Should couples invest in Bitcoin together or keep separate portfolios?

[sokani]

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As married couples you may choose to share things with your partner like joint savings acount and also contribute for some projects together like building project but having a joint Bitcoin wallet should not be encouraged. Aside running away with the funds, if your partner carelessly exposes the private keys or seed phrase, you're screwed. If both of you want to invest in Bitcoin, do it separately, not everything are meant to be shared.

[Dailyscript]

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As married couples you may choose to share things with your partner like joint savings acount and also contribute for some projects together like building project but having a joint Bitcoin wallet should not be encouraged. Aside running away with the funds, if your partner carelessly exposes the private keys or seed phrase, you're screwed. If both of you want to invest in Bitcoin, do it separately, not everything are meant to be shared.

The phrase not everything are meant to be shared can be contradictory sometimes. Bitcoin can be a shared investment, if it is properly arranged. Imagine a couple is using a hardware wallet and the device can be stored in a vault where two individuals can have one part of the piece to accessing the vault. By now we must have watched movies where the keys in accessing a secured file is separated only one of the keys cannot open it. That is the same case i am explaining here. Sharing a Bitcoin investment account is possible if it is properly planned.

[MarryWithBTC]

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As married couples you may choose to share things with your partner like joint savings acount and also contribute for some projects together like building project but having a joint Bitcoin wallet should not be encouraged. Aside running away with the funds, if your partner carelessly exposes the private keys or seed phrase, you're screwed. If both of you want to invest in Bitcoin, do it separately, not everything are meant to be shared.

it is true that it's not everything that should be shared. i have also read through the conversation and i have gotten some clear pictures on how things should be done.

even for security consciousness, couples could be encouraged to have 2/2 multi signature wallet. when hacker or a scammer knocks, both of them has to be convinced before the transaction will be signed. this will make it even more difficult for them to be scammed.

[Slimzeee]

My own personal advice would be for couples to invest alone if they intend to make active transactions on it, like trading, etc. They might be a couple, but their views on when to trade and when not to might differ. If there are losses, it could turn into a blame game. Business is business, and it is always advisable to keep some level of emotions out of it.
Unless they only intend to hold for the future, let’s say they plan to make it a will for their kids, whether born or unborn, then they can keep buying and holding together for that sole purpose.
At the end of the day, the couple should do what is best for them.

[Dr.Bitcoin_Strange]

Similarly to topics that have been previously created where the OP was asking if it was right for men to tell their spouses about their Bitcoin investment and also hand over their secret phrase them, In one of those post, I said that I would rather keep a trace to my wallet phrase so that if anything happen, not just my wife wi have access to my crypto asset because if she does, I can not tell what she might do with it in my absent. Probably she might not grant my wish by hand out the coins to whom I dired. Am not yet married but if I get married anytime in the future, I don't have plans to run a joint account with my wife and I probably will not also have her keeping her coins in same wallet with me but if it's her wish to trust her coins with me,  I still don't have problems with that but I will create another wallet where I will ask her to send the asset to and I will keep it safe just as I will keep mine.

[GideonGono]

It depends on the situation or personalities.
What if both of them are knowledgeable in crypto but have a different opinion on alt coins, or what if they are in a verge of breaking up?
It is good to have a partner with a similar mindset or have the same interest as you, you could both have your own investment or portfolio or just combine your investment to make it grow.

[Fiatless]

Similarly to topics that have been previously created where the OP was asking if it was right for men to tell their spouses about their Bitcoin investment and also hand over their secret phrase them, In one of those post, I said that I would rather keep a trace to my wallet phrase so that if anything happen, not just my wife wi have access to my crypto asset because if she does, I can not tell what she might do with it in my absent. Probably she might not grant my wish by hand out the coins to whom I dired. Am not yet married but if I get married anytime in the future, I don't have plans to run a joint account with my wife and I probably will not also have her keeping her coins in same wallet with me but if it's her wish to trust her coins with me,  I still don't have problems with that but I will create another wallet where I will ask her to send the asset to and I will keep it safe just as I will keep mine.

Trust is earned. You could marry a woman who you realize will be the best to hand over your Bitcoin to. If you have children, your wife will also be the likely person that should inherit your wealth especially if you're children are still young. Other relatives might not take good care of your children like their mother. I am also aware that there are wives who cannot be trusted because of their negative behaviour. In such circumstances, it will be better to show someone else access to your wallets.

