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Question: Are women in your country involved in managing the family budget (or more)
I manage everything without consulting my wife. - 4 (10.5%)
We manage everything together - 22 (57.9%)
My wife tries to manage but can't - 2 (5.3%)
She takes care of the small everyday purchases but I make the big decisions (car purchase ...) - 3 (7.9%)
My wife manages everything, large and small purchases - 3 (7.9%)
My wife doesn't manage anything, my mother does. - 0 (0%)
other - 4 (10.5%)
Total Voters: 38

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Author Topic: Women and money management  (Read 1569 times)
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March 16, 2025, 10:04:10 AM
 #81

From what I see around myself in middle class families, women usually get monthly allowance from their husbands to manage household.

But, I think women do save, my mother used to have piggybank and she used to regularly save in it (she doesn't do that anymore though), while my grandmother also had savings which we only realized after she died.

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March 16, 2025, 04:39:40 PM
 #82

From what I see around myself in middle class families, women usually get monthly allowance from their husbands to manage household.

But, I think women do save, my mother used to have piggybank and she used to regularly save in it (she doesn't do that anymore though), while my grandmother also had savings which we only realized after she died.
You have said the right, I have also seen that every member of the middle class family is a warrior in the struggle for life In the family, men give labor outside for living and women give labor to the family. In some middle class families, men as well as women do different things for living I saw aThe role of a mother and grandmother in the middle class family is very much because they are constantly raising a little money in Piggy Bank for the future. This deposit plays a special role in the future and important work of the family I saw in my family that the role of the father was much greater he worked hard1 for the happiness of each member. And my mother raised a little money out of my father's pocket for the good of the family And thus, the mother deposits money at her Piggy Bank for the family.
 
In a middle -class family I think everyone is a warrior in the struggle for life because they understand that this reality is very difficult and they are always aware of life struggle to survive in society.

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March 16, 2025, 05:27:20 PM
 #83

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?


Although women were confined to their homes in the past, now a number of women are freed from their confinement and are engaged in jobs, businesses and various activities. They are using the money they earn to invest in different sectors to earn more. However, there are differences in their differences as a country or place. Usually, the number of such women is more in the developed world and in the cities of developing countries. However, most women are confined to their homes due to some number of employees and business women. They do not know much about the outside world, so they have very little idea about where to invest or which sector cannot be invested in. Again, except for a few working women, those who stay at home have less income sources, they are more dependent on their father if not their husband. And they want to hold on to the money they receive from their father or husband and do not want to take any risk with that money.

Again, women are naturally more fashionable than men, they are more busy with their beauty and shopping with their money. However, women today have come out of these ancient meditation concepts and are participating in every activity along with men like men.
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March 16, 2025, 09:23:58 PM
 #84

From what I see around myself in middle class families, women usually get monthly allowance from their husbands to manage household.

But, I think women do save, my mother used to have piggybank and she used to regularly save in it (she doesn't do that anymore though), while my grandmother also had savings which we only realized after she died.

Yeah, I believe you because, to me, I see women as some of the best people to save money. Women are very economical when it comes to their money. I have seen a lot of cases where women will manage their money so that they will be able to afford other things in the future, so when it comes to savings, I won’t go against it. Women can save, but they only save their own money, but when it’s your money as a husband or father, they tend to be very lavish.

Furthermore, if we are to talk of investment, women are good investors, no doubt, but they have low expectations in profit. If there are two different businesses, which one of them will have a higher risk with a higher profit, and the other will have a lower risk with a lower interest? Then almost all the women will definitely go for the lower risk with lower interest. That is why even when it comes to investment, they are not good at it because they hardly take much risk.

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March 16, 2025, 11:55:26 PM
 #85

From what I see around myself in middle class families, women usually get monthly allowance from their husbands to manage household.

But, I think women do save, my mother used to have piggybank and she used to regularly save in it (she doesn't do that anymore though), while my grandmother also had savings which we only realized after she died.

In some countries, and in some cultures, that's how it works, and it's also how families that are well-off also do it; they give money to a women that manages the household to either go and buy monthly groceries and necessities or send someone to do that by making lists of the things they need. However, in some cultures and families, it's the man of the house who takes care of these things from earning and buying the basic necessities, and then women take care of the household chores, cooking, cleaning, laundry, and stuff.

In the latter case, women are given money for personal expenses on a monthly basis, now, it's up to them whether they want to spend that money on shopping or whatever they want, or save it and use it for something else. One thing is certain, a tiny percentage of women would save that money up and think of investing it somewhere because the general mindset of a woman doesn't function that way, they don't think about investments and making money and stuff because they know they don't need to worry about that unless it's a woman who is a single mom or something.

