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Poll
Question: Are women in your country involved in managing the family budget (or more)
I manage everything without consulting my wife. - 4 (10.5%)
We manage everything together - 22 (57.9%)
My wife tries to manage but can't - 2 (5.3%)
She takes care of the small everyday purchases but I make the big decisions (car purchase ...) - 3 (7.9%)
My wife manages everything, large and small purchases - 3 (7.9%)
My wife doesn't manage anything, my mother does. - 0 (0%)
other - 4 (10.5%)
Total Voters: 38

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Author Topic: Women and money management  (Read 1569 times)
Y3shot
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April 06, 2025, 08:36:23 AM
 #181

I think in the money aspect there are more better women managers than men both in the household and in organizational structures. However, where women tend to be seen weak than men is in the area of drastic decision making that requires urgency, women can be too emotional that taking certain decisions could be a problem for them which could ruin matters that demands urgent action. Men in this area are better fitted because men are stronger and decisive without being emotionally attached.
You just said what I want to here, some people are just missing and mixing everything.  We know men to be hard working  , they know how to work for money but the problem with some men is how to manage the money well. I know of many men who are making money from their business and company but it is there wives who helps them managing the money well if not the business would have been a failed business before now, I believe women are good manager than men, men are good in making money  but when it comes to how to manage it becomes a problem to them.

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April 06, 2025, 08:59:51 AM
 #182

I accidentally came across this topic, and it is quite strange for me to see such a survey. Why can't women manage the family budget? It is especially strange to see such a question from a woman, as she presents herself on a forum. Is there something special in the head of men that is not in the brain of a woman? In short, I can understand when Eastern Muslim women impeccably obey their husbands in absolutely everything, and naturally, the man is entrusted with managing the money turnover in the family, since he is the main one in the family and the main breadwinner. But this does not necessarily apply to European women. In my family, my husband and I both work; we both manage the family budget; we have nothing that a man or a woman cannot do. Raising children, running a business, and housekeeping are all equal. I believe that men's thoughts about the weakness of women are too exaggerated in our time.

 
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April 06, 2025, 09:38:05 AM
 #183

Is there something special in the head of men that is not in the brain of a woman? In short, I can understand when Eastern Muslim women impeccably obey their husbands in absolutely everything, and naturally, the man is entrusted with managing the money turnover in the family, since he is the main one in the family and the main breadwinner.
Well it's incorrect actually.

In Muslim, you're correct men are the breadwinners and women need to obey their husbands.

But, it's different when it comes to managing money, women are the one who manage it. Men have to give 100% of their incomes to the women, then the women can do whatever they like, they can use the money for monthly needs, babies, families, spend for their own needs etc, they're allowed to not give the money to their husbands. But, most of the time they only give money "to live" for their husbands even they make $500K or more.

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April 06, 2025, 09:43:52 AM
 #184

I accidentally came across this topic, and it is quite strange for me to see such a survey. Why can't women manage the family budget? It is especially strange to see such a question from a woman, as she presents herself on a forum. Is there something special in the head of men that is not in the brain of a woman? In short, I can understand when Eastern Muslim women impeccably obey their husbands in absolutely everything, and naturally, the man is entrusted with managing the money turnover in the family, since he is the main one in the family and the main breadwinner. But this does not necessarily apply to European women. In my family, my husband and I both work; we both manage the family budget; we have nothing that a man or a woman cannot do. Raising children, running a business, and housekeeping are all equal. I believe that men's thoughts about the weakness of women are too exaggerated in our time.

Maybe there are still this patriarchal mindset been left for some other people which they think they have more power to decide what's better for their family. But for me this is really wrong mindset now especially that in this modern age gender equality has been heavily promoted.

Its unfortunate that there are cases that its still happening and I guess this happen because of tradition.

Also you have healthy family set up there and hopefully more situation like this will happen in each family and negative thinking that men are more dominant that women will be eliminated.

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April 06, 2025, 10:27:21 AM
 #185

Women are more interested in working in the family than investing. No matter what the men do, whether it is a job or a business, he will bring money to his wife and the wife will manage the family with it. If both women and men invest together or do everything through discussion together, then they will be able to benefit.Currently, the literacy rate is increasing due to which women are becoming aware, they are now taking some interest in investing.

Women have equal rights with men. Earlier, men used to do all the work and women used to manage the house. But now women can also go out and work. They have the ability to get jobs. There are women in many big places in the country with big degrees. So there is nothing to look down on our women.

