have recommended citizens to save an undefined amount of cash at home because of geopolitical risks. When banks say this, it is extremely serious. I am a strong believer in The Great Reset and I know for a fact that the monetary system is very close to a complete collapse due to the debt spiral. They are just looking for a scapegoat and 99% of people will believe it. CBDCs and monetary slavery are very close.

I do not want to have more than 30k in the bank, and even this is too much.

But how can I safely invest 40k? I thought about precious metals but only if I can keep them at home. So not saved in a deposit box in Switzerland. Because when banks fail, that will also be taken. The problem is that the government demands a 21% tax if you do not store it in their vault. So 21% is immediately wasted and can not be recovered when you sell. They want to make self custody unattractive, and make you store it in their vault so they can steal it from you in the inevitable crash that they have caused by escalating the debt.

I can withdraw 40k in cash and store it at home. But when I have to put that back in the bank, there is a chance that they will not accept it. It is not legal to store more than 2000 dollars at home in my country.

I can buy more crypto but this would immediately alert the IRS. And most banks here refuse accept crypto profits back as deposits. I would be at risk of getting unbanked. The IRS would instantly inspect my transaction history and tax the shit out of me. I always wanted to keep my crypto away from the bank. Pay for services directly in crypto and leave the IRS and the banks out of it. But that will become difficult when I need the money to pay off the house.

What is the best investment/diversification strategy? One of the things I consider is opening more bank accounts than the 2 banks I’m currently with.
But I need to get 40k out of the banks asap.

During this inevitable Great Reset I wish to remain debt free.

Every single company and asset is vulnerable due to wars - except for maybe military machinery manufacturers. Yet when we talk about war it starts to resemble a total war, like world war 3, where nobody will be safe and most of us will end up drafted to fight regardless. At that point your assets are often meaningless and may very well be seized towards the war effort. Any other war, like a localized one that your country may be involved in, is often far away and history has shown they can sometimes produce barely a hiccup in the economy. Debt management by companies is forever changing and part of regular analysis you should be doing on every company you own shares in - I try to avoid investing in companies with more than 40% debt to equity, with exceptions like utilities that structure debt differently.

[WeThePe0ple]

Can I ask you a few questions? You write that you store your funds in cryptocurrencies such as Bitcoin, Ripple and Hedera (Hbar). Why did you choose these three cryptocurrencies?
And what considerations (information) led you to choose these three assets as investments?

Bitcoin because it withstood all tests I previously thought it could not survive. My argument for not buying bitcoin when it was $200, was that governments would tax the shit out of BTC holders upon conversion back to fiat (and this is actually happening). Or make it illegal to own it. Many countries including China have tried to stop it but failed. I'm no longer very worried about taxes because I realize that I do not have to get my BTC back to a bank in order to exchange BTC for assets. I know juwelers who accept payments directly in crypto and no bank has to interfere.

I had about 85k in savings when BTC crashed from 66k (at this point I thought the ship had sailed) to 16k after the last bull market. I wanted to diversify my portfolio which was 100% fiat prior to last year. I spent 20-25% of that on crypto, which is quite a large % in 1 asset class for most investors. But losing 20k in the worst case scenario was not a disaster to me and now 1 year later it has worked out well. I don't get nervous if BTC corrects 30%, because I would still be in profit.

Why XRP? I believe in its utility, especially for international payments. I believe that SWIFT is outdated and needs urgent replacement. I also believe that the lawsuit against Ripple mainly serves the purpose of gaining regulatory clarity, which is a must for its future growth. Bitcoin has no known CEO and therefore it can not be shut down. Any altcoin project can be. Ripple is making great progress with regulatory clarity. I also do not believe that a company with over 100 billion dollars valuation and countless non disclosure agreements with hundreds of banks, is a hype. I believe that banks are deliberately suppressing the price, positioning themselves to be able to adapt to the changes, waiting for regulations to be finalized and then the 6 year trendline erupts like a volcano. I am not skilled at trading but I do follow traders with the best track records, and this outbreak was called for. XRP is going to have its highest monthly close in history. I believe this is only the beginning.

Hedera mainly because Mike Maloney, the man who taught me everything I know about the monetary system (hidden secrets of money is a fantastic video series, free on youtube), made a great documentary about Hedera.
It clarified a lot about its unique potential. The interview with founder Leemon Baird also made me realize that he is by far the most intelligent man in the crypto space. He's the youngest man in his state to graduate in mathematics and computer science with a PHD. He is a true prodigy and I believe he is the most qualified person on earth to revolutionize AI. I don't think that any blockchain project can compete with HBAR in terms of speed and safety.

And the most important reason for both XRP and HBAR, is that the most powerful institutions on earth are behind them. Ripple has NDAs with banks, and Hedera is governed by the worlds largest corporations like Google, Mondelez, LG, Boeing, VISA.