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March 17, 2025, 06:41:38 AM
 #86

Women are more interested in working in the family than investing. No matter what the men do, whether it is a job or a business, he will bring money to his wife and the wife will manage the family with it. If both women and men invest together or do everything through discussion together, then they will be able to benefit.Currently, the literacy rate is increasing due to which women are becoming aware, they are now taking some interest in investing.
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March 17, 2025, 07:59:11 AM
Last edit: March 17, 2025, 08:10:01 AM by Bd officer
 #87

Are women interested in saving and investing?
I earn, so I control the money. My wife has to be busy with family work. Now I give my wife some money for monthly expenses, but my wife doesn't spend the whole money, she opened a savings account, she saves 2.5 dollars every week. What I realized here is that women also like to save money. But my wife is not interested in investing, because we know women don't like taking risks. Now there are other women, who like both investing and saving. However, compared to men, women lag behind in this regard.

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March 17, 2025, 08:42:59 AM
 #88

Women and money management has little to do with gender. Its determined more by culture and examples set by role models looked to for guidance.

My experience is: women on average trend towards being more frugal and responsible with money and finances. Maybe they know they're statistically likely to outlive men. And so they must plan for longer life.
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March 17, 2025, 08:48:24 AM
 #89

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?
In this part of the world, women are more involved in managing family budget, they play a significant role in managing household financials. Yes they are interested in saving, they are not less involved in finance, trading and banking. our women are like our adviser, they are more calculative when it comes to managing finance, we bring home the finance/funds and we both put our heads together on the next thing to do or sometimes our women advice us on how to manage it. Our women don't really like investing as they prefer saving money than investing, we have two types of women in general, the stay at home wives and the working class wives. The stay at home wives at more involved in managing household budget and saving from the money their husbands give to them, while the working class wives are involved in general budget, they don't actually depend on household budget from their husband before they save money.

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March 17, 2025, 09:13:00 AM
 #90

Are women interested in saving and investing?
I earn, so I control the money. My wife has to be busy with family work. Now I give my wife some money for monthly expenses, but my wife doesn't spend the whole money, she opened a savings account, she saves 2.5 dollars every week. What I realized here is that women also like to save money. But my wife is not interested in investing, because we know women don't like taking risks. Now there are other women, who like both investing and saving. However, compared to men, women lag behind in this regard.

That's what's going on in my family too, my wife is a very frugal woman. But one difference is my wife and even my mom are very into investing but they like safe investments like gold, not speculative investments like bitcoin or stocks. What's more special is that they buy gold and keep it very discreet, they don't show it off to anyone or wear it as jewelry.

It is true that women are far behind men in the field of investing but when it comes to money management and saving, I think they are better than men. Honestly, I am the breadwinner and the one who earns money for the family but when it comes to managing money and spending, my wife is the one who does those things and I find her to be more efficient at this than me.

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March 17, 2025, 11:50:20 AM
 #91

Women and money management has little to do with gender. Its determined more by culture and examples set by role models looked to for guidance.

My experience is: women on average trend towards being more frugal and responsible with money and finances. Maybe they know they're statistically likely to outlive men. And so they must plan for longer life.
I don't know about other places but in my neighborhood I admit that women tend to be more frugal and wise in managing finances it doesn't have to be far for example we have mothers and a mother is required to manage the finances given by her husband big or small a mother is able to manage it, even from there she can set aside some of her money to save I feel that in my mother hands. I once read a sentence that a husband is born to earn a living and the wife is the one who manages it.

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March 17, 2025, 12:26:39 PM
 #92

Women are more interested in working in the family than investing. No matter what the men do, whether it is a job or a business, he will bring money to his wife and the wife will manage the family with it.

Those things are no longer common in every society that women would wish or prefer to just be at home all day and night without thinking what they can do for themselves, however that women constantly work doesn't mean they cannot take care of there family, if based on how busy the work is they can get someone to do house cleaning and laundry for them so that the exhaustation will not be overwhelming for them after work, so actually is only a woman who doesn't like working that would say is because of family coordination that makes them not to work because if they actually want to they can work while they have someone employed for things that would have hold them back at home.

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March 17, 2025, 03:15:42 PM
 #93

Woman might not really be into quickly investments but are know for their better management skills. Management Skil both at home which is the best at which she can be to even management of business ventures in areas they find them selves. She's always mindful of making ends meet with the little available resources that are available or provided by the husband so they are so good at resources management. These same resources management skills are helpful to her even in the little business they involve in. But truth be told they are not quick to making investments rather they are better managers of an already established venture.

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March 17, 2025, 03:17:57 PM
 #94

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

We have great women in finance that are doing well regardless of where you are coming from or your region. The usual believe everyone has about women is that they are very good at lavish lifestyle and can squander money if they are been put in place and it's natural they are like that but there are great women that if you give them $1, they can transform it into $10 in the next month or even more and that's because of there feminine character to communicate with anyone.