Looking at that aspect, the progress of women in investment is a very good aspect. I will only say this much that after getting the right information about investment, start investing. It does not matter whether you are a woman or a man.
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April 06, 2025, 10:30:34 AM
 #186

I think that in the field of women's development, education, social values, women's self-confidence, etc. should be given importance. Because in the world, the literacy rate of women is much lower than the literacy rate of men. As a result, they are economically far behind men. In addition, women are also lagging behind men in digital platforms. Priority should be given to their education on digital platforms. In addition, it is important for the government to take steps in the field of women's development.
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April 06, 2025, 03:37:11 PM
 #187

I think in the money aspect there are more better women managers than men both in the household and in organizational structures. However, where women tend to be seen weak than men is in the area of drastic decision making that requires urgency, women can be too emotional that taking certain decisions could be a problem for them which could ruin matters that demands urgent action. Men in this area are better fitted because men are stronger and decisive without being emotionally attached.
You just said what I want to here, some people are just missing and mixing everything.  We know men to be hard working  , they know how to work for money but the problem with some men is how to manage the money well. I know of many men who are making money from their business and company but it is there wives who helps them managing the money well if not the business would have been a failed business before now, I believe women are good manager than men, men are good in making money  but when it comes to how to manage it becomes a problem to them.
Many young men tend to be financially responsible with money management immediately they're married, and this has been the doing of the wife they are married to, how she has been able to help him allocate his finances into the right places than what it were at when he was single. No wonder we see some hustling young men tend to do better as soon as they marry  more than they were doing in their  single life.  I think living as a single man comes with many pleasurable distractions that can rip off money in an unprofitable way, a lifestyle which married life curtail.

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April 06, 2025, 03:49:27 PM
 #188

Many young men tend to be financially responsible with money management immediately they're married, and this has been the doing of the wife they are married to, how she has been able to help him allocate his finances into the right places than what it were at when he was single. No wonder we see some hustling young men tend to do better as soon as they marry  more than they were doing in their  single life.  I think living as a single man comes with many pleasurable distractions that can rip off money in an unprofitable way, a lifestyle which married life curtail.
Do you want to live with pressure to make money just to fulfill your wife's lifestyle? personally I won't.

If there's a man not working hard and looking to grow his money when he was single, it means it was his work life balance and he's happy with that. A hard working person can be seen without need to wait he's already with someone.

Different person has different character, not all people are hard worker, hence they should find low quality women instead.


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April 06, 2025, 04:41:48 PM
 #189

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?
A woman always has an interest in saving, they have very little interest in investing because they like to take less risk. Women spend less money because they want to keep saving all the time. Investment requires the ability to accept risk. Which most women do not have. They understand that by management, you have to save money by spending less money. Although not all women are the same, not everyone has the same purpose, some women can think more uniquely than men, but this is very rare in my country.

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April 06, 2025, 05:16:32 PM
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 #190

I will like to draw some analogy from my parents because women in money management or investment is relative.

My Father, as a great farmer traveled to a nearby city with my mum and rented a vast land and started cultivation. At that early years my dad decides which seed,  when to harvest, what should be sold, which market, what should be kept and what to do with the money raised. My Dad observed that much is been put in with little or no profit.

My Mum who also transact with her own little farm produce makes more returns.
My Dad realizing this, brought my Mum to the table of discussion making.
What seed should be for the season,
When to sale the farm produce and the market.
What should be kept.
To the point that they brought the entire land and began to lease.

My point here is, most women are exceptional when it comes to money management and investment if brought to the table of discussion making.
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April 08, 2025, 06:26:03 PM
 #191

i do think that women are very good in managing money than men, although men are actually good in saving money, but i think there is a big difference between saving money and managing money, managing is in terms of expenses like buying groceries giving out to people taking risk [gambling] and so on, women know how to economize in having such task but are not good at saving. But men are good at saving and not really good at money management

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April 09, 2025, 08:35:27 AM
 #192

I will like to draw some analogy from my parents because women in money management or investment is relative.

My Father, as a great farmer traveled to a nearby city with my mum and rented a vast land and started cultivation. At that early years my dad decides which seed,  when to harvest, what should be sold, which market, what should be kept and what to do with the money raised. My Dad observed that much is been put in with little or no profit.

My Mum who also transact with her own little farm produce makes more returns.
My Dad realizing this, brought my Mum to the table of discussion making.
What seed should be for the season,
When to sale the farm produce and the market.
What should be kept.
To the point that they brought the entire land and began to lease.

My point here is, most women are exceptional when it comes to money management and investment if brought to the table of discussion making.
On marriage then having some harmony in between husband and wife is really that important. It will be that situational basis and on the time that the family will be having some business or investment decisions then it will be requiring with that trial and error on which both husband and wife will be making out those kind of approach because if you do just simply solo out the problems then it might that ending up failure.

It true that when it comes to investment and financial management then women or our wives are really that good when it comes to this manner because they are that having that kind of analysis on which its much better than men on some aspect and as husband then you should know on when to hear out your wife in speaking about ideas and other ways on which it could possibly be able to solve out the problem. Women do really like to deal up with things on which are that less risky in compared on what men do usually do made some stakes into. Management is needed and if you do find out that your wife is good at it, then let her handle up the rest.