[Dr.Bitcoin_Strange]

Similarly to topics that have been previously created where the OP was asking if it was right for men to tell their spouses about their Bitcoin investment and also hand over their secret phrase them, In one of those post, I said that I would rather keep a trace to my wallet phrase so that if anything happen, not just my wife wi have access to my crypto asset because if she does, I can not tell what she might do with it in my absent. Probably she might not grant my wish by hand out the coins to whom I dired. Am not yet married but if I get married anytime in the future, I don't have plans to run a joint account with my wife and I probably will not also have her keeping her coins in same wallet with me but if it's her wish to trust her coins with me,  I still don't have problems with that but I will create another wallet where I will ask her to send the asset to and I will keep it safe just as I will keep mine.

Trust is earned. You could marry a woman who you realize will be the best to hand over your Bitcoin to. If you have children, your wife will also be the likely person that should inherit your wealth especially if you're children are still young. Other relatives might not take good care of your children like their mother. I am also aware that there are wives who cannot be trusted because of their negative behaviour. In such circumstances, it will be better to show someone else access to your wallets.

I agree with what you said, mate, if that's the case I totally wouldn't have any problem to do so but where which there's no such trust, it is what it is. In one of the old threads that I am talking about, I have shared the story of a man in my place that was dealth with by his wife, the man was rich, trusted the wife with all his asset but after he died, the wife didn't even give any piece of the wealth to the children as if they were not her kids.

[justdimin]

The important thing to do before deciding this is to align the mindset and knowledge about Bitcoin, and in my opinion, couples who have Bitcoin and agree to invest in Bitcoin must have understood at least how to store Bitcoin.
Have the same understanding of how to secure Bitcoin and also the same goal of investing in Bitcoin including if the relationship does not go well so that Bitcoin can still be accessed by both and get benefits from the Bitcoin they have, including it in the marriage contract can be a solution and using multisig could be a choice.

If they are moving past the doubting each other part and already just trying to figure out what is the safest way to invest into bitcoin, then they already achieved so much together. If you consider what would happen when the relationship goes south, then you are already focusing on the wrong part of a relationship.

You can't just focus on what could go wrong, while that is perfectly normal because every relationship "could" end at any moment, that doesn't mean that you should be in a relationship, while thinking about potential of it ending. Go with your gut, and on the way to your gut, check in with your heart. Those two will tell you what's what in between them (love ted lasso). That should make you invest together easier.

[M47AK16]

In traditional finance, married couples usually opens joint bank account to manage money together. But when it comes to Bitcoin, things are are not always that simple. Should partners share a Bitcoin wallet like a joint bank account, or is it more smarter to just keep separate portfolios? A shared Bitcoin wallet helps builds transparency and can strengthen financial trust in a relationship. However, one big concern is security. If both partners got access to the same wallet and one of them falls for scam, all their Bitcoin could be gone forever.
Another issue is inheritance planning. If Bitcoin is held private by one partner and they pass away sudden without sharing access, the other one might struggle to get back the funds. And what if the couple ends up divorcing? That could turn into a whole different mess.

I'll say yes, couples should share their bitcoin wallet. But some might think of it differently. Many like to keep a secret savings without letting their partner know about it so they can be used as an emergency fund or maybe to purchase something which their partner won't allow to. For me, I love riding and mostly spend a lot on expensive equipments like jackets, gloves, helmets, etc. My partner won't let me spend so much on these equipments because I hardly go on rides here. I usually go for a ride maybe once a month and that too if my office plans group rides as it is not really safe for me to go on rides alone being a girl. But even for those rides, I like to be fully prepared and have all my accessories with me.

So in my case, I have to keep a secret holding to spend on these things which I won't let my partner know about so I would personally keep a bitcoin wallet which my partner is not aware about.

[Ucy]

The husband and wife could have their own personal Bitcoin Accounts, and a shared or Joint Account with funds that can only be spent via multi-signatures access...meaning that the husband or wife can't spend the fund in the account without the consent of the other. They both have to sort of sign every transaction before a transfer from the account is possible.

The joint account could be an account for receiving bitcoins  from people and for contributions from both husband and wife to take care of general needs that may require their consent for spending approval.

But if something happens to either couple, transfers from the joint account may not be possible. Hopefully in the future, it should be possible for couples to set their joint accounts to auto-transfer funds to their personal accounts/addresses If access to joint accounts funds is lost.