Here, we have one woman that owns a bank in the whole of Africa to her name, we have world trade president acting as a women, there are more of them but when you look at this people, from their appearances they are not the ones that love to display wealth on them, they may own big assets and hidden treasures and not disclose but they are not the type that you will see on any scandals like going to Dubai and living lifestyle that is questionable, they are doing well in life and in their financial businesses.
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March 17, 2025, 03:18:45 PM
 #95

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

But honestly I will say that everyone depends on how they are educated both men and women in any case including in finance, if a person gets a bad education from his parents about managing money most of them will not be able to manage money well but if they are educated properly then it will be very extraordinary for women to manage money, women have a greater fear than men therefore the tendency of women will manage money well if they get a very good education from their parents but otherwise if they are poorly educated they will be worse at using money more than a man who is crazy in spending.

My instructor and I manage money together to get used to it and to be better organized, not emphasizing each other in management, and therefore also all of us have the task of financial protection and budgeting every month for the future.

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March 17, 2025, 03:48:27 PM
 #96

I think many women are conscious with budgeting, savings and investing. But they're not special because even men, we're all in this together. So, there is no specialty as to where these women are interested with. Because it is the same goes with us. We shouldn't look into these industries that has less involvement of women because I think that there is a balance in it and these industries have specifics on who are they going to hire and the women that are in this is what the stats only see. And those that are involved in it, aren't seen by the stats.

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March 17, 2025, 04:48:37 PM
 #97

....
Why, statistically, are women less involved in finance/trading/banking?

if we look at the way women manage finances, it is much better than men. and therefore there are so many great women who manage finances in their households. but when it comes to finance, trading, or banking, we might see more men involved in that field compared to women. that is because men are naturally good at taking risks, more suited to pressure, and leadership. those three fields are known for their high pressure and risk, and since long ago men have been seen to take more part in those fields. but with the current situation, more women are daring to show their interest in entering these fields, and perhaps in the future we will see more women taking part in these fields.

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March 17, 2025, 04:59:06 PM
 #98

Women are more interested in working in the family than investing. No matter what the men do, whether it is a job or a business, he will bring money to his wife and the wife will manage the family with it.

Those things are no longer common in every society that women would wish or prefer to just be at home all day and night without thinking what they can do for themselves, however that women constantly work doesn't mean they cannot take care of there family, if based on how busy the work is they can get someone to do house cleaning and laundry for them so that the exhaustation will not be overwhelming for them after work, so actually is only a woman who doesn't like working that would say is because of family coordination that makes them not to work because if they actually want to they can work while they have someone employed for things that would have hold them back at home.
The global economic problems contributed to the change in the narrative. Now both the wife and husband have to work hard for them to provide for the family. Only very rich men would allow their wives to be housewives. Childraising is an important task, and women are meant to take care of the well-being of the children and housekeeping.

But things have changed because all hands must be on deck for the family to be financially stable. These days, women send underaged children to creche to enable them to go and work.

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March 17, 2025, 05:47:15 PM
 #99

....
Why, statistically, are women less involved in finance/trading/banking?

if we look at the way women manage finances, it is much better than men. and therefore there are so many great women who manage finances in their households. but when it comes to finance, trading, or banking, we might see more men involved in that field compared to women. that is because men are naturally good at taking risks, more suited to pressure, and leadership. those three fields are known for their high pressure and risk, and since long ago men have been seen to take more part in those fields. but with the current situation, more women are daring to show their interest in entering these fields, and perhaps in the future we will see more women taking part in these fields.
I can really really that women is more capable when it comes to financial management and this is why it will really be that best that if you do have the partner or simply being married then they should really be the ones that give support or having the responsibility on feeding them and also having to provide on what they do really need up in order to live. This is why as a husband then it will really be that important on having that harmony in between you and your wife when it comes into this aspect. You cant really be having that a good life if both of you doesnt have that kind of responsibilities inside the family on which you are trying out to build.

When it comes to money management then i can say that women are more good when it comes to this. They do know the priorities and they do really give out that importance on what the family needs and specially when it comes to budgeting and other expenses.

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March 17, 2025, 06:09:45 PM
 #100

Reading the forum, it's clear that sometimes the way women are viewed differs greatly from one country to another. What is the position of women in budget management in your country in general? Are women interested in saving and investing? Have you tried to orange pill her? If not, why not? Why, statistically, are women less involved in finance/trading/banking?

Women often have a particular or common behavior which is applicable to most of them, they reason and think in a close related pattern because they are feminine and can't have the same way of reasoning as men do, we should understand they are weaker vessels, they are not open to taking risk, they like savings, they can keep things and they have so many other unique qualities that could help them stand special in a specific settings, because they are very good when it comes to management and savings, even though it may not applies to all, but a majority are involved.

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