And one more question... Which wallet would you recommend for storing Hbar? How do you assess the risks of funds being blocked in this wallet (after all, Hedera is a very centralized system)? I am also interested in the Hbar cryptocurrency, but I have no idea whether it is possible to store it without the risk of funds being frozen. Does this token support a cryptocurrency wallet such as Meta Mask or other decentralized platforms?

I struggle with this too. I'm currently using NGRAVE. It works for BTC and XRP but not for HBAR.
One of the criteria for me to choose a coldstorage wallet is that it has customer service. NGRAVE has EAL7 security which is higher than banks.
Some people claimed here that it was not completely safe, but it is.

I spoke to the staff and while HBAR is not supported now, it will be in the future.

[Smartprofit]

Yes, your arguments seem logical to me.

And how do you imagine a global financial reset? There is an opinion that such a reset should begin with the impoverishment of a large number of people. This is what will lead to people demanding that the government carry out large-scale financial reform. And this will be the best time to introduce CBDC (central bank digital currencies).

This will also probably lead to the abolition of cash. People will be alienated from their money. However, from what you wrote, we can conclude that this has already partially happened in your country.

Also, as far as I understand, deglobalization processes will occur - for example, you and I will be in different economic zones. At the same time, even cryptocurrency (including Bitcoin) will not help us remain in a single financial space (because in your country all cryptocurrencies are under strict control).

Regarding Hbar, I do not really understand in which wallet I could store this financial asset.  And most importantly, I don't understand what to do if the owners of this financial asset block my account and thus freeze my funds.

In relation to Bitcoin, it is easier to build a system of converting one asset into another (using Monero, Litecoin, exchangers, atomic swaps and other assets, platforms and financial instruments).

[Japinat]

I don't know how you complicate your life so much, man. You are better off financially than 95% of Europeans and you worry about bullshit.

I don't know what you want us to tell you in a bitcoin forum. The most logical thing is to buy more bitcoin for us but seeing that you have most of deposits I understand that for you bitcoin has “risk”, which is rather volatility, and deposits do not, when if you get 3% and you count the real debasement of the currency you are losing at least 7% per year.

I cannot blame OP if he is in hesitation to add more bitcoin in his portfolio due to high volatility that comes with bitcoin. But if he wants to invest in a highly potential investment these days, everything comes with risk, but I should say he must trust bitcoin more than any other investments. Otherwise, diversification is the key. He will add more bitcoin in his portfolio while he will also invest in gold or even in some altcoins that are still profitable these days just to lessen the risk if that is your concern.

[Smartprofit]

Personally, I don’t think it’s a bad time to buy Bitcoin. I’m an optimist and think the price will rise significantly in 2025. In my opinion, buying the first cryptocurrency at a price below $100,000 is a very profitable investment (even in the medium term, not to mention the long term).

At the same time, I understand your concerns about the further conversion of the first cryptocurrency into fiat money (i.e. exchanging Bitcoin for fiat money). Bitcoin is a direct competitor to CBDC, so fiat gateways are the most vulnerable.

That’s why I try not to take loans from banks (including mortgages).

Commercial banks and other lending institutions seek to enslave their customers by putting forward enslaving conditions to them.

[fuguebtc]

Personally, I don’t think it’s a bad time to buy Bitcoin. I’m an optimist and think the price will rise significantly in 2025. In my opinion, buying the first cryptocurrency at a price below $100,000 is a very profitable investment (even in the medium term, not to mention the long term).

I see some people saying that this is not a good time to buy bitcoin, this is the time to take profits and those who are planning to buy bitcoin should wait for the next bear season.
Meanwhile, there are also some people like you who think that investing at this time is not so bad because bitcoin still has a chance of strong growth in 2025.

It is difficult to give investment advice at this point. I still believe the bull season is not over and bitcoin will continue to rise but giving advice to others at this point is somewhat risky for them. Anyone who wants to invest should do their own research and make their own decisions instead of relying on others.

Bitcoin is a direct competitor to CBDC, so fiat gateways are the most vulnerable.

Although bitcoin was created as a peer-to-peer currency, it has never been recognized as a currency by governments, so I don't think it will directly compete with CBDCs.

[Apocollapse]

My answer is better for you to hire someone who understand about investment, tax and legal, which I think the closest position that take care these cases is tax accountant. They will have better answer because they've learn the tax in your country, regulation in your country and how to make your money from x source to be y source.

Your situation is very difficult, my country didn't even warn the citizen to cash out their money from banks and hold it in their house.