[Odusko]

Similarly to topics that have been previously created where the OP was asking if it was right for men to tell their spouses about their Bitcoin investment and also hand over their secret phrase them, In one of those post, I said that I would rather keep a trace to my wallet phrase so that if anything happen, not just my wife wi have access to my crypto asset because if she does, I can not tell what she might do with it in my absent. Probably she might not grant my wish by hand out the coins to whom I dired. Am not yet married but if I get married anytime in the future, I don't have plans to run a joint account with my wife and I probably will not also have her keeping her coins in same wallet with me but if it's her wish to trust her coins with me,  I still don't have problems with that but I will create another wallet where I will ask her to send the asset to and I will keep it safe just as I will keep mine.

Trust is earned. You could marry a woman who you realize will be the best to hand over your Bitcoin to. If you have children, your wife will also be the likely person that should inherit your wealth especially if you're children are still young. Other relatives might not take good care of your children like their mother. I am also aware that there are wives who cannot be trusted because of their negative behaviour. In such circumstances, it will be better to show someone else access to your wallets.

I agree with what you said, mate, if that's the case I totally wouldn't have any problem to do so but where which there's no such trust, it is what it is. In one of the old threads that I am talking about, I have shared the story of a man in my place that was dealth with by his wife, the man was rich, trusted the wife with all his asset but after he died, the wife didn't even give any piece of the wealth to the children as if they were not her kids.

Such questions are born out of so many situations and from the look of things the ops sounds as if someone has trust issues this is somewhat a big deal for the ops and for sure as investors there are what we call personal investments and joint investments in a family setting and for me I think every individual have the right to invest in whatever sorts them because when it comes to Bitcoin investment a lot of couple may have different and opposing stands towards that.

[Hazink]

It depends on the situation or personalities.
What if both of them are knowledgeable in crypto but have a different opinion on alt coins, or what if they are in a verge of breaking up?
It is good to have a partner with a similar mindset or have the same interest as you, you could both have your own investment or portfolio or just combine your investment to make it grow.

If they are both knowledgeable in crypto and have their own preferences, they can choose to invest differently, but even as that, they can still have separate investments and a combined one. Having knowledge of crypto can even make it easier, as they can use a wallet that requires both their permissions to make any withdrawal. Even in terms of going their separate ways, everything is based on agreement; they can split it.

[Tmoonz]

It depends on the situation or personalities.
What if both of them are knowledgeable in crypto but have a different opinion on alt coins, or what if they are in a verge of breaking up?
It is good to have a partner with a similar mindset or have the same interest as you, you could both have your own investment or portfolio or just combine your investment to make it grow.

If they are both knowledgeable in crypto and have their own preferences, they can choose to invest differently, but even as that, they can still have separate investments and a combined one. Having knowledge of crypto can even make it easier, as they can use a wallet that requires both their permissions to make any withdrawal. Even in terms of going their separate ways, everything is based on agreement; they can split it.

Two good heads they say are far better than one, if the both have the same interest, doing it together can enhance the investment in terms of finance, time or attention given to the investment. However, there are couples who might not want to have a share of the same investment we still have to respect their own opinion on standing on their own rather than having a joint investment, if they can invest together is ok and if they can not it is still ok provided it is their personal decision and choice. But the truth remains that two good heads will surely supercedes one good head.

[ZAINmalik75]

If they are moving past the doubting each other part and already just trying to figure out what is the safest way to invest into bitcoin, then they already achieved so much together. If you consider what would happen when the relationship goes south, then you are already focusing on the wrong part of a relationship.

You can't just focus on what could go wrong, while that is perfectly normal because every relationship "could" end at any moment, that doesn't mean that you should be in a relationship, while thinking about potential of it ending. Go with your gut, and on the way to your gut, check in with your heart. Those two will tell you what's what in between them (love ted lasso). That should make you invest together easier.

Although you are right, we all know that people change sometimes and things can go wrong even when the relationship looks very strong and free of problems from the outside. We have seen people getting divorced after being married for more than 50 years or so, and that is proof that no matter what, things can always go wrong in a relationship and that each person should keep this in mind even if they love each other so much because times change, and with that, things change too.

This is why it's better for a husband and a wife to have separate investments with their own money and then if they wish, they can have joint investments on mutual understanding and terms that they both agree on. This way, they will be responsible for managing their individual investments on their own while can make mutual decisions on the joint investment.

[milewilda]

It depends on the situation or personalities.
What if both of them are knowledgeable in crypto but have a different opinion on alt coins, or what if they are in a verge of breaking up?
It is good to have a partner with a similar mindset or have the same interest as you, you could both have your own investment or portfolio or just combine your investment to make it grow.