As husband, you are the ones who do provide out when it comes to funding but the rest will be that your wife be doing up its job when it comes to management.
It might not be perfect but they are really that good into this aspect.
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April 09, 2025, 03:50:08 PM
 #193

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

It's interesting to know that women are now industrious and Investive. Our culture especially In Africa has made use stick to the idea that women are supposed to be dependent but that has changed over the years. Women are now hard working and independent. Women are getting involved in stocks, forex and crypto, this is something that impresses me a lot. Making and managing money is gender based, I like that fact that these women are now exploring and knowing that they also have the capacity for exploits.

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April 10, 2025, 11:32:45 AM
 #194

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?


It is because women are not patient enough to handle stress, because all requires power and strength to overcome hardship. But their are places that women are fantastic good than the men's especially in parts of savings. You can trust women most to save your money and hold your property to the secured, rather than entrusting it to males. Also in times of budgeting women are good in keeping records of what they have earn and spend too. But women also fair to take risk and with every successful business in this life, risk most be involved to achieve ones goals.
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April 10, 2025, 03:12:28 PM
 #195

Why, statistically, are women less involved in finance/trading/banking?
Because women aren’t natural risk-takers like men. Gambling is a clear way to measure who’s willing to take risks, and in general, there are far more male gamblers than female ones.

I think women are better at saving money, but they’re usually less interested in investing. That’s why men often take the lead in financial decision-making, which is why they’re called kings because they’re the ones who take the risks and make the big moves when it comes to finances.

But modern day women are taking charge in finance and trading now. When it even comes to Gambling, 50 percent of women are into things like aviator gaming and sports betting now. I know a lot of women that are now trading crypto and forex taking risks on a daily basis. Making money isn't really gender based, women are better at saving money that's a fact and even though a lot of them are now into investing they still wouldn't have the instincts of a man and the heart to take some big risks.

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April 10, 2025, 03:46:22 PM
 #196

Why, statistically, are women less involved in finance/trading/banking?
Statistically? Where did you get the statistics if i may ask because now, more women are actively involved in the three areas you just mentioned. In my country, a lot of women have held ministerial positions in trade and finance even in the banking sector, women are mangers so women a practically involved in anything that has to do with money in this modern day. Women are even highly experienced economist, if men will be more higher if the statistics is being checked but the margin with that of women won't be much.

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April 10, 2025, 04:43:25 PM
 #197

Men are leaders and risk takers this is how we are designed, they usually say what a man can do a woman can do better, that theory you can't say a woman can do better because they are wired to make some certain moves that we make... that's why when we talk about the richest person in the world it can never be a woman, the ability to take risks is what makes us leaders..but women are good at managing money that's a fact, there women women who multiply any little thing given to them..male and female are programmed differently.

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April 10, 2025, 05:11:48 PM
 #198

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?
A woman always has an interest in saving, they have very little interest in investing because they like to take less risk. Women spend less money because they want to keep saving all the time. Investment requires the ability to accept risk. Which most women do not have. They understand that by management, you have to save money by spending less money. Although not all women are the same, not everyone has the same purpose, some women can think more uniquely than men, but this is very rare in my country.

Agreed. Most women do not want to take risks, let alone invest in digital assets that cannot be seen with the eye, they will be afraid so that most women only want to save. But actually the goal is the same, both want to achieve financial freedom in the future.

when we are married, a husband will carry out the mandate as head of the family. So men must work because providing a living is an obligation. While a woman after marriage must be able to manage family finances. This is to avoid financial problems in the future because the wife cannot manage finances properly.

So it is not surprising that many men are looking for wives who are good at explaining sources of income that can be income for the family and detailing expenses, so that there is a balance between income and expenses so that there is no family financial deficit. Of course, this financial management problem is not a gender problem, but most women are superior in managing small examples of finances in families and in companies.

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April 10, 2025, 05:22:23 PM
 #199

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?
Woman are wired differently from men , woman are good at saving and investing to double their husband’s wealth if a woman is involved in her husband’s finance it enables them make good decisions , woman are managers and builders , our modern woman are even wiser than some men when it comes to investing and making proper plan for the future .
Men are risk taker and can sacrifice a lot, a man can risk all his savings just to provide for his family and will be left with nothing , but if a woman is in that position to sacrifice  all she got for the family, she will have a little savings for the raining days , men are built differently and are burden bearers and that is why woman leave longer than men .
Gone at those day when woman are seen less but our modern woman are now independent, industrious, hard working , risk managers , investors, traders , home managers  and are involved in so many activities in the society  and most importantly money management .
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April 11, 2025, 09:20:49 AM
 #200


It is because women are not patient enough to handle stress.

In almost every country in the world, it's women who take care of children, working as teachers, nannies and so on... And taking care of children requires a high level of stress resistance! This argument has no basis in fact. I think women take fewer risks because they're also thinking about the bills they have to pay.

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