[rodskee]

you live in a troublesome country i think. everything you do is monitored and there are a lot of unreasonable rules that i think are burdensome for people.

aren’t all countries monitored closely by their governments? i don’t think he is being forced by the bank but rather only being advised to and since he has a lot of assets or properties it makes sense why the bank would be concerned

however, if you still feel that it is not right, I can't give you any more advice because in my country it is much simpler to manage wealth compared to your country.

the only thing i can think of why it would be “simpler” to manage finances in other countries is if you do not have much assets to start with i do think that at some point if you have different assets and properties there will always be some complications when it comes to legal frameworks that would require the services of a lawyer or a financial advisor

[Samlucky O]

Financial situation:
I do not want to have more than 30k in the bank, and even this is too much.

i will not advice any of my friend to neither keep all his/her fund in the bank, but rather keep some in the bank and invest more of it on a profitable assets that will be financially productive. and the profit made from it can be invested on bitcoin or can be converted to stable coin, like usdt to be more stable. there is a lot of problem in keeping fund in the bank ranging from not being able to withdraw it at any given time or having limitation of ammount to be withdrawn. or paying high tax, or the value of the fund will keep decreasing as time passes by without appreciating.

But how can I safely invest 40k? I thought about precious metals but only if I can keep them at home. So not saved in a deposit box in Switzerland. Because when banks fail, that will also be taken.

there is no precious metal that can be more precious than bitcoin. bitcoin is the best choice when it comes to investment. all you need to do now is to be more dependent in bitcoin wallet where your funds can be gradually converted to fiat, or you can be buying things with p2p.

[WeThePe0ple]

And how do you imagine a global financial reset? There is an opinion that such a reset should begin with the impoverishment of a large number of people. This is what will lead to people demanding that the government carry out large-scale financial reform. And this will be the best time to introduce CBDC (central bank digital currencies).

This will also probably lead to the abolition of cash. People will be alienated from their money. However, from what you wrote, we can conclude that this has already partially happened in your country.

Also, as far as I understand, deglobalization processes will occur - for example, you and I will be in different economic zones. At the same time, even cryptocurrency (including Bitcoin) will not help us remain in a single financial space (because in your country all cryptocurrencies are under strict control).

Regarding Hbar, I do not really understand in which wallet I could store this financial asset.  And most importantly, I don't understand what to do if the owners of this financial asset block my account and thus freeze my funds.

In relation to Bitcoin, it is easier to build a system of converting one asset into another (using Monero, Litecoin, exchangers, atomic swaps and other assets, platforms and financial instruments).

Predicting the end of the current world order (in which the USA is the dominant force) or the end of the current monetary system, is like predicting when a volcano will erupt. There are signs (seismic activity, earthquakes..) to show you that you are close, but you can not tell exactly on which day it will happen.

I do believe that we are very close to the end of the monetary system. The signs are the national debt that is completely spiraling out of control in the USA but also in many other countries, and the rise of inflation. Debt to GDP is completely out of wack, and annual intrest on the debt is now a larger number than the annual military budget. Imagine what would happen to this number when intrest rates have to go up because of rampant inflation. There is 1 trillion of debt added to the total number every 100 days. It is like you are standing in front of an erupting volcano. You can see the lava coming right at you but you have nowhere to run. Some of us (most people here) know that the lava is about to kill us and they are running to the ocean (bitcoin). Others are clueless about what is coming and they just keep standing there, enjoying the moment while it lasts.

The debt is taking such a large part of annual tax revenue that it will become impossible to fund basic necessities in many countries.
Aside from that, the USA spends 4 trillion US dollars per year on "healthcare" which in reality is sick care because 50% of society is obese.
That is completely unsustainable. American society is so sick that it is bankrupting the nation.

I believe that the Great Reset will begin like the 2008 crisis. But now the debt is 4x the size and the IMF can no longer save the banks.
I highly recommend you to watch "The Great Taking" by David Webb. Behind closed doors, banks have changed international laws to be able to confiscate hard assets of clients, as collaterals to save the largest banks on earth when this whole house of cards comes down. This is the idea from Klaus Schwab that led to the controversial quote "By 2030 you will own nothing, and be happy". Top economist Jim Rickards (former advisor of the Pentagon) has also mentioned these law changes. You can watch it here https://www.youtube.com/watch?v=9PLiqgqcvkM&t=2s. Banks will go dark overnight.

Big banks will abandon private property. Everything will belong to the state. This also happened in WWII (Great Taking mentions this, the laws are already in place) I think the way to do this is to make most people so poor that they become desperate and dependent on government.

I believe that Trump is allowed to be president, just to become the global scapegoat when the house of cards inevitably comes down.

I can't think of any other assets than gold, silver and bitcoin for me to really own with this prospect.

There's a distributor of precious metals that allows people to pay in cash for gold/silver, and take it home without registering it to ones name.
I don't know if this price will include VAT. My idea is to buy 5k worth of silver, 5k worth of gold, and 5k extra cash in my house.
I expect family members to be totally unprepared when this hits, and some extra cash can be a big help.