If they are both knowledgeable in crypto and have their own preferences, they can choose to invest differently, but even as that, they can still have separate investments and a combined one. Having knowledge of crypto can even make it easier, as they can use a wallet that requires both their permissions to make any withdrawal. Even in terms of going their separate ways, everything is based on agreement; they can split it.

Two good heads they say are far better than one, if the both have the same interest, doing it together can enhance the investment in terms of finance, time or attention given to the investment. However, there are couples who might not want to have a share of the same investment we still have to respect their own opinion on standing on their own rather than having a joint investment, if they can invest together is ok and if they can not it is still ok provided it is their personal decision and choice. But the truth remains that two good heads will surely supercedes one good head.

Two is indeed better than one, it is really just that there are those individuals who do have some trust issues despite of being married to other person on which they cant really be just that comfortable into the money that they are saving up and this is what i can say a little bit ridiculous but there are people who are really that like this. It is really just that too laughable that conjugal property isnt really that being applied or it isnt really been that considered by some couples or married person. Well, there's nothing we can do if they would really be having that way because its their money being saved and not ours. For me then i might consider out too on having some own savings on which that it is really that on my own and not being told into my wife. We do know that there are some needs that we do want to buy and doesnt really like on always asking for our wife to buy us with that. This is the main reason on why i do keep myself always having some extra fund but when it comes to investment or simply with my crypto holdings then its laughable that even myself do really comes up with this kind of idea. So it will really be that up to you on how you would really be that handling out when it comes to financial matter because in the end of the day when the family is experiencing some financial difficulty then it will be both husband and wife would really be coming up with solutions and this is where usually their investments would really be coming out when they dont really have any options or solutions into their problems. Separate portfolio isnt really that bad but it would be better that you should be letting your wife do knows or telling each other in between about your holdings since the budget do really comes from in between your incomes.

[Youngrebel]

Why can't couples invest together? If a couple can have a combined savings account together then they can also go into Bitcoin investment together in partnership. It's a thing of understanding and a good couple who understands each other in love do practically everything together.
They consult each other for every action or decision they are about to make in agreement before embarking on it. Such couple can comfortably invest in Bitcoin together in love and understanding and no form of misunderstanding will come up.

[Apocollapse]

Why can't couples invest together? If a couple can have a combined savings account together then they can also go into Bitcoin investment together in partnership. It's a thing of understanding and a good couple who understands each other in love do practically everything together.
They consult each other for every action or decision they are about to make in agreement before embarking on it. Such couple can comfortably invest in Bitcoin together in love and understanding and no form of misunderstanding will come up.

Money is money, you can't combine money with love, family, friends etc.

I don't think it's good to combine them, there's need someone who can make a decision instead of making decision from two or more people. When you add more people to make decision, it's usually create a drama and you have to spend more time to make decision.

[Youngrebel]

Why can't couples invest together? If a couple can have a combined savings account together then they can also go into Bitcoin investment together in partnership. It's a thing of understanding and a good couple who understands each other in love do practically everything together.
They consult each other for every action or decision they are about to make in agreement before embarking on it. Such couple can comfortably invest in Bitcoin together in love and understanding and no form of misunderstanding will come up.

Money is money, you can't combine money with love, family, friends etc.

I don't think it's good to combine them, there's need someone who can make a decision instead of making decision from two or more people. When you add more people to make decision, it's usually create a drama and you have to spend more time to make decision.

Your partner is not just a anyone that you can randomly compare to a family member or friend as you have mentioned.
You are a couple and at such do practically everything together.
You should as a matter of fact trust your partner the way you trust your own self.  You are one and you build together and go through everything together so why can't you both invest in Bitcoin together?

Except it's a case where these couple donot do things together, there's no solid Love or together in the home. Such couple have trust issues and always having misunderstanding in their home. But for a couple who understands the true meaning of being together and partnership it will work perfectly and Even go smoothly as these couple will encourage each other to even do better.

[$weetne$$]

Why can't couples invest together? If a couple can have a combined savings account together then they can also go into Bitcoin investment together in partnership. It's a thing of understanding and a good couple who understands each other in love do practically everything together.

That is what they all say until things begin to go sore and then we begin to hear regret from both parties of how they would had invested or saved separately. There is a high rate of divorce form marriages and many couples that were once love birds become enemies that are ready to kill each other. To prevent having regrets, both parties should just have their separate investment accounts while they do things together as a family. Both individuals do not having the same emotional control as one would want to sell while the other will prefer to keep holding therefore having separate investment accounts is a better solution to avoid arguments and disadvantages between the